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JCAIP: Journal of Contemporary Applied Islamic Philanthropy
Published by Nuban Jagadhita Centre
ISSN : -     EISSN : 30255082     DOI : https://doi.org/10.62265/jcaip.v1i2.46
Core Subject : Religion,
Religion
The Journal of Contemporary Applied Islamic Philanthropy is a peer-reviewed journal published by the Nuban Jagadhita Centre, Lampung, Indonesia. The Journal of Contemporary Applied Islamic Philanthropy welcomes papers from academicians on academic research and philanthropic religious practices. In particular, documents considering the following topics are invited: Zakat practices, Infaq practices, Shadaqah practices, Wakaf practices, other philanthropic activities conducted for the public good, And Islamic economic development studies.
Arjuna Subject : Seni dan Humaniora - Studi Agama
Articles 45 Documents
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Integrating Religious Moderation Into Fiqh Muamalah Curriculum: An Instructional Development Study Nurul Mahmudah; Muhammad Syakir Alkautsar; Hamdan Ladiku; Andini Machmud; Muhammad Rifqi Hidayat
Journal of Contemporary Applied Islamic Philanthropy Vol. 4 No. 1 (2026): JCAIP
Publisher : Nuban Jagadhita Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62265/jcaip.v4i1.562

Abstract

Purpose: This study interrogates the epistemological integration of religious moderation within Fiqh Muamalah instruction, addressing the persistent gap between normative legal formalism and the demands of plural socio-economic realities. While prior studies have treated moderation as an external or complementary discourse. Methodology: To operationalize this claim, the study employs a Research and Development (R&D) design using the ADDIE model to construct and empirically test moderation-based teaching materials in the Islamic Economic Law (HESY) Study Program at IAIN Gorontalo. The empirical phase involved 32 students and 3 lecturers, selected through purposive sampling, alongside expert validators in Fiqh, religious moderation, and instructional design. Findings: The findings demonstrate that embedding the principles of tasamuh (tolerance), tawazun (balance), and ‘adl (justice) within core transactional topics significantly enhances students’ analytical capacity in resolving complex socio-economic cases. Quantitatively, the intervention yielded an average N-gain score of 0.64, indicating moderate effectiveness, alongside a 35% improvement in case-based reasoning performance. Expert validation further confirms the robustness of the developed materials (mean feasibility score: 91%). Theoretically, this study repositions Fiqh Muamalah from a predominantly text-centered and doctrinal paradigm toward a context-responsive legal reasoning framework grounded in maqāṣid al-sharī‘ah. It demonstrates that moderation is not an auxiliary value but a constitutive principle that mediates between legal normativity and social harmony.
Gen Z Muslim Women's Consumptive Behavior in Following Muslim Fashion Trends on Social Media Risma Fatma Sari; Finny Ligery; M. Agus Mushodiq
Journal of Contemporary Applied Islamic Philanthropy Vol. 4 No. 1 (2026): JCAIP
Publisher : Nuban Jagadhita Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62265/jcaip.v4i1.416

Abstract

Purpose: As the Muslim fashion trend in Indonesia develops, clothing is no longer just a covering for the genitals but has become a symbol of identity, lifestyle, and social status, especially for Gen Z Muslim women. The Muslim fashion trend that has mushroomed in society through social media has triggered the consumer behavior of Gen Z Muslim women, which is certainly not in accordance with Islamic principles, namely the prohibition of isrāf and tabżīr. Through this study, the author wants to analyze the influence of Muslim fashion trends on the consumer behavior of Generation Z Muslim women through social media marketing. Methodology: This study used a quantitative approach with path analysis. The population in this study was Gen Z Muslim women, whose sample size was determined using the Lemeshow formula and respondents were determined using purposive sampling. There were 96 respondents, aged 17-28, who were active on social media and frequently purchased Muslim fashion products at least once or three times a week. Findings: This study provides results that Muslim fashion trends and social media marketing have a significant direct influence on the consumer behavior of Gen Z Muslim women. Furthermore, there is an indirect influence of Muslim fashion trends on Gen Z Muslim women's consumer behavior through social media marketing. Meanwhile, social media marketing through Muslim fashion trends has no significant influence on Gen Z Muslim women's consumer behavior. The variables included in this study contributed 32% of the influence on the consumer behavior of Gen Z Muslim women, the rest is influenced by various factors both internally and externally.
Determinants of Quick Response Code Indonesian Standard Usage Intention among Micro, Small, and Medium Enterprises in Paal Merah District Nurafni Mardiana; Ahmad Syahrizal; Nova Erliyana
Journal of Contemporary Applied Islamic Philanthropy Vol. 4 No. 1 (2026): JCAIP
Publisher : Nuban Jagadhita Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62265/jcaip.v4i1.578

Abstract

Purpose: This study examines the influence of ease of use, security, and perceived benefits on the intention to use the Quick Response Code Indonesian Standard (QRIS) among micro, small, and medium enterprise (MSME) actors in Paal Merah District, Jambi City. The study responds to the limited empirical evidence on QRIS adoption at the district-level MSME context and contributes to the application of the Technology Acceptance Model in local digital payment behavior. Methodology: This study used a quantitative survey approach. Data were collected through questionnaires distributed to 100 MSME actors selected using purposive sampling. The data were analyzed using validity and reliability tests, classical assumption tests, multiple linear regression, partial t-test, simultaneous F-test, and coefficient of determination with IBM SPSS Statistics 25. Findings: The results show that ease of use and perceived benefits have a positive and significant effect on QRIS usage intention, while security does not have a significant partial effect. Simultaneously, ease of use, security, and perceived benefits significantly influence QRIS usage intention. The adjusted R-square value of 0.695 indicates that the three variables explain 69.5% of the variation in usage intention.
Analysis of the Role of Financial Technology in Enhancing Financial Transparency at Baitul Maal wa Tamwil Fajar Lampung Mawardi; Ulil Albab; Ajibu Jonas
Journal of Contemporary Applied Islamic Philanthropy Vol. 4 No. 1 (2026): JCAIP
Publisher : Nuban Jagadhita Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62265/jcaip.v4i1.399

Abstract

Purpose: This study aims to analyze the role of Financial Technology (fintech) in enhancing financial transparency at BMT Fajar Lampung and to identify internal and external factors influencing the effectiveness of its implementation within Islamic financial institutions. Methodology: The research employs a qualitative approach with a case study design. Data were collected through in-depth interviews, participatory observation, and documentation involving management, financial staff, and BMT members. Data analysis was conducted using an interactive model consisting of data reduction, data display, and conclusion drawing, further strengthened by thematic analysis and triangulation to ensure validity. Findings: The findings reveal that the implementation of fintech plays a significant role in enhancing financial transparency at BMT Fajar Lampung through the digitalization of financial records, real-time reporting, and easier access to financial information. Fintech adoption reduces information asymmetry, improves the efficiency and accuracy of financial management, and strengthens accountability in line with Sharia governance principles. However, its effectiveness is influenced by human resource capacity, managerial commitment, technological infrastructure, and the level of digital literacy. These findings indicate that fintech serves as a strategic tool for promoting transparency, accountability, and institutional trust.
Negotiating Islamic Business Ethics in TikTok Live Streaming: Evidence from Aglaonema Micro, Small, and Medium Enterprises jati Imantoro; Kucoro Budi Riyanto; Andiana Rosid
Journal of Contemporary Applied Islamic Philanthropy Vol. 4 No. 1 (2026): JCAIP
Publisher : Nuban Jagadhita Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62265/jcaip.v4i1.400

Abstract

Purpose: This study aims to analyze how Islamic business ethics negotiations occur in the practice of TikTok live streaming in MSMEs selling aglaonema, as well as how business actors balance ethical principles and the demands of digital platform performance. Previous studies on live streaming commerce have primarily focused on consumer behavior and marketing effectiveness, while limited attention has been given to how Islamic business ethics are negotiated by MSME actors in real-time digital interactions. Methodology: The research uses a qualitative approach with an interpretive paradigm and case study design. The research subjects consisted of six informants, namely five owners and one live streaming host, who were selected purposively. Data collection was carried out through in-depth interviews, live streaming observations, and documentation, then analyzed using thematic analysis techniques assisted by NVivo 12 Plus software. Findings: The results show that ethical negotiations occur dynamically in real-time interactions, influenced by sales pressure, platform algorithms, and audience responses. Business actors use various strategies such as persuasive communication, interaction adjustment, and product transparency to maintain ethical values such as honesty, trust, and responsibility. In addition, a balance between ethics and performivity is achieved through the integration of business practices that maintain moral principles while meeting the demands of the digital market. The conclusion of this study emphasizes that Islamic business ethics in live streaming commerce are adaptive and contextual, and can go hand in hand with digital marketing strategies without having to contradict each other.      
The Influence Of Brand Image And Product Quality On Consumer Loyalty: A Study On Daviena Skincare Users Among FEBI UIN Jurai Siwo Lampung Students Neni Rahmawati; Hanna Hilyati Aulia
Journal of Contemporary Applied Islamic Philanthropy Vol. 4 No. 1 (2026): JCAIP
Publisher : Nuban Jagadhita Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62265/jcaip.v4i1.471

Abstract

Purpose: The rapid growth of the skincare industry in Indonesia has intensified competition among local and international brands, making consumer loyalty an important factor for business sustainability. Daviena Skincare, a local skincare brand, has gained significant popularity among young consumers, particularly university students. This study aims to examine the influence of brand image and product quality on consumer loyalty among users of Daviena Skincare in the Faculty of Economics and Islamic Business FEBI UIN Jurai Siwo Lampung. Methodology: A quantitative approach was employed using a survey method. Data were collected from 51 respondents selected through proportional random sampling and analyzed using multiple linear regression. Findings: The findings reveal that brand image has a positive and significant effect on consumer loyalty, while product quality also has a positive and significant influence. Simultaneously, both variables significantly affect consumer loyalty. The coefficient of determination (R²) indicates that 62.7% of consumer loyalty can be explained by brand image and product quality, whereas the remaining 37.3% is influenced by other factors outside the scope of this study. These findings suggest that strengthening brand reputation and maintaining product quality are essential strategies for enhancing customer loyalty in the skincare industry.
Economic Stability in Indonesia from an Islamic Perspective: A Systematic Literature Review (2015–2025) Yovi Kusumadani; Ananto Triwibowo
Journal of Contemporary Applied Islamic Philanthropy Vol. 4 No. 1 (2026): JCAIP
Publisher : Nuban Jagadhita Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62265/jcaip.v4i1.564

Abstract

Purpose: This study aims to analyse the concept of economic stability from an Islamic perspective using a Systematic Literature Review (SLR) approach. The study is motivated by the increasing global economic instability caused by inflation, financial crises, digital disruption and economic inequality, whilst research on Islamic economic stability remains largely fragmented and has yet to comprehensively integrate various Islamic economic instruments. Methodology: The research utilised the PRISMA methodology by reviewing nationally and internationally recognised scientific articles published between 2015 and 2025. Data were obtained from the Google Scholar, Scopus, and Science Direct databases using keywords related to economic stability, Islamic economics, and the Islamic financial system. Findings: The results indicate that economic stability from an Islamic perspective is not solely focused on economic growth but also emphasises aspects of distributive justice, social balance, sustainable welfare, and economic moral stability. Instruments such as zakat, waqf, Islamic banking and Islamic monetary policy make a significant contribution to maintaining the economic resilience of society. This study offers a conceptual contribution in the form of the integration of the principles of maqashid al-sharia and macroeconomic stability as an alternative model for a more inclusive and sustainable economy in the face of global economic uncertainty.  
The Influence of Fear of Missing Out, Product Quality, and Social Proof on Cosmetic Product Purchase Decisions on TikTok Yulia Lestari; Dian Oktarina; Thoyibatun Nisa
Journal of Contemporary Applied Islamic Philanthropy Vol. 4 No. 1 (2026): JCAIP
Publisher : Nuban Jagadhita Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62265/jcaip.v4i1.572

Abstract

Purpose: Purchasing decisions are influenced by various factors, including Fear of Missing Out (FOMO), product quality, and social proof. Previous research generally only examines the relationship between these two variables and focuses on specific markets or brands. However, research that simultaneously integrates these three variables in the context of cosmetic product purchases via TikTok is still limited. Therefore, this study aims to analyze the influence of FOMO, product quality, and social proof on cosmetic product purchasing decisions on TikTok. Methodology: This study used primary data obtained by distributing questionnaires to 100 respondents, using a 10% solution technique as the sampling method. The analysis technique used was multiple linear regression, with instrument testing, classical assumption testing, and hypothesis testing as requirements. Findings: The results of this study, when viewed partially, found that FOMO does not have a positive and significant influence on purchasing decisions. Meanwhile, Product Quality and Social Proof have a significant positive influence on Purchasing Decisions. And when viewed simultaneously, all independent variables together influence Purchasing Decisions.
Determinants of Digital Zakat Adoption among Generation Z in Indonesia Abdul Malik; Jasri; Harun Alrasyid; Siti Walida Mustamin
Journal of Contemporary Applied Islamic Philanthropy Vol. 4 No. 1 (2026): JCAIP
Publisher : Nuban Jagadhita Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62265/jcaip.v4i1.574

Abstract

Purpose: This study aims to examine the determinants of digital zakat adoption among Generation Z within the framework of Islamic philanthropy. Methodology: This study employs a quantitative approach using Partial Least Squares Structural Equation Modeling (PLS-SEM) based on data collected from 130 respondents in Makassar, Indonesia. Findings: The findings demonstrate that trust is the most dominant factor influencing digital zakat adoption, followed by technology use and financial inclusion, while financial literacy shows the weakest effect. The results indicate that trust exhibits the strongest influence, suggesting its central role in shaping digital zakat behavior. The study uncovers a behavioral paradox in which trust and technological convenience play a more significant role than financial literacy. These findings emphasize the importance of developing trust-based digital ecosystems to enhance participation in Islamic philanthropic practices. This study introduces a behavioral paradox in digital zakat adoption, showing that trust and technological convenience play a more dominant role than financial literacy in influencing Generation Z’s digital zakat behavior. This finding offers a new perspective within the discourse of Islamic philanthropic behavior in the digital era. The findings also provide practical implications for zakat institutions in designing transparent, secure, and user-friendly digital ecosystems to strengthen public participation in digital zakat practices.
The Effect Of Domestic Investment And Foreign Direct Investment On The Increase Labor Absorption In Indonesia During 2015–2024: An Islamic Economics Perspective Lora Ayu Agustina; Muhammad Iqbal; M. Yusuf Bahtiar
Journal of Contemporary Applied Islamic Philanthropy Vol. 4 No. 1 (2026): JCAIP
Publisher : Nuban Jagadhita Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62265/jcaip.v4i1.579

Abstract

Purpose: This study aims to analyze the effect of domestic investment and foreign direct investment on employment absorption in Indonesia during the 2015–2024 period from the perspective of Islamic economics. Methodology: The study employs a quantitative approach using panel data analysis. The data were obtained from Statistics Indonesia (BPS) and the Indonesia Investment Coordinating Board (BKPM). Findings: The results indicate that both domestic investment and foreign direct investment have a significant effect on employment absorption, both partially and simultaneously. The coefficient of determination of 34.1% suggests that variations in employment absorption can be explained by these two variables, while the remaining 65.9% is influenced by other factors outside the scope of this study. From the perspective of Islamic economics, investment is not solely intended to generate profits but must also uphold the principles of justice, public welfare (maslahah), and social well-being through job creation and the reduction of social inequality. This study is expected to serve as a reference for formulating investment policies that prioritize labor-intensive sectors to increase employment absorption, reduce unemployment, and promote a more inclusive and equitable distribution of welfare in Indonesia.

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