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Contact Name
Safrilia Ayu Nani
Contact Email
bpjfeb@ub.ac.id
Phone
+6285708508515
Journal Mail Official
ieff@ub.ac.id
Editorial Address
Jl. MT Haryono No 165 Malang Fakultas Ekonomi dan Bisnis Universitas Brawijaya
Location
Kota malang,
Jawa timur
INDONESIA
Islamic Economics and finance in Focus (IEFF)
Published by Universitas Brawijaya
ISSN : -     EISSN : 29641233     DOI : 10.21776/ub.ieff
Publish all forms of quantitative and qualitative research articles and other scientific studies related to the field of Islamic Economics and finance.
Articles 15 Documents
Search results for , issue "Vol. 3 No. 1 (2024)" : 15 Documents clear
ANALISIS FAKTOR PENGARUH KEPUTUSAN ASN DALAM MENGELUARKAN ZAKAT PROFESI MELALUI BAZNAS Al Jihad, Hizbullah; Ekawaty, Marlina
Islamic Economics and finance in Focus Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.01.12

Abstract

According to the BAZNAS Strategic Studies Center, the potential for zakat in Indonesia in 2020 reaches Rp. 327.6 trillion, but the amount of zakat collected in the same year was only around Rp. 12.429 trillion. In this study, Maros Regency was chosen as the research focus because BAZNAS Maros Regency received a total income of Rp. 6,184,383,403 in 2022, with the largest contribution coming from zakat fitrah of Rp. 1,646,818,000, followed by zakat maal (from entities/organizations) of 315,092,717, which came from professional zakat paid by ASN Maros Regency. The purpose of this research is to identify the factors that influence the decisions of ASNs in Maros Regency in issuing professional zakat through BAZNAS in Maros Regency. This study uses a quantitative approach with binary logistic analysis method. The population consists of ASNs in Maros Regency groups 3 and 4 who are Muslim with a sample of 100 respondents. The results showed that the variable knowledge of zakat and service quality had a significant influence on the decisions of ASNs in Maros Regency in issuing professional zakat through BAZNAS in Maros Regency. Meanwhile, the variables of income and trust have no significant effect on the decisions of ASNs in Maros Regency in issuing professional zakat through BAZNAS in Maros Regency. This research is expected to be the basis for BAZNAS in Maros Regency in optimizing the potential for professional zakat among ASNs in Maros.
ANALISIS STRATEGI PENGHIMPUNAN DANA INFAQ MELALUI PROGRAM SAFARI BERKISAH DI YAYASAN DANA SOSIAL AL FALAH MALANG Puspita Sari, Anggie; Anggraini, Ika Khusnia
Islamic Economics and finance in Focus Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.01.01

Abstract

Many infaq management institutions such as Baznas and LAZ have been established. These institutions certainly need a strategy in collecting for the sustainability of the institution and realizing its distribution program. This study aims to determine the implementation of the Safari Berkisah program as a method of collecting infaq at YDSF Malang, and the impact of the Safari Berkisah program on YDSF Malang and stakeholders. The gap between this research and the research that has been done lies in the object of research where in previous studies no one has made Safari Berkisah as the object of research. The method used in this research is a qualitative method with a case study approach. From this research it is known that the implementation of the Safari Berkisah program at YDSF Malang is in accordance with the stages of fundraising strategy and the program has a positive impact on YDSF Malang and stakeholders. The results of this study are expected to be input for the Al Falah Social Fund Foundation Malang regarding the Safari Berkisah method as one of its collection methods, and can be taken into consideration for zakat, infaq, and alms management institutions in carrying out collection activities, especially through Safari Berkisah activities.
ANALISIS KINERJA BPR SYARIAH DI JAWA TIMUR: STUDI KASUS SEBELUM DAN SESUDAH PANDEMI COVID-19 Ubaidillah, Muhammad Irfan; Al Muizzuddin Fazaalloh
Islamic Economics and finance in Focus Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.01.08

Abstract

The Covid-19 pandemic in Indonesia has had a noticeable impact on the economy, including the profitability of the Islamic People's Financing Bank (BPRS) in East Java, which provides financing to the public. The objective of this research is to determine the impact of Covid-19 on the profitability of Islamic BPRs in East Java, with a sample of 19 Islamic BPRs from the period 2017-2023, using panel data regression analysis techniques. The results of the conducted tests indicate that non-performing financing (NPF) has a negative but insignificant impact on profitability, while operating expenses (BOPO) have a significant negative impact on profitability. Financing-to-deposit ratio (FDR) has a significant positive impact on profitability, while capital adequacy ratio (CAR) has a positive but insignificant impact on profitability. Moreover, Covid-19 has a significant positive impact on the profitability of Islamic BPRs in East Java.
PENINGKATAN KESEJAHTERAAN PENERIMA MANFAAT YAYASAN BAITUL MAAL (YBM) PLN PERSPEKTIF MAQASHID SYARIAH Firly Intan Putih Ramadhan; Hascaryani, Tyas Danarti
Islamic Economics and finance in Focus Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.01.09

Abstract

This study aims to analyze the empowerment of gerobak cahaya which is one of the flagship programs of YBM PLN Malang City in distributing and utilizing zakat funds in the form of productive zakat, linked to aspects of maqashid sharia. The reason this research is important is because no previous research has been found with similar objects, so new findings are needed that can be used as material for further research. This research uses a qualitative research method with a case study approach based on interviews, observation and documentation. From this research it is known that YBM PLN Malang City has made efforts to help improve the welfare of the community, especially the beneficiaries of the YBM PLN Malang City gerobak cahaya through the implementation of empowering gerobak cahaya. The resulting welfare impact shows that the beneficiaries of the Malang City gerobak cahaya are not yet fully prosperous according to maqashid sharia, because one of the elements of maqashid sharia, namely reason (al-aql) is not fulfilled.
THE OPTIMIZATION OF THE EMPOWERMENT OF ZAKAT, INFAQ, AND SADAQAH IN THE GURU NGAJI BERDAYA PROGRAM: A CASE STUDY OF LAZIS NURUL FALAH OF SURABAYA Yendi Rio Nurrachman; Indri Supriani
Islamic Economics and finance in Focus Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.01.06

Abstract

Poverty is a problem that cannot yet be completely resolved, especially for Qur’an teachers in remote areas of Indonesian. Islam as rahmatan lil alamin can provide solutions to these problems by optimizing Islamic philanthropic instruments such as zakat, infaq, and sadaqah by ZIS institutions, one of which is LAZIS Nurul Falah of Surabaya in the Guru Ngaji Berdaya program. This research aims to determine the optimality of ZIS funds in the Guru Ngaji Berdaya program at LAZIS Nurul Falah of Surabaya with indicators of increasing income as a benchmark and optimization steps. The method used in this research is descriptive qualitative using interview method with two managers of LAZIS Nurul Falah of Surabaya (A1 - A2) and five Qur’an teachers (B1 - B5). The results of this research indicate that informants B1 - B5 experienced an increase in income so the empowerment of ZIS in the Guru Ngaji Berdaya program was optimal. The optimization steps that can be taken by LAZIS Nurul Falah of Surabaya in the Guru Ngaji Berdaya program are being more responsive, collaboration between LAZIS Nurul Falah branches, socialization to become expert teachers, and increasing assistance in the form of business capital.
MENGUNGKAP FAKTOR DETERMINAN PENGAMBILAN KEPUTUSAN KONSUMEN DALAM PEMBELIAN MAKANAN HALAL DI MAKASSAR Aulia Fatimah Khairunnisa; Aminnullah Achmad Muttaqin
Islamic Economics and finance in Focus Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.01.05

Abstract

The demand for halal food is increasing among Muslim consumers worldwide, including in Makassar. Halal awareness and certification influence purchasing decisions, as the halal label provides safety assurance for Muslim and non-Muslim consumers. Price perception also affects buying decisions, as affordable prices are desired. Income also plays a role in consumer buying patterns and preferences. This research aims to analyze the impact of halal awareness, halal certification, price perception, and income on purchasing halal food in Makassar. The study employs a quantitative approach, gathering data through questionnaires distributed to 153 respondents who are halal food consumers in Makassar and aged above 18 years. The collected data will be analyzed using Ordinal Logistic Regression analysis. The research findings reveal that halal awareness, halal certification, and price perception positively and significantly impact the purchasing decisions of Makassar consumers when buying halal food. On the other hand, income does not significantly influence the decision to purchase halal food.
FAKTOR – FAKTOR YANG MEMPENGARUHI KEPUTUSAN KONSUMEN MEMILIH HOTEL SYARIAH Pasya, Shifa Aulia; Noor, Iswan
Islamic Economics and finance in Focus Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.01.07

Abstract

The emergence of halal tourism aligned with Sharia principles has been a significant development in the tourism industry. One crucial aspect of this trend is the presence of Sharia-compliant hotels, which are increasingly competitive in the hospitality sector. This research aims to identify key factors influencing consumer choices when selecting Sharia-compliant hotels in Batu. Using a quantitative descriptive approach with Likert scale analysis, a sample of 160 participants was randomly selected from various respondents who had stayed in Sharia-compliant hotels in Batu. The research findings reveal that consumers' personal preferences in choosing Sharia-compliant hotels are primarily determined by location, religiosity, price, product quality, and lifestyle.
KOMPARASI KETAHANAN BANK SYARIAH DAN BANK KONVENSIONAL SELAMA PANDEMI COVID-19: ANALISIS INDEX BANKING CRISIS Anisa Cindy Arzamitha; Munawar Ismail
Islamic Economics and finance in Focus Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.01.02

Abstract

This study aims to compare the resilience of Islamic and conventional banking during the COVID-19 pandemic. Banking resilience is measured by the Banking Crisis Index (IBC) which is compiled using five components, namely Non Performing Loan (NPL)/Non Permorming Financing (NPL), Loan to Deposit Ratio (LDR)/ Financing to Deposit Ratio (FDR), Biaya Operasi Pendapatan Operasi (BOPO),  Capital Adequacy Ratio (CAR), dan Return on Assets   (ROA). The data used was obtained from monthly reports on Indonesian banking statistics from 2020-2022 which were then analyzed using a Mann Whitney U-Test. The result of this study indicate that there are significant differences in the resilience of islamic and conventional banking during COVID-19 with a significance value of 0,000>0,05.  
ANALISIS PERAN DANA DESA DAN ISLAMIC HUMAN DEVELOPMENT INDEX (I-HDI) TERHADAP TINGKAT KEMISKINAN (STUDI KASUS PADA PROVINSI JAWA TIMUR PERIODE 2018 - 2022) Hayatuzzahrah Taqiyyah; Sri Muljaningsih
Islamic Economics and finance in Focus Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.01.04

Abstract

Poverty is still a major problem today in the economy. This problem is increasing with the COVID-19 pandemic. The solution to poverty alleviation is carried out by the government, namely the allocation of village funds. In addition, poverty alleviation can be seen from human resources which is a factor in poverty, namely the Islamic Human Development Index by applying aspects of Maqashid Syariah. The purpose of this study is to see how the influence of village funds and the Islamic Human Development Index on poverty alleviation in East Java Province. This research is quantitative using panel data analysis with variables of village funds, Islamic Human Development Index (X variable) and poverty rate (Y variable). The research was conducted in 29 districts in East Java in the period 2018-2022. The result of this study is the selection of fixed effect model. Furthermore, the village fund variable has a negative and significant influence on the poverty rate in East Java. The Islamic Human Development Index variable has a negative and insignificant effect on the poverty rate. This result is expected to be an effective solution for poverty alleviation through village funds in order to maximize allocation and the Islamic Human Development Index has a further impact on poverty alleviation. Keywords: Village funds; I-HDI; Poverty; Allocation
PENGARUH PENGETAHUAN INVESTASI, PENDAPATAN DAN KEMAJUAN TEKNOLOGI TERHADAP MINAT INVESTASI MASYARAKAT USIA PRODUKTIF DI REKSA DANA SYARIAH MELALUI APLIKASI BIBIT Al Farizi, Muhammad Hafidz; Ajeng Kartika Galuh
Islamic Economics and finance in Focus Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.01.11

Abstract

Investment is one of the crucial matters in people’s personal financial management. Therefore, younger generations have started to make investments in capital markets. Indonesia has the largest potential of becoming the largest capital market globally. Unfortunately, Islamic capital market in the country, especially Islamic mutual funds, is still far behind the conventional ones. Therefore, in order to ensure that the huge potential is not wasted, effective measures to increase people’s intention for investment in Islamic capital market, especially in Islamic mutual funds, are required. The objective of this research is to investigate the effects of investment knowledge, income, and technological advancement on the intention of productive-age people to invest in Islamic capital market, particularly Islamic mutual funds, through Bibit. Using random sampling, 100 people were selected as the respondents. The results of the data analysis using multiple linear regression indicate that investment knowledge, income, and technological advancement influence the intention of productive-age people to invest in Islamic mutual funds through Bibit.

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