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Journal Development Manecos
Published by Pemuda Peduli Publikasi Insan Ilmiah
ISSN : -     EISSN : 29885957     DOI : https://doi.org/10.71435
Core Subject : Economy,
Economics, Econometrics & Finance
Journal Development Manecos ISSN 29885957 is a peer-reviewed, open-access publication devoted to management and economics. This journal publishes original research and article reviews. The following subjects are suitable for publication: business economics, marketing management, finance management, strategic management, operations management, management control systems, human resource management, knowledge management, management accounting, management information systems, business ethics, and sustainability. The journal’s submissions will be evaluated with a blind review process. Journal Maneco is published by Pemuda Peduli Publikasi Insan Ilmiah Scieclouds Publishing with one volume per year.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 79 Documents
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Psychological Ownership Moderates the Effect of Trust, Social Influence, Mobility, and Perceived Enjoyment on Customer Satisfaction in the Tring by Pegadaian Application Amalia Putriyeni; Thamrin Thamrin
Journal Development Manecos Vol. 4 No. 2 (2026): Journal Development Manecos
Publisher : Scieclouds Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71435/741470

Abstract

This study was conducted to analyze and determine the effects of Trust, Social Influence, Mobility, and Perceived Enjoyment on Customer Satisfaction, moderated by Psychological Ownership, among users of the Tring by Pegadaian app in Padang. This was a quantitative study. The population of this study consists of users of the Tring by Pegadaian Kota Padang app, divided into four units: CPS Padang, UPS Purus Baru, UPS Siteba, and UPS Cengkeh, with a sample size of 100 respondents. In this study, analysis was performed using PLS-SEM with SmartPLS 4.0 software. The results of this study indicate that (1) Trust has a positive effect on customer satisfaction with the Tring by Pegadaian app. (2) Social Influence has a positive effect on customer satisfaction with the Tring by Pegadaian app. (3) Mobility has a positive effect on customer satisfaction with the Tring by Pegadaian app. (4) Perceived Enjoyment has a positive effect on customer satisfaction with the Tring by Pegadaian app. (5) Psychological Ownership moderates the effect of Trust on customer satisfaction with the Tring by Pegadaian app. (6) Psychological Ownership does not moderate the effect of Social Influence on customer satisfaction with the Tring by Pegadaian app. (7) Psychological Ownership does not moderate the effect of Mobility on Customer Satisfaction in the Tring by Pegadaian app. (8) Psychological Ownership does not moderate the effect of Perceived Enjoyment on Customer Satisfaction with the Tring by Pegadaian app.
Transforming Fragmented Tourist-Visit Reporting into Integrated Tourism Monitoring: The Qinanti Dashboard and Business Process Redesign Galih Darmawan Hidayatullah; Muharman Lubis
Journal Development Manecos Vol. 4 No. 2 (2026): Journal Development Manecos
Publisher : Scieclouds Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71435/741691

Abstract

Delayed and fragmented tourist-visit data weaken government responses to traffic congestion, overtourism, illegal levies, uneven visitor flows, and declining service quality. Dependence on late and inconsistent records also increases the risk of resource misallocation and may reduce destination competitiveness and investor confidence. This study redesigns the tourist-visit data collection process in West Java, Indonesia. A sequential explanatory design combined secondary records, interviews, observation, and document analysis. Recognize–Scrutinize–Materialize (RSM) approach was aligned with the Define–Measure–Analyze–Design–Verify (DMADV) framework to link user needs, root causes, and system design. The as-is business process required 435 minutes of processing and 9,645 minutes of waiting, producing a seven-day lead time and an active-time ratio of 4.32%. A 21-feature Requirement Feature Matrix and a role-based use-case model translated the redesign into implementable functions and actor responsibilities. The proposed process introduces single-entry recording, preventive validation, staged review, visible reporting status, automatic recapitulation, audit trails, controlled interoperability, analytical dashboards, and geospatial monitoring. Under a conservative simulation with one correction cycle, projected lead time declined to 504 minutes or 8 hours 24 minutes. Black-box testing confirmed the expected behaviour of all 19 implemented functions; anomaly detection and visit-trend prediction were excluded because they were classified as Won't Have. Heuristic interviews identified five areas for refinement. The findings demonstrate traceability from user needs and quality targets to role allocation, process design, and functional verification, although the simulated gains require post-implementation measurement.
Factors that Influence the Quality of the Tring by Pegadaian Application Service and its Relationship with Customer Satisfaction and Loyalty: A Case Study at the Purus Baru Syariah Pawnship Unit (UPS) in Padang City Vanesya Amanda Yanedi Putri; Mike Yolanda
Journal Development Manecos Vol. 4 No. 1 (2026): Journal Development Manecos
Publisher : Scieclouds Publishing

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Abstract

This study was conducted to analyze and identify the factors influencing the service quality of the Tring by Pegadaian app and their relationship with customer satisfaction and loyalty at the Purus Baru Sharia Pegadaian Unit in Padang. This study is a quantitative study. The population of this study consists of users of the Tring by Pegadaian app at the Purus Baru Sharia Pegadaian Unit in Padang, with a sample size of 100 respondents. In this study, analysis was performed using PLS-SEM with SmartPLS 4.0 software. The results of this study indicate that (1) Agility has a significant positive effect on Service Quality. (2) Assurance of Service has a significant positive effect on Service Quality. (3) Reliability has a significant positive effect on Service Quality. (4) Scalability has a significant positive effect on Service Quality. (5) Security has a significant positive effect on Service Quality. (6) Service Responsiveness has a significant positive effect on Service Quality. (7) Usability has a significant positive effect on Service Quality. (8) Service Quality has a significant positive effect on Customer Satisfaction. (9) Customer Satisfaction has a significant positive effect on Customer Loyalty. (10) Service Quality has a significant positive effect on Customer Loyalty.
The Effect of Learning Strategy, Stress Management, and Social Support on Student Productivity: A Human Resource Development Perspective among FEBI UINSU Students Ridho Alfi Fajar Hidayat; Tri Inda Fadhila Rahma; Nurbaiti Nurbaiti
Journal Development Manecos Vol. 4 No. 1 (2026): Journal Development Manecos
Publisher : Scieclouds Publishing

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Abstract

This study aims to analyze the influence of learning strategy, stress management, and social support on student productivity among students of the Faculty of Islamic Economics and Business at Universitas Islam Negeri Sumatera Utara. This research employs a quantitative approach with an explanatory research design involving 100 respondents selected through proportionate stratified random sampling. Data analysis was conducted using multiple linear regression with the assistance of IBM SPSS Statistics. The results indicate that learning strategy does not have a significant effect on student productivity, while stress management and social support have a positive and significant influence in improving productivity. Simultaneously, all three variables have a strong effect on student productivity, highlighting the importance of integrating cognitive, psychological, and social aspects in supporting academic performance. The main finding of this study reveals that social support is the most dominant factor, indicating that support from the surrounding environment, such as family, peers, and institutions, plays a greater role compared to other factors in enhancing student productivity. The novelty of this study lies in its integrative approach, which combines these three aspects simultaneously within the context of Islamic higher education, which has previously been examined in a more partial manner.
The Influence of Fintech Literacy and Technology Acceptance on the Intention and Usage Behavior of QRIS in Daily Transactions Ahmad Rexy Hidayat; Kartini Kartini
Journal Development Manecos Vol. 4 No. 1 (2026): Journal Development Manecos
Publisher : Scieclouds Publishing

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Abstract

The rapid growth of digital payment systems has transformed financial transactions worldwide, with the Quick Response Code Indonesian Standard (QRIS) emerging as a key instrument in Indonesia’s transition toward a cashless society. Despite its widespread adoption, disparities in financial technology understanding may influence individuals’ willingness to use QRIS. This study investigates the factors influencing QRIS adoption by extending the Unified Theory of Acceptance and Use of Technology (UTAUT) through the inclusion of fintech literacy as an additional construct. Specifically, the study examines the effects of performance expectancy, effort expectancy, social influence, facilitating conditions, and fintech literacy on behavioral intention, as well as the effect of behavioral intention on actual QRIS usage behavior. A quantitative explanatory research design was employed using survey data collected from 138 active QRIS users. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS 4. The results reveal that social influence and fintech literacy have significant positive effects on behavioral intention to use QRIS, while behavioral intention significantly influences actual usage behavior. In contrast, performance expectancy, effort expectancy, and facilitating conditions do not significantly affect behavioral intention. These findings suggest that QRIS adoption is increasingly shaped by social dynamics and users’ capabilities to understand and utilize digital financial services rather than by technological considerations alone. The study contributes to the technology adoption literature by demonstrating the importance of integrating fintech literacy into the UTAUT framework in the context of digital payment systems. Furthermore, the findings provide practical insights for policymakers, financial institutions, and fintech providers seeking to enhance digital payment adoption through targeted financial literacy programs and community-based engagement strategies.
The Effect of Salary Deductions Through Job Satisfaction on Work Motivation and Performance of Daily Casual Workers of The Agriculture Service of Penajam Paser Utara Regency Gunawan Gunawan; St. Rukaiyah; Sri Adrianti Muin
Journal Development Manecos Vol. 4 No. 1 (2026): Journal Development Manecos
Publisher : Scieclouds Publishing

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Abstract

This study examines the effects of salary deductions on job satisfaction, work motivation, and employee performance among Temporary Daily Workers (THL) at the Department of Agriculture of North Penajam Paser Regency, Indonesia. Although salary deductions are commonly viewed as punitive measures that may reduce employee morale, their effectiveness as disciplinary and managerial instruments remains underexplored, particularly in the public sector context. This research aims to analyze the direct effects of salary deductions on job satisfaction, work motivation, and employee performance, as well as the influence of job satisfaction on work motivation. An explanatory quantitative approach was employed using a census design involving all 101 THL employees. Data were collected through structured questionnaires and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The findings reveal that salary deductions have a positive and significant effect on job satisfaction, work motivation, and employee performance. Furthermore, job satisfaction significantly enhances work motivation, while work motivation emerges as the strongest predictor of employee performance. The results suggest that when salary deduction policies are implemented transparently, consistently, and fairly, they can strengthen perceptions of procedural justice, accountability, and organizational discipline rather than merely functioning as financial penalties. Consequently, employees perceive the policy as part of a structured management system that promotes responsibility and work commitment. The study contributes to human resource management literature by demonstrating that disciplinary compensation mechanisms can generate positive attitudinal and behavioral outcomes when embedded within a fair organizational framework. These findings provide practical implications for public sector managers seeking to improve employee motivation and performance through balanced disciplinary and performance management systems.
Analysis of Regional Financial Management Performance Based on the Value for Money Perspective Kasmawati Kasmawati; Sadly Abdul Djabar; Syamsuddin Bidol
Journal Development Manecos Vol. 4 No. 1 (2026): Journal Development Manecos
Publisher : Scieclouds Publishing

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Abstract

Value for Money is a management concept in the public sector based on three key elements: economy, efficiency, and effectiveness. Value for Money is crucial in public sector organizations because it embodies the principle of getting the most value for money. The objective of this study is to analyze the performance of local government financial management from a value-for-money perspective, which encompasses economic aspects, efficiency, and effectiveness. This study was conducted at the Regional Finance and Asset Agency of South Sulawesi Province. This study employs a mixed-methods approach using both primary and secondary data sources. The quantitative analysis involves examining budget data and actual local government expenditures for the 2021–2024 period, while the qualitative analysis consists of interviews, observations, and document review to support the findings of the quantitative analysis. Research method: explanatory sequential design. Based on the results of a study on the measurement of the financial performance of the Regional Finance and Asset Agency using the concept of value for money, it was found that: (1) The financial performance of the South Sulawesi Provincial Regional Finance and Asset Agency is classified as economical. This is indicated by an economic ratio that has consistently remained below 100% each year; (2) Financial performance is classified as efficient, as the efficiency ratio indicates that regional expenditures are relatively smaller than the revenue generated; (3) Financial performance is classified as fairly effective, as the effectiveness ratio is below 100%, indicating that revenue realization has not yet fully met the set targets; (4) Overall, the financial performance of the South Sulawesi Provincial BKAD reflects the application of the value-for-money principle, particularly in terms of economy and efficiency, while effectiveness still needs to be improved to ensure more optimal achievement of revenue targets in the future.
Analysis of Leadership and Managerial Functions on the Km. Sultan Hasanuddin as an Inter-Island Pioneer Ship in Makassar Nurkhalis Nurkhalis; Muhammad Ridwan Arif; Sri Adrianti Muin
Journal Development Manecos Vol. 4 No. 1 (2026): Journal Development Manecos
Publisher : Scieclouds Publishing

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Abstract

This study examines the effectiveness of leadership and managerial functions on KM Sultan Hasanuddin, an inter-island pioneer vessel operating in Eastern Indonesia. Maritime operations present unique challenges due to their high-risk, isolated, and hierarchical environment, making leadership a critical determinant of safety and performance. This research adopts a descriptive qualitative approach with a case study design. Data were collected through in-depth interviews, participant observation, and documentation involving seven informants representing top, middle, and lower management levels on board. Data analysis followed the Miles and Huberman model, supported by triangulation techniques to ensure validity. The findings reveal that the captain applies a situational leadership approach by integrating transformational and transactional leadership styles within the Full Range Leadership Model (FRLM). Transformational elements are reflected in motivational and inclusive interactions that foster crew cohesion and reduce burnout, while transactional elements ensure strict adherence to standard operating procedures (SOPs), particularly in emergency and technical operations. The implementation of managerial functions (Planning, Organizing, Actuating, and Controlling) demonstrates strong organizational structure, clear task division, and systematic evaluation mechanisms, contributing to operational stability and zero-incident performance. Furthermore, organizational communication is characterized by open, participatory, and adaptive patterns, supported by both formal (HT communication) and informal channels, despite technical barriers such as signal limitations. This study concludes that effective leadership on board is achieved through adaptive leadership shifting, strong managerial integration, and resilient communication systems, which collectively enhance safety, efficiency, and crew well-being in maritime operations.
The Role of Attitude and Skills in Entrepreneurial Human Capital: Evidence from a Systematic Literature Review Afando Ekardo; Yunia Wardi; , Hendrik Heri Sandi; Susi Evanita
Journal Development Manecos Vol. 4 No. 1 (2026): Journal Development Manecos
Publisher : Scieclouds Publishing

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Abstract

Entrepreneurial human capital has increasingly been recognized as a critical determinant of entrepreneurial success, innovation, and business sustainability. While previous studies have extensively examined entrepreneurial attitude and entrepreneurial skills, these dimensions have often been investigated separately, resulting in fragmented understanding of how they collectively contribute to entrepreneurial human capital. This study aims to synthesize existing empirical evidence on the roles of entrepreneurial attitude and entrepreneurial skills and to examine their integration within the entrepreneurial human capital framework. A systematic literature review (SLR) was conducted following the PRISMA guidelines. Relevant studies published between 2000 and 2025 were identified through searches in Scopus, Web of Science, ScienceDirect, and SpringerLink using structured Boolean search strings. After applying predefined inclusion, exclusion, and quality assessment criteria, eligible empirical studies were analyzed through thematic synthesis. The findings reveal that entrepreneurial attitude functions as a motivational resource that influences entrepreneurial intention, opportunity recognition, persistence, and the willingness to invest in entrepreneurial learning. Entrepreneurial skills, including opportunity recognition, decision-making, leadership, networking, and risk management, provide the operational capabilities required to transform entrepreneurial intentions into effective entrepreneurial actions. More importantly, the review demonstrates that entrepreneurial attitude and entrepreneurial skills are complementary dimensions whose interaction forms a stronger and more comprehensive entrepreneurial human capital than either dimension alone. This study contributes to entrepreneurship literature by proposing a multidimensional conceptualization of entrepreneurial human capital that integrates motivational and competency-based resources. The findings also highlight the importance of entrepreneurship education and training programs that simultaneously foster positive entrepreneurial attitudes and practical entrepreneurial competencies to enhance entrepreneurial performance and sustainable venture success.
Analysis of The Effect of Poverty Level, Unemployment, and Population on The Human Development Index in Solo Raya During 2014–2024 Muhammad Akhsal Daffa Rasendriya; Muhammad Arif
Journal Development Manecos Vol. 4 No. 1 (2026): Journal Development Manecos
Publisher : Scieclouds Publishing

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Abstract

Human development is a key indicator of regional welfare and sustainable development. Understanding the factors that influence the Human Development Index (HDI) is therefore essential for designing effective development policies. This study examines the effects of poverty, unemployment, population, and Gross Regional Domestic Product (GRDP) on HDI in the Solo Raya region, Indonesia, during the 2014–2024 period. The study employs a quantitative approach using panel data regression analysis. To determine the most appropriate estimation model, the Common Effect Model (CEM), Fixed Effect Model (FEM), and Random Effect Model (REM) were compared using the Chow Test and Hausman Test. The results indicate that the Fixed Effect Model is the most suitable model, suggesting the presence of significant regional heterogeneity across districts and the city within Solo Raya. The findings reveal that poverty, population, and GRDP significantly affect HDI, while unemployment has no statistically significant effect. Among the explanatory variables, GRDP exerts the strongest positive influence on HDI, highlighting the importance of economic performance in supporting human development. Population also contributes positively to HDI, indicating the potential role of demographic resources in regional development. The positive relationship between poverty and HDI suggests that government interventions and social protection programs may have mitigated some of the adverse effects of poverty on human development outcomes. These findings imply that improvements in HDI depend not only on economic conditions but also on the effectiveness of local governance in translating economic resources into better education, health, and living standards. Therefore, policies promoting inclusive economic growth, human capital development, and integrated public service delivery are crucial for achieving sustainable human development.

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