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JURNAL AKADEMIK EKONOMI DAN MANAJEMEN
Published by CV Kampus Akademik Publising
ISSN : 30629586     EISSN : 30627974     DOI : https://doi.org/10.61722/jaem.v1i2.1512
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN (JAEM) berfokus pada penerbitan artikel berkualitas tinggi yang didedikasikan untuk semua aspek penelitian, masalah, dan perkembangan terbaru di bidang Ilmu Manajemen. Topik dalam Jurnal ini berkaitan dengan aspek apapun dari manajemen, namun tidak terbatas pada topik berikut : Manajemen Sumberdaya Manusia , Manajemen Keuangan, Manajemen Pemasaran, Manajemen Sektor Publik, Manajemen Operasional, Manajemen Rantai Pasokan, Corporate Governance, Etika Bisnis, Akuntansi Manajemen dan Pasar Modal dan Investasi. berfokus pada penerbitan artikel berkualitas tinggi yang didedikasikan untuk semua aspek Ekonomi, Bisnis dan Akuntansi. Jurnal ini memberikan ruang bagi para peneliti untuk berdiskusi, mengejar dan meningkatkan pengetahuan di bidang Ilmu Ekonomi Bisnis dan Akuntansi yang terus berkembang. Artikel dapat ditulis dalam bahasa Inggris atau bahasa Indonesia Jurnal ini terbit 1 tahun
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 365 Documents
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DISIPLIN KERJA PADA KARYAWAN BANK XYZ Malya Savana Kurnia; Samsuri Samsuri
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 4 (2025): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i4.7905

Abstract

Perkembangan sumber daya manusia (SDM) yang semakin dinamis menuntut perusahaan untuk mengelola karyawan secara efektif dan disiplin guna mencapai tujuan organisasi. Disiplin kerja merupakan salah satu faktor penting dalam meningkatkan produktivitas dan kualitas kinerja karyawan, khususnya pada sektor perbankan yang menuntut ketepatan waktu, tanggung jawab, dan pelayanan profesional. Penelitian ini bertujuan untuk menganalisis penerapan disiplin kerja pada karyawan Bank XYZ, dengan fokus pada penggunaan waktu kerja dan tanggung jawab terhadap tugas. Metode penelitian yang digunakan adalah deskriptif kualitatif dengan pendekatan studi lapangan. Data diperoleh melalui observasi langsung terhadap aktivitas kerja karyawan, wawancara dengan pembimbing lapangan dan karyawan terkait, serta diskusi untuk memperdalam pemahaman terhadap permasalahan yang terjadi. Hasil penelitian menunjukkan bahwa penerapan disiplin kerja di Bank XYZ belum berjalan secara optimal. Masih ditemukan karyawan yang belum memanfaatkan waktu kerja secara efektif, menunda pekerjaan, serta belum konsisten menyelesaikan tugas sesuai target dan batas waktu yang ditetapkan. Selain itu, tingkat tanggung jawab karyawan dalam menyelesaikan pekerjaan belum merata, yang berdampak pada kelancaran operasional, kualitas pelayanan kepada nasabah, dan pencapaian target perusahaan. Untuk mengatasi permasalahan tersebut, Bank XYZ melakukan peningkatan pengawasan, pemberian arahan yang lebih intensif, penegasan pembagian tugas dan tanggung jawab, serta evaluasi kinerja secara berkala. Implikasi dari penelitian ini menunjukkan bahwa peningkatan disiplin kerja melalui pengelolaan waktu yang efektif dan penumbuhan tanggung jawab karyawan dapat mendorong peningkatan produktivitas, profesionalisme, dan kualitas pelayanan secara berkelanjutan di lingkungan perbankan.
BANK BRI KC SURABAYA KERTAJAYA: MITRA STRATEGIS UNTUK UMKM DAN INDIVIDU Ida Ayu Nuh Kartini; Kharin Dinda Aisyah; Johana Rizky Widyastuti; Jessicka Amelia Joyta; Fitra Aoelintiano Nico Victorian
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 4 (2025): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i4.7908

Abstract

In the post-pandemic economic landscape, the banking industry faces a dual challenge: accelerating digital transformation while maintaining inclusivity for the unbanked sector. This study investigates the strategic role of Bank BRI Branch Office (KC) Surabaya Kertajaya in empowering Micro, Small, and Medium Enterprises (MSMEs) and individuals within the Surabaya ecosystem, specifically at Pasar Pucang Anom. Adopting a descriptive qualitative approach with simulated field observations and in-depth interviews, this research explores the implementation of the "Hybrid Bank" model, a synergy between digital capabilities and human presence. The findings reveal that the "Mantri" plays a pivotal role in mitigating information asymmetry through relationship banking grounded in social capital (silaturahmi). Furthermore, the distribution of People's Business Credit (KUR) with a 6% interest rate has effectively displaced informal predatory lenders. The adoption of digital tools like BRImo and QRIS is driven by perceived usefulness and trust, facilitated by the physical presence of the bank. This research concludes that the "High Tech - High Touch" strategy is essential for sustainable financial inclusion in emerging urban economies.
PERAN PERUMUSAN MASALAH DAN TINJAUAN PUSTAKA DALAM MENJAMIN KUALITAS PENELITIAN ILMIAH Putri Norlayli Mustakim; Uci Fadillah; Siti Khairani Arfandi
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 4 (2025): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i4.7909

Abstract

Problem formulation and literature review are pivotal methodological elements in scientific research that contribute to the study’s methodological and scholarly quality. Problem formulation determines research focus and direction, while literature review provides theoretical foundations and identification of research gaps (Rahman et al., 2025; Ebidor & Ikhide, 2024). This study used a qualitative approach with a library research design and content analysis to review literature regarding the role of these components in ensuring research quality. Findings indicate that clear problem formulation supports methodological consistency and clarity of objectives, while comprehensive literature review strengthens theoretical grounding and helps identify relevant research gaps. Their integration significantly enhances focus, relevance, and validity of scientific research.
ANGKRINGAN MODERN ALA GEN Z : KREATIVITAS DAN ADAPTASI PENGEMBANGAN BISNIS DI ANGKRINGAN BERONDONG COFFEE RANTAU PRAPAT Muhammad Ridho Efryanda; Nadira Aulia Zahra; Nazwa Akhiela Salsabila Batubara; Nabila Nabila; Zainarti Zainarti
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 4 (2025): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i4.7919

Abstract

This study aims to analyze the creativity and business adaptation carried out by Angkringan Berondong Coffee as a form of modern angkringan innovation targeting the Gen Z segment. The research approach used a qualitative descriptive method through observation, short interviews, and documentation. The results of the study show that Berondong Coffee is able to combine the concept of traditional angkringan with a modern style through space design, varied menus, digital marketing strategies, and the use of cashless payment technology. These findings show that the success of modern angkringan is not only determined by menu innovation, but also by the ability to understand Gen Z preferences that demand comfort, aesthetics, and speed of service. This research is expected to contribute to the development of culinary SMEs based on creativity and innovation, as well as emphasize the importance of understanding digital lifestyles, community engagement, and the ability to adapt to trends in order to remain competitive in running a sustainable business amid competition.
TATA KELOLA PRODUKSI TERHADAP KINERJA PADA UMKM Roni Syahroni; Andrian Noviardy
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 4 (2025): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i4.7920

Abstract

This study aims to determine the effect of production management on the performance of MSMEs by taking a case study of the Pempek Sutra Sri Gunadi MSMEs in Banyuasin. This study uses a qualitative approach with a descriptive research type. Data collection techniques were carried out through in-depth interviews, observations, and documentation, with key informants consisting of business owners and production employees. The results show that the implementation of good production management, including operational efficiency through scheduling, quality control by grinding fresh fish independently and applying a standard ratio of 4:3, as well as daily inventory management, has a significant impact on business performance. These positive impacts are evident in stable sales growth with an average increase of 15% per year, market expansion to other islands (Java and Bali) through vacuum sealer packaging innovation, and high customer retention rates. In conclusion, improving production management directly increases cost efficiency, minimizes product failure, and ensures the sustainability and profitability of MSMEs.
STRATEGI PENGEMBANGAN USAHA KULINER AYAM PENYET DOKO SOLO DALAM MENINGKATKAN DAYA SAING DI AREA KAMPUS UINSU SUTOMO Zainarti Zainarti; Oktavia Ramadhani; Raihansyah Azdi Bintang; Nia Rahmadani; Rafly Ramadhan Simanjuntak
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 4 (2025): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i4.7934

Abstract

Penelitian ini bertujuan untuk menganalisis strategi pengembangan kuliner Ayam Penyet Doko solo dalam meningkatkan daya saing di area Kampus UIN SU Sutomo. Persaingan kuliner di kawasan kampus semakin ketat seiring meningkatnya jumlah pelaku usaha dan variasi produk yang ditawarkan. Oleh karena itu, dibutuhkan strategi yang tepat agar usaha Ayam Penyet Doko solo mampu mempertahankan eksistensi sekaligus meningkatkan keunggulan kompetitifnya. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan teknik pengumpulan data melalui observasi langsung, wawancara dengan pemilik usaha dan pelanggan, serta dokumentasi pendukung. Hasil penelitian menunjukkan bahwa peningkatan daya saing dapat dicapai melalui pengembangan variasi menu, peningkatan kualitas pelayanan, penetapan harga yang kompetitif, pemanfaatan media sosial untuk promosi, dan peningkatan kenyamanan tempat makan. Selain itu, penerapan strategi inovasi rasa dan paket hemat untuk mahasiswa menjadi faktor penting dalam memperluas segmen pasar. Penelitian ini menyimpulkan bahwa kombinasi strategi produk, harga, promosi, dan pelayanan merupakan kunci utama dalam memperkuat posisi Ayam Penyet Doko solo sebagai salah satu pilihan kuliner favorit di kawasan Kampus UIN SU Sutomo.
Peran Zakat dan Wakaf Terhadap Kebijakan Fiskal Dalam Perspektif Ekonomi Makro Islam Nazwa Akhiela Salsabila Batubara; Khoirani Nasution; Ardiansyah Dalimunthe; Ahmad Wahyudi Zein, M.E.I
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 4 (2025): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i4.7959

Abstract

Zakat and waqf are unique fiscal instruments in the Islamic economic system that hold significant potential for supporting state fiscal policy. From an Islamic macroeconomic perspective, fiscal policy is directed not only at maintaining economic stability and growth but also at realizing distributive justice and social welfare (falah). This study aims to analyze the role of zakat and waqf in fiscal policy and their implications for Islamic macroeconomic stability, particularly in the context of sustainable development. The research applies a qualitative descriptive framework grounded in a literature review, through a review of Islamic economics literature, scientific journals, and regulations related to zakat and waqf management. The results of the study indicate that zakat functions as an instrument for income redistribution and a fiscal stabilizer capable of reducing social inequality, while waqf serves as a source of long-term financing for the education, health, and public service sectors. The integration of zakat and waqf into Islamic fiscal policy has the potential to strengthen fiscal resilience, increase the efficiency of state spending, and encourage equitable, inclusive, and sustainable economic development.
Inflasi dalam Perspektif Ekonomi Makro Islam dan Implikasinya terhadap Stabilitas Ekonomi Aprilia, Tia
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 4 (2025): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i4.7963

Abstract

Inflation is a macroeconomic phenomenon that has a significant repercussions on a nation’s economic stability, including a decline in purchasing power, unequal income distribution, and economic uncertainty. In conventional economics, inflation is generally understood as a general and sustained upward movement in the prices of goods and services. Meanwhile, Islamic macroeconomics views inflation not only as a monetary issue but also as a result of deviations from moral values, imbalances between the real and monetary sectors, and economic practices that are inconsistent with the principles of justice and welfare. This article aims to analyze the concept of inflation from an Islamic macroeconomic perspective and the consequences for economic stability. The study adopts a literature review methodology with a descriptive approach-analytical approach to classical and contemporary Islamic economic literature. The results indicate that Islamic economics emphasizes price stability through strengthening the real sector, prohibiting usury, controlling speculation, and the involvement of the state in preserving, economic justice. Thus, the application of Islamic economic principles is expected to minimize inflationary pressures and create sustainable economic stability.
Pengaruh Current Ratio (CR) dan Debt To Equity Ratio (DER) Terhadap Return On Asset (ROA) Pada PT Kereta Api Indonesia (Persero) Tbk Periode 2014-2024 Ami Apryani; Yulian Bayu Ganar
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 4 (2025): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i4.7968

Abstract

This study analyzes the effect of the Current Ratio (CR) and Debt to Equity Ratio (DER) on Return on Assets (ROA) at PT Kereta Api Indonesia (Persero) Tbk during the 2014–2023 period. The research method used is a quantitative approach with multiple linear regression analysis, t-test, F-test, and coefficient of determination. The data used is secondary data in the form of the company's annual financial reports. The population in this study is all financial reports of PT Kereta Api Indonesia (Persero) Tbk, while the research sample is the balance sheet and income statement for 10 years, namely the 2014–2023 period. The results show that, partially, the Current Ratio does not significantly influence Return on Assets, with a calculated t-value of 0.121 <t-table 2.22814 and a significance value of 0.907 > 0.050. Meanwhile, the Debt to Equity Ratio had a negative but insignificant effect on Return on Assets, with a calculated t-value of -1.328 < t-table 2.22814 and a significance value of 0.226 > 0.050. This study also found that simultaneously, both variables (Current Ratio and Debt to Equity Ratio) did not significantly influence Return on Assets, with a calculated F-value of 1.043 < F-table 4.46 and a significance value of 0.401 > 0.050. The coefficient of determination (R²) of 0.230 indicates that only 23% of fluctuations in Return on Assets can be explained by the Current Ratio and Debt to Equity Ratio, while the remaining 77% is influenced by other factors outside the research model.
ANALISIS KEPUASAN KONSUMEN TERHADAP PRODUK UMKM AYAM PENYET RHERE Zainarti Zainarti; Muhammad Alfin; Mhd. Dzikry Falah Erlangga; M. Farhan Aulia Rozan
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 4 (2025): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i4.7973

Abstract

Consumer satisfaction is an important factor in ensuring the sustainability of small culinary businesses amid increasing competition. This study aims to analyze consumer satisfaction with the products of the UMKM Ayam Penyet Rhere, which offers smashed fried chicken as its main menu. The research employed a descriptive field research method. Data were collected through observation, interviews, and questionnaires distributed to consumers. The analysis focused on several aspects of satisfaction, including product quality, price, service, and consumer convenience. The results indicate that consumers are generally satisfied with the products offered, particularly in terms of taste quality and portion size relative to price. Friendly service and relatively fast serving time also contribute positively to consumer satisfaction. However, several aspects still require improvement, especially consistency of taste and supporting facilities. The findings are expected to serve as evaluation material for improving product quality and service to enhance competitiveness and customer loyalty.

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