cover
Contact Name
Safrilia Ayu Nani
Contact Email
bpjfeb@ub.ac.id
Phone
+6285708508515
Journal Mail Official
ieff@ub.ac.id
Editorial Address
Jl. MT Haryono No 165 Malang Fakultas Ekonomi dan Bisnis Universitas Brawijaya
Location
Kota malang,
Jawa timur
INDONESIA
Islamic Economics and finance in Focus (IEFF)
Published by Universitas Brawijaya
ISSN : -     EISSN : 29641233     DOI : 10.21776/ub.ieff
Publish all forms of quantitative and qualitative research articles and other scientific studies related to the field of Islamic Economics and finance.
Articles 189 Documents
PENGARUH KEPERCAYAAN, TRANSPARANSI DAN KUALITAS PELAYANAN TERHADAP LOYALITAS MUZAKKI LAZ SOLO PEDULI Muhammad Syfaul Adib; Sri Muljaningsih
Islamic Economics and finance in Focus Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.02.01

Abstract

This article aims to analyze the effect of trust, transparency, and service quality on the loyalty of the muzakki of the amil zakat institution Solo Peduli. This research is a quantitative study using a questionnaire using a liker scale and the method is calibrated using multiple linear regression analysis with the help of the SPSS application. There were 40 sample respondents consisting of 10 male respondents and 30 female respondents. The results of the study show that the trust factor and service quality have a significant influence on the loyalty of Solo Peduli muzakki, while the transparency factor has no significant effect on the loyalty of Solo Peduli muzakki. As for the trust in transparency, and the quality of service explained by 61.2% of the loyalty of muzakki Solo Peduli
PENGARUH BAGI HASIL,KUALITAS PELAYANAN DAN KELUARGA TERHADAP KEPUTUSAN MENJADI NASABAH BANK MUAMALAT (STUDI KASUS DI KABUPATEN LAMONGAN) fathur rohman wahid
Islamic Economics and finance in Focus Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.02.07

Abstract

This study aims to examine the effect of the principle of profit sharing, service quality, and family on the decision to become a customer at bank muamalat. The population in this study were all customers of the Muamalat branch office (KCP) Lamongan Regency, totaling 1834 with a total sample of 120 customers. The sample selection was carried out using the Hair et al (1998) formula in which the number of indicators was multiplied by 6 sampling methods using probability sampling. The analytical method used is multiple linear regression. The results showed that the principle of profit sharing, service quality, family had a significant effect on the decision to become a customer at bank muamalat, which had an Fcount of 59.886 > 2.68 and had a significant value of 0.000 <0.05.
IMPLEMENTASI ZAKAT PRODUKTIF UNTUK PEMBERDAYAAN MUSTAHIK Muhamartha, Dimas Putramanda; Anggraini, Ika Khusnia
Islamic Economics and finance in Focus Vol. 2 No. 3 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.03.07

Abstract

Almsgiving or zakat has enormous potential in Indonesia. In 2019, the collected zakat funds in Indonesia amounted to approximately IDR 5.7 trillion. A number of these funds were distributed in 5 fields such as economy, education, healthcare, da'wah, and social humanity. From the results of zakat funds collection in Indonesia in 2019, 13.53% was distributed to the economic sector. It causes distribution in the economic sector to rank 4th. Besides, the goal of productive zakat is difficult to achieve because most of the zakat funds in Indonesia are distributed to the social humanitarian sector which is short-term assistance and is charitable. Therefore, this study aimed to see how the implementation and influence of productive zakat in efforts to empower micro-recipients of zakat mustahik. This study used the Lapak Berkah Program of LAZ Inisiatif Zakat Indonesia East Java as a research object. The results showed that the implementation of productive zakat through the Lapak Berkah Program influences efforts to empower mustahik. It can be seen from the existence of business development, the implementation of Islamic business ethics, and the ability to pay ZIS from mustahik through the Lapak Berkah Program.
PREFERENSI KEPUTUSAN MEMBAYAR ZAKAT, INFAQ, SEDEKAH DI LEMBAGA AMIL ZAKAT MELALUI PEMBAYARAN DIGITAL Nabilah, Ulfa; Galuh, Ajeng Kartika
Islamic Economics and finance in Focus Vol. 2 No. 3 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.03.05

Abstract

The high number of Muslim population and the potential for Zakat, Infaq and Alms (ZIS) in Indonesia do not reflect the collection of ZIS in Indonesia by the Amil Zakat Institution (LAZ). Efforts to maximize ZIS collection by LAZ require innovation in the form of digital payment methods. The purpose of this research is to find out the preferences of muzakki in channeling ZIS funds through digital payments to LAZ based on LAZ's reputation in the community, the ZIS distribution program to mustahiq, the convenience offered on LAZ digital payments, and the digital ZIS payment method by muzakki. The method in this study is quantitative by using logistic regression data analysis. The results of this study partially LAZ reputation variables and digital ZIS payment methods have a significant and positive effect on the decision to pay ZIS through digital payments. Simultaneously the LAZ reputation variable, ZIS distribution program, convenience, and digital ZIS payment methods have a significant effect on the decision to pay ZIS through digital payments. So, from this research it can be seen that muzakki's trust and the development of digital payment technology offered by LAZ have influenced muzakki's interest in paying ZIS at the LAZ.
PEMAHAMAN KONSUMSI ISLAM, KEMUDAHAN MENGAKSES DAN PROMOSI TERHADAP PEMBELIAN IMPULSIF MAHASISWA MUSLIM PADA SHOPEE NAJMA NABIELA
Islamic Economics and finance in Focus Vol. 2 No. 3 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.03.09

Abstract

The high level of smartphone ownership is used by the public to use online apps for transactions. This study aims to see the effect of understanding consumption in an Islamic view, ease of accessing applications and promotions on impulse purchases. The analytical method used is descriptive quantitative method. The research location in Malang City uses a Likert scale. The questionnaire used purposive sampling and was distributed to the 5 best universities in Malang City. Analyzed using descriptive statistical analysis, validity test, reliability test, classic assumption test, multiple regression analysis and hypothesis testing using the SPSS 21 program. The results of this study indicate that understanding of Islamic consumption has a negative and significant effect on the impulsive buying of Malang City Muslim students on the Shopee marketplace . Meanwhile, the ease of access and promotion had a positive and significant effect on the impulsive purchases of Malang City Muslim students on the Shopee marketplace. This research becomes information material for the public, especially Muslim communities, to stay away from israf and comply with Islamic teachings in making purchasing decisions.
FAKTOR EKSTERNAL DAN INTERNAL YANG MEMPENGARUHI PEMBIAYAAN BANK UMUM SYARIAH KEPADA UMKM Mega Ria; Asfi Manzilati
Islamic Economics and finance in Focus Vol. 2 No. 3 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.03.04

Abstract

This study aims to analyze the influence of external factors (inflation, BI rate, exchange rate) and internal factors (CAR, ROA, NPF, FDR, TPF and BOPO) on the financing disbursed by Islamic commercial banks to MSMEs. The data used in this study is monthly data from January 2015 to December 2021 sourced from the official website of The Indonesian Financial Services Authority, the Central bank of Indonesia, the Ministry of Trade of the Republic of Indonesia, and the Central Bureau of Statistics. The methodology used in this study is the Error Correction Model (ECM), using Eviews 10 as an estimation tool. The results of this study indicate that in the short term, all variables have an insignificant effect on the financing disbursed by Islamic commercial banks to MSMEs. For the long-term, the inflation variable, FDR, and NPF have positively and significantly affected financing disbursed by Islamic commercial banks to MSMEs. In contrast, the BOPO variable negatively affects financing disbursed by Islamic commercial banks to MSMEs. Other variables, namely the BI rate, exchange rate, CAR, ROA, and NPF, have an insignificant effect on the financing disbursed by Islamic commercial banks to MSMEs.
ANALISIS FAKTOR YANG MEMPENGARUHI TINGKAT PENDAPATAN USAHA MIKRO KECIL DAN MENENGAH (UMKM) DI ERA PANDEMI COVID-19 DITINJAU DARI TEORI KEMASLAHATAN Swagumilang, Ken; Pudjihardjo, M
Islamic Economics and finance in Focus Vol. 2 No. 3 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.03.14

Abstract

This study aims to Determine The Analysis Of Factors Influencing The Income Level Of Micro, Small And Medium Enterprises In The Covid-19 Pandemic Under The Perspective Of Kemashlahatan Theory: A case Study on UMKM Culinary at Kelurahan Landungsari, Kecamatan Dau, Malang. Using variables: Work time, Age, Capital dan Working experience and also study under perspective of kemashlahatan theory. This Study use 30 samples which include food and beverage enterprises. Data were collected by spreading questionnaires with purposive sampling methods. The results of this study indicate Work time variables have negative and significant effect, Age variables have negative and significant effect, meanwhile working experience dan capital have positive and significant effect
FAKTOR-FAKTOR YANG MEMENGARUHI KEPUTUSAN PEMBELIAN PRODUK REKSADANA SYARIAH DI APLIKASI BIBIT Aliifah, Shofi; Galuh, Ajeng kartika
Islamic Economics and finance in Focus Vol. 2 No. 3 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.03.06

Abstract

Both in terms of quantity and NAV based on the OJK report as of August 2022, the level of sharia mutual funds is still relatively low in comparison to conventional mutual funds. According to KSEI data as of June 2022, investors primarily belong to the millennial and Z generations. This is a result of how convenient financial technology has made investing, and one of Indonesia's most well-known investment businesses is Bibit. This study aims to identify the elements that millennial and Z generations use to decide whether to buy sharia mutual fund products using the Bibit application. In this quantitative study, 96 individuals who have acquired Islamic mutual fund products range in age from 17 to 40. According to the findings of logistic regression research, financial capability, returns, and Islamic financial literacy simultaneously have an impact on consumers' purchasing decisions. Partially, Islamic financial literacy and ability have no discernible impact, whereas return has a positive and significant impact. As a result, it is known that return is the primary factor in millennial and Z generations' decisions to purchase Islamic mutual fund products through the Bibit application.
ANALISIS MINAT INVESTOR SUKUK GENERASI Z TERHADAP SUKUK RITEL Safitri, Ferdiana Yuliantika; Kornitasari, Yenny
Islamic Economics and finance in Focus Vol. 2 No. 3 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.03.03

Abstract

The global financial market in 2020 was weakened by the Covid-19 pandemic. Nevertheless, the interest on retail sukuk in Indonesia during the 2020-2021 period has increased, and Generation Z was the minor investor group of it. The objectives of this research are to identify and analyze the partial effects of financial literacy, knowledge about investment risk, yield rate, and religiosity on the interest of generation Z in Java to invest in retail sukuk and to identify factors with the most dominant effect of all. Using purposive sampling, 400 people regarded as Generation Z in Java were selected as the respondents. The data of this quantitative descriptive study were acquired from Likert-scaled questionnaires and analyzed using multiple linear regression. This research finds that financial literacy, knowledge about investment risk, yield rate, and religiosity partially have positive and significant effects on the interest of Generation Z in Java to invest in retail sukuk. Further, religiosity was found to be the most dominant factor affecting the interest of the said people to invest in retail sukuk.
ANALISIS MASA TUNGGU MAHASISWA FRESH GRADUATE UNTUK MENCAPAI DREAM JOB Iqbal, Mohammad Iqbal Fikri Arinda Pradhana; Wildana, Dandy Alif
Islamic Economics and finance in Focus Vol. 2 No. 3 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.03.12

Abstract

At the forefront of change in this very dynamic environment, students are also at the same time as customers in a tertiary institution. In the period of studying there are many things that happen, either caused by internal or external factors of the students themselves. among students in Malang City, especially students of the Faculty of Economics and Business, the dynamics approach in this study is work life balance (WLB). Work life balance (WLB) is not only for students who are already working but who are not yet, because Work life balance (WLB) emphasizes the quality of life for students who have not worked or who will work. This study uses the path analysis method or path analyst which aims to find out whether the X Y and Z variables are related to each other.

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