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Hendri Rasminto
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JURNAL AKADEMIK EKONOMI DAN MANAJEMEN
Published by CV Kampus Akademik Publising
ISSN : 30629586     EISSN : 30627974     DOI : https://doi.org/10.61722/jaem.v1i2.1512
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN (JAEM) berfokus pada penerbitan artikel berkualitas tinggi yang didedikasikan untuk semua aspek penelitian, masalah, dan perkembangan terbaru di bidang Ilmu Manajemen. Topik dalam Jurnal ini berkaitan dengan aspek apapun dari manajemen, namun tidak terbatas pada topik berikut : Manajemen Sumberdaya Manusia , Manajemen Keuangan, Manajemen Pemasaran, Manajemen Sektor Publik, Manajemen Operasional, Manajemen Rantai Pasokan, Corporate Governance, Etika Bisnis, Akuntansi Manajemen dan Pasar Modal dan Investasi. berfokus pada penerbitan artikel berkualitas tinggi yang didedikasikan untuk semua aspek Ekonomi, Bisnis dan Akuntansi. Jurnal ini memberikan ruang bagi para peneliti untuk berdiskusi, mengejar dan meningkatkan pengetahuan di bidang Ilmu Ekonomi Bisnis dan Akuntansi yang terus berkembang. Artikel dapat ditulis dalam bahasa Inggris atau bahasa Indonesia Jurnal ini terbit 1 tahun
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 300 Documents
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Dampak Kebijakan Perlindungan Data Terhadap Perilaku Konsumen Di Era Digital Andre Fahreza; Muhammad Aidil Azman Lubis; Nurbaiti Nurbaiti
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 3 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  September
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i3.5880

Abstract

This study aims to qualitatively explore how data protection policies affect consumer behavior in Indonesia's digital ecosystem. Through literature studies and in-depth interviews, it was found that consumers are increasingly aware of the importance of privacy as part of digital identity. Uncommunicative data protection policies trigger resistance in the form of application avoidance and self-control over shared information. However, the privacy literacy gap remains a major obstacle in realizing effective and fair data protection. Therefore, personal data protection must be understood not only as a legal framework, but also as an ethical value that shapes the relationship between consumers, platforms, and the state. This study suggests a multi-level approach through regulation, education, and consumer empowerment to build an inclusive and equitable digital ecosystem.
Pengaruh Literasi Keuangan dan Financial Technology Terhadap Inklusi Keuangan Masyarakat Desa Beraban, Kecamatan Kediri. Ni Putu Shita Dewi Maharani; Surya Dewi Rustariyuni
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 3 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  September
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i3.5909

Abstract

The national financial literacy index in 2025 is recorded at 66.64 percent, while the financial inclusion index reaches 92.74 percent, indicating a gap between the public’s level of understanding and the use of financial products. This study aims to analyze the influence of financial literacy and financial technology on the financial inclusion of the Beraban Village community. This research employs a quantitative method with an associative approach. Data were collected through questionnaires distributed to 100 respondents and analyzed using descriptive statistical analysis and multiple linear regression analysis. The results show that financial literacy and financial technology have a significant effect on financial inclusion, both simultaneously and partially. These findings are expected to serve as a basis for the development of the digital village concept in other areas so that the utilization of financial technology and improvements in financial literacy can support the enhancement of financial inclusion in local communities.
Analisis Swot Umkm Rumah Makan Chinese Food Dua Putra Di Bekasi Ridwan Irawan, Muhammad; Daspar Daspar
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 3 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  September
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i3.5916

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a crucial role in Indonesia's economy, including in the culinary sector. This study aims to analyze the strengths, weaknesses, opportunities, and threats (SWOT) of the Seafood Dua Putra restaurant in Bekasi. The research approach used is descriptive qualitative with a case study method. Data were collected through interviews, observation, and documentation. The analysis results indicate that this MSME possesses key strengths in authentic taste, strategic location, and affordable pricing. However, it still faces challenges such as limited capital, undertrained human resources, and a lack of digital marketing implementation. The recommended development strategies include expanding digital marketing, collaborating with food delivery services, and improving internal management quality.
Optimalisasi Pemeliharaan Preventif dalam Menekan Biaya Overhead Pabrik pada Industri Makanan Dinanti, Nanda Pricilia Dara; Aladawiyah, Robiah; Maulita, Aprilia Nifatul; Wulandari, Ririn; Syahwildan, Muhamad
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 3 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  September
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i3.5917

Abstract

Factory Overhead Costs (FOC) significantly influence operational efficiency, particularly in the context of machine maintenance, which plays a critical role in ensuring uninterrupted production processes. This study aims to evaluate the effectiveness of preventive maintenance strategies integrated with digital technology at PT Unilever Indonesia Tbk. A quantitative descriptive approach was employed, utilizing data from the company's annual and sustainability reports for the 2022–2024 period. Samples were selected using purposive sampling, focusing on data relevant to machine maintenance costs. The analysis examined the proportion of maintenance costs within total FOC and assessed the impact of preventive strategies on reducing operational downtime and unplanned repair expenses. The findings reveal that the adoption of Internet of Things (IoT)-based technology for real-time machine condition monitoring led to a 20% reduction in repair costs and improved overall operational efficiency. Preventive maintenance also proved effective in minimizing the risk of unexpected breakdowns that disrupt production. The novelty of this study lies in the integration of digital technologies with preventive maintenance strategies to enhance cost efficiency. This approach offers valuable insights for companies in the Fast-Moving Consumer Goods (FMCG) sector and underscores the importance of strategic investment in maintenance technologies to strengthen long-term competitiveness
Analisis Swot Umkm Azkia Collection Di Cikarang Selatan Azhar, Alfiyyah; Daspar Daspar
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 3 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  September
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i3.5918

Abstract

Azkia Collection is one of the Micro, Small, and Medium Enterprise (MSME) that focuses on the Muslim fashion sector. This MSME has an important role in supporting the economic growth of the community and meeting the market's need for fashionable and affordable Muslim clothing. The purpose of this study is to analyze the Azkia Collection business development strategy through the SWOT (Strengths, Weaknesses, Opportunities, Threats) approach. This research applies a qualitative descriptive approach with data obtained through observation, interviews, and documentation study. Based on the research result, it can be seen that Azkia Collection excels in active digital promotion, use of endorsement services, and high customer loyalty. However, weaknesses were also found such as limited capital, the absence of an independent production system, and price differences between online and offline stores. From various external aspects, opportunities come from the increasing trend of Muslim fashion and a wide reseller network while threats include price competition and the emergence of new competitors. The strategy that can be applied is a growth-oriented strategy by utilizing internal strengths and market opportunities to develop the business sustainably.
Peran Strategis Modal Ventura Dalam Ekosistem Kewirausahaan Digital Tarigan, Afifah Sanu; Shafwan, Fatimah Ratu; Azhar, Alfiyyah; Setiawan, Ade; Syahwildan, Muhamad
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 3 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  September
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i3.5919

Abstract

Startups need a lot of capital to develop their business, especially in digitalization. Venture capital can be an important alternative option to assist startups as a source of funding in exchange for equity from the startup. Venture capital carries a relatively high risk because the company cannot withdraw the capital within a certain period. This article aims to explore the strategic role of venture capital in supporting the development of startups or SMEs. The research method used is qualitative with a descriptive approach related to the current conditions of the digital entrepreneurship ecosystem. This research is expected to contribute to the development of the digital entrepreneurship ecosystem with venture capital in Indonesia.
Implementasi QRIS sebagai Strategi E-Bisnis dalam Meningkatkan Efisiensi dan Daya Saing Bank BJB di Era Digital Muhammad Ammar Fikri Hakim; Damarsari Ratnasahara Elisabeth
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 3 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  September
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i3.5930

Abstract

Bank BJB, as a Regional Development Bank with a digital transformation mission, faces significant challenges and opportunities in implementing QRIS as part of its e-business strategy. The use of QRIS not only digitizes transactions but also serves as a competitive tool to increase customer loyalty, operational efficiency, and bank competitiveness amidst the intense competition in the national banking industry.Digital transformation in the banking sector requires financial institutions to adopt innovative technologies to improve operational efficiency and competitiveness. QRIS is one of Bank Indonesia’s initiatives to encourage the digitalization of the payment system nationally. This study aims to analyze the implementation of QRIS as part of Bank BJB’s e-business strategy to improve service efficiency and strengthen its competitive position in the digital era. The method used is a qualitative approach with a case study at Bank BJB through observation and interviews. The results show that QRIS implementation simplifies transaction processes, expands service reach to non-cash customers, and enhances integration with the digital ecosystem. Furthermore, QRIS plays a role in improving operational cost efficiency and strengthening Bank BJB’s digital image amidst increasingly fierce competition in the banking industry. Thus, QRIS can be positioned as a key pillar of Bank BJB’s e-business strategy in addressing the challenges of the digital era.
Peran Mediasi Motivasi Kerja Pada Pengaruh Gaya Kepemimpinan, Lingkungan Kerja Dan Fasilitas Kerja Terhadap Kinerja Pegawai Kristina Dewi Dayanti; Eko Prasojo
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 3 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  September
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i3.5935

Abstract

This study aims to determine the effect of leadership style, work environment, and work facilities on employee performance with work motivation as a mediating variable on employees of the DIY Industry and Trade Service. This study used a saturated sampling technique with a total of 84 respondents. Data testing was carried out through validity, reliability, classical assumptions, multiple linear regression, t-test, coefficient of determination (R²) test, and Sobel test with the help of SPSS version 26. The results showed that leadership style had a positive and significant effect on employee performance, with a t-value of 2.336 and a significant value of 0.0022. The work environment had a positive but not significant effect on employee performance, with a t-value of 1.790 and a significant value of 0.077. Work facilities had a positive and significant effect on employee performance, with a t-value of 2.936 and a significant value of 0.004. Leadership style had a positive and significant effect on work motivation, with a t-value of 2.614 and a significant value of 0.011. The work environment has a positive and significant effect on work motivation, with a t-value of 2.886 and a significance of 0.005. Work facilities have a positive and significant effect on work motivation, with a t-value of 2.051 and a significance of 0.044. Work motivation has a positive and significant effect on employee performance, with a t-value of 0.774 and a significance of 0.441. The results of the Sobel test for the three mediation paths show values below 1.96, which indicates the absence of a significant mediation effect. so it can be concluded that performance improvement is more directly influenced by leadership style and work facilities than through work motivation.
Pengaruh Transfer Pricing Terhadap Tax Avoidance Dengan Kepemilikan Institusional Sebagai Variabel Moderasi Siburian, Valentina N.C; Nisa, Farhatun
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 3 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  September
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i3.5936

Abstract

This study aims to analyze the effect of transfer pricing on tax avoidance with institutional ownership as a moderating variable in mining companies listed on the Indonesia Stock Exchange (IDX) during the 2019–2023 period The analysis method used is moderating regression analysis with a quantitative approach using Eviews 12 software. The research sample was selected using a purposive sampling technique for mining companies that had complete and relevant data during the research period.
Hubungan Antara Kepuasan Karyawan, Produktivitas Kerja, Dan Kualitas Proses Produksi Terhadap Efisiensi Operasional PT. Kohler Manufakturing Indonesia Armando, Rizki
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 3 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  September
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i3.5946

Abstract

The purpose of this research is to study how employee satisfaction, work productivity, and production process quality affect the operational efficiency of PT Kohler Manufacturing Indonesia. In the competitive manufacturing industry, operational efficiency is a key measure of the success of a business. Factors such as job satisfaction affect employee morale and loyalty, and productivity demonstrates the ability of the workforce to achieve targets. Conversely, the quality of the production process contributes directly to the optimal use of resources and the minimization of product defects. Descriptive methods were used in this study; in addition, this study analyzed various internal and external factors of the company through SWOT analysis. The results show that the three factors are interconnected and contribute significantly to operational efficiency. Therefore, organizations should pay balanced attention to human resource, technical, and management elements to achieve sustainable and optimal operational performance.

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