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All Journal Jurnal Edukasi (Ekonomi, Pendidikan dan Akuntansi) AKM: Aksi Kepada Masyarakat Az Zarqa': Jurnal Hukum Bisnis Islam Islamiconomic: Jurnal Ekonomi Islam Indonesian Journal of Islamic Economics and Finance TAJDID: Jurnal Ilmu Ushuluddin PPSDP International Journal of Education Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah
Raya, Fitri
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Management and Allocation of Productive Zakat to Enhance The Economic Welfare of Mustahik Saprida, Saprida; Raya, Fitri; Umari, Zuul Fitriani
ISLAMICONOMIC: Jurnal Ekonomi Islam Vol 15, No 1 (2024)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v15i1.642

Abstract

This study aims to determine the management and distribution of productive zakat and to find solutions to improving the mustahik economy. This research uses library research, namely research carried out by searching literature (library) in journals, notes, and reports on research results from previous studies. The results of this study are that the distribution method of zakat productive consists of two forms: First, zakat is submitted directly to mustahik for development. It means 'ayn al-zakah, which is attached to mustahik, so zakat becomes the full property of mustahik. This kind of distribution is also called the distribution of zakat productive as non-investment or traditional productive. Second, the distribution of zakat productive in the form of investment, namely zakat, is not directly handed over to mustahik or termed creative productive. Productive zakat funds are intended for business capital or additional business capital. So, the funds given do not just run out; the funds will be managed into a business and generate income. This income will meet life's needs and prosper the mustahik family's economy. Mustahik, who manages productive zakat funds used as a business, will generate additional income to increase the income.
Implementation of The Bansos Program as An Effort to Improve Community Welfare During The Covid-19 Pandemic in Sentul Village, Tangerang District Bangun, Nadia Oktaviani; Suryani, Suryani; Raya, Fitri
Indonesian Journal of Islamic Economics and Finance Vol 2 No 2 (2022)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (250.764 KB) | DOI: 10.37680/ijief.v2i2.1635

Abstract

This study aims to determine the implementation of the social assistance program and improve the Welfare of the people of Sentul Village, Tangerang Regency. The performance of distribution of social assistance is often an improvised program that is only aimed at easing and helping the people's economy during the pandemic. This impacts the limited time needed to validate household data, causing problems in collecting data on the distribution of social assistance, which leads to community dissatisfaction. This study aims to determine the implementation of the social assistance program and improve the Welfare of the people of Sentul Village, Tangerang Regency. The research method uses a descriptive qualitative approach through observation, interviews, and documentation. The results of the study show that the implementation of the social assistance program has been carried out following the data obtained by the local RT. However, this social assistance program can be said to be uneven and not well-targeted.
ACFTA (ASEAN-China Free Trade Agreement) dalam Perspektif Ekonomi Islam Raya, Fitri
Az-Zarqa': Jurnal Hukum Bisnis Islam Vol. 1 (2010): Az-Zarqa': Jurnal Hukum Bisnis Islam
Publisher : Sharia and Law Faculty of Sunan Kalijaga Islamic State University Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/bpbafn52

Abstract

Abstrak: Seiring dengan gerakan Islamzation of Knowladge, muncullah konsep ekonomi Islam di tengah konstelasi pemikiran ekonomi. Boleh dikatakan ekonomi Islam merupakan bentuk evolusi atas teori ekonomi neo-klasik. Selain itu, ekonomi Islam mucul sebagai refleksi atas ke- kaffah-an keislaman seseorang. Pemikiran ini muncul sebagai tuntutan atas keyakinan seorang Muslim terhadap komprehensifitas ajaran Islam. Kehadiran ACFTA sebagai bentuk konstlesai pemikiran yang dituangkan dalam bentuk peraturan yang sudah ditetapkan oleh negara-negara yang include di dalamnya. Sebagai way of life, Islam tidak hanya mengajarkan bagaimana membangun sosok pribadi yang shaleh, namun juga memberikan rujukan guna membangun keshalehan sosial, ekonomi dan lain- lain. Perkembangan sistem perekonomian global merupakan hal yang sangat baik bagi kemajuan sistem perekonomian setiap negara. Indonesia merupakan salah satu negara yang terkontaminasi dengan perkem- bangan perekonomian global dengan dibukanya perdagangan bebas dalam kerangka diberlakukannya ASEAN-China Free Trade Area (ACFTA). Dalam kerangka kemajuan ekonomi, ACFTA merupakan suatu kebijakan yang sangat baik, jika diimbangi dengan persiapan yang baik juga. Peluang dan kesempatan seperti ini sepatutnya dapat dimanfaatkan oleh pengusaha-pengusaha Indonesia. Fakta menunjukkan dalam penerapan ACFTA banyak pihak yang dirugikan terutama sektor mikro. Artikel ini akan membahas tentang tinjauan ekonomi Islam terhadap pemberlakuan ACFTA serta kesiapan SDM dalam menghadapi ACFTA. agar dengan berlakunya ACFTA ini dapat membawa kontribusi yang positif bagi semua pihak.
Pelanggaran Etika Bisnis Terhadap Upah Kerja Raya, Fitri
Az-Zarqa': Jurnal Hukum Bisnis Islam Vol. 4 No. 2 (2012): Az-Zarqa'
Publisher : Sharia and Law Faculty of Sunan Kalijaga Islamic State University Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/eqpv7s06

Abstract

Persoalan ketenagakerjaan di Indonesia bersifat kompleks, tidak hanya yang berkaitan dengan hubungan industrial saja tetapi juga berkaitan dengan politik ketenagakerjaan. Hal yang paling mendasar yang menjadi persoalan dalam hubungan ketenagakerjaan adalah masalah upah kerja. Upah kerja merupakan faktor utama yang menyebabkan munculnya gejolak di kalangan tenaga kerja, karena upah merupakan faktor penting bagi kelangsungan hidup tenaga kerja. Akan tetapi pemberian upah kepada tenaga kerja terkadang tidak sesuai dengan apa yang diharapkan, sehingga muncul perdebatan bahkan perselisihan antara tenaga kerja dan perusahaan. Cara pandang tehadap tenaga kerja menjadi penentu paradigma untuk memulai pemecahan persoalan upah kerja. Pertama, pandangan tentang manusia dan kerja. Kedua, relasi antara manifestasi kerja dengan upah. Ketiga, hak dasar tenaga kerja. Dengan melihat komponen tersebut, maka akan menemukan kejelasan dalam memposisikan tenaga kerja dalam masyarakat dan hubungan sosialnya dalam konteks kerja dan sistem pengupahan. Hal ini akan dapat terwujud jika etika berbisnis dalam suatu perusahaan dapat diwujudkan secara nyata dan menjadi prioritas utama. Karena berbicara masalah etika sangat berkaitan erat dengan moral suatu perusahaan dan organ yang ada dalam perusaahan tersebut. Oleh sebab itu, penulis mencoba membahas tentang etika bisnis dalam hal sistem pengupahan.
Meningkatkan Kepedulian dan Memaksimalkan Transaksi Uang Koin pada Anak Usia Dini di TK Tunas Insan Kamil kota Serang Marfu’ah, Siti; Aguspriyani, Yani; Saraswati, Henny; Ibrahim, Zaini; Hillalliyati, Najmi; Aini, Asti; Raya, Fitri
AKM Vol 5 No 2 (2025): AKM : Aksi Kepada Masyarakat Jurnal Pengabdian Kepada Masyarakat - Januari 2025
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/akm.v5i2.1309

Abstract

Di tengah maraknya transaksi digital dan penggunaan mata uang virtual, keberadaan uang koin fisik masih memegang peranan penting, terutama dalam konteks inklusi keuangan dan edukasi literasi keuangan sejak usia dini. Uang koin, meskipun sering dianggap kurang praktis, memiliki nilai edukatif yang sangat penting dalam mengenalkan konsep dasar keuangan kepada anak-anak. Uang koin dapat membantu anak-anak memahami nilai uang, pentingnya menabung, dan cara melakukan transaksi sederhana. Penggunaan uang koin dalam aktivitas sehari-hari anak-anak, seperti bermain jual-beli dengan teman-teman, dapat menumbuhkan pemahaman tentang konsep ekonomi dasar dan membantu mereka mengembangkan keterampilan finansial yang akan berguna di masa depan. Penelitian ini bertujuan untuk Membangun Kesadaran Finansial dan Pembiasaan Transaksi Uang Koin pada anak- anak usia dini. Dan dari Penelitian ini menunjukkan bahwa penggunaan uang koin meningkatkan literasi finansial anak usia dini di TK Tunas Insan Kamil kota serang, dengan metode percakapan, tugas, dan observasi.
Cryptocurrency Analysis as an Investment Asset for Wiser Investment Decisions Darmawansyah, Trisna Taufik; Aguspriyani, Yani; Raya, Fitri; Polindi, Miko
Jurnal Edukasi (Ekonomi, Pendidikan dan Akuntansi) Vol 12, No 2 (2024): November
Publisher : Universitas Galuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/je.v12i2.14497

Abstract

Business in the world of Cryptocurrency can be done in various ways, starting from coin mining (crypto mining), physical trading of crypto assets, long-term investment, crypto trading, crypto business consulting services, and so on. Because of the many business opportunities in the crypto world, the author needs to choose a crypto business that meets the criteria for a safe investment. The problem of this research is to identify and analyze factors that influence cryptocurrency investments' security and profit potential through a weighted SWOT approach. This research aims to analyze the use of weighting in a SWOT analysis of Cryptocurrency as an investment asset. The research method used is a qualitative descriptive method. This research was carried out by theoretically studying Cryptocurrency's development through documents and the cryptocurrency market. Researchers explore information obtained from expert sources through interviews. The research results show that Cryptocurrency as an investment asset has the advantage of high return potential, with a weight of 5, making it an attractive choice for investors. However, the lack of regulatory oversight and limited market liquidity are significant weaknesses, with weights of 4 and 3, respectively. The novelty of this study lies in the weighting approach in SWOT analysis, which provides a quantitative assessment of the factors influencing cryptocurrency investment. In addition, this research reveals that cryptocurrency investment from a global business perspective has yet to be widely implemented in Indonesia.
Developing Students' Literacy and Numeracy Skills in the School Environment Krisdianti, Nining; Hani, Darfi; Raya, Fitri; Sukaisih, Rosisa
PPSDP International Journal of Education Vol. 4 No. 1 (2025): PPSDP International Journal of Education
Publisher : Perkumpulan Program Studi Doktor Pendidikan (PPSDP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59175/pijed.v4i1.373

Abstract

This study aims to explore deeper understanding of effective ways to develop literacy and numeracy skills in the school environment. The writing of this article uses a literature review research method, which is carried out by collecting various relevant research articles on the topic of developing literacy and numeracy in students in schools. In this study, researchers inventory relevant concepts to understand how numeracy skills can develop in students and the factors that influence them in the school environment. The results of the literature study found that various effective ways to develop literacy and numeracy skills in the school environment, such as project-based approaches and educational games, supportive classroom and school environments, targeted teaching strategies, interactive and participatory learning programs, SSI-based Student Worksheets (LKPD), Mobile Mathematics Pathways, which combine technology with the PBL model, the AKSI application (Indonesian Student Skills Application), storytelling programs, reading, writing and arithmetic lessons, and the use of learning media. However, developing students’ literacy and numeracy skills in various educational contexts faces a number of complex challenges, the main constraints of which include resource constraints, differences in levels of student engagement, and the need for adequate policies and training.
Akad dalam Student Loan; Analisis Implementasi di BMT UMY Raya, Fitri; Muhamad Turmudi; Eva Savanda
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 12 No. 1 (2025): Vol. 12 No. 1 (2025)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v12i1.17850

Abstract

Abstract Education financing is one of the big challenges in the world of higher education, especially for students who need funds to continue their studies. One solution that is developing is a student loan program provided by sharia microfinance institutions, such as BMT UMY. This article aims to analyze the implementation of contracts in the education financing program provided by BMT UMY, with a focus on the suitability of the sharia principles applied. Through a qualitative approach, this research explores the types of contracts applied in education financing, such as murabahah, mudharabah, and musyarakah contracts, as well as how BMT UMY adapts these contracts to meet student needs ethically and transparently. This analysis also discusses the challenges and benefits faced by institutions, students and related parties in implementing this program. The research results show that BMT UMY has succeeded in integrating sharia principles in education financing, but still faces challenges in terms of product socialization and financing risk management. It is hoped that this article can contribute to the development of a comprehensive and sustainable sharia-based education financing model in the future
ISLAMIC ECO-THEOLOGY: Recycling Used Cooking Oil into Soap for Maṣlaḥah Oriented Families Rosyadi, Salim; Raya, Fitri; Fitriyani, Nina; Syed Hassan, Syed Najihuddin
TAJDID: Jurnal Ilmu Ushuluddin Vol. 24 No. 1 (2025): Kajian Ilmu Ushuluddin dan Studi Agama
Publisher : Faculty of Ushuluddin and Religious Studies UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/tjd.v24i1.539

Abstract

This study explores the concept of ecological theology through the utilization of used cooking oil as a primary material in bar soap production and examines its implications for the development of maṣlaḥah-oriented families. Typically regarded as household waste, used cooking oil poses significant environmental risks if not properly managed. Therefore, this research seeks to investigate the theological values embedded in environmentally sustainable household waste management practices and to assess their social and ecological impacts on family well-being. Employing a descriptive qualitative approach grounded in Participatory Action Research (PAR), the study focuses on the Fatayat community in Serang Regency. The findings indicate that processing used cooking oil into soap can reduce household expenditures on cleaning products by approximately 3%. From an economic standpoint, this activity serves as an educational initiative for family members, fostering awareness in transforming waste into economic value, thereby providing additional income for families in Serang Regency. Environmentally, it contributes to reducing liquid waste pollution by converting it into environmentally friendly and utilitarian products. These outcomes are in line with the principles of maṣlaḥah (benefit), iʿtidāl (ecological justice), tahdhīb al-nafs (spiritual refinement), and tawāzun (balance between nature and humanity).
Co-Authors Aguspriyani, Yani ASTI AINI, ASTI Bangun, Nadia Oktaviani Darmawansyah, Trisna Taufik Eva Savanda Fitriyani, Nina Hani, Darfi Hillalliyati, Najmi Krisdianti, Nining Marfu’ah, Siti Miko Polindi, Miko Muhamad Turmudi Salim Rosyadi Saprida, Saprida Saraswati, Henny Sukaisih, Rosisa Suryani Suryani Syed Hassan, Syed Najihuddin Umari, zuul fitriani ZAINI IBRAHIM, ZAINI