cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Ach Baiquni
Contact Email
iqtishadia@iainmadura.ac.id
Phone
+6287886353811
Journal Mail Official
iqtishadia@iainmadura.ac.id
Editorial Address
Economics and Islamic Business Faculty, Institut Agama Islam Negeri Madura Jl. Raya Panglegur Km. 04, Pamekasan, East Java
Location
Kab. pamekasan,
Jawa timur
INDONESIA
Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah
Published by Institut Agama Islam Negeri Madura
ISSN : 23547057     EISSN : 24423076     DOI : https://doi.org/10.19105/iqtishadia.v11i1
Core Subject : Economy,
Economics, Econometrics & Finance
Publishes mainly focuses on the major problems in the development of Islamic Business and economic areas, such as Islamic economic thoughts, Islamic economic and business, Islamic philanthropy (zakat, infaq, shadaqah, and waqf), halal industry (food tourism, product), Islamic microfinance, Islamic banking and financial institution, Islamic banking management, and Islamic monetary economics.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 184 Documents
 15   16   17   18   19 
Constructing Model of Integrated Zakat and Waqf Empowerment for Achieving Food Security and Poverty Alleviation Rahmadhani, Putri; Rohim, Ade Nur
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 11 No. 2 (2024)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v11i2.15574

Abstract

Food security is one of the crucial factors in poverty alleviation, where adequate access to food can improve societal welfare and economic capacity. In Islam, zakat and waqf are essential instruments with great potential to support food security and poverty alleviation. This study aims to design a model that integrates zakat and waqf into an economic empowerment program based on food security to alleviate poverty. The proposed model, Zakat and Waqf Integration for Food Security Empowerment focuses on utilizing consumptive zakat funds for urgent food needs, followed by productive zakat for initial agricultural needs such as seeds and fertilizers, and the use of waqf funds, in the form of money and assets, to support long-term agricultural financing. The study results indicate that the integration of zakat and waqf within a single model has significant potential, given the growing potential of zakat and waqf in Indonesia, coupled with Government support for food self-sufficiency, making this model relevant. This model is expected to be an innovative solution in strengthening food security as an effort to alleviate poverty.
Minat Masyarakat Kota Mataram Berwakaf Uang: Sikap Sebagai Variabel Mediasi Hidayat, Ali Akbar; Huzaini, Moh.; Husni, Vici Handalusia; Hak, Muhamad Bai'ul; Fadlli, Muhammad Dzul
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 11 No. 2 (2024)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v11i2.15678

Abstract

This study aims to analyze the factors influencing the interest of society to cash waqf in Mataram City. This research uses a quantitative approach. The population of this study is unknown, so sampling uses a purposive sampling. The number of samples was 100 respondents taken based on the Lemeshow formula. The data used is primary data from the questionnaires. This study uses data analysis with the Structure Equation Model-Partial Least Square (SEM-PLS). The results showed that subjective norms have a positive but insignificant effect on the attitude to cash waqf. Religiosity and knowledge have a positive and significant effect on the attitude to cash waqf. Subjective norms and knowledge have a positive and significant effect on the interest in cash waqf. Religiosity and attitude have a positive but insignificant effect on interest in cash waqf. Subjective norms, religiosity and knowledge have a positive but insignificant effect on interest in cash waqf mediated by attitudes. The Adjusted R-Square value is 0.513 or 51.3 per cent, meaning that the variables of subjective norms, religiosity, knowledge and attitudes are able to explain the variation in the variable interest in waqf money by 51.3 percent which is classified as a moderate model.
Faktor Kemudahan Penggunaan, Manfaat, Keamanan Dan Kepercayaan Terhadap Minat Menggunakan M-Banking Pada Bank Syariah Indonesia Cabang Pamekasan Halida, Uly Mabruroh
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 11 No. 2 (2024)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v11i2.15806

Abstract

Perkembangan teknologi informasi menimbulkan evolusi yang mengarah kepada layanan perbankan digital (digital banking). Layanan ini bertujuan meningkatkan efisiensi kegiatan operasional dan mutu pelayanan bank kepada nasabahnya. Untuk itu, bank perlu mengembangkan strategi bisnis yang mengarah pada layanan perbankan digital. Layanan ini lebih berorientasi kepada pemenuhan kebutuhan nasabah dengan memanfaatkan sepenuhnya teknologi digital melalui perangkat (device) dan aplikasi (software) sebagai delivery channel. Dalam penelitian ini, populasi yang diambil adalah nasabah Bank BSI Kantor Cabang Pamekasan yang memiliki minat terhadap layanan mobile banking. Data yang digunakan dalam penelitian ini menggunakan kuesioner. Metode pengambilan sampel dengan cara accidental sampling. Teknik pengambilan sampel yaitu mengguanakan purposive sampling dengan pertimbangan tertentu melalui penyebaran kuesioner secara online pada media sosial yang umu digunakan yaitu whatsapp. Data responden berasal dari nasabah Bank BSI Pamekasan sebanyak 100 orang. Dikategorikan menjadi 4 yaitu jenis kelamin, jenjang pendidikan, usia dan tingkat pendapatan atau penghasilan. Teknik analisis data yang digunakan yaitu uji kualitas data, uji asumsi klasik, dan uji hipotesis. Hasil analisis untuk model ini menunjukkan bahwa variabel kemudahan dan keamanan berpengaruh negatif terhadap minat, sedangkan variabel manfaat dan kepercayaan berpengaruh positif terhadap minat.
Does Restaurant Menu Information Affect Costumer Attitude and Behavioral Intention? An Empirical Analysis in Time of Pandemic COVID-19 Bawono, Anton
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 11 No. 2 (2024)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v11i2.15858

Abstract

This study aims to see the effect of providing important information for consumers on restaurant menus by adding variables related to health and safety issues during the COVID19 pandemic. Overall this study obtained a response of 574, but only 559 that can be carried out further testing. We use the Structural Equation Model (SEM)-Partial Least Square (PLS) is conducted for data analysis to verify the relationship between variables. This study found that in general the provision of information on restaurant menus has a positive impact on the formation of attitude and behavior intention. Variables related to security, health and halal issues are consistently proven to be influential and have the highest effect size. This research is a complement to previous research, thereby strengthening the formation of attitude and behavioral intention towards restaurant consumers. Moreover, in the midst of the difficult pandemic period, especially for the restaurant industry, strengthening direct sales with the formation of attitude and behavior intention is one step to supply revenue to the company's cash. This study is one of few studies that has focused on providing important information on restaurant menus, which are extensions of attributes. This study also adds variables related to COVID-19 and Halal to strengthen the resulting predictive power.
Dapatkah Label Halal, Harga, dan Lokasi Menentukan Keputusan Pembelian Produk UMKM Madura Melalui Minat? Aulia, Fena Ulfa
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 12 No. 1 (2025): Vol. 12 No. 1 (2025)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Sebelum melakukan keputusan pembelian biasanya konsumen akan memerhatikan beberapa factor seperti harga, lokasi, dan produk itu sendiri. Sebagai pulau yang terkenal dengan religiusitas yang tinggi, masyarakat Madura harus memastikan kehalalan produk yang dikonsumsinya sehingga muncul minat sebelum memutuskan pembelian. Artikel ini bertujuan untuk menguji label halal, harga dan lokasi terhadap keputusan pembelian yang dimoderasi oleh minat pembelian produk UMKM berupa cemilan Madura. Pendekatan yang digunakan dalam artikel ini yaitu kuantitatif dengan jenis penelitian eksplanasi. Artikel ini menngunakan data primer berupa kuisioner yang disebarkan melalui google form ke seluruh masyarakat di Madura yang berusia 17 tahun ke atas. Populasi penelitian ini bersifat infinitive/ tidak dapat ditentukan jumlahnya sehingga sampel diambil dengan menggunakan rumus lemeshow dengan tingkat 10% atau sebanyak 96 responden. Data dikumpulkan dengan cara menyebar kuisioner dalam bentuk link GF dilakukan secara acak. Analisis data yang digunakan dalam penelitian ini menggunakan analisis validitas, reabilitas, dan uji hipotesis menggunakan alat uji Smart PLS. Hasil penelitian ini menunjukkan bahwa label halal tidak dapat memrediksi minat maupun keputusan pembelian. Sementara harga dapat memrediksi keputusan pembelian melalui minat. Meskipun variable lokasi tidak dapat memrediksi keputusan pembelian, namun dapat memrediksi minat beli konsumen.
Classical And Contemporary Infaq Practices: A Comparative Study of Infaq Practices at LAZISNU and LAZISMU Sugianto; Ahmad Choiri; Sastri Aida Zuhra; Irlanita Ayuning Tyas; Muhammad Zainul Haq
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 12 No. 1 (2025): Vol. 12 No. 1 (2025)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v12i1.17492

Abstract

Praktik infaq klasik dan kontemporer muncul sebagai respon terhadap perubahan zaman. Infaq klasik lebih menekankan pada interaksi langsung karena keterbatasan teknologi, sedangkan infaq kontemporer memanfaatkan teknologi digital untuk efisiensi dan jangkauan penyaluran dana. Penelitian ini mengkaji perubahan pengelolaan infaq oleh dua lembaga filantropi besar di Indonesia, dampak sosial ekonomi infaq kontemporer, peran teknologi, dan perbandingan praktik di LAZISNU dan LAZISMU. Data diperoleh dari studi pustaka dengan metode purposive sampling dan dianalisis menggunakan content analysis. Hasil penelitian menunjukkan bahwa infaq klasik masih relevan, seperti di LAZ WASHAL Sumatera Utara yang berfokus pada penghimpunan dana tradisional. Infaq kontemporer memberikan dampak yang signifikan terhadap ketahanan ekonomi masyarakat, misalnya pemberdayaan ekonomi melalui Baitul Mal wa Tamwil (BMT) dan Ziswaf di masa pandemi COVID-19. Teknologi digital meningkatkan transparansi dan efisiensi, seperti platform crowdfunding BMH Kalimantan Timur yang mencapai 65% target zakat. LAZISNU mengandalkan Program Koin NU Peduli dengan donasi langsung, sedangkan LAZISMU menggunakan pendekatan digital dengan mendatangi langsung ke rumah. Kedua lembaga ini menyalurkan dana untuk pendidikan, kesehatan, dan ekonomi dengan fokus pada pemberdayaan mustahik yang produktif, memadukan metode klasik dan modern.
From Grey to Green: Transforming Informal Financial Practices Towards Sustainable Funding Alfina Rahmatia; Arief Dwi Saputra
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 12 No. 1 (2025): Vol. 12 No. 1 (2025)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v12i1.17513

Abstract

Informal financial practices, also known as grey finance, have always contributed to the economies of many countries, especially in communities with limited or no access to formal financing facilities. This study aims to address the transformation of these informal financial practices into sustainable financing mechanisms that align with the current global trend for green and ethical financial models. Sentiment and discourse analysis were used to understand the perceptions, motivations, and challenges from a financial transition perspective. The information is extracted from various empirical data in the form of interviews and textual data from previous research articles. Data analysis is conducted using Nvivo 12 software. Sentiment analysis helps identify the emotional tone of sentiments that describe the process of societal transformation. Discourse analysis is conducted in-depth to find the role tendencies in previous research. Among the discursive themes are trust, financial inclusion, environmental responsibility, and regulatory challenges significant in establishing a path toward sustainable finance. This study helps understand how informal financial practices can be restructured in line with ethical and sustainable financial principles while generating essential insights for policymakers and financial practitioners working at the intersection of grey and green finance. Ultimately, the study calls for an inclusive financial system sensitive to socio-economic and environmental variables. It promises to create a resilient and sustainable global financial system.
Akad dalam Student Loan; Analisis Implementasi di BMT UMY Raya, Fitri; Muhamad Turmudi; Eva Savanda
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 12 No. 1 (2025): Vol. 12 No. 1 (2025)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v12i1.17850

Abstract

Abstract Education financing is one of the big challenges in the world of higher education, especially for students who need funds to continue their studies. One solution that is developing is a student loan program provided by sharia microfinance institutions, such as BMT UMY. This article aims to analyze the implementation of contracts in the education financing program provided by BMT UMY, with a focus on the suitability of the sharia principles applied. Through a qualitative approach, this research explores the types of contracts applied in education financing, such as murabahah, mudharabah, and musyarakah contracts, as well as how BMT UMY adapts these contracts to meet student needs ethically and transparently. This analysis also discusses the challenges and benefits faced by institutions, students and related parties in implementing this program. The research results show that BMT UMY has succeeded in integrating sharia principles in education financing, but still faces challenges in terms of product socialization and financing risk management. It is hoped that this article can contribute to the development of a comprehensive and sustainable sharia-based education financing model in the future
Women on the Board: The Impact of Political Connections and Gender Diversity on Sustainability Reporting Moch Mohtar; Bambang Sugeng; Puji Handayati
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 12 No. 1 (2025): Vol. 12 No. 1 (2025)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v12i1.18466

Abstract

This investigation aims to analyze the influence of gender diversity and political connections on sustainability reporting disclosures in Indonesia between 2019 and 2023. This investigation utilized purposive sampling, yielding a total of 161 units of analysis. The analysis conducted in this study comprised descriptive statistics and panel data regression, employing E-Views 12 software for the computations. The findings of this study indicate that gender diversity has a positive and significant impact on sustainability reporting disclosure. At the same time, political affiliations have no impact on the transparency of sustainability reporting. The control variables of CEO narcissism and audit committee have a positive and significant effect on sustainability reporting disclosure, while CEO traits and firm size do not influence sustainability reporting disclosure. This study indicates that to improve the precision of findings, subsequent inquiries ought to be carried out over a longer period.
Kepemimpinan Transaksional Terhadap Kinerja Kerja Islami, dan Peran Moderasi dan Mediasi Kepuasan Kerja Usaha Supermarket Sakinah Surabaya Ari Prasetyo
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 12 No. 1 (2025): Vol. 12 No. 1 (2025)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v12i1.18916

Abstract

Abstract:Sakinah Supermarket Surabaya continues to grow through improved service quality, product diversification, and strong support for local products, all of which contribute to economic growth. Its rapid development presents an interesting case for further study, particularly from the perspective of human resources. Therefore, the purpose of this study is to analyze the effect of transactional leadership on Islamic work performance, with job satisfaction acting as both a moderating and mediating variable, within the context of Sakinah Supermarket in Surabaya. This research applies a quantitative method. The sample consists of 84 employees working at Sakinah Supermarket in Surabaya. The independent variable in this study is transactional leadership. The mediating and moderating variable is job satisfaction, while the dependent variable is Islamic work performance. Data collection was carried out using questionnaires. Data were analyzed using PLS-SEM.The results show that transactional leadership has a direct influence on Islamic work performance, and job satisfaction acts as a mediating variable, but does not moderate the relationship between transactional leadership and Islamic work performance. The findings suggest that management should strengthen transactional leadership practices such as goal setting, rewards, and performance monitoring to enhance Islamic-oriented work performance. Keywords: transactional leadership, job satisfaction, Islamic work performance, mediation, and moderation. Abstrak:Supermarket Sakinah Surabaya terus berkembang melalui peningkatan kualitas pelayanan, diversifikasi produk, dan dukungan terhadap produk lokal, yang berkontribusi pada pertumbuhan ekonomi. Pertumbuhan yang cepat menjadikan kajian yang menarik untuk melihat lebih dalam dari aspek sumber daya manusianya. Oleh karena itu tujuan dari penelitian ini adalah menganalisis pengaruh kepemimpinan transaksional berpengaruh terhadap kinerja kerja Islam, dengan kepuasan kerja sebagai moderasi dan mediasi pada usaha supermarket Sakinah di Surabaya. Penelitian ini menggunakan metode kuantitatif. Sampel terdiri dari 84 karyawan yang bekerja di Supermarket Sakinah Surabaya. Variabel independen dalam penelitian ini adalah kepemimpinan transaksional. Variabel mediasi dan moderasi adalah kepuasan kerja, sedangkan variabel dependen adalah kinerja kerja Islam. Pengumpulan data dilakukan melalui kuesioner. Data dianalisis menggunakan PLS-SEM. Hasil penelitian menunjukkan ada pengaruh langsung kepemimpinan transaksional terhadap kinerja kerja Islami, dan kepuasan kerja berfungsi sebagai mediasi namun tidak memoderasi pengaruh kepemimpinan transaksional terhadap kinerja kerja Islam. Temuan ini menyarankan bahwa manajemen sebaiknya memperkuat praktik kepemimpinan transaksional seperti penetapan tujuan, pemberian penghargaan, dan pemantauan kinerja untuk meningkatkan kinerja kerja yang berorientasi pada nilai-nilai Islam. Kata Kunci: kepemimpinan transaksional, kepuasan kerja, kinerja kerja Islam, mediasi dan moderasi

Page 18 of 19 | Total Record : 184

 15   16   17   18   19 

Filter by Year

2014 2025


Reset
Filter By Issues
All Issue Vol. 12 No. 2 (2025): Vol. 12 No. 2 (2025) Vol. 12 No. 1 (2025): Vol. 12 No. 1 (2025) Vol. 11 No. 2 (2024) Vol. 11 No. 1 (2024) Vol. 10 No. 2 (2023) Vol. 10 No. 1 (2023) Vol. 9 No. 2 (2022) Vol. 9 No. 1 (2022) Vol. 8 No. 2 (2021) Vol. 8 No. 1 (2021) Vol. 7 No. 2 (2020) Vol. 7 No. 1 (2020) Vol. 6 No. 2 (2019) Vol. 6 No. 1 (2019) Vol. 5 No. 2 (2018) Vol. 5 No. 1 (2018) Vol. 4 No. 2 (2017) Vol. 4 No. 1 (2017) Vol. 3 No. 2 (2016) Vol. 3 No. 1 (2016) Vol. 2 No. 2 (2015) Vol. 2 No. 1 (2015) Vol. 1 No. 2 (2014) Vol. 1 No. 1 (2014) More Issue