cover
Contact Name
Ahmad Salman Farid
Contact Email
ahmadsalmanfarid@stain-madina.ac.id
Phone
+6285784059214
Journal Mail Official
ahmadsalmanfarid@stain-madina.ac.id
Editorial Address
Huta Baringin, Kec. Panyabungan Barat Kab. Mandailing Natal 22911 Indonesia
Location
Kab. mandailing natal,
Sumatera utara
INDONESIA
Help: Journal of Community Service
ISSN : -     EISSN : 30483069     DOI : https://doi.org/10.62569/hjcs.v1i3
The focus and scope of Help: Journal of Community Service (HJCS) encompass a broad range of academic disciplines, reflecting the journal’s commitment to interdisciplinary research and practice in community service. HJCS invites contributions from all fields of study. The journal seeks to publish rigorous research articles, case studies, and critical reflections that explore innovative approaches, best practices, and lessons learned in community engagement, capacity building, and professional development. By fostering dialogue among practitioners, scholars, and policymakers, HJCS aims to advance the theory and practice of community service, promoting knowledge sharing and continuous improvement across diverse disciplines.
Arjuna Subject : Umum - Umum
Articles 51 Documents
Community-Based Financial Literacy Interventions for Empowering Micro, Small, and Medium Enterprises in Bangka Belitung Kurniati, Ira; Rahmansyah, Nur; Damayanti, Indri; Putri, Lusiana; Sugiyono, Sugiyono; Aisha, Amelia Ayu Nur; Mardiani, Eri
Help: Journal of Community Service Vol. 2 No. 4 (2026): March 2026
Publisher : PT Agung Media Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62569/hjcs.v2i4.254

Abstract

Micro, Small and Medium Enterprises (MSMEs) play a strategic role in driving economic growth and improving community welfare in Belitung Regency, Bangka Belitung Province. However, low levels of financial literacy remain a major obstacle for MSME actors, especially concerning business financial management, transaction recording, and effective financial decision-making. This community service activity adopted a Participatory Action Research (PAR) methodology, conducted as a collaborative training intervention involving the Association of Indonesian Accounting Lecturers (ADAI) and the Belitung Regency Government. The program was attended by 159 participants, including MSME partners, local residents, and regional leaders. The implementation consisted of four systematic stages namely preparation, counseling on simple financial management, interactive discussion and mentoring, and an evaluation utilizing pre-tests and post-tests. The intervention yielded a highly positive response and a measurable improvement in financial management knowledge. Evaluation results demonstrated that the average pre-test score of 44.25% increased sharply to 79.50% in the post-test. This reflects a significant average knowledge increase of 35.25%, successfully bridging the initial gap between passive theoretical knowledge and practical business application. The community-based education effectively raised MSME actors' awareness regarding the importance of financial literacy for making sound, sustainable business decisions. This enhanced capacity provides a strong foundation for better financial choices and supports local economic development. To maximize future community empowerment efforts, providing continuous post-training assistance and integrating user-friendly digital technology for financial record-keeping are highly recommended.