cover
Contact Name
Ach Baiquni
Contact Email
iqtishadia@iainmadura.ac.id
Phone
+6287886353811
Journal Mail Official
iqtishadia@iainmadura.ac.id
Editorial Address
Economics and Islamic Business Faculty, Institut Agama Islam Negeri Madura Jl. Raya Panglegur Km. 04, Pamekasan, East Java
Location
Kab. pamekasan,
Jawa timur
INDONESIA
Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah
ISSN : 23547057     EISSN : 24423076     DOI : https://doi.org/10.19105/iqtishadia.v11i1
Core Subject : Economy,
Publishes mainly focuses on the major problems in the development of Islamic Business and economic areas, such as Islamic economic thoughts, Islamic economic and business, Islamic philanthropy (zakat, infaq, shadaqah, and waqf), halal industry (food tourism, product), Islamic microfinance, Islamic banking and financial institution, Islamic banking management, and Islamic monetary economics.
Articles 184 Documents
Etos Kerja dan Budaya Kerja Perempuan Melayu di Era Globalisasi: Etos Kerja dan Budaya Kerja Perempuan Melayu di Era Globalisasi Lemiyana; Ris'an Rusli; Maftukhatusolikhah; Fira Puspita
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 11 No. 1 (2024)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v11i1.11613

Abstract

This research aims to examine the work ethic and work culture as well as the factors that influence the work ethic and work culture of Malay women in the Era of Globalization. The research focus is on Women Traders at the Pasar Induk Jakabaring. This type of research is qualitative research with a descriptive approach which aims to describe various facts accurately and systematically. There are two sources of data in this research, namely primary sources such as female traders. Secondary data sources through literature searches from books and journals. The research respondents were 8 traders. Data collection techniques through in-depth interviews, direct observation at the Pasar Induk Jakabaring Palembang and documentation. The collected data was analyzed using an interactive model, namely data reduction, data presentation and drawing conclusions. The results of the research show that Palembang Malay women as traders at the Pasar Induk Jakabaring have a very good work ethic and a high work culture, namely the spirit of hard work, responsibility for family and work, having a spirit of mutual cooperation, respecting time, having a foresight and sincerity in work. Malay female traders also have an important role in meeting family needs, especially in economic matters.
Pembangunan Ekonomi Kreatif Era Endemi Melalui Kebijakan Publik Sebagai Model Maslahah Al-Ammah Di Pamekasan Madura Harisah; Aini, Murhatun
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 11 No. 1 (2024)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v11i1.12591

Abstract

Penanganan ekonomi menjadi hal penting dalam setiap daerah untuk memastikan kesejahteraan masyarakatnya dan setiap daerah pula memiliki prinsip dan kebijakan yang berbeda, seperti kabupaten Pamekasan memiliki kebijakan publik untuk mengatur perekonomian masyarakat dengan mempertimbangkan maslahah al-ammah dalam kebijakannya. Penelitian ini dikaji dengan menggunakan metode penelitian kualitatif dengan pendekatan hukum empiris menemukan bahwa Kabupaten Pamekasan memiliki peraturan perekonomian masa endemic yang termaktub dalam peraturan Kabupaten pamekasn No 3 Tahun 2022 tentang Usaha Mikro Kecil Menengah dan Perekonomi Kreatif dengan memberikan pendampingan kepada masyarakat meliputi desai grafis, kuliner, olahraga, pemasaran dengan melibatkan beberapa lembaga terkait seperti Dinas Koperasi, Desperindag, Kepemudaan, Pedesaan, dan Pendamping dari Pemkab yang memiliki tujuan untuk meningkatkan kreatifitas masyarakat dalam meningkatkan perekonomian sehingga menjadi perekonomian yang kreatif.
Kinerja Karyawan Perbankan Syariah: Integrasi Peran Etika Kerja Islami, Kepemimpinan Transformasional dan Kualitas Pelayanan Yenti Afrida; Hendra Lukito; Wahyuni Lely Augusna; Harif Amali Rivai; Laura Syahrul
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 11 No. 1 (2024)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v11i1.13552

Abstract

Kinerja karyawan adalah motor penggerak berjalannya suatu perusahaan. Penelitian ini bertujuan untuk menganalisis hubungan antara etika kerja islami, kualitas pelayanan dan kepemimpinan transformasional terhadap kinerja karyawan perbankan syariah. Penelitian ini merupakan penelitian kuantitatif menguji hubungan etika kerja islami, kualitas pelayanan dan kepemimpinan transformasional terhadap kinerja karyawan perbankan syariah. Pengambilan sampel dalam penelitian ini dilakukan dengan menggunakan metode purpossive sampling. Penelitian ini dilakukan pada perbankan syariah yang ada di Sumatera Barat. Data yang digunakan dalam penelitian ini adalah data primer yang diperoleh dari pengisian kuesioner melalui google form. Metode analisis yang digunakan dalam penelitian ini adalah Partial Least Square (PLS) untuk menilai outer model dan inner model berdasarkan Structural Equation Modeling (SEM). Temuan dalam penelitian ini menunjukkan bahwa pertama etika kerja islami memiliki hubungan yang positif namun tidak signifikan dengan kinerja karyawan perbankan syariah. Temuan kedua menunjukkan menunjukkan bahwa kepemimpinan transformasional memiliki pengaruh positif dan signifikan terhadap kinerja karyawan pada perbankan syariah dan temuan ketiga dalam penelitian ini menunjukkan bahwa kualitas pelayanan berpengaruh negatif dan signifikan dalam mempengaruhi kinerja karyawan perbankan syariah.
Analisis Tingkat Kesehatan Keuangan pada PT Bank Syariah Indonesia Tbk dengan Metode CAMEL Tahun 2018-2022 Amalia, Najwa; Sari, Mita Permata; Sa'bania, Nisfuizza Rara Nur; Pratikto, Muhammad Iqbal Surya
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 11 No. 1 (2024)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui tingkat kesehatan keuangan pada PT Bank Syariah Indonesia Tbk dengan metode CAMEL tahun 2018-2022. Hasil dari penelitian ini menunjukkan rasio CAR yang dimiliki PT Bank Syariah Indonesia Tbk pada tahun 2018-2022 termasuk dalam kategori sangat sehat karena berada diatas 12%. Kualitas aset dihitung menggunakan rasio NPF dengan predikat sehat di tahun 2018-2019 dan sangat sehat di tahun 2020-2022. Sedangkan rasio PDN untuk menganalisis manajemen berada dalam kategori cukup sehat. Rentabilitas perusahaan dihitung menggunakan 4 rasio, ROA, ROE, BOPO dan NI. Pada tahun 2018-2019 ROA berpredikat kurang sehat, tetapi terus berbenah pada 2020 untuk mendapatkan predikat sehat, dan berhasil mendapatkan predikat sangat sehat di tahun 2021 dan 2022, ROE pada tahun 2018 dan 2019 mendapatkan predikat kurat sehat, dan menjadi cukup sehat di tahun 2020, dan semakin baik di tahun 2021-2022 dengan predikat sehat. Rasio BOPO juga hampir sama dengan ROA dan ROE, yakni pada tahun 2018-2019 dalam kategori cukup sehat tetapi berhasil menjadi sangat sehat di 2020-2022. Rasio NI cukup berbeda karena pada 2018 berada dalam predikat sehat tetapi di 2019 mengalami penurunan menjadi cukup sehat, dan kembali pada predikat sehat di tahun 2020-2022. Untuk rasio FDR dalam perhitungannya, pada tahun 2018-2019 berada dalam kategori sehat dan 2020-2021 menjadi sangat sehat tetapi mengalami penurunan pada 2022 menjadi predikat sehat kembali.
Pengaruh Sumber Daya Manusia dan Ekonomi Kreatif pada Peningkatan Parawisata Halal Pantai Lon Malang di kabupaten Sampang Syah Pahlevi, Muhammad Resa; Muhammad Wildan Alkirom
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 11 No. 1 (2024)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v11i1.13661

Abstract

Madura Island has many halal tourism destinations that need to be developed, one of which is Lon Malang beach which is located in Sampang Regency, the Regency is known for its people who are very thick with Islamic teachings. This study aims to determine the factors that influence the increase in Halal Tourism in terms of human resources and creative economy. The population and sample in this study were 91 respondents consisting of 37 administrative staff and 54 field workers who are creative economic actors in the halal tourism area of Lon Malang Beach, Sampang Regency, using a quantitative descriptive approach. The data analysis method uses measurement model analysis (Outer Model) and structural model analysis (Inner Model), while hypothesis testing uses t statistical test (partial) and f statistical test (simultaneous) which is assisted by statistical aids, namely SmartPLS version 3.0 software. The results showed that: 1) Human Resources has a significant effect on increasing halal tourism, 2) Creative Economy has a significant effect on Increasing Halal Tourism, 3) Human Resources and Creative Economy have a significant effect simultaneously on Increasing Halal Tourism.
Community Socio-Economic Involvement in the Islamic Boarding School Cooperative Model Based on Sharia Financial Technology Asiyah, Binti Nur; Lantip Susilowati; Alvina Dwi Nur Dyanti; Binzar Wimpi Nugraha
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 11 No. 1 (2024)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v11i1.14144

Abstract

Analysis of The Implementation of The Salam Contract in The Marketplace: A Critical View of Buying Orders on Shopee Fuad Hadziq, M; Khusnul Khotimah; Taufiq, Muhammad
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 11 No. 2 (2024)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v11i2.12228

Abstract

The facts of online transactions have many differences in dissimilarity when ordering and suitability of goods received. This discrepancy caused problems afterward with many complaints, and the effect was not willing of each other. This study aims to find out how online buying and selling transactions are carried out through Shopee from a system of salam contracts in the sharia context. This research method uses qualitative methods to examine the fact of salam contract of shopee. The data source is primary data from site shopee and informant of buyer and seller. Researchers also use secondary data sources originating from literature-related research from journal scopus and sinta also reputable journal related this topic. The study results show that buying and selling online at Shopee has the same concept as implementing the salam contract. Online buying and selling transactions have advantages and disadvantages for sellers and buyers. Online buying and selling transactions can be a transition from implementing the salam contract, provided that both parties understand the same in terms of responsibility and trust. By system and the fact, buying and selling transactions at Shopee are said to be by the salam contract. Little research examine the topic, particularly in market place regarding shopee contract.
Analisis Kinerja Keuangan Dengan Pendekatan Maqashid Syariah Index Pada Perbankan Syariah Indonesia dan Malaysia Dita Andraeny; Nur Rina Aminati
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 11 No. 2 (2024)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v11i2.12712

Abstract

This study was conducted on the grounds that the measurement of financial performance of Islamic Commercial Banks (BUS) still uses measurements from conventional banks. This study aims to analyse and compare the performance of Islamic banking in Indonesia and Malaysia using the Maqashid Syariah Index (MSI) approach. Quantitative descriptive method with secondary data using annual reports and financial statements of each Islamic bank. The research objects were 14 Indonesian BUSs and 15 Malaysian BUSs that published financial reports in 2020. The steps taken to measure the financial performance of Islamic banks using the Maqashid Syariah Index (MSI) are performance ratio assessment, performance indicator assessment and finally MSI assessment and weighting. The results of the study concluded that there were differences in financial performance based on the MSI value between Indonesian and Malaysian BUSs. BUS performance in Indonesia is considered better in achieving maqashid sharia compared to BUS in Malaysia. The measurement results prove that Bank Jabar Banten Syariah is the Indonesian BUS that gets the highest maqashid sharia value. Meanwhile, the highest value Malaysian BUS is AmBank Islamic Berhad.
Do the Performance of Islamic Banking and Islamic Bonds (Sukuk) Influence Indonesia's Economic Growth? Amijaya, Rachmania Nurul Fitri; Alfaroby, Sulthan Hakim Aviecenna; Putra, Perdana Nanda Hari; Adlani, Shofiyuddin Akmal
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 11 No. 2 (2024)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v11i2.14547

Abstract

The influence of Islamic banking and Sharia bonds on the economic growth of Indonesia will be discussed in this article, considering the return on assets (ROA) and the development of sukuk in Indonesia. In this research, the return on assets of Islamic commercial banks and the cumulative value of sukuk issuances are the independent variables, while the gross domestic product is the dependent variable. A quantitative approach is used in conjunction with a multiple linear regression model. Secondary data used in this study is sourced from the Financial Services Authority (OJK) and the Central Statistics Agency (BPS). The data covers the first quarter of 2015 to the second quarter of 2023. The data is processed using Eviews 10 to analyze the Gross Domestic Product (GDP), Return on Asset (ROA), and Cumulative Value of Sukuk Issuance (NAP). The results indicate that the variable of cumulative sukuk issuance has a significant influence on economic growth, while the variable of return on assets of Islamic commercial banks does not have a significant influence on economic growth.
Do Halal Literacy, Religiosity, and Legal Compliance Affect the Motivation of Applying for Halal Product Certification? Sholeh, Khabib; Afif Zaerofi; Yono Haryono
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 11 No. 2 (2024)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v11i2.15352

Abstract

The enactment of regulations regarding the obligation to guarantee halal products in Indonesia according to Law Number 33 2014 is mandatory and binds for SMEs owners to have halal guarantees for all products that are offered. However, the number of Indonesian SMEs that have been halal-certified remains very low and far from their potential. The purpose of this study was to analyze the effect of the level of literacy, religiosity, and legal compliance of SMEs owners on halal product guarantee regulations using a quantitative approach with a research instrument in the form of a questionnaire distributed to SMEs owners in Depok. This study used a purposive sampling technique and obtained as many as 152 food SMEs that had not been halal certified. The results of this study show that halal literacy and religiosity influence the motivation of SMEs owners to apply for halal certifications. There are still SMEs owners who do not know or understand the rules and requirements for applying for halal certification. Legal compliance has no influence on SME owners’ motivation to apply for halal product certification. The majority of respondents complied with business regulations but did not have halal certification. The results of this study are expected to contribute to the implementation of halal certification policies and growth of the halal industry in Indonesia.