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Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
Published by Universitas Islam Negeri Fatmawati Sukarno Bengkulu
ISSN : P2476877     EISSN : E2621668     DOI : https://doi.crossref.org/servlet/home
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
Focus Al Intaj : Jurnal Ekonomi dan Perbankan Syariah is designed to provide a forum for researchers who focus on Islamic economics and banking, covering current issues in Islamic economics and banking, Islamic philanthropy, and Islamic finance. Scope The scope of this journal includes: 1. Islamic Economic 2. Islamic Accounting 3. Islamic Philanthropy 4. Islamic Bussines Ethic 5. Islamic Insurance 6. Islamic Microfinance 7. Islamic Capital market 8. Sharia Financial Banking.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 221 Documents
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GAYA HIDUP HEDONISME DALAM KONSUMSI DITINJAU DARI PERSPEKTIF EKONOMI ISLAM (Pada Mahasiswi Jurusan Ekonomi Islam IAIN Kota Bengkulu) Mardian Suryani; Siti Achiria
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 2 (2019)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v5i2.2092

Abstract

A hedonic lifestyle is a lifestyle that prioritizes mere pleasure. Many individuals have a hedonic lifestyle, including students. The purpose of this study is to find out what are the factors that lead to the hedonism lifestyle of the students of the Islamic Economics Department of IAIN, Bengkulu City, and how to review the Islamic Economy on Hedonism Behavior. This research is a qualitative research, with a phenomenology approach. Using a purposive sampling technique involving the 4th semester students and 6th semester students. The results showed that the factors that influence the lifestyle of hedois for female students in economics majors in general are divided into two, namely (internal), and (external) factors. Islam does not justify a hedonic lifestyle because it will cause harm to individuals and society, where a lifestyle like this will lead to a spree in which Islam teaches life according to needs (maslahah) a hedonic lifestyle will give youth a disadvantage, in this case college student.
Pemberdayaan Ekonomi Umat Islam Indonesia Melalui Wakaf Produktif Ahmad Syakir
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 2, No 1 (2016)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v2i1.1107

Abstract

This article discusses the importance of economic empowerment of Indonesian Muslims through waqf productive. Waqf has been understood by the public merely provides a treasure that is not productive in the form of land / soil to be used as a mosque or school by taking donations from the public, it is this which makes the stagnation of waqf in Indonesia, the waqf productive can be a solution to overcome the stagnation of the development of waqf. The Indonesian Ulema Council has ratified cash waqf, it makes people could donating his money to institutions or organizations entity endowments, other problems encountered in the development of waqf in Indonesia is on the development of management of endowment resources, it is because of the lack of level of professionalism, commitment and an understanding of cash waqf endowments were converted into productive efforts, thus the productive endowments could be the active solution in poverty alleviation and economic improvement of the people.
Motivation and Organizational Commitment on Loyalty and Islamic Banking Employee Performance Zulkifli, Zulkifli; Hamzah, Hamzah; Hamzah, Zulfadli; Arif, Muhammad; Hamsal, Hamsal; Arsad, Syahiza
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 10, No 2 (2024)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v10i2.4934

Abstract

Purpose: The purpose of this study was to determine the effect of motivation and organizational commitment on the loyalty and performance of Islamic bank employees, either directly or through mediating variables.Design/methodology: This research belongs to quantitative research with data analysis methods using Smart PLS 3.0 software. The research instrument used was a research questionnaire. The total sample of 353 employees.Findings: The results of the study found that Organizational Commitment affects Employee Performance, Organizational Commitment affects Loyalty, Loyalty affects Employee Performance, motivation has no effect on Employee Performance, motivation has no effect on loyalty, loyalty mediates the effect of organizational commitment on employee performance, but loyalty does not mediate the effect of motivation on employee performance. Practical implications: The Empirical implication of this research is to determine the conditions and factors that can increase of Islamic Bank Employee performance through motivation, organizational commitment, and loyalty.Originality/Value: This study recommend that Islamic banks should create activities or programs in the form of training or workshops or other activities to increase the spirit of employee motivation at work so that later it can lead to employee loyalty.Keywords: Motivation, Organizational Commitment, Loyalty, Employee Performance
Promosi Melalui Endorse Pada Produk Kosmetik Wardah Ditinjau Dari Perspektif Bisnis Syariah (Studi Kasus Pada Mahasiswa Fakultas Ekonomi dan Bisnis Islam UIN Fatmawati Sukarno Bengkulu) Effrianti, Yeka; Wahyuni, Eka Sri
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 10, No 1 (2024)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v10i1.2400

Abstract

This study aims to  determine promotion through endorsement in increasing consumer buying interest in wardah cosmetic products and the application of sharia business principles in the promotion of endorsement on wardah cosmetic products. This study used descriptive qualitative research method. Data collection techniques of interviews, observation and documentation. Data analysis techniques use descriptive analysis with stages of data reduction, data presentation, and conclusion. The result of this study  is that promotion through endorsements on wardah cosmetic products is very influential in increasing consumer buying interest if done honestly, transparently, and with good and correct descriptions and ways. Therefore, honesty, transparency in endorsing and also describing products well are needed in promoting products with endorsements. Viewed from the perspective of sharia business, the promotion of endorsement on wardah cosmetic products carried out by Dewi Sandra is able to increase consumer buying interest and has also fulfilled the principles of sharia business in promoting by endorsing wardah cosmetic products.   
UPAH MINIMUM DALAM PERATURAN MENTERI TENAGA KERJA DAN TRANSMIGRASI NOMOR 7 TAHUN 2013 DITINJAU DARI PERSPEKTIF EKONOMI ISLAM Ayu Yuningsih
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 2 (2018)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v4i2.1214

Abstract

Today the problems of labor and wages have been unsolved problems. The root of the problems that occur in workers or workers still lies in the issues of relations and agreements between employers and governments that ultimately impact on the workers. The Government has arranged a solution to solve the problem of injustice towards the labor of one of them through the determination of Minimum Wages as regulated in the Regulation of Minister of Manpower and Transmigration No. 7 of 2013, but the determination of Minimum Wage for workers is considered not to provide justice for laborers because the value of wages earned is comparable with the large role of labor services in realizing the business results of the company concerned. This paper aims to find out how the Islamic view of Minimum Wage is applied in Indonesia and find out whether the Minimum Wage determination has fulfilled the principles of Maslahah and Adl which are at the core of Islamic teachings.
Analisis Equivalent Rate Perbankan Syariah Pada Masa Pandemi (Studi Pada Bank BNI Syariah) Asiyah, Binti Nur; Islamiah, Cahyani; Ningrum, Christina Ika
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 2 (2022)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v8i2.3453

Abstract

This study aims to analyze the mechanism in applying the distribution of profit sharing of third-party funds collected using the equivalent rate. The research uses a case study approach and type. To obtain data, researchers used data on the annual and quarterly financial statements of BNI Syariah Bank in 2020, 2019, and 2018 and literature studies in the form of books and research articles. The study results of the Islamic banks' efforts to increase customer interest, one of which is by using profit sharing ratio information in the form of an equivalent level. The strategy of Bank BNI Syariah to present an equivalent level in its Quarterly Financial Statements is the right step to increase customer interest in placing their funds in BNI Syariah banks. Furthermore, this research shows that the Equivalent rate at BNI Syariah Bank in 2020 in its quarterly report tends to decrease in the pandemic era in line with the national and global economic slowdown.
WAKAF NON MUSLIM DAN WAKAF UANG MENURUT PANDANGAN WAHBAH ZUHAILI FITRA RIZAL
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 2 (2019)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v5i2.2059

Abstract

Islam presents itself as a philanthropic-faced religion, by realizing social security for the community to achieve a noble life. With the current development, it is important to bring up various challenges related to waqf law in Islam, specifically endowments, non-Muslims, and endowments of money. This article provides an explanation of how non-Muslim endowments and money waqf in Islam. According to Wahbah Zuhaili, Waqf from non-Muslims is permitted. Like in the activities of building mosques, schools and other facilities, both money, building materials and energy used for the construction. Donations or assistance are permitted, with conditions not binding and will not cause danger or slander in the future, both for Muslims and for supported institutions. According to Wahbah Zuhaili, waqf money is permissible. The Hanafi school that allows money waqf. For the reason of Istihsan bi al-Arabi, because many people have done it. In this regard, Wahbah Zuhaili states, in al-Fiqh al-Islamiy wa ill Adillatuhu, what is meant is generally as follows, "Mutaqodimiin of the Hanafi School allows waqf money and dinars".
Pengaruh Kualitas Komite Audit dan Kualitas Audit Terhadap Kualitas Pelaporan Keuangan Perusahaan Permatalia, Riska; Haryono, Slamet
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 2 (2021)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v7i2.3654

Abstract

Users of financial statements need the quality of financial reporting to ensure the sustainability of the company, but not a few commit fraud. So we need an audit committee and audit quality for the big four/nonbig four. This study uses panel data for 2014-2019 from manufacturing companies registered with JII and data sourced from annual reports and company financial statements. As a result, the independent variable is explained by the audit committee's accounting expertise and audit quality has a positive and significant effect on 5% and the number of audit committee meetings is significant at 10% on the quality of financial reporting, while the variable number of audit committee members and size has no significant negative effect and leverage. positive and insignificant effect on the quality of financial reporting.
PERAN ZAKAT DALAM ISLAM Ardianis Ardianis
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 1 (2018)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v4i1.1205

Abstract

One of the managers of zakat in the area of Government is BAZ (Badan Amil Zakat). The role of this institution provides the latest system in zakat management. this institution, must be immediately channeled to the mustahik according to the priority scale that has been compiled in the work program. The purpose of zalcat management is the increasing awareness of the community in the fulfillment and in the service of zakat worship, the increasing function and role of religious institutions in the effort to realize the welfare of society and social justice, as well as increasing the utilization and utilization of zakat.
Pemanfaatan Teknologi Untuk Peningkatan Layanan BPJS Pada Perbankan Syariah Ilmiah, Dunyati; Sani, Ageng Asmara; Wonoseto, Muhammad Galih
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 1 (2021)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v7i1.2928

Abstract

This research measures and analyzes the use of technology to improve BPJS services in Islamic banking using the Survey on Financial Inclusion and Access SOFIA data. Data was collected in 2017 in four provinces, namely East Java, West Nusa Tenggara, East Nusa Tenggara, and South Sulawesi with a total number of respondents 19,634. The findings in this study reveal that 98.36% of people pay BPJS using the cash method and 1.64% of people use technology. From the data above, it can be concluded that the people in the four provinces are very minimal related to financial inclusion, people prefer to make cash payments rather than using payment service facilities in Islamic banking. The results of this study attracted the attention of policymakers to improve information and education related to financial inclusion.

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