cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
M. Guffar Harahap
Contact Email
publisherbarokah@gmail.com
Phone
+6285360125154
Journal Mail Official
publisherbarokah@gmail.com
Editorial Address
dusun III desa Lengau seprang, Kec. Tanjung Morawa, Kab. Deli Serdang, Sumatera Utara. Indonesia
Location
Kab. deli serdang,
Sumatera utara
INDONESIA
Journal of Sharia Business Management
  • jurnalmanajemenbisnissyariah
  • Website
Published by CV. Barokah Publisher
ISSN : -     EISSN : 29632218     DOI : -
Core Subject : Economy, Education, Social,
Economics, Econometrics & Finance Social Sciences Other
(INTERNATIONAL, Journal of Sharia Business Management) is dedicated to the development of scientific treasures in the field of Islamic economics and finance. Researchers and academics are given space to contribute to various studies published through this journal. The scope of the study of the (INTERNATIONAL, Journal of Sharia Business Management) is related to the themes of Islamic economics, Islamic banking, Islamic accounting, sharia management, sharia business, ZISWAF, halal industry, and other studies that correlate with the theme of this journal and have interesting discussion value. Each published article is the sole responsibility of the Author, but the Editor can edit without changing the substance of the article.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 30 Documents
 1   2   3 
Search results for , issue "Vol 4 No 4 (2025)" : 30 Documents clear
STRATEGI MARKETING PEMBIAYAAN BANK SYARIAH DALAM MENDUKUNG PENGEMBANGAN UMKM DI INDONESIA Cindy Anita Sari; Intan Azzahra; Muhammad Ikhsan Harahap
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 4 (2025)
Publisher : CV. Barokah Publsiher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study examines the role of Islamic banking marketing strategies in supporting the development of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. Islamic banks have a strategic position in providing Sharia-compliant financing as an alternative source of capital for MSMEs. This research aims to analyze how financing marketing strategies implemented by Islamic banks contribute to MSME growth. A qualitative research approach is employed using SWOT analysis to identify internal strengths and weaknesses, as well as external opportunities and threats affecting the effectiveness of Sharia financing marketing. The findings indicate that compliance with Sharia principles, flexible financing contracts, strong community-based networks, and personalized services represent the main strengths of Islamic banks. However, limited understanding of Sharia contracts among MSME actors, inadequate digitalization, uneven human resource competencies, and restricted branch coverage remain internal challenges. Externally, MSME expansion, increasing demand for halal financial products, and supportive government policies provide significant opportunities, while competition from conventional banks, fintech platforms, online lending services, and low financial literacy pose serious threats. The study concludes that Islamic banks need to strengthen value-based marketing strategies rooted in Sharia principles while accelerating digital transformation. Enhancing Sharia financial literacy, developing innovative financing products, and reinforcing community-oriented marketing are recommended to improve MSME financing outreach.
ANALISIS PENGANGGARAN PENJUALAN DAN KAS PADA USAHA MIKRO WARKOP MBAK DILLA Kanaya Dzuhuraina Aura Indra Tambunan; Rilly Amanda; Syarif Adillah Ramadhan Nasution; Dini Vientiany
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 4 (2025)
Publisher : CV. Barokah Publsiher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) sangat penting bagi perekonomian negara, namun banyak pemilik perusahaan masih kesulitan dalam pengelolaan uang, terutama dalam hal menerapkan sistem penganggaran yang metodis dan terencana dengan baik. Untuk merencanakan, memantau, dan menilai kinerja keuangan perusahaan dan memastikan bahwasannya sumber daya dipakai secara efektif dan efisien, penganggaran berfungsi sebagai alat manajemen keuangan. Studi ini bertujuan untuk mengkaji bagaimana penganggaran diterapkan di Warkop Mbak Dilla, salah satu UMKM di industri kuliner, dan untuk mengevaluasi seberapa baik penganggaran mendukung kesuksesan finansial perusahaan. Pengamatan langsung terhadap kegiatan operasional, wawancara dengan pemilik usaha, dan dokumentasi data keuangan, seperti anggaran penjualan, produksi, bahan baku, tenaga kerja, biaya operasional, kas, dan analisis titik impas (BEP), semuanya digunakan dalam studi kasus ini. Pendekatan menggunakan metode penelitian deskriptif kuantitatif. Hasil penelitian menunjukkan bahwa pelaksanaan penganggaran di Warkop Mbak Dilla telah membantu pemilik usaha dalam merencanakan kebutuhan operasional, pengendalian biaya, dan pengelolaan arus kas secara lebih terstruktur dan terkendali. Analisis titik impas menunjukkan bahwa bisnis berada dalam kondisi yang menguntungkan, karena tingkat penjualan telah melampaui titik impas yang ditetapkan, meskipun kendala tertentu tetap ada, terutama terkait dengan terbatasnya detail dalam pencatatan keuangan.
KEMISKINAN DAN KETAHANAN PANGAN DI INDONESIA: TANTANGAN URBANISASI DAN PELUANG DIVERSIFIKASI PANGAN Jumhar Daulay; Nermelita Kaloko; Reni Ria Armayani Hasibuan; Siska Kumala Sari
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 4 (2025)
Publisher : CV. Barokah Publsiher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The increasing urbanization in Indonesia has a significant impact on poverty and food security, especially in urban areas. The migration of people from rural areas to cities is not always followed by an increase in welfare due to limited formal employment opportunities, so many migrants work in the informal sector with low and unstable incomes. This condition increases the risk of urban poverty and weakens households’ ability to meet adequate and nutritious food needs. This study aims to analyze the relationship between urbanization, poverty, and food security in Indonesia and to examine the opportunities for food diversification as a strategy to strengthen urban food security. The research method used is a qualitative method with a descriptive approach. Data were obtained through literature studies, policy document analysis, and a review of previous research results relevant to the themes of poverty, urbanization, and food security. Data analysis techniques were carried out through data reduction, data presentation, and interpretive conclusions. The results of the study show that poverty is a major factor causing household food insecurity in urban areas, while food diversification through the use of local resources, urban agriculture, and agricultural technology innovations has the potential to strengthen food security in a sustainable manner.
PERAN USAHA MIKRO, KECIL DAN MENENGAH (UMKM) DALAM PENGEMBANGAN EKONOMI INDONESIA Delia Torsa Purba; Wafiyah Ningrum; Aryadanu Dalimunte; Misagi Mukhti Ginting; Reni Ria Armayani Hasibuan
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 4 (2025)
Publisher : CV. Barokah Publsiher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study explores the contribution of Micro, Small, and Medium Enterprises (MSMEs) to Indonesia’s economic development by analyzing their role in GDP, employment absorption, regional business distribution, access to financing, and integration into global value chains. Employing a descriptive qualitative approach through literature review, this research utilizes national journals, government reports, and official statistical data. The findings reveal that MSMEs play a significant role in the national economy, contributing 61% to GDP and 97% to employment absorption. However, MSMEs continue to face several challenges, including limited capital, low levels of digitalization, insufficient human resource quality, and infrastructure disparities. Although MSME participation in export activities has increased, further integration into the Global Value Chain (GVC) and utilization of Global E-Commerce (GEC) are required. This study recommends capacity enhancement, digital transformation, expanded access to financing, and the development of a supportive business ecosystem to maximize the contribution of MSMEs to inclusive and sustainable national economic growth.
DAMPAK BENCANA ALAM TERHADAP POLA PERMINTAAN BARANG DAN FENOMENA PANIC BUYING DI MASYARAKAT Tukma Putri Tanjung; Revi Prastanti; Imam Syuhada; Rayhan Tambak Bintang; Reni Ria Armayani Hasibuan
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 4 (2025)
Publisher : CV. Barokah Publsiher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Indonesia is a country prone to natural disasters such as floods, earthquakes, and landslides, which not only cause physical damage but also affect people’s economic behavior. During disasters, communities often experience anxiety about the availability of essential goods, leading to excessive purchasing behavior known as panic buying. This phenomenon was observed in several areas of North Sumatra, where residents rushed to buy large quantities of fuel (BBM) due to fears of shortages, even though the government had assured that distribution remained stable. This study aims to analyze the relationship between natural disasters and changes in demand patterns for goods, as well as to identify the factors that trigger panic buying among the public. The research uses a descriptive qualitative approach, utilizing secondary data from online news, official reports, and previous studies. The results show that natural disasters can disrupt the supply chain and decrease public confidence in the availability of goods. Psychological factors such as fear and uncertainty are the main drivers of panic buying, which can lead to temporary price spikes and market imbalances. Therefore, the government’s role in providing accurate information and ensuring the availability of goods is crucial to maintaining public stability during disaster situations.
EFEKTIVITAS KEBIJAKAN MONETER DAN FISKAL DALAM MENJAGA STABILITAS EKONOMI DI ERA PASCA PANDEMI Dianda Hashifah; Yunita Dwi Rahmawati; Muhammad Arfan Harahap
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 4 (2025)
Publisher : CV. Barokah Publsiher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to analyze the effectiveness of monetary and fiscal policies in maintaining Indonesia’s economic stability in the post-pandemic era. The COVID-19 pandemic caused significant disruptions to economic growth, price stability, and the national financial system, requiring appropriate and well-coordinated macroeconomic policy responses. Fiscal policy, implemented through increased government spending and economic stimulus, is expected to support economic recovery, while monetary policy plays a crucial role in controlling inflation and maintaining financial liquidity. This research employs a qualitative descriptive approach using a literature review method by examining relevant scientific journals, policy reports, and official publications published since 2020. The findings indicate that strong coordination between monetary and fiscal policies is essential in maintaining economic stability and accelerating post-pandemic recovery. However, policy effectiveness is highly influenced by global economic conditions, institutional coordination, and the timing of policy implementation. Therefore, strengthening policy coordination and conducting continuous evaluations are necessary to ensure that monetary and fiscal policies operate effectively and sustainably in addressing future economic challenges.
STUDI LITERATUR PEMBIAYAAN UMKM PADA PERBANKAN SYARIAH Nurhikmah Berasa; Haya Aghnia Azzahra; Muhammad Habib Rifky; Muhammad Ikhsan Harahap
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 4 (2025)
Publisher : CV. Barokah Publsiher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the role and effectiveness of Islamic banking in financing micro, small, and medium enterprises (MSMEs) in Indonesia. Using a qualitative descriptive approach through literature review, this research synthesizes data from books, scientific journals, and official publications from 2014 to 2024 related to Islamic banking and MSME development. The study reveals that Islamic banks play a crucial role in supporting MSMEs through profit-and-loss sharing schemes such as mudharabah, musyarakah, and murabahah, which emphasize fairness and partnership principles. Despite these advantages, several obstacles remain, including low Islamic financial literacy, limited collateral, and insufficient product innovation for micro-segments. The findings suggest that collaboration among Islamic banks, government, and financial technology institutions is necessary to enhance inclusion and innovation in Islamic financing. This research contributes theoretically to the development of Islamic financial models for MSMEs and provides practical implications for policymakers to strengthen the Islamic banking ecosystem in promoting inclusive and sustainable economic growth in Indonesia.
PERAN GOOD CORPORATE GOVERNANCE TERHADAP KINERJA MANAJEMEN DAN KEPERCAYAAN PEMANGKU KEPENTINGAN PERUSAHAAN MEDAN LOKAL MODERN Dina Cheetah Khairiyah; Julia Hamdini Nasution; Rafly Aditya Ramadhan; Ahmad Wahyudi Zein
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 4 (2025)
Publisher : CV. Barokah Publsiher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menganalisis peran Good Corporate Governance (GCG) terhadap kinerja manajemen dan tingkat kepercayaan pemangku kepentingan pada perusahaan lokal modern di Kota Medan. Penerapan GCG dipandang sebagai fondasi penting dalam menciptakan tata kelola perusahaan yang transparan, akuntabel, bertanggung jawab, independen, dan adil. Metode penelitian yang digunakan adalah pendekatan kuantitatif dengan pengumpulan data melalui kuesioner yang disebarkan kepada manajemen dan pemangku kepentingan perusahaan. Teknik analisis data dilakukan menggunakan analisis regresi untuk menguji pengaruh variabel GCG terhadap kinerja manajemen dan kepercayaan pemangku kepentingan. Hasil penelitian menunjukkan bahwa penerapan Good Corporate Governance berpengaruh positif dan signifikan terhadap peningkatan kinerja manajemen. Selain itu, GCG juga terbukti mampu meningkatkan kepercayaan pemangku kepentingan terhadap perusahaan, yang tercermin dari persepsi positif terhadap transparansi dan profesionalisme pengelolaan perusahaan. Temuan ini mengindikasikan bahwa perusahaan lokal modern di Medan yang menerapkan prinsip GCG secara konsisten memiliki peluang lebih besar untuk mencapai kinerja yang berkelanjutan dan memperoleh dukungan jangka panjang dari pemangku kepentingan. Penelitian ini diharapkan dapat menjadi referensi bagi perusahaan dalam memperkuat praktik tata kelola yang baik.
TRANSFORMASI LEMBAGA KEUANGAN NON BANK ISLAM DALAM MENINGKATKAN INKLUSI KEUANGAN BERBASIS PRINSIP SYARIAH NASIONAL INDONESIA Anggi Arko Azzahra Kudadiri; Aida Fadillah; Muhammad Arfan Harahap
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 4 (2025)
Publisher : CV. Barokah Publsiher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research discusses the role and development of Islamic Non-Bank Financial Institutions within the modern economic system based on sharia principles. Islamic Non-Bank Financial Institutions emerge as alternative financial intermediaries that not only focus on profit generation but also emphasize justice, social welfare, and ethical balance. This research aims to analyze the characteristics, functions, and contributions of Islamic Non-Bank Financial Institutions in supporting economic growth and financial inclusion. The method used in this research is a literature study by examining relevant books, scientific journals, and regulations related to Islamic finance. The results indicate that Islamic Non-Bank Financial Institutions play a strategic role in providing sharia-compliant financial services such as financing, Islamic insurance (takaful), Islamic pension funds, and other financing institutions. Their existence enhances public access to halal and ethical financial services. However, these institutions face several challenges, including low levels of sharia financial literacy and strong competition from conventional financial institutions. Therefore, strengthening regulations, encouraging product innovation, and improving continuous education are necessary to ensure the sustainable development of Islamic Non-Bank Financial Institutions in the future.
PENTINGNYA ANGGARAN KAS DALAM MENJAGA LIKUIDITAS DAN STABILITAS OPERASIONAL PERUSAHAAN Ahmad Ramdhani Mungkur; Dinda Nurayuni Humaira; Nurhikmah Berasa; Dini Vientiany
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 4 (2025)
Publisher : CV. Barokah Publsiher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Cash budgeting is an essential instrument in corporate financial management as it directly influences cash flow management, liquidity, and operational stability. This study aims to analyze the importance of cash budgets in maintaining liquidity and operational stability in companies. The research employs a qualitative approach using a descriptive method through a literature review. Data were collected from relevant academic sources, including accounting and financial management textbooks as well as national and international journal articles, particularly publications from 2021 to 2025. The findings indicate that a systematic and realistic cash budget enables companies to manage cash inflows and outflows more effectively, allowing short-term obligations to be met on time and reducing liquidity risk. Furthermore, cash budgeting functions as a preventive control tool that supports operational stability, especially in conditions of cash flow uncertainty. This study concludes that cash budgeting plays a strategic role as a planning, control, and decision-making tool in ensuring sustainable business operations. Therefore, companies are encouraged to continuously improve the preparation and evaluation of their cash budgets.

Page 3 of 3 | Total Record : 30

 1   2   3 

Filter by Year

2025 2025


Reset
Filter By Issues
All Issue Vol 4 No 6 (2025): Desember Vol 4 No 5 (2025) Vol 4 No 4 (2025) Vol 4 No 3 (2025): September Vol 4 No 2 (2025): Juni Vol 3 No 2 (2024): Juni Vol 3 No 1 (2024): Maret Vol 2 No 4 (2023): Desember Vol 2 No 3 (2023): September Vol 2 No 2 (2023): Juni Vol 2 No 1 (2023): Maret Vol 1 No 2 (2022): Desember Vol 1 No 1 (2022): September More Issue