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Anna Zakiyah Hastriana
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+6285854610983
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alkasbjie@gmail.com
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Jl. Bukit Lancaran Pondok Pesantren Annuqayah, Guluk-Guluk Sumenep Jawa Timur 69463, Indonesia
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Alkasb: Journal of Islamic Economics
Published by Universitas Annuqayah
ISSN : -     EISSN : 29633737     DOI : https://doi.org/10.59005/alkasb.v3i1
Core Subject : Economy,
Economics, Econometrics & Finance
Pemasaran Islam, Perbankan Islam, Keuangan Islam, Akuntansi Islam, Ekonomi Islam, Bisnis Islam, Manajemen Islam, Kewirausahaan Islam, Filantropi Islam, Etika Bisnis Islam, dan Inovasi dan Digitalisasi Bisnis Islam.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 6 Documents
 1 
Search results for , issue "Vol. 3 No. 2 (2024)" : 6 Documents clear
Evaluation of the gold installment pricing policy and its implications for market competitiveness and growth Wahyunitasari, Eka Dita; Haryanti, Peni; Muhammad, Atha Mahdi
Alkasb: Journal of Islamic Economics Vol. 3 No. 2 (2024)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v3i2.453

Abstract

This study aims to evaluate the gold installment pricing policy at Bank Syariah Indonesia (BSI) and analyze its implications for market competitiveness and growth. The gold installment pricing policy plays an important role in attracting customer interest and maintaining the stability of the gold market in the Islamic banking sector. This study uses a secondary research method with a descriptive analytical approach from BSI's financial statements and internal policies. The results of the study indicate that a competitive gold installment pricing policy can increase BSI's competitiveness in the Islamic banking market, while simultaneously driving significant market growth. However, there are challenges in maintaining a balance between pricing in accordance with Islamic principles and fluctuating market dynamics. The implications of these findings emphasize the importance of adjusting pricing policies to be in line with market needs and sharia principles. Competitive policies not only expand market share but also maintain BSI's position as a leader in the sharia banking sector.
A comparative analysis of Roman-Persian political and economic periods with contemporary in Islamic perspective Romadhan, Raid Azhar; Zakaria, Achmad; Rifki, Muhammad; Mashudi; Majdy Kasheem
Alkasb: Journal of Islamic Economics Vol. 3 No. 2 (2024)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v3i2.485

Abstract

This study aims to compare the political economy of the Roman-Persian period and the contemporary era through an Islamic perspective, especially in terms of resource management, wealth distribution, and the influence of policies on society, such as social inequality, resource exploitation, and moral crisis. The research method used is a literature study with a qualitative approach using literature studies on secondary sources. The results showed that the Roman-Persian economic and political system, although effective in maintaining imperial stability, tended to create social inequality due to high taxes and territorial exploitation. Meanwhile, the contemporary economic system presents technological innovation and global economic integration, but it is vulnerable to economic crises and injustices. The conclusion of this study is that Islamic principles such as zakat, the prohibition of usury, and the fair distribution of wealth can be an alternative solution to build a just and sustainable economic system, both in the past and in the present.
Islamic business ethics as a distribution solution in Indonesia Latifah, Eny; Rifqi, Muhammad Afiqul; Antoni Julian
Alkasb: Journal of Islamic Economics Vol. 3 No. 2 (2024)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v3i2.501

Abstract

This study aims to explore the application of Islamic business ethics principles in the field of distribution in Indonesia, focusing on how values such as justice, honesty, trustworthiness, and transparency can address various distribution challenges. Distribution is a crucial element in the economic chain; however, in Indonesia, geographical challenges, infrastructure disparities, and monopolistic practices often hinder efficiency and fairness in the delivery of goods and services. This study also seeks to provide strategic recommendations for creating more equitable and sustainable distribution systems aligned with Islamic values.The method employed in this study is library research with a descriptive qualitative approach. Data were gathered through literature analysis from books, scientific journals, articles, and other documents relevant to the topic of distribution from the perspective of Islamic business ethics. The analysis identified relevant Islamic ethical principles, such as the prohibition of hoarding (ihtikar), monopolies, and consumer exploitation, as well as how these principles can enhance efficiency and fairness in distribution.The findings indicate that the application of Islamic business ethics in distribution can serve as a strategic solution to address access disparities, foster transparency, and promote sustainability. These principles not only support inclusive economic growth but also strengthen consumer trust, thereby contributing to equitable welfare distribution across Indonesia.
The influence of knowledge and accessibility on customer saving decisions with religiosity as a moderation variable Basri, Muh. Arfah; Wahab, Abdul; Awaluddin, Murtiadi; Muchlis, Mustakim; Kouach Yassine
Alkasb: Journal of Islamic Economics Vol. 3 No. 2 (2024)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v3i2.552

Abstract

This study aims to determine the influence of knowledge and accessibility on customer saving decisions at Bank Syariah Indonesia with religiosity as a moderation variable. This type of research is quantitative research. The population in this study is all students of the Department of Sharia Economic Law STAI YAPIS Takalar. The sampling techniques used are: purposive sampling. In this study the sample number was 41 people. The data collection technique used is a questionnaire measured by a Scale Likert. Data analysis techniques Moderating Regression Analysis (MRA) with the help of the program SPSS 24.0 for windows. The results showed that 1) simultaneously knowledge and accessibility have a significant effect on customers' saving decisions at Bank Syariah Indonesia, 2) knowledge has a significant effect on customers' saving decisions at Bank Syariah Indonesia, 3) accessibility has a significant effect on customers' saving decisions at Bank Syariah Indonesia, 4) religiosity is unable to moderate the influence of knowledge on customers' saving decisions at Bank Syariah Indonesia,  5) religiosity is able to moderate accessibility to customers' saving decisions at Bank Syariah Indonesia.
The influence of service quality, brand equity, promotion, and perception of justice on customer trust of sharia pawnshop service users Nurissyarifah; Rahayu Mardikaningsih; Anna Zakiyah Hastriana
Alkasb: Journal of Islamic Economics Vol. 3 No. 2 (2024)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v3i2.220

Abstract

In contemporary Indonesia, Islamic pawnshops are experiencing widespread growth, offering a Sharia-compliant collateral-based lending system that provides financial assistance to individuals. These institutions provide various financial products, including pawning services for gold, collateralized goods, vehicles, and electronics. This study investigates the impact of service quality, brand equity, promotional activities, and perceptions of fairness on customer trust among users of Islamic pawnshop services. Specifically, it aims to determine the level of customer trust in Islamic pawnshop companies, considering the quality of service and the ease of transactions they offer. Employing a quantitative methodology, this research utilizes both primary and secondary data. The target population encompasses all customers of Islamic pawnshops in Surabaya, from whom a sample of 50 respondents participated by completing questionnaires. The collected demographic data reveals that the majority of respondents (34.10%) were over 20 years of age, indicating the inclusion of both adolescent and adult participants. Furthermore, a significant portion (45.8%) were actively employed. Regarding gender, the sample comprised 24.9% male and 26.1% female respondents. In terms of educational background, the respondents exhibited diversity, with 46.7% holding vocational, high school, or diploma qualifications.
Uncovering perceptions of lifestyle and convenience cashless payment for consumptive behavior generation Z Muslims Halizah, Nur Aulia; M. Aris Syafi’i; Hendri Hermawan Adinugraha
Alkasb: Journal of Islamic Economics Vol. 3 No. 2 (2024)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v3i2.458

Abstract

This study aims to explore the perceptions of Muslim Generation Z in Pekalongan regarding the convenience of cashless payments and their impact on consumer behavior within an Islamic economic framework. This qualitative study investigates the nuanced perceptions of 30 purposively sampled Muslim Generation Z individuals in Pekalongan concerning the convenience of cashless payment methods and their influence on their consumer behavior, specifically within the ethical guidelines of Islamic economics. In-depth interviews explored how this digitally native generation navigates modern consumerism while adhering to Islamic financial tenets. Findings indicate a conscious effort among participants to integrate principles like tasarruf (prudent financial management) and avoidance of israf (wasteful spending) into their utilization of cashless platforms. Features such as transaction tracking functionalities and cashback incentives are actively employed as tools for enhanced expenditure control and budget management. The study underscores the potential of cashless technology to facilitate financial practices aligned with Sharia principles, empowering Generation Z Muslims to make more informed, prudent, and ultimately responsible financial decisions in their daily transactions.

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