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Journal of Ekonomics, Finance, and Management Studies
Published by Universitas Muhammadiyah Gresik
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal.v5i12
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 1,633 Documents
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Pemberdayaan Home Industry Pembuatan Tepung Sagu dalam Meningkatkan Perekonomian Keluarga: Studi  Kasus Kelurahan Kwala Begumit  Kecamatan Binjai  Kabupaten  Langkat Amwa, Djauky Ridho; Sugianto
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 3 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i3.800

Abstract

This study aims to find out how the Empowerment of Home Industry for Making Sago Flour in Improving the Family Economy (Case Study of Kwala Begumit Village, Binjai District, Langkat Regency). This research is a descriptive qualitative research, data collection methods are observation, interviews and documentation. The subject of this research focuses on sago factory founders, managers and workers. Data analysis techniques in this study were data reduction, data presentation, and periodic conclusions drawn during the study. The results of this study indicate that the existence of this home industry can create jobs for the people of the village of Kwala Begumit Village, Binjai District, Langkat Regency. It is very well realized that the development of the community's economy through the small and medium business sector has proven to help the community in their family's economic life by reducing the level of unemployment that occurs in many rural areas. This is one of the distinctive characteristics of the small industrial sector, by continuing to develop and empower the community's economy, it will be able to help with the problem of lack of jobs and the large number of unemployed people in the village of Kwala Begumit Village, Binjai District, Langkat Regency. The development of the home industry that occurred in Kwala Begumit Village, Binjai District, Langkat Regency can be said to have increased and has developed because this area is the area that has the most number of micro businesses. Keywords: Home Industry, Improving the Economy, Sago Flour
Konsep Kesejahteraan Perspektif Islam: Studi Para Pedagang di Pasar Raya Mekongga Kabupaten Kolaka Marunta, Ristiyanti Ahmadul; Sari, Sarni Handayani Puspita; Nur, Abustan; Ramadhan, Ryan; Putri, Zalsyakillah Amalia
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 3 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i3.801

Abstract

Welfare from an Islamic perspective is the achievement of syara' goals (maqasid sharia). The maintenance of syara' aims is to protect religion (al-din), soul (al-nafs), reason (al-'aql), property (al-mal) and offspring (al-nasl). In achieving the goals of maqasid sharia, it still pays attention to sharia principles, namely the principle of monotheism, the principle of honesty, the principle of trust, the principle of justice and freedom from usury. The purpose of this research is to understand in depth the concept of welfare from an Islamic perspective of the study of traders at Pasar Raya Mekongga using qualitative research, namely looking for meaning, understanding and understanding of a phenomenon, events in human life by being involved directly or indirectly with the setting to be studied, contextual and comprehensive. This study involved traders in Mekongga Raya Market as respondents and were Muslim. The findings of this study are the concept of welfare for traders both physically and mentally, namely the achievement of material and non-material needs while still holding fast to Divine rules in all their life activities. The material obtained is money and capital, while the non-material obtained is moral and spiritual values. The conclusion is that materially and spiritually the traders believe that sustenance from Allah is always abundant so that they are able to maintain the goals of syara (Maqasid Sharia) and ensure the welfare of traders. Keywords: Welfare from an Islamic perspective, Maqasid Sharia, Moral Values, Spiritual Values.
Dampak Sosial Media Marketing, Daya Tarik dan Kepuasan terhadap Minat Berkunjung Kembali di Desa Wisata Kabupaten Bangkalan AS, Fathor; Rizki
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 3 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i3.802

Abstract

This study aims to examine the effect of social media marketing, attractiveness and tourist satisfaction on interest in visiting again in the tourist village of Bangkalan Regency. The research approach used is quantitative causality. The population consists of tourists who are currently or have visited. The sample size was 120 people. And the sampling technique used is purposive sampling. The data was collected by distributing questionnaires and the results were analyzed using the partial least squares method. The results of the study stated. Social media marketing has a positive and significant effect on tourist satisfaction. Social media marketing has a positive and insignificant effect on interest in visiting again. Attractiveness has a positive and significant effect on tourist satisfaction. Attractiveness has a positive and significant effect on interest in visiting again. Tourist satisfaction has a positive and significant effect on interest in visiting again. Keywords: Social Media Marketing, Attraction, Satisfaction, Interest in revisiting.
Pengaruh Kualitas Pelayanan dan Citra Destobasi  terhadap Loyalitas Pengunjung Wisata Mangrove dengan Kepuasan Wisatawan sebagai Variabel Intervening Lutfiyah, Zekiyatul; AS, Fathor
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 3 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i3.803

Abstract

This study aims to identify the effect of service quality variables and destination image on tourist loyalty through tourist satisfaction. the research approach used is quantitative causality, with the research population being all visitors to labuhan madura mangrove tourism, the sample size is 112 respondents and the sampling technique used is purposive sampling. this research was collected by distributing questionnaires and the results will be analyzed using the Partial Least Square (PLS) method. The results stated that service quality has a positive and significant effect on tourist loyalty, service quality has a positive but insignificant effect on tourist satisfaction, destination image has a positive and significant effect on tourist loyalty, destination image has a positive and significant effect on tourist satisfaction, and tourist satisfaction has a positive and significant effect on tourist loyalty. Keywords: Service Quality, Destination Image, Satisfaction, And Loyalty.
Implementasi Program Corporate Social Responsibility (CSR) di PT Brilian Elok Sukses Dalam Perspektif Ekonomi Islam Lusiyaningsih; Hamdani, Ikhwan; Hakiem, Hilman
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.804

Abstract

Corporate Social Responsibility is a social and environmental responsibility for companies that can be a solution in overcoming existing problems, such as environmental damage and the distance between people's economic levels that occur in an area. In Islam itself, CSR is a consequence that must be applied in conducting business, so that it is in accordance with the objectives of Islamic law, namely maslahat (maqashid al syai'ah). But in reality there are still few companies that implement the CSR program. This research was conducted with the aim of knowing how the implementation of the CSR program at PT Brilian Elok Sukses, as well as the suitability of the program in the view of Islamic economics. In this study, researchers used qualitative methods by conducting observations, interviews, and documentation to collect field data and apply empirical law, the aim is to strengthen the research. The results of the study show that the company has implemented the SCR program with funds obtained from income on November 11 each year which is commemorated as the anniversary of the company, distribution of funds divided by 60% for orphans and the poor, 20% for social activities and 20% for scholarships. Distribution is carried out directly by the company given to the company's environmental area. Then for the suitability of CSR in Islam it is analyzed through elements such as Al Adl and Al Ihsan and the distribution is carried out in the form of infaq and Sadaqah. Keywords: CSR, maqashid al syai’ah.
Peranan Kepemimpinan Kepala Desa terhadap Kinerja Perangkat Desa di Desa Cinunuk Kecamatan Cileunyi Kabupaten Bandung Nunung, Dede; Fauziya, Fizi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.805

Abstract

Every organization has a leader who is responsible for all aspects of the organization. The organization will run smoothly if the role owned by the leader in the form of leadership in an organization is carried out with the best possible goals. However, if the government is not run by the existing good norms, it is found that various problems will damage the performance of its subordinates. This research is a quantitative research method with a survey method to obtain data. Research activities by collecting data by collecting using questionnaires or questionnaires in written form which are answered or submitted by respondents. The results found in this research data are based on the responses of 19 respondents to angles and questionnaires. The data found by researchers in the next step will be tested using Validity and further testing with Reliability with an analytical tool in the form of SPSS. In addition, the data used by researchers with model analysis is in the form of simple regression, the coefficient of determination assessment or what can be called R2 and analysis tests using the t-test. Based on the findings of the influence found in the variable in the form of leadership used by the Head of Cinunuk Village on the performance of his apparatus, it is proven by a significant a = 0.001 with a t-count value of 4.174 and a significance of being above 0.05 which is found with 0.001 which means that the hypothesis Ho is rejected and Haha accepted. As a result, the role found in leadership can have a direct positive impact on the variables used by researchers in the form of the performance of village officials in the Cinunuk area, Cileunyi District, Bandung Regency. Keywords: Leadership, Performance.
Pengaruh Pengalaman, Pelatihan, dan Beban Kerja terhadap Kemampuan Auditor dalam Pendeteksian Kecurangan: Studi KAP KKSP Fitriningsih, Amelia; Ardiami, Kinanthi Putri
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.806

Abstract

This research was conducted to examine the effect of experience, training, and workload on the auditor's ability to detect fraud. In this study using the type of research in the form of quantitative data with a causal relationship approach. The population in this study were auditors who worked at KAP KKSP with a total of 35 respondents. The sampling technique used in this research is nonprobability sampling using saturated sampling technique. Data collection techniques in this study used questionnaires and interviews with auditors as primary data. For data that is processed using multiple linear regression analysis to test the hypothesis. Based on the results of data processing, it can be concluded that the experience variable has a positive effect on the auditor's ability to detect fraud, the training variable has a positive effect on the auditor's ability to detect fraud, and the workload variable has no effect on the auditor's ability to detect fraud. Keywords: Experience, Training, Workload, Auditor's Ability in Fraud Detection.
Analisis Peran Unit AMC dan Bangunan Landasan Dalam Penanganan Foreign Object Debris (FOD) di Area Apron di Bandar Udara Tunggul Wulung Cilacap Faizah, Inani Nur; Fauziah, Syifa
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.811

Abstract

Foreign Object Debris or FOD is a foreign object that has the potential to pose a hazard to aviation safety. Supervision and maintenance of the cleanliness of the apron from the appearance of FOD is the responsibility of the Apron Movement Control (AMC) unit. This is also the responsibility of the Building and Runway unit in carrying out the function of overseeing the cleanliness of the movement area both on the land and air sides. This study aims to determine the role, constraints and anticipatory actions taken by the AMC unit and the Building and Runway unit in dealing with FOD in the apron area. This study uses qualitative research methods with data collection techniques using interviews, observation, and documentation. The type of data used is primary data in the form of the results of interviews directly with the informants, the results of observations and also documentation. There are also secondary data used such as previous research urnals, flight regulations, company documents, and other data related to research which are then processed using the triangulation method. The results of the study show that the AMC unit and the Building and Runway unit act as supervisors, controllers, and as direct follow-ups of FOD through inspection activities. The constraints experienced by the AMC unit were the lack of supporting equipment such as the absence of a follow me car, computers, CCTV, acoustic bird repellent devices, and a lack of personnel, while the constraints experienced by the Building and Runway unit were bad weather which disrupted inspection activities. As for the anticipatory actions taken, namely collaboration between units, giving directions to the flying school and routine meeting activities at the Tunggul Wulung Cilacap airport. Keywords: Apron Movement Control (AMC), Building and Runway units, Foreign Object Debris (FOD), Apron.
Pengaruh Tingkat Pendidikan, Pendapatan, dan Pengetahuan Keuangan terhadap Perilaku Pengelolaan Keuangan Keluarga di Desa Jeding Kecamatan Sanankulon Kabupaten Blitar Laila, Maya Nur; Yudiantoro, Deny
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.812

Abstract

This research was conducted with the aim of seeing how the level of education, income and financial knowledge affect family management behavior. This study uses a Quantitative approach and uses primary data in it. The population used is families who live in Jeding Village, Sanankulon District, Blitar Regency. Sampling using purposive sampling technique and obtained 100 samples to be studied. The data analysis techniques used are validity test, reliability test, normality test, multicollinearity test, heteroscedasticity test, T test and F test. With this research, it can be seen that: a) there is no significant effect on the level of education on family financial management behavior, b) there is no significant effect on income on family financial management behavior, c) there is a significant effect on financial knowledge on family financial management behavior, d) there is a significant effect on the level of education, income, and financial knowledge simultaneously on family financial management behavior Keywords: Family, Management, Education, Income, Financial Knowledge.
Penerapan Motivasi sebagai Faktor Penting dalam Meningkatkan Kinerja Sumber Daya Manusia di SPBU Darussalam Grup Sulaeman, Eman; Ramadhan, Muhammad Rizki; Khoerunnisa, Najwa; Novelia, Riani Rahma; Sasmita, Tegar Permata
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.813

Abstract

Providing motivation to employees is very necessary in a company, because with motivation from the leadership of the company, employees automatically feel valued for what they do, automatically the performance of human resources increases, so that friendship and good relations are maintained between company leaders and their employees. . This study aims to determine the application of motivation as an important factor in improving human resource performance at the Darussalam Group gas station. The type of research used was descriptive qualitative, namely a symptom and fact of the object at the time the research took place. This research was carried out at the Darussalam Group gas station by selecting 1 informant who was considered representative of each employee, namely 1 field supervisor as a key informant. Data collection techniques used in this study were interviews, observation and documentation. The results of the research show that work motivation is very important for employees to support their performance. And the performance of the Darussalam Group Gas Station employees can be said to be good which can be seen from the creation of a job satisfaction for employees and can improve the company's image. Keywords: motivation, human resources.

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