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Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
Published by Universitas Islam Negeri Fatmawati Sukarno Bengkulu
ISSN : P2476877     EISSN : E2621668     DOI : https://doi.crossref.org/servlet/home
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
Focus Al Intaj : Jurnal Ekonomi dan Perbankan Syariah is designed to provide a forum for researchers who focus on Islamic economics and banking, covering current issues in Islamic economics and banking, Islamic philanthropy, and Islamic finance. Scope The scope of this journal includes: 1. Islamic Economic 2. Islamic Accounting 3. Islamic Philanthropy 4. Islamic Bussines Ethic 5. Islamic Insurance 6. Islamic Microfinance 7. Islamic Capital market 8. Sharia Financial Banking.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 221 Documents
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PEMIKIRAN ABDUL MANNAN TENTANG EKONOMI ISLAM Herza Ayu Menita
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 3, No 2 (2017)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v3i2.1576

Abstract

According M. Mannan that distinguishes the Islamic economy and other modern economic systems, he argues, is that within an Islamic framework, prosperity and economic prosperity are the means of achieving spiritual and moral goals. Therefore, he proposes the modification of conventional Neo-Classical economic theory and its tools to realize changes in value orientation, institutional arrangements and objectives achieved. Muhammad A.Mannan considers that the concept of development in Islam has advantages over modern concepts of development. The context of economic development planning, fiscal policy design refers to the policy made by the government to direct a country's economy through government expenditures and revenues (in the form of taxes). Mannan's opinion in the concept of Islamic economy, fiscal policy aims to develop a society based on the distribution of balanced wealth by placing material and spiritual values at the same level.
Relevansi Religiusitas Dengan Perilaku Konsumsi Isnaini, Desi
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 1 (2020)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v6i1.3538

Abstract

Religiosity in every researchs admitted has related with economic behaviour. Wich related to others or personally. This research discuss about the relevance of religiosity to consumption behaviour, using library research. From this research can be concluded that religiosity will affect consumption behaviour, one of them is consumer behaviour. The more religiosity, then the consumption behaviour applied is the more advantages and the good consumption behaviour. 
MEMPERSIAPKAN DAYA SAING LULUSAN PROGRAM STUDI PERBANKAN SYARIAH MELALUI KURIKULUM KKNI Yosy Arisandy
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 3, No 1 (2017)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v3i1.1160

Abstract

The rapid growth and development of sharia financial institutions (especially Islamic banks) have apositive impact on the increasing demand for human resources (HR) sharia. To meet the needs ofqualified, professional, and sharia human resources in accordance with the needs and expectations ofthe Islamic finance industry, the participation of various parties is required. One of the highcontributing parties is Islamic religious college (PTAI) through Islamic economics majors. Islamiceconomics majors must play an active role in preparing qualified and professional Islamic sharia so asto meet the needs and expectations of the Islamic finance industry. In building the competitiveness ofgraduates of Islamic Banking Prodi can be supported through KKNI curriculum with stages: 1.Determining the profile of graduates, 2. Creation of Learning Outcomes formulation consisting ofstages Material Selection (Extent, Depth, Level of ability to be achieved), Matrix of learningachievement study materials, the concept of subject and the amount of SKS, 3. Concept integratedcourses and the end result of curriculum structure and instructional design (new curriculum document).
Implementasi Investasi Emas: Kajian Teoritis dan Praktis Menurut Ekonomi Islam Istan, Muhammad
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 1 (2023)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v9i1.2686

Abstract

The purpose of this study is to describe the concept of gold investment by business people today. Next show the concepts and views of Islamic economics regarding gold investment. The research method used is a literature review, by collecting various relevant documents. The results of the study show that there are differences of opinion in investing in gold, some prohibit it and some allow it. Scholars banned the majority of fuqaha from the Hanafi, Maliki, Shafi'i, and Hambali schools. While scholars who allow it are Ibn Taymiyah, Ibn Qayyim, and contemporary scholars. The basis of the scholars who forbid it states that gold and silver are tsaman (price, means of payment, money), which cannot be exchanged in installments or installments, because this causes usury. Meanwhile, scholars who say may put forward the argument that gold and silver are goods (sil'ah) that are sold and bought like ordinary goods, and are no longer tsaman (price, means of payment, and money). Meanwhile, in terms of benefits, investing in gold is an investment that benefits investors in the long term.
Pemberdayaan Uang dalam Zakat Fitrah Perspektif Madzhab Hanafi dan Syafi’i Wahyu Abdul Jafar
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 1, No 2 (2015)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v1i2.775

Abstract

This study was conducted to determine how the legal empowerment of money in tithes whether allowed or prohibited in perspective Hanafi and Shafi'i schools. This study is very important to accommodate the fact that occur in the community-related issues in the use of money to pay tithes. Modern society is now assumed that the use of the money easier and more practical so that they are many who pay tithes using money from the use of rice or other staple foods. From these studies it is known that the Shafi'i schools use money as a tithe is not allowed. Paying tithes should be the staple food, should not be issued in the form of zakat fitrah qimah or money worth. Meanwhile, according to Hanafis use of money in tithes permitted as long as the money is worth the staple food which is used as a tithe. But the important thing to note here, for those who bertaqlid on Hanafi when issuing tithes monetary amount should be within the limit of tithes according to Abu Hanifah.
Religious Role in Moderating Muzakki’s Decision to Issue Zakat Busnetty, Ida; Faisal, Yusuf
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 10, No 2 (2024)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v10i2.4720

Abstract

Purpose: This study aims to test and analyze the influence of Maqashid Shariah, Altruism, Income, Education with Religiosity as a moderating variableDesign/methodology: The method used in this study is a quantitative method. The population in this study is individuals who pay zakat through Baznas. Accidental sampling technique. The sample in this study amounted to 423 respondents. The data collection method uses a survey method, namely the author distributes the questionnaire directly to the respondents. The data analysis technique in this study uses SEM PLS.  Findings: The results of this study found that there was a positive and significant influence of maqashid shariah on the decision of muzakki to issue zakat. Likewise, there is a positive and significant influence of altruism on the decision of muzakki to issue zakat. For income, there is a positive influence of income on the decision of muzakki to issue zakat, and there is a positive and significant influence of education on the decision of muzakki to issue zakat. As for moderating, namely religiosity, it strengthens the influence of maqashid shariah on the decision of muzakki to issue zakat. Religiosity weakens the influence of altruism on the decision of muzakki to issue zakat. Religiosity weakens the influence of income on the decision of muzakki to issue zakat. And religiosity strengthens the influence of education on the decision of muzakki to issue zakat Practical implications: The implications of this policy are expected to overcome the realization of zakat which is not directly proportional to the targeted zakat potential. The implementation and management of zakat in Indonesia has been stipulated in the Law of the Republic of Indonesia Number 23 of 2011, the government is also expected to develop social welfare programs such as the distribution of zakat funds for education, health and social assistance empowerment programs for people in need so that the muzaki will see the positive impact of the zakat issued which is expected to increase the decision of the muzaki to pay zakatOrisinalitas: This research enriches previous research regarding muzakki's decision to issue zakat such as altruism, income, education with the addition of religion. This research connects variables that people rarely examine, namely the existence of sharia maqashid which is viewed from the 5 dimensions of Hifdz Al Aql (protecting reason) with 4 indicators, Hifz An Nasl (protecting offspring) with 4 indicators, Hifz Al Mal (protecting wealth) with 7 indicators , Hift Ad Din (guarding religion) with 4 indicators, and Hift Nafs (guarding the soul) with 5 indicators. 
Pengaruh Marketing Mix Terhadap Keputusan Menabung Nasabah Bank Syariah Indonesia di Kota Bengkulu Shar, Aan; Fitri, Marsellina
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 10, No 1 (2024)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v10i1.2384

Abstract

The aim of this research is to determine the influence of Marketing Mix on the Savings Decision-Making of customers of Indonesian Sharia Banks in the city of Bengkulu. This study employs a descriptive research approach with primary data collection methods and the sampling technique used is incidental sampling with a total of 100 respondents. The data analysis techniques utilized include validity testing, reliability testing, and multiple linear regression. The research findings indicate that Product, Price, Place, and Promotion, both partially and simultaneously, have a significant impact on the Savings Decision-Making of customers of Indonesian Sharia Banks in the city of Bengkulu.
ISU DALAM PRODUK KEUANGAN SYARIAH : SUKUK Eka Sri Wahyuni
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 2 (2018)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v4i2.1210

Abstract

: Sukuk is a syariah effect in the form of certificates or proof of ownership of equal value and represents an undivided or indivisible portion of the ownership of certain tangible assets, the value of benefits, and services for a particular project asset or activity. Types of sukuk many kinds in accordance with the contract used. However, in the financial services authority report there are only two sukuk namely mudharabah and ijara.The development of sukuk globally has increased every year. With the rapid development of sukuk is clearly a good opportunity for economic progress, especially Indonesia and the most important challenge is the role of standard regulatory bodies in particular will be critical in facing the problem of sukuk in the secondary market and primary market through the harmonization of practices and guidelines and documentation standards for the structure of a particular sukuk.
Analisis Rasio Keuangan Untuk Mengukur Kinerja Keuangan Pemerintah Daerah Provinsi Lampung Putri, Riri Septyaningrum; Fermansyah, Deki; Eliza, Any; Suharto, Suharto
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 1 (2021)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v7i1.2933

Abstract

This study aims to determine financial performance based on the ratio approach of effectiveness, independence, and fiscal decentralization in the city of Bandar Lampung. This study uses a qualitative descriptive approach. The data used in this study are secondary data taken through BPKAD Bandar Lampung for the fiscal year 2008-2017. The results of this study indicate that the ratio of regional financial effectiveness on average is at 90.49% with the effective category and the trend of regional financial effectiveness at 70.814%; The ratio of regional financial independence average is at 27.96% which is categorized as low and the trend of regional financial independence is at 262.42%; while the regional financial fiscal decentralization ratio on average was at 17.85% with the unfavorable category and the regional financial fiscal decentralization trend was at 197.23%.
UANG DAN NILAI WAKTU UANG DALAM ISLAM YUNIDA EEN PRIYANTI
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 3, No 2 (2017)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v3i2.2212

Abstract

Money is something that is generally accepted as means of payment in a particularregion or as a means of repayment of debt or as a tool to make purchases of goods andservices. Money is the blood of the economy, because in modern society the economicmechanism based on the traffic of goods and services. In conventional economics andeconomic system of Islam there are similarities and differences in view or define money.In an Islamic economy will not happen the concept of time value of money as in theconventional economy; in Islamic money only as a means of trade; Islam considers thatmoney and commodities are different where money has no intrinsic usefulness, can notbe used directly to meet human needs; as well as the money does not have a time valuebut the time may have economic value depends on how the user. Time will haveeconomy value if the time is used well and wisely.

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