cover
Contact Name
Safrilia Ayu Nani
Contact Email
bpjfeb@ub.ac.id
Phone
+6285708508515
Journal Mail Official
csefb@ub.ac.id
Editorial Address
Jl. MT Haryono No 165 Malang Fakultas Ekonomi dan Bisnis Universitas Brawijaya
Location
Kota malang,
Jawa timur
INDONESIA
Contemporary Studies in Economic, Finance and Banking (CSEFB)
Published by Universitas Brawijaya
ISSN : -     EISSN : 29633303     DOI : 10.21776/ub.csefb
Core Subject : Economy, Social,
Publish all forms of quantitative and qualitative research articles as well as other scientific studies related to the fields of Economics, Finance, and Banking.
Articles 262 Documents
ANALISIS DAMPAK SHOCK PERTUMBUHAN EKONOMI MITRA DAGANG UTAMA TERHADAP PERTUMBUHAN EKONOMI DAN KETERBUKAAN PERDAGANGAN INDONESIA Purwanto, Muhammad Rizqy; Rachmad Kresna Sakti
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.03.1.11

Abstract

This study aims to analyze the response of Indonesia's economic growth and Indonesia's trade openness with each trading partner to economic growth shocks in Indonesia's main trading partners. This study uses a quantitative approach with the VAR / VECM method by analyzing the impulse response between variables, using time-series data. The sample used in this study amounted to 378 annual data from 1981-2022 sourced from the World Bank and IMF. The results obtained from the response test show that there is a positive response from Indonesia's economic growth to shocks to US economic growth, and a negative response from Indonesia's trade openness with the United States. There is a positive response from Indonesia's economic growth to China's economic growth shocks, and a negative response from Indonesia's trade openness with China. There is a positive response of Indonesia's economic growth and trade openness with Japan to Japan's economic growth shocks. There is a negative response from Indonesia's economic growth and trade openness with Malaysia to shocks in Indonesia's economic growth with Malaysia.
JUMLAH ATM DAN INDIKATOR EKONOMI: STUDI KASUS PADA OECD-16 Sih Handika, Kharina Martha; Prestianawati, Silvi Asna
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.03.1.04

Abstract

The OECD countries are countries that have rapid digital development, so this study aims to examine the influence of commercial bank branches, inflation, and broad money on the number of Automated Teller Machines (ATMs) in the OECD-16 countries during 2017-2020. This research uses a quantitative approach with panel data regression analysis method. The results of the study show that commercial bank branches has a positive and significant influence on the number of ATMs, while broad money has a negative and significant influence. Meanwhile, the inflation variable does not have a significant influence on the number of ATMs. This research is expected to provide a positive contribution to the banks in improving the quality of banking services that support the needs of customers by ensuring the level of security and comfort of customer transactions, as well as providing development of ATM features.
STUDI KOMPARATIF PROFITABILITAS SEBELUM DAN SESUDAH PENERAPAN BRANCHLESS BANKING DAN DAMPAK TERHADAP KEUANGAN BERKELANJUTAN Pranata S., Andika Nedya; Sakti, Rachmad Kresna
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.03.1.03

Abstract

The purpose of this study was to determine a comparative study of banking profitability before and after implementing branchless banking, as well as analyzing the impact of the branchless banking program on sustainable finance. This research takes bank companies that are included in the Bank Based on Core Capital (KBMI) 4 group, namely Bank Mandiri, BRI, BNI, and BCA as research objects. Apart from that, one of the impacts of branchless banking on the macro economy is economic growth. The time period reviewed in this research is from 2010-2014 before the use of branchless banking and 2015-2022 after the use of Branchless Banking. This research uses a comparative test method and the hypothesis test uses non-parametric statistics (Wilcoxon signed-rank test). The research results show that in the ROA ratio there are 3 banks that show significant differences, in the NIM ratio there are 3 banks that show significant differences, and in the BOPO ratio 2 banks show significant differences. The results of this research also show that the existence of branchless banking has a positive impact on the macro economy, namely economic growth in
PENGARUH JUMLAH KREDIT DAN PEMINJAM TERHADAP STABILITAS SISTEM KEUANGAN PADA FINTECH PEER TO PEER LENDING TAHUN 2019 SAMPAI 2022 Imam Safi'i; Faishal Fadli
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.03.1.06

Abstract

This study aims to determine the effect of credit and the number of borrowers in Fintech P2PL services on financial system stability from 2019 to 2022. The source of research data comes from secondary data, which comes from fintech statistics found on the Financial Services Authority (OJK) website. The research uses a quantitative approach with time series data analysis using Ordinary Least Square (OLS). The results of the study show that Fintech credit has a positive but not significant effect on financial system stability. The number of borrowers in P2PL fintech services as a form of financial inclusion has a negative and significant impact on financial system stability. This study has the implication that short-term credit provided by fintech does not affect financial system stability, while the number of borrowers in P2PL fintech services causes a decrease in financial system stability so that increased financial inclusion must be accompanied by strong risk mitigation to maintain financial system stability.
PENGARUH MAKRO EKONOMI TERHADAP RETURN SAHAM PERBANKAN Muhammad Alfin Syaichul Farich; Yenny Kornitasari
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.03.1.13

Abstract

This study aims to see the effect of economic variables and world oil prices on banking stock returns. The method used in this study is a panel data regression analysis technique using quarterly data and the period from 2020 to 2022. The results of the research show that inflation and interest rates have a significant positive effect on banking stock returns, an increase in inflation causes people to reduce consumption and prefer to invest their money in the capital market, an increase in interest rates can result in an increase in income which has an impact on banking profits and performance, this is interesting investors' interest in investing in banking shares. Meanwhile, the exchange rate has a significant negative effect on banking stock returns, an increase or depreciation of the Rupiah exchange rate causes an increase in production costs and company expenses which can reduce company performance. so that investors become less interested in investing in the stock market. Meanwhile, world oil prices have no effect on banking stock returns
REVISION ANALYSIS FACTORS THAT INHIBIT THE DEVELOPMENT OF SMALL AND MEDIUM ENTERPRISES IN THE GRAPHIC DESIGN SECTOR (CASE STUDY OF EDUCATED MILLENNIALS) Hafidz, Hafidz Ash Shalih; Khusnul Ashar
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.03.1.05

Abstract

The graphic design industry is a very promising and very flexible industry along with the development of technology and also the use of social media among the public. Departing from this, it was found that small and medium enterprises engaged in graphic design, especially millennials, caused great market competition. This has resulted in many graphic design businesses that are unable to develop or even regress. But behind the high market competition, there are still many graphic design businesses that are still able to maintain their existence or even develop. Departing from this, the purpose of this research is to determine the factors that hinder the development of graphic design businesses. There are 6 factors that can hinder business development, namely Human Resources (HR) factors, Planning Factors, Marketing and Sales Factors, Business Management Factors, Venture Capital, and Government Assistance. This study used qualitative descriptive analysis method with data collection techniques through interviews. Based on the analysis of results / findings in the field, researchers can conclude that there are 5 factors that hinder the development of graphic design businesses, especially the millennial sector, namely Human Resources (HR) factors, Planning Factors, Marketing and Sales Factors, Business Management Factors, Business Capital While government assistance is considered influential. The results of this study can be used as a basis for taking policies for graphic design business owners specifically for the millennial sector to improve their business development and can also be used as a learning for prospective entrepreneurs, especially in the field of graphic design. Keywords: Graphic Design, MSMEs, Millennials
PENGARUH FAKTOR INTERNAL DAN EKSTERNAL PERUSAHAAN TERHADAP HARGA SAHAM PADA BANK HIMBARA Prayodana, Hangga; Pangestuty, Farah Wulandari
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.03.1.09

Abstract

The capital market is a place for investors to channel funds in the form of shares with the aim of investing. There are various internal and external factors that can influence Himbara Bank's stock price. The aim of this research is to determine the influence of GCG, firm size and inflation on firm performance and stock prices. This research uses quantitative analysis. In this research, the data analysis technique used is panel data path analysis. The data used is secondary data, using a time series from 2013-2022. The research results found that GCG partially influences firm performance. Firm size influences firm performance. Inflation affects firm performance. Firm size influences stock prices. Inflation has no effect on stock prices. Firm performance influences stock prices. Firm performance mediates firm size on stock prices. Firm performance does not mediate inflation on stock prices.
PENGARUH PROFIL RISIKO TERHADAP VARIABEL FINANCIAL DISTRESS (STUDI KASUS PADA BANK KBMI 1 – 4 SERTA BANK BUMN DAN BUSN PERIODE 2017-2021) Mohammad Irham Muqoddam; Sakti, Rachmad Kresna
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2024.03.2.12

Abstract

This study aimed to analyze the bank's health assessment instrument through the risk profile of the RBBR component with bankruptcy prediction using the Bankometer model. This study used the category of Banks Based on Core Capital (KBMI) class 1 to 4 for the period 2017 to 2021. The components in this study include several risk profiles of a bank including Loan to Deposit Ratio, Non Performance Loans, BOPO, Return on Assets, Capital Adequacy Ratio and Inflation, while Bankometer is measured using the S-Score. The results of the study stated that the risk profile that significantly affects the research sample is credit risk and liquidity, it can be concluded that the higher the capital determined by the bank in order to continue to gain investor confidence but cannot manage properly, it will only increase the high burden on the bank's risk value.
THE EFFECT OF INCOME AND ELECTRONIC MONEY ON CONSUMPTION BEHAVIOR OF STUDENTS UNDERGRADUATE ECONOMIC FINANCE AND BANKING UNIVERSITAS BRAWIJAYA Zanuadewi, Mellania Putri; Bintoro, Nugroho Suryo
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.03.1.12

Abstract

This research was conducted to determine the effect of Income and Electronic Money (E-Money) on Consumption Behavior. This data specifically takes students of Economics, Finance and Banking, Universitas Brawijaya (Class of 2019 - 2021). This study uses a quantitative approach. The sampling method used in this research is purposive sampling. The method used in this study is the Partial Least Square (PLS) method with the SMARTPLS 3.0 tool. The sample of this study is 289 students who use E-money as a medium of exchange. And the results of the analysis show that the income variable has no significant effect on consumption behavior. Meanwhile, Electronic Money has a significant effect on Consumption Behavior of Students of S1 Economics, Finance and Banking, Universitas Brawijaya
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PROFITABILITAS PERUSAHAAN ASURANSI DI PASAR MODAL INDONESIA Akhyar, Muhammad Fariz; Indraswati, Citra Rahayu
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.03.1.08

Abstract

This study aims to investigate the factors that influence the profitability of insurance companies listed on the Indonesian capital market, with a focus on leverage (proxied as debt to equity ratio), risk-based capital, and underwriting results. The data used covers the period 2018 to 2022, and takes a sample of ten insurance companies listed on the Indonesia Stock Exchange. The analysis method used is panel data regression with the dependent variable of company profitability and the independent variables of leverage, risk-based capital, and underwriting results. Based on the results of the analysis, it is known that the appropriate model used in the panel data regression analysis of this study is the Random Effect Model (REM). The results showed that underwriting results have a significant effect on profitability. While leverage and risk-based capital have no significant effect on profitability in insurance companies listed on the Indonesia Stock Exchange for the period 2018-2022.