cover
Contact Name
Andi Suhandi
Contact Email
suhandiandi741@gmail.com
Phone
+6285782908781
Journal Mail Official
ypiistebis@gmail.com
Editorial Address
Jl. Rawakuda No.1 Rt.004 Rw.002 Kp. Rawakuda Ds. Karangharum Kec. Kedungwaringin Kab. Bekasi Jawa Barat
Location
Kab. bekasi,
Jawa barat
INDONESIA
Jurnal Pelita Ilmu Ekonomi Syariah (JPIES)
ISSN : 30642221     EISSN : 30642221     DOI : 10.71195
Core Subject : Economy,
Jurnal Pelita Ilmu Ekonomi Syariah merupakan jurnal yang diterbitkan oleh LP2M STEBIS YPII dengan ISSN : 3062-2221 (online) dengan Nomor SK :30642221/II.7.4/SK.ISSN/11/2024. JPIES mempunyai scope pada bidang ekonomi syariah.
Articles 20 Documents
Pengaruh Kualitas Pelayanan Dan Manajemen Pengelolaan Badan Amil Zakat Nasional Kabupaten Bekasi Terhadap Kepuasan Masyarakat Andi Suhandi; Azmy MH; Bayu Umara; Bernad Hananto; Rahmayani Desvita
JPIES: Jurnal Pelita Ilmu Ekonomi Syariah Vol. 1 No. 01 (2024): JPIES Edisi Januari 2024
Publisher : LPPM STEBIS YPII

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71195/trj4nz74

Abstract

This study aims to examine how much influence the quality of service and management at BAZNAS Bekasi Regency has on community satisfaction. This study uses the independent variable, namely the quality of service and management and the dependent variable is community satisfaction.  And the sample of this research is the residents of Cibatu Village, South Cikarang District. The analytical technique used is validity test and reliability test, then classic assumption test and hypothesis test, namely t test, f test, determination test, using and processed by SPSS 24. The results of this study state that partially the quality of service affects people's satisfaction at the National Amil Zakat Agency of Bekasi Regency. And simultaneously the quality of service and management have a significant effect on community satisfaction at the National Amil Zakat Agency of Bekasi Regency by 82.9%.
Peran Dan Strategi Financial Technologi (Fintech)Dalam Upaya Meningkatkan Dana Zakat LAZ Al-Kahfi Bernad Hananto; Wiranta; Iin Masriah; Suhrowardi; Savero RN
JPIES: Jurnal Pelita Ilmu Ekonomi Syariah Vol. 1 No. 01 (2024): JPIES Edisi Januari 2024
Publisher : LPPM STEBIS YPII

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71195/32v87v71

Abstract

Fintech is a new breakthrough in the method of collecting zakat funds, this is not only a method but also one of the strategies to increase zakat fund collection. Fintech makes it easy for muzzaki to pay zakat, compared to paying directly manually at LAZ offices or counters. The type of research used is field research that is. qualitative in which the data is taken directly from the source, using a qualitative descriptive approach, namely research that describes data and information based on facts obtained in the field regarding the implementation of fintech as a strategy to increase zakat fund collection. With the method of interviewing, observation, documentation, and literature and using the SWOT analysis tool. The result of this research is that the Fintech System at LAZ ALKAHFI uses several media in running the fintech system, namely bank transfers via ATM, e-banking and m-banking. besides using websites, applications and social media, as well as collaborating with several e-commerce sites, such as Gojek and Ovo. This system has several weaknesses, one of which is technical problems with virtual numbers and services on the available websites and applications. However, these weaknesses can be minimized by the SWOT method. In the end, the fintech system has a positive effect on increasing the zakat fund at LAZ AL-KAHFI.
Analisis Pelaksanaan Akad Wadi’ah Dalam Produk Simpanan Suhrowardi; Iin Masriah; Enur Hotimah; Dede NI; Saphira VJ
JPIES: Jurnal Pelita Ilmu Ekonomi Syariah Vol. 1 No. 01 (2024): JPIES Edisi Januari 2024
Publisher : LPPM STEBIS YPII

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71195/w6wnfp60

Abstract

This research uses field research that uses descriptive qualitative methods. In the data interview, the author uses the interview method as new to the employees of BMT Fajar, Tambun Bekasi Branch, while the documentation is carried out by recording or data obtained from BMT Fajar, Tambun Bekasi Branch. ah at BMT Fajar Tambun Bekasi Branch. The results showed that wadi'ah savings at BMT Fajar were also followed by a qardhul hasan contract. In other words, in this contract the members who allow it are managed by BMT as a form of help (tabarru) in accordance with the rules of the Qur'an and hadith. Muamalah fiqh experts assess this practice as something that is permitted as long as there is no additional money as an imbalance in customer savings. From this report, the authors can report that the implementation of the wadi'ah contract in savings products is in accordance with sharia principles, but only uses different product names. But it still has to be in sharia principles.
Pengaruh Pengetahuan Dan Persepsi Nilai Terhadap Keputusan Menggunakan Produk Perbankan Syariah Enur Hotimah; Dede NI; Sri Wahyuningsih; Ari MH; Eka Maulana
JPIES: Jurnal Pelita Ilmu Ekonomi Syariah Vol. 1 No. 01 (2024): JPIES Edisi Januari 2024
Publisher : LPPM STEBIS YPII

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71195/ec36xd19

Abstract

This research aims to analyze and test how much knowledge and value influence decisions on the use of products in Sharia banking. This analysis uses independent variables namely knowledge and perception of value and dependent variables that are decisions using products in Sharia banking. The samples in this study are the villagers of Cikuya Tasikmalaya. The sampling technique used in this study is probability sampling with cluster sampling area i.e. by sampling techniques in groups sampling is done based on a specific group or area. Data collection was conducted with questionnaires distributed directly to 80 respondents. Statistical methods use description tests of each variable, validity and reability tests, classic assumption tests, simple linear regression analysis tests, multiple linear regression analysis tests with hypotheses tested using t and F tests with a 5% significance level. The results of this study show that the influence of knowledge partially affects the decision to use products in Sharia banking and the perception of value partially affects the decision to use products in Sharia banking. And simultaneously knowledge and perception of value significantly influenced the decision to use products in sharia banking by 33.2% while the remaining 66.8% was influenced by other variables that were not in this study.
Analisis Pengelolaan Dan Penyaluran Pendapatan Non Halal Sri Wahyuningsih; Ari MH; Andi Suhandi; Azmy MH; De Euis Fitria
JPIES: Jurnal Pelita Ilmu Ekonomi Syariah Vol. 1 No. 01 (2024): JPIES Edisi Januari 2024
Publisher : LPPM STEBIS YPII

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71195/9xjadz66

Abstract

The purpose of this research is to find out what is the management of non-halal income and where is the allocation/distribution of non-halal income at Bank BJB Syariah KCP Lippo Cikarang, and to find out how Islam views non-halal income. This research is a descriptive type of research with a qualitative approach, which is sourced from primary data and secondary data that researchers collect through interviews, literature surveys and documentation. The results of this study are that Bank BJB Syariah KCP Lippo Cikarang recognizes fines as non-halal income, while for distribution, Bank BJB Syariah KCP Lippo Cikarang does not make this distribution but only manages its finances and then sends data to the center to compile its financial statements. Then the center will distribute the non-halal income to the previously reviewed institutions. The conclusion is that the practice of managing non-halal income is in accordance with sharia principles. In its distribution, Bank BJB Syariah KCP Lippo Cikarang does not make any distribution, but only manages its finances. In this case, there are some scholars who argue about non-halal income, namely some who argue that non-halal income can be used, and there are also scholars who argue that non-halal income is haram to be used.
Pengaruh Tingkat Kesadaran Terhadap Kepatuhan Masyarakat Dalam Membayar Zakat Mal Andi Suhandi; Azmy MH; Bayu Umara; Bernad Hananto; M Ulil Albab
JPIES: Jurnal Pelita Ilmu Ekonomi Syariah Vol. 1 No. 02 (2024): JPIES Edisi Juli 2024
Publisher : LPPM STEBIS YPII

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71195/jpies.v01i02.6

Abstract

This study aims to determine the Level of Awareness of Community Compliance in Paying Mal Zakat. This research was conducted in Cibatu Village, examining how the influence of the community in paying zakat mal and finding out the potential of zakat in Cibatu Village. In this study, using a type of field research (field research) with a quantitative approach through distributing questionnaires and questionnaires that have been distributed directly to the informants. Research on the level of awareness of community compliance in paying zakat mal. The population that will be the object of research is as many as 100 sources. Based on the results of research data analysis and calculations that have been carried out by researchers, it can be concluded that there is a significant influence between the level of awareness of public compliance in paying zakat mal. With a coefficient value of 0.867 when compared with the value of rtable at a significant level of 5% of 0.195, then rcount > rtable (0.867> 0.195) so that the coefficient value is significant. The results of the analysis conducted by researchers obtained the value of fcount of 296.416. When compared with the value of the fable with a significance level of 5% of 3.09. Then fcount > ftable (296,416> 3.09) so that this value can be said to be significant. This means that the level of awareness of compliance has a simultaneous effect on the community in paying zakat mal.
Implementasi Sanksi Denda (Nadzar) Dalam Transaksi Pembiayaan Murabahah Bernad Hananto; Wiranta; Suhrowardi; Iin Masriah; Rahadian SA
JPIES: Jurnal Pelita Ilmu Ekonomi Syariah Vol. 1 No. 02 (2024): JPIES Edisi Juli 2024
Publisher : LPPM STEBIS YPII

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71195/fsm44271

Abstract

The purpose of this study is to describe the implementation of the Murabahah (buying and selling) house contract, to describe the implementation of fines / Nadzar if the customer / member is late in paying, and to find out the concept of applying the fine sanctions in a sharia perspective. This research uses a qualitative research approach, while this type of research is descriptive in nature, which describes an event. By using primary data through interviews and social media as well as secondary data taken through literature review.The results of this study are the fines imposed at BMT UGT Sidogiri Cikarang amounting to 0.17% per day of the principal amount of financing arrears. And the fines are in accordance with the DSN fatwa No. 17 / DSN-MUI / IX / 2000, where if there is a customer / member who is able to pay but delays payment, he will be subject to fines / ta'zir , which will be imposed as social funds. However, there are some scholars who do not allow the fine, because it is tantamount to usury.
Strategi Peningkatan Kualitas Sumber Daya Manusia di Baznas Kabupaten Bekasi Dalam Optimalisasi Penyaluran Zakat Mal Suhrowardi; Iin Masriah; Enur Hotimah; Dede NI; Asih Sugiyanti
JPIES: Jurnal Pelita Ilmu Ekonomi Syariah Vol. 1 No. 02 (2024): JPIES Edisi Juli 2024
Publisher : LPPM STEBIS YPII

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71195/7z5zc953

Abstract

This study aims to determine the strategy for improving the quality of human resources in BAZNAS Bekasi Regency in optimizing the distribution of zakat mal. Quality human resources are owned by BAZNAS Bekasi Regency, so it is expected that the distribution of zakat mal can be optimized and right on target so that it can change the sustainability of the lives of the Bekasi community, especially the poor and needy. The basis of this study uses a qualitative method. The data sources obtained from this study were through field observations, interviews with the HR staff of BAZNAS Bekasi Regency and mustahik. Other data were obtained by researchers from brochures and the official websites of BAZNAS Pusat and BAZNAS Bekasi Regency. Based on the results of the study, BAZNAS Bekasi Regency has implemented a strategy to form quality resources through various methods including education, training (amil certification), attitudes and behaviors reflected in the BAZNAS law, communication and good relationships between BAZNAS employees and their muzzaki and mustahik. However, the distribution of zakat mal at BAZNAS Bekasi Regency has not reached its maximum, because the type of zakat mal collection at BAZNAS Bekasi Regency is only in professional zakat, infaq and alms.
Pengaruh Pengetahuan Tentang Zakat Dan Organisasi Keagamaan Terhadap Keputusan Karyawan MembayarZakat Profesi Enur Hotimah; Dede NI; Sri Wahyuningsih; Ari MH; Alan Riswanto
JPIES: Jurnal Pelita Ilmu Ekonomi Syariah Vol. 1 No. 02 (2024): JPIES Edisi Juli 2024
Publisher : LPPM STEBIS YPII

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71195/qs5nn555

Abstract

Penelitian ini membahas tentang pengaruh Pengetahuan Tentang Zakat dan Organisasi Keagamaan Terhadap Keputusan Karyawan Membayar Zakat Profesi (Studi Pada Karyawan PT Tempo Natural Products) Potensi zakat profesi di Kabupaten Bekasi sangatlah besar sebagai wilayah yang memiliki kawasan industri terbesar di Asia Tenggara. Namun demikian, pencapaian yang diperoleh belum sebanding dengan potensi yang ada. Penelitian ini bertujuan untuk mengetahui pengaruh pengetahuan tentang zakat dan organisasi keagamaan terhadap keputusan karyawan membayar zakat profesi.Penelitian ini menggunakan analisis regresi linear sederhana dan analisis regresi linear berganda. Objek pada penelitian ini yaitu karyawan PT Tempo Natural Products yang beralamat di East Jakarta Industrial Park (EJIP) Plot 2G- 2, Kecamatan Cikarang Selatan, Kabupaten Bekasi, Propinsi Jawa Barat dengan jumlah populasi 89 karyawan dan sampel yang diambil berjumlah 73 responden. Adapun data yang digunakan adalah data primer menggunakan media kuesioner. Dari analisis regresi linear sederhana, diketahui nilai Sig. X1 sebesar 0,077>0,05 dan thitung sebesar 1,792<1,997, sedangkan X2 memiliki nilai Sig. 0,104>0,05 dan nilai thitung sebesar 1,649<1,997. Adapun dari analisis regresi linear berganda, diketahui nilai Sig. X1 dan X2 secara simultan adalah sebesar 0,097>0,05 dan nilai Fhitung sebesar 2,412<3,13. Berdasarkan hasil penelitian, dapat disimpulkan bahwa pengetahuan tentang zakat dan organisasi keagamaan tidak berpengaruh signifikan terhadap keputusan karyawan PT Tempo Natural Products membayar zakat profesi, baik pengaruh secara parsial maupun secara simultan. Peneliti berharap kepada pihak-pihak yang berkepentingan agar dapat melakukan penelitian selanjutnya dengan objek dan variabel independen yang berbeda. Selain itu, peneliti juga berharap sosialisasi tentang zakat profesi dapat ditingkatkan lagi.
Analisis Implementasi Pembiayaan Pertanian Berbasis Akad Murabahah Dan Ijarah Dalam Persfektif Fiqih Muamalat Dan DSN-MUI Sri Wahyuningsih; Ari MH; Andi Suhandi; Azmy MH; Vanya Agustalita
JPIES: Jurnal Pelita Ilmu Ekonomi Syariah Vol. 1 No. 02 (2024): JPIES Edisi Juli 2024
Publisher : LPPM STEBIS YPII

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71195/by550q82

Abstract

This research is motivated by the presence of Islamic-based financial institutions, including non-bank financial institutions. One of them is Baitul Maal wat Tamwil (BMT). The financial product used by BMT in agriculture is financing based on trade principles (murabahah). Murabaha is a trade agreement for certain products that clearly determines which products the seller buys and sells, including the price of the product that is sold to the buyer, and then makes a profit. The topic that the researchers will discuss is how the implementation of murabahah and ijarah financing for the financing of the agricultural sector at BMT UGT Sidogiri, Cikarang Pusat. This research uses qualitative research, for data collection using three methods: observation, interviews, and documentation which is carried out directly at the BMT UGT Sidogiri Cikarang Pusat office with the head of the BMT branch as the main informant. Based on the results of the study, it can be concluded that financing in the agricultural sector of BMT UGT Sidogiri Cikarang Pusat uses murabahah and ijarah contracts, where the murabahah contract is used to meet the needs of goods, buy agricultural machinery and agricultural production facilities. While the ijarah contract is used to finance land leases.

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