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Majapahit Journal of Islamic Finance dan Management
Published by Institut Pesantren KH Abdul Chalim
ISSN : -     EISSN : 27980170     DOI : https://doi.org/10.31538/mjifm
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Majapahit Journal of Islamic Finance and Management (MJIFM) is a journal published by Department of Sharia Economics Universitas KH. Abdul Chalim Mojokerto Indonesia twice a year (June and December). The focus and scope have been adjusted to meet the high standards and wide coverage typical of Scopus-indexed publications. The journal accepts submissions in the specified areas: 1. Sharia-compliant banking 2. Management in Islamic context 3. Islamic Business 4. Islamic Accounting 5. Islamic Finance 6. Islamic Marketing Management 7. Human Resources Management 8. E-commerce Business innovation Authors are urged to submit top-notch research and scholarly publications within these clearly outlined domains. The publication is dedicated to improving knowledge in Islamic finance and management while adhering to strict guidelines.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 673 Documents
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The Impact of Direct Zakat Distribution on the Welfare of Mustahik in Pamekasan Roni Bagus Setyawan
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1093

Abstract

This study aims to analyze the influence of perceived ease of use, e-service quality, promotion, and perceived risk on the interest in using e-wallets among students in Yogyakarta. The background of this study is based on the rapid development of financial technology that is driving changes in people's transaction behavior towards a cashless system. Although e-wallet use is increasing, the intensity of use is still relatively low, so further study is needed to determine the factors influencing interest in using it. This study uses a quantitative approach with a survey method through the distribution of questionnaires to 110 respondents who are active students in Yogyakarta and e-wallet users. The data analysis technique used is Structural Equation Modeling based on Partial Least Squares (SEM-PLS) with the assistance of SmartPLS software. The results show that partially, perceived ease of use and e-service quality do not have a significant effect on interest.
The Effect of Workload and Work Environment on Employee Performance PT PLN (Persero) Manado Power Plant Anabella Esther Rompis; Adelaida Joroh; Meidy Wollah
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1095

Abstract

This study aims to analyze the influence of workload and work environment on employee performance at PT PLN (Persero) UPT Manado, both partially and simultaneously. Employee performance is one indicator of an organization's success in achieving its goals. Workload and work environment factors are believed to have a significant role in shaping and influencing employee performance levels. This study uses a quantitative approach with descriptive and survey methods. The research population is all 30 employees of PT PLN (Persero) UPT Manado, and all of them are sampled through a saturated sampling technique (total sampling). Primary data were collected through questionnaires that have been tested for validity and reliability. Data analysis was carried out using the classical assumption test, correlation analysis, multiple linear regression analysis, t-test, F-test, and coefficient of determination (R²) with the help of IBM SPSS Statistics version 24. The results of the study are expected to show that workload has a partial significant effect on employee performance, work environment has a partial significant effect on employee performance, and workload and work environment simultaneously have a significant effect on employee performance at PT PLN (Persero) UPT Manado.
Analysis of Purple Crispy Roll Production Process and Feasibility: A Snack Innovation Based on Purple Potato (Ipomoea Batatas L.) in Manado City Hanasya Glorya Asyera Tampi; Juliet Pauladel Truly Makinggung; Jemmry Recy Winokan
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1096

Abstract

This study aims to analyze the production process, capacity, resource requirements, and operational feasibility of the Purple Crispy Roll business, an innovative snack made from purple sweet potato (Ipomoea batatas L.) wrapped in crispy spring roll skin. The method used is descriptive quantitative with a case study approach on the pioneering business of Manado State Polytechnic students. Primary data includes production plans, raw material requirements, equipment, labor, and operational costs; while secondary data includes demographic data of Mapanget District and literature related to purple sweet potato processing. The results show that the initial production capacity is 72,720 pcs/year with a production capital per session of Rp 526,000 and a total annual operational cost of Rp 1,200,000. The production process consists of three main stages: making purple sweet potato filling, rolling, and frying to a standard golden brown texture. Production projections show a growth of ±9% per year so that by 2030 the target is to reach 103,620 pcs. With three direct workers and a total wage of Rp 43,200,000/year, this business has the potential to become a model for a sustainable local food-based agro-industry in North Sulawesi.
Adaptation of Work Culture of Student Internship from Manado State Polytechnic at Gensen Holdings Company, Japan Maria Theressa Ferina Lala; Daisy Iriany Erny Sundah; Precylia Ribka Rambing
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1097

Abstract

International internship programs are a strategic means of developing vocational students' competencies in facing the demands of the global job market. However, the success of these programs is not solely determined by the students' technical abilities, but also by their ability to adapt to the work culture of the host country. This study aims to analyze in-depth the adaptation process of work culture of Manado State Polytechnic interns at Gensen Holdings, Japan, covering six main aspects: cross-cultural communication, internalization of Japanese work culture values, psychological flexibility, team integration, work discipline, and the development of performance and work ethic. The study used a descriptive qualitative approach with a case study design. Data collection was conducted through in-depth interviews with three informants selected purposively: a female intern, a field supervisor (Head Chef) from Gensen Holdings, and a supervising lecturer from Manado State Polytechnic. Data were analyzed using the Miles and Huberman model and validated through source and technique triangulation. The results show that the adaptation process occurs in three relatively consistent phases: a passive observation phase in the first month, an active adjustment phase in the second to third months, and an integration phase in the fourth month until the end of the internship. Japanese language barriers and differences in communication styles are the biggest obstacles to initial adaptation, while psychological flexibility and interpersonal initiative are key drivers of success. This study recommends strengthening pre-departure training programs, including functional Japanese language training in a work context, simulations of the Japanese work environment, and a more structured psychological support system during the internship.
Analysis of Digital Marketing Strategy on Sales Improvement at Teman Sejarii Accessories Business Sydney Eunike Febrina Sulangi; Mikke R. Marentek; Nancy H.J. Mandey
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1115

Abstract

This study aims to analyze the influence of digital marketing strategy on sales improvement at Teman Sejarii Accessories Business in Manado City, North Sulawesi. The research method used is quantitative with a survey approach. Data were collected through questionnaires distributed to 100 consumers of Teman Sejarii using purposive sampling technique. Data analysis includes validity test (Pearson Product Moment), reliability test (Cronbach Alpha), classical assumption tests (normality and linearity), simple linear regression analysis, partial t-test, and coefficient of determination. The digital marketing strategy variable (X) was measured through four indicators: Content Marketing, Social Media Marketing, Online Promotion, and Customer Engagement. The sales improvement variable (Y) was measured through four indicators: Sales Volume, Purchase Frequency, Sales Growth, and Revenue Increase. The results indicate that digital marketing strategy has a positive and significant effect on sales improvement (t-count = 18.802; Sig. = 0.000 < 0.05). The coefficient of determination R² = 0.686 indicates that 68.6% of the variation in sales improvement is explained by digital marketing strategy, while 31.4% is influenced by other factors. Instagram content visual aspects emerged as the strongest factor (85.6%), while the giveaway program needs improvement (73.0%). This study recommends that Teman Sejarii optimize visual content, enhance customer interaction programs, and develop more structured digital promotion strategies to maximize conversion from engagement to actual transactions.
Implementation of Omotenashi's Cultural Values in Improving Guest Service in the Kitchen: A Case Study of Ooedo Onsen Monogatari Premium Hotel Fugetsu, Japan Jiniver Debora Panambunan; Efendy Rasjid; Friska Jutresia Papia
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1116

Abstract

This study aims to analyze the implementation of Omotenashi cultural values in enhancing guest service in the Kitchen Division of Ooedo Onsen Monogatari Premium Hotel Fugetsu, Japan. Omotenashi, as Japan's distinctive hospitality philosophy, is embodied through three principal dimensions: Shitsurai (readiness and aesthetics of the service environment), Furumai (staff conduct and etiquette in serving guests), and Shikake (proactive anticipation of guest needs). A qualitative approach with a case study method was employed. Data were collected through one-year participatory observation during an internship, in-depth online interviews with 10 informants comprising kitchen staff, management, and hotel guests, and supporting document analysis. Findings reveal that all three Omotenashi dimensions were systematically and consistently implemented across breakfast buffet, dinner buffet, and live kitchen operations. Shitsurai was executed through rigorous mise en place standards and structured team role-division. Furumai was enacted through the use of keigo (honorific language), deliberate eye contact, and cross-cultural responsiveness. Shikake was realized through hidden menu presentations, live kitchen mini shows, and personalized guest experiences. All five SERVQUAL dimensions (Tangible, Reliability, Responsiveness, Assurance, Empathy) were demonstrably fulfilled through these implementations. Principal challenges identified include seasonal guest surges, language barriers, and the ongoing need for value internalization. This research contributes to the development of culture-based service models in the context of premium hotel kitchen operations in Japan.
The Effect of Compensation and Work Environment on Performance Through Job Satisfaction as an Intervening Variable (A Case Study of Employees Caddies) at Rancamaya Golf & Country Club, Bogor Ridha Tiziana Ruswandi; Sri Harini; Erny Amriani Asmin
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1142

Abstract

This study aims to analyze the influence of compensation and the work environment on employee performance through job satisfaction as an intervening variable among employees (caddies) at Rancamaya Golf & Country Club in Bogor. The study employs a quantitative approach using a survey method. The study population consisted of 200 employees (caddies), while the sample of 133 respondents was determined using Yamane’s formula with simple random sampling. Data collection was conducted by distributing a questionnaire using a Likert scale. Data analysis was performed using IBM SPSS Statistics, including validity tests, reliability tests, classical assumption tests, path analysis, t-tests, the coefficient of determination, and the Sobel test to examine the mediating effect. The results of the study indicate that compensation and the work environment have a positive effect on job satisfaction. Furthermore, the work environment and job satisfaction have a positive effect on employee performance, whereas compensation does not have a direct effect on employee performance. The results of the mediation test indicate that job satisfaction mediates the effect of compensation on employee performance and mediates the effect of the work environment on employee performance. These findings suggest that improving a fair compensation system, fostering a conducive work environment, and achieving high job satisfaction are key factors in enhancing employee performance at Rancamaya Golf & Country Club in Bogor.
The Role of Service Quality and Brand Image on Word of Mouth Through Patient Trust in Ozone Therapy Services at RS Utama Husada Agung Ivan Firdaus; Toni Herlambang; Retno Endah Supeni
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the effect of Service Quality and Brand Image on Word of Mouth through Patient Trust as an intervening variable in ozone therapy services at RS Utama Husada. This quantitative explanatory study involved 200 patients as respondents, with data collected through questionnaires and analyzed using Partial Least Squares–Structural Equation Modeling (PLS-SEM) with WarpPLS. The results showed that Service Quality and Brand Image positively and significantly influence Patient Trust and Word of Mouth. Patient Trust also has a significant effect on Word of Mouth and mediates the relationship between Service Quality, Brand Image, and Word of Mouth. These findings highlight that improving service quality, strengthening brand image, and maintaining patient trust are essential strategies to encourage positive patient recommendations for ozone therapy services.
The Effect of Work-Life Balance and Compensation on Organizational Citizenship Behavior Through Employee Job Satisfaction at PT Rizka Barakatur Rozzaq in Jakarta Tri Wahyuni; Sri Harini; Tini Kartini
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1150

Abstract

This study aims to analyze the effect of Work-Life Balance and compensation on Organizational Citizenship Behavior (OCB) through job satisfaction as an intervening variable among employees of PT Rizka Barakatur Rozzaq in Jakarta. The study employed a quantitative approach using a survey method. The population consisted of 44 employees, and all members of the population were used as respondents through a saturation sampling technique. Data were collected through a five-point Likert scale questionnaire and analyzed using IBM SPSS Statistics 27 through validity and reliability tests, path analysis, t-test, F-test, coefficient of determination, and Sobel test. The results indicate that Work-Life Balance does not significantly affect job satisfaction or OCB. Compensation has a positive and significant effect on job satisfaction, but it does not directly affect OCB. Job satisfaction has a positive and significant effect on OCB. Furthermore, job satisfaction is unable to mediate the effect of Work-Life Balance on OCB, but it is able to mediate the effect of compensation on OCB. These findings suggest that improving job satisfaction through fair and appropriate compensation can encourage employees’ OCB
The Impact of the 2026 Fuel Price Hike on the Income of Factory Catering MSMEs in the Industrial Area of Bekasi Regency: A Qualitative Literature Study Bayu Wahriyanto; Hendri Pujianto; Irma Kusrini; Nurdin Tri Wibowo
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1152

Abstract

The fuel price (BBM) rationalization and adjustment policy implemented in early 2026 significantly affected the operational cost structure of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. This study aims to analyze the impact of the 2026 fuel price increase on the income level and business resilience of factory catering MSMEs in the Industrial Area of Bekasi Regency through a qualitative approach using a literature study method. Data were collected from national scientific journal articles, media reports, official reports from economic institutions, and public policy documents published within the last five years (2021–2026). The literature review results show that the fuel price increase transmits a double-squeeze effect in the form of a surge in daily operational logistics costs and inflation in the prices of basic food raw material commodities. In the factory catering sector within industrial areas, this pressure is aggravated by the phenomenon of contractual price rigidity with manufacturing corporations, which prevents the instant transfer of cost burdens to end consumers. The implication is a massive decline in net profit margins. To sustain business continuity, the literature identifies several tactical measures including menu engineering, collective supply-chain efficiency, and contract renegotiation based on flexible clauses. This study concludes that local government policy intervention is important, in the form of guaranteeing food supply stability and providing logistics incentives for strategic MSME sectors in industrial areas.

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