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INDONESIA
Jurnal Ekonomi Islam, Akuntansi, dan Manajemen
Published by Utami Publisher
ISSN : -     EISSN : 30646014     DOI : https://doi.org/10.70963/jeiam
Core Subject : Economy,
Ekonomi Islam: Pembahasan mengenai sistem ekonomi yang sesuai dengan prinsip syariah, keuangan Islam, zakat, wakaf, dan berbagai model bisnis berbasis Islam. Akuntansi Syariah: Pelaporan keuangan, audit, dan sistem akuntansi yang mendukung transparansi dan kejujuran dalam praktik ekonomi Islam. Manajemen: Strategi manajemen bisnis yang efektif dan efisien dalam kerangka etika Islam serta pengembangan sumber daya manusia berbasis syariah.
Articles 32 Documents
The Effect Of Workload And Work Discipline On The Performance Of Bank Mandiri Employees In Tais Market Cantika, Yella; Susanti, Neri; Prawitasari, Andriyani
Jurnal Ekonomi Islam, Akuntansi, dan Manajemen Vol. 2 No. 2 (2026): Februari
Publisher : Utami Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70963/jeiam.v2i2.546

Abstract

The purpose of this study is to simultaneously determine the impact of workload and work discipline on the performance of Bank Mandiri Pasar Tais employees. This study uses quantitative associative research with a population of 32 employees and employs saturated sampling techniques. The research data was collected through a questionnaire with a Likert scale, then analyzed using multiple linear regression, t-test, F-test, and coefficient of determination (R²). The results of the study show that: The workload variable has a positive and significant effect on employee performance, as does the work discipline variable, which also has a positive and significant effect on employee performance. Simultaneously, both variables have a significant effect on employee performance with a t-value of 11.758, which is greater than the t-table value of 3.340 and a significance value of 0.000, which is less than 0.05. The R² value of 0.448 indicates that workload and work discipline contribute 44.8% to the variation in employee performance, while the remaining 55.2% is influenced by other factors outside this study. Based on the results of multiple linear regression, the equation Y = 3.820 + 0.500X₁ + 0.371X₂ + ε was obtained. The results of the study and the Workload hypothesis show that it can be concluded that the better the management of workload and the implementation of work discipline, the higher the performance of Bank Mandiri Pasar Tais employees will be.
Analysis Of Factors Hindering Online Entrepreneurship Among Students: A Study Of Perceptions Of Financial Risk And Lack Of Digital Skills Mafaza, Vina; Najiyah, Seviani; Kamelia , Fina Nikmatul; Fadli , Muntaqo
Jurnal Ekonomi Islam, Akuntansi, dan Manajemen Vol. 2 No. 2 (2026): Februari
Publisher : Utami Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70963/jeiam.v2i2.563

Abstract

The development of the digital ecosystem has created broad opportunities for students to engage in online entrepreneurship. However, this high level of interest has not been fully accompanied by adequate readiness to start a business. This study aims to analyze the inhibiting factors of online entrepreneurship among students, particularly perceptions of financial risk and the lack of digital skills. The research employed a quantitative approach with a descriptive-analytical method. Data were collected through an online questionnaire distributed to students of the Faculty of Tarbiyah and Teacher Training at K.H. Abdurrahman Wahid State Islamic University Pekalongan using purposive sampling. The data were analyzed descriptively using mean scores and percentages. The findings indicate that despite students’ high interest in online entrepreneurship, significant barriers remain, including limited capital, anxiety in financial management, and insufficient digital skills, especially in content creation and social media marketing strategies. In addition, non-technical factors such as limited time due to academic demands and fear of failure also hinder students from starting online businesses. This study highlights the importance of higher education institutions in providing practical digital skills training, financial management assistance, and entrepreneurial mindset development to encourage sustainable student engagement in online entrepreneurship.

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