cover
Contact Name
Safrilia Ayu Nani
Contact Email
bpjfeb@ub.ac.id
Phone
+6285708508515
Journal Mail Official
csefb@ub.ac.id
Editorial Address
Jl. MT Haryono No 165 Malang Fakultas Ekonomi dan Bisnis Universitas Brawijaya
Location
Kota malang,
Jawa timur
INDONESIA
Contemporary Studies in Economic, Finance and Banking (CSEFB)
Published by Universitas Brawijaya
ISSN : -     EISSN : 29633303     DOI : 10.21776/ub.csefb
Core Subject : Economy, Social,
Publish all forms of quantitative and qualitative research articles as well as other scientific studies related to the fields of Economics, Finance, and Banking.
Articles 262 Documents
ANALISIS CONTAGION EFFECT RESESI GLOBAL KE INDEKS PASAR MODAL ASEAN Ana Elisa; Satria, Dias
Contemporary Studies in Economic, Finance and Banking Vol. 2 No. 4 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.02.4.6

Abstract

The Covid-19 pandemic, the Russia-Ukraine war, and the increase in inflation in the United States have triggered a recession, leading to corrections in the global stock markets, including the ASEAN stock index. This research aims to examine how the relationships between stock markets in the ASEAN region mutually influence each other and seeks to identify which stock index exerts a dominant influence. This study employs the Vector Error Correction Mechanism (VECM) method, utilizing daily closing data from the stock indices of the Philippines (PSEi), Malaysia (KLCI), Indonesia (IHSG), Thailand (SET), and Singapore (STI) from 2018 to 2022. The findings indicate that in the short term, only STI influences PSEi, but in the long term, it is influenced by KLCI, IHSG, and STI. In the short term, KLCI is affected by PSEi, SET, and STI, while in the long term, it is influenced by PSEi, IHSG, and STI. In the short term, IHSG is impacted by PSEi, SET, and STI, while in the long term, it is influenced by PSEi, KLCI, and STI. In the short term, SET is influenced by PSEi and STI, while in the long term, it is influenced by PSEi, KLCI, IHSG, and STI. In the short term, PSEi, KLCI, IHSG, and SET do not influence STI, but in the long term, they are influenced by PSEi, KLCI, and IHSG. These five ASEAN stock indices are predominantly influenced by their respective stock indices.
PENGARUH GREEN BANKING TERHADAP KINERJA KEUANGAN PERBANKAN DI INDONESIA (PERIODE TAHUN 2018-2022) Mahardika, Putu Arya Diva; Fitanto, Bahtiar
Contemporary Studies in Economic, Finance and Banking Vol. 2 No. 4 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.02.4.9

Abstract

Environmental problems include climate change, and an increase in the frequency of natural disasters have become widespread phenomena. These harmful trends have been aided by the absence of environmental considerations in banking operations. The idea of "Green Banking" aims to lower carbon emissions both inside and outside of banks. This research aims to analyze the impact of implementing Green Banking on the profitability of banks listed on the Indonesia Stock Exchange during the period 2018-2022. Green Banking is measured using the Green Banking Disclosure Index (GBDI), along with M-Banking Transaction Frequency, Bank Efficiency, and CSR Funds as independent variables. Profitability is projected through the Return on Assets (ROA) as the dependent variable. This research found that partially, CSR funds have a positive and significant influence on ROA (Return on Assets). However, factors like GBDI, M-Banking transaction frequency, and bank efficiency have a negative and significant influence on ROA. Tested simultaneously, the implementation of green banking, including GBDI, M-Banking transaction frequency, bank efficiency, and CSR funds, has a positive and significant effect on profitability.
THE COMPETITIVENESS OF LABUAN BAJO WITH SENTIMENT ANALYSIS Adicatra, Dayu Cakasana; Dias Satria
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2024.03.2.13

Abstract

TripAdvisor is one of the popular websites that collects various traveler reviews of tourism place that have been visited by its users. Reviews are important factors that influence the decision or motivation of a tourist to go to a tourism place. Labuan Bajo is one of the tourism sites that have been given a lot of reviews on TripAdvisor. Looking at this aspect, this study utilized the reviews of foreign tourists to increase competitiveness and economic activity atLabuan Bajo. Research data were obtained directly from the internet using data mining methods for later analysis. This study employed sentiment analysis method. The results of sentiment analysis in this study are information and suggestions for improving the competitiveness and economic activities of Labuan Bajo to be better.
PENGARUH FAKTOR INTERNAL DAN EKSTERNAL TERHADAP KINERJA KEUANGAN BANK MANDIRI Rukma Kalista, Widiani; Susilo
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.03.1.10

Abstract

This research aims to determine the influence of internal (CAR, BOPO and NPL) and external factors (Inflation, Interest Rates and Economic Growth) on Bank Mandiri financial performance. In this research, financial performance is measured by ROA. The method used in this research is the multiple linear regression method. The data used is secondary data in the form of a time series with a time period from 2012 Q1 – 2021 Q4. The results of this research show that the BOPO and Interest Rate variables have a significant effect on Bank Mandiri financial performance. Meanwhile, the CAR, NPL, Inflation and Economic Growth variables do not have a significant effect on Bank Mandiri financial performance.
BEHAVIORAL INTENTION TO USE MOBILE BANKING IN GENERATION Z Angelica, Mora Argatha; Satria, Dias
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.03.1.02

Abstract

The objective of this study is to identify, explore, and increase understanding of the key factors influencing Generation Z's intention to use mobile banking. This study surveyed 100 respondents aged 17-26 in Jakarta, Indonesia, using an online questionnaire. The Partial Least Square Structural Equation Modeling (PLS-SEM) method was employed to identify the key factors influencing Generation Z's behavioral intention to use mobile banking. The research findings reveal a relationship between perceived trust, self-efficacy, and social influence in the context of behavioral intention based on the Unified Theory of Acceptance and Use of Technology (UTAUT) framework. However, the perceived risk was found to have an insignificant negative influence. The results provide valuable insights for banks in Jakarta in developing policies and innovations to improve the quality of the financial system.
DAMPAK PERTUMBUHAN EKONOMI SEKTOR PERTANIAN TERHADAP PROFITABILITAS BANK PERKREDITAN RAKYAT DI WILAYAH SULAWESI wijaya, linda; Al muizuddin Fazaaloh
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.03.1.07

Abstract

Indonesia, which is known as an agricultural country, needs special attention in the agricultural sector. This is due to the warning of the threat of a global Food Crisis by FAO. In addition, there are capital problems for some actors in the agricultural sector. With one of the financial institutions that has an important role in advancing SMEs is BPR. Therefore, the purpose of this study is to examine the impact of economic growth in the agricultural sector on the profitability of rural banks in the Sulawesi Region. The research used quantitative methods conducted at rural banks in Sulawesi that have been registered with OJK. This study used as many as 14 BPR as samples. Data collection using the purposive sampling method has been registered with OJK and has complete financial statements from 2013-2022. This research uses Panel Data analysis techniques processed through STATA 14. The result of this study is that the GDP of the Agricultural Sector, DPK and CAR does not have a significant and positive effect on the ROA of BPR. NPL has a significant and negative effect on ROA. BOPO has a significant and positive effect on ROA. LDR has no effect and negative effect on ROA Then based on simultaneous tests of PDRB, DPK, CAR, NPL, BOPO and LDR variables have a significant effect on ROA.
ANALYSIS OF CREDIT DISBURSEMENT OF NATIONAL PRIVATE BANKS IN 2011-2021 PERIOD (CASE STUDY OF NATIONAL PRIVATE BANKS WITH UNHEALTHY LIQUIDITY) Putu Devi Agustina Prayoga; Hascaryani, Tyas Danarti
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.03.1.01

Abstract

Bank is an institution with an intermediary function as collecting public funds and channeling them in the form of credit. According to its function in extending credit, bank liquidity conditions are very important in order to minimize the risk of default and other systemic risks. Private banks, which are the most common type of bank in Indonesia, have several banks with unhealthy levels of liquidity because they exceed Bank Indonesia's liquidity provisions. This research was conducted to find out how the influence of sources of funds, profitability, credit risk, monetary and macroeconomic policies affect private bank lending with unhealthy liquidity. This study consists of 8 samples which will be processed using panel data regression on E-Views with data sourced from secondary sources. The results show that sources of funds and credit risk have a significant effect on lending and profitability, monetary policies and macroeconomic have no effect on it.
PENDEKATAN RGEC DALAM PENGUKURAN KESEHATAN PERBANKAN SELAMA PANDEMI COVID-19 Heryanto, Nadira Nur Affifah; Shofwan
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.03.1.14

Abstract

In 2020, there was a decrease in the net profit of state-owned banks by an average of 40% for each bank, followed by an increase in the potential for credit risk and a decrease in the share price of state-owned banks. In maintaining the level of public trust, banks must continue to maintain their level of health. This level of health can be calculated through RGEC (Risk Profile, Good Corporate Governance, Earning and Capital) calculation analysis. The method used is descriptive comparative, namely by examining annual financial reports which are then compared with other reports so that differences in the soundness level of banks and state-owned banks are known during the Covid-19 pandemic. The results of this study show difference in the level of soundness every year during the COVID-19 pandemic from 2020 to 2022 at state-owned banks as indicated by changes in RGEC calculation ratios.
ANALISIS REAKSI PASAR TERHADAP SAHAM BLUE CHIP DAN NON-BLUE CHIP YANG MENGALAMI STOCK SPLIT Handayani, Nadila Dwi; Hascaryani, Tyas Danarti
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.03.2.08

Abstract

A stock split corporate action usually provokes a market reaction. You can see reactions through volume activity and abnormal returns. This quantitative study aims to examine the market reaction to Blue Chips and non-Blue Chips splitting between 2013 and 2022. The population used consisted of 86 strains consisting of 12 elite and 74 non-elite strains. These shares are listed on the Indonesia Stock Exchange. The survey data is secondary data consisting of the average trading volume before and after the stock split and the average abnormal return before and after the stock split. The methods used are the Wilcoxon Signed Rank Test with normality test and significance level a = 5%. The results of the study explain that there was no significant difference in Trading Volume Activity before and after the stock split for both Blue Chips and non-Blue Chips. On the other hand, when there was no abnormal return, a significant difference was seen for blue-chip stocks, but a significant difference was seen for non-blue-chip stocks before and after the stock split.
DAMPAK FLYPAPER EFFECT TERHADAP KEMISKINAN (STUDI KOMPARASI KOTA DENGAN KABUPATEN) Khairy, Rahmat Nur; Susilo
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2024.03.2.11

Abstract

Flypaper effect it’s a phenomenon, when a region's spending is more reactive to transfer funds than its own regional income. The purpose of this study is to examine and analyze the existence of the flypaper effect that occurs, and to find out whether Regional Expenditure is able to mediate income against poverty. By conducting a comparative study between regencies and cities in East Java Province in 2010-2019, using the Path Coefficient Regression method, it was found that there was no flypaper effect in cities, and there was a flypaper effect in regencies. On the other hand, in both cities and regencies, regional spending mediates income against poverty. However, the effect of PAD on poverty in cities tends to be greater, when compared to districts. Thus, in order to achieve the goal of fiscal decentralization towards self-sufficient local government funding, it is necessary to take steps to minimize the effect of the flypaper effect in the district area.