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Jurnal Ekonomi Islam, Akuntansi, dan Manajemen
Published by Utami Publisher
ISSN : -     EISSN : 30646014     DOI : https://doi.org/10.70963/jeiam
Core Subject : Economy,
Economics, Econometrics & Finance
Ekonomi Islam: Pembahasan mengenai sistem ekonomi yang sesuai dengan prinsip syariah, keuangan Islam, zakat, wakaf, dan berbagai model bisnis berbasis Islam. Akuntansi Syariah: Pelaporan keuangan, audit, dan sistem akuntansi yang mendukung transparansi dan kejujuran dalam praktik ekonomi Islam. Manajemen: Strategi manajemen bisnis yang efektif dan efisien dalam kerangka etika Islam serta pengembangan sumber daya manusia berbasis syariah.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 6 Documents
 1 
Search results for , issue "Vol. 2 No. 2 (2026): Februari" : 6 Documents clear
The Effect Of Brand Equity, Price, And Product Quality On The Purchase Decision Of Iphone Smartphones Among Generation Z In Bengkulu City Armeni, Sinta Bela; Hanila, Siti; Abi, Yudi Irawan
Jurnal Ekonomi Islam, Akuntansi, dan Manajemen Vol. 2 No. 2 (2026): Februari
Publisher : Utami Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70963/jeiam.v2i2.463

Abstract

This study is titled “The effect of Brand Equity, Price, and Product Quality on Purchase Decision of iPhone Smartphones among Generation Z in Bengkulu City.” The purpose of this study is to determine the effect of these three variables on the purchase decisions of iPhone users. The regression analysis results show that Brand Equity, Price, and Product Quality have a positive and significant effect on Purchase Decisions, both partially and simultaneously. The significance value of each variable is 0.000 ≤ 0.05, proving that all variables have a real effect on purchase decisions of iPhone in Bengkulu City. The partial test (t-test) results show that the three independent variables have a significant effect on purchase decisions, with a significance value of 0.000 ≤ 0.05 for each variable. More specifically, the Brand Equity variable (X₁) has a significant effect on purchase decisions with a t-count of 4.513; the Price variable (X₂) also has a significant effect with a t-count of 6.531; and the Product Quality variable (X₃) has a significant effect with a t-count of 4.185. Meanwhile, the simultaneous test (F test) results show F count of 1041.083, which is greater than F table value of 2.67. Therefore, it can be concluded that the three variables together have a significant effect on purchase decision of iPhone among Generation Z in Bengkulu City. Based on the results of this study, it is recommended that Apple and iPhone distributors strengthen their brand image, adjust their pricing strategies to remain competitive without reducing the premium impression, and continue to maintain and improve product quality. Further research is recommended to add other variables such as customer loyalty or promotion to make the results more comprehensive.
An Analysis Of Factors Affecting The Decision To Use The Quick Response Code Indonesian Standard (Qris) As A Digital Payment System Abdullah, Hasan; Soleh, Ahmad; Sudarsono, Aji
Jurnal Ekonomi Islam, Akuntansi, dan Manajemen Vol. 2 No. 2 (2026): Februari
Publisher : Utami Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70963/jeiam.v2i2.468

Abstract

This study aims to analyze the influence of the Technology Acceptance Model (TAM), Trust, Promotion, Cost, and Facility Conditions on the Decision to Use QRIS in Bengkulu City, both partially and simultaneously. This study uses a quantitative approach with a survey method, involving a sample of 100 QRIS users in Bengkulu City selected through purposive sampling. Primary data were collected using an online questionnaire and analyzed using the Partial Least Squares Structural Equation Modeling (PLS-SEM) method with SmartPLS 4 software. The results show that TAM, Cost, and Facility Conditions partially have a positive and significant effect on the Decision to Use QRIS. Conversely, Trust and Promotion were found to have no significant effect partially. Simultaneously, the five independent variables of TAM, Trust, Promotion, Cost, and Facility Conditions were proven to have a significant effect on the Decision to Use QRIS, with R2 value of 0.583, which means that these variables were able to explain 58.3% of the variation in the Decision to Use QRIS.
The Influence Of Work Discipline, Work Motivation, And Job Satisfaction On The Performance Of Village Office Employees In Seluma Sub-District, Seluma Regency Jekzen, Beni; Anggriani, Ida; Hidayah, Nenden Restu
Jurnal Ekonomi Islam, Akuntansi, dan Manajemen Vol. 2 No. 2 (2026): Februari
Publisher : Utami Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70963/jeiam.v2i2.473

Abstract

Employee performance is one of the important elements in an organization's success, especially in the context of public service that directly interacts with the community. Therefore, to achieve optimal performance, attention must be given to several influencing factors, such as work discipline, work motivation, and job satisfaction. The purpose of this study is to determine the Influence of Work Discipline, Work Motivation, and Job Satisfaction on the Performance of Village Office Employees in Seluma District, Seluma Regency. The data collection method in this study used a questionnaire technique, with a sample of 70 respondents. The results of the study show that the multiple linear regression equation is Y =-2.812 + 0.372X₁ + 0.511X₂ + 0.186X₃ + 1.495. The positive coefficients indicate a positive or unidirectional relationship between Work Discipline (X₁), Work Motivation (X₂), and Job Satisfaction (X₃) on Employee Performance (Y) in the village offices of Seluma Sub-District, Seluma Regency. The test results for work discipline (X₁) show a t-value of 2.704 > 1.668 and a significance level of 0.009 < 0.05, indicating that Hₐ is accepted and H₀ is rejected. This means that work discipline (X₁) has a positive and significant effect on employee performance. The test results for work motivation (X₂) show a t-value of 3.763 > 1.668 and a significance level of 0.000 < 0.05, indicating that Hₐ is accepted and H₀ is rejected, meaning that work motivation (X₂) has a positive and significant effect on employee performance. The test results for job satisfaction (X₃) show a t-value of 3.113 > 1.668 and a significance level of 0.003 < 0.05, indicating that Hₐ is accepted and H₀ is rejected, meaning that job satisfaction (X₃) has a positive and significant effect on employee performance. Based on the comparison of the F-count and the F-table value, Fcount is greater than Ftable (39.588 >2.51), leading to the conclusion that the hypothesis is accepted. This indicates a simultaneous effect of work discipline (X₁), work motivation (X₂), and job satisfaction (X₃) on employee performance (Y) in the village offices of Seluma Sub-District, Seluma Regency, as reflected in the significance level of 0.000 < 0.05.
The Effect Of Entrepreneurial Characteristics And Creativity On The Success Of Small And Medium-Sized Food Businesses Herey, Fadhel Alfarozi; Soleh , Ahmad; Gayatri, Ida Ayu Made Er Meytha
Jurnal Ekonomi Islam, Akuntansi, dan Manajemen Vol. 2 No. 2 (2026): Februari
Publisher : Utami Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70963/jeiam.v2i2.493

Abstract

Micro, Small, and Medium Enterprises (MSMEs) in the culinary sector play an important role in promoting economic growth in Bengkulu Selatan Regency by improving community welfare and creating job opportunities. However, not all culinary MSMEs are able to survive in an increasingly competitive market. This study aims to analyze the effect of entrepreneurial characteristics and creativity on the success of culinary MSMEs, both partially and simultaneously. The population of this study consisted of 462 culinary business actors, with data collected through questionnaires and analyzed using multiple linear regression, validity and reliability tests, t-test, F-test, and the coefficient of determination.  The regression equation obtained is Y  = 50,600 – 0,766X1 + 0,783X2 + 2.945, showing that the entrepreneurial characteristic variable (X₁) has a negative and significant effect on business success with a significance value 0.000, while the creativity variable (X₂) has a positive and significant effect with a significance value 0.000. These findings indicate that creativity has a more dominant influence in improving the success of culinary MSMEs in Bengkulu Selatan Regency.
The Effect Of Workload And Work Discipline On The Performance Of Bank Mandiri Employees In Tais Market Cantika, Yella; Susanti, Neri; Prawitasari, Andriyani
Jurnal Ekonomi Islam, Akuntansi, dan Manajemen Vol. 2 No. 2 (2026): Februari
Publisher : Utami Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70963/jeiam.v2i2.546

Abstract

The purpose of this study is to simultaneously determine the impact of workload and work discipline on the performance of Bank Mandiri Pasar Tais employees. This study uses quantitative associative research with a population of 32 employees and employs saturated sampling techniques. The research data was collected through a questionnaire with a Likert scale, then analyzed using multiple linear regression, t-test, F-test, and coefficient of determination (R²). The results of the study show that: The workload variable has a positive and significant effect on employee performance, as does the work discipline variable, which also has a positive and significant effect on employee performance. Simultaneously, both variables have a significant effect on employee performance with a t-value of 11.758, which is greater than the t-table value of 3.340 and a significance value of 0.000, which is less than 0.05. The R² value of 0.448 indicates that workload and work discipline contribute 44.8% to the variation in employee performance, while the remaining 55.2% is influenced by other factors outside this study. Based on the results of multiple linear regression, the equation Y = 3.820 + 0.500X₁ + 0.371X₂ + ε was obtained. The results of the study and the Workload hypothesis show that it can be concluded that the better the management of workload and the implementation of work discipline, the higher the performance of Bank Mandiri Pasar Tais employees will be.
Analysis Of Factors Hindering Online Entrepreneurship Among Students: A Study Of Perceptions Of Financial Risk And Lack Of Digital Skills Mafaza, Vina; Najiyah, Seviani; Kamelia , Fina Nikmatul; Fadli , Muntaqo
Jurnal Ekonomi Islam, Akuntansi, dan Manajemen Vol. 2 No. 2 (2026): Februari
Publisher : Utami Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70963/jeiam.v2i2.563

Abstract

The development of the digital ecosystem has created broad opportunities for students to engage in online entrepreneurship. However, this high level of interest has not been fully accompanied by adequate readiness to start a business. This study aims to analyze the inhibiting factors of online entrepreneurship among students, particularly perceptions of financial risk and the lack of digital skills. The research employed a quantitative approach with a descriptive-analytical method. Data were collected through an online questionnaire distributed to students of the Faculty of Tarbiyah and Teacher Training at K.H. Abdurrahman Wahid State Islamic University Pekalongan using purposive sampling. The data were analyzed descriptively using mean scores and percentages. The findings indicate that despite students’ high interest in online entrepreneurship, significant barriers remain, including limited capital, anxiety in financial management, and insufficient digital skills, especially in content creation and social media marketing strategies. In addition, non-technical factors such as limited time due to academic demands and fear of failure also hinder students from starting online businesses. This study highlights the importance of higher education institutions in providing practical digital skills training, financial management assistance, and entrepreneurial mindset development to encourage sustainable student engagement in online entrepreneurship.

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