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Refaldo Fanther
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Cirebon International Journal of Economics and Business
Published by Universitas Islam Negeri Siber Syekh Nurjati Cirebon
ISSN : -     EISSN : 30313236     DOI : https://doi.org/10.24235/cijeb
Core Subject : Economy,
Economics, Econometrics & Finance
The Cirebon International Journal of Economics and Business is a open-access publication at the forefront of economic and business research. CIJEB serves as a dynamic platform for researchers, academics, and practitioners to engage in a global conversation that shapes the future of economics and business. CIJEBs mission is to foster innovative thinking and promote knowledge dissemination in the fields of economics and business. The journal publishes a diverse array of high-quality, peer-reviewed articles that delve into critical topics, such as economic theory, islamic economics, business management, finance, marketing, entrepreneurship, and sustainable business practices.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 47 Documents
 1   2   3   4   5 
STRATEGIES OF STREET VENDORS IN THE NEW ROAD AREA OF LOSARI KIDUL VILLAGE TO INCREASE INCOME Atsaqolain, Nazil Alhamdi; Navilah, Ila; Haryati, Yati
Cirebon International Journal of Economics and Business Vol. 3 No. 2 (2025): Oktober 2025
Publisher : Faculty of Islamic Economics and Business IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/cijeb.v3i2.193

Abstract

Street vendors play a crucial role in the economy and have positive impacts, such as creating jobs, helping reduce unemployment, and increasing people's incomes to meet their living needs. The purpose of this study was to determine strategies for increasing the income of street vendors in Losari Kidul village. The author used a qualitative research method. With a case study approach, the data analysis technique in this study uses data reduction, data presentation, and conclusion drawing methods. The results of this study are the strategies used by street vendors in the Jalan Baru area of Losari Kidul Village to increase income in several ways , namely 1) maintaining product quality and product variants where traders always pay attention to the quality of the products they have and provide product variant offers to attract consumer interest. 2) setting prices based on raw materials and market prices in general. 3) conducting promotions where each trader has their own method of promotion, some use social media, and some also attach writing to their business stands. 4) Determining the location or place of business where traders choose a business location that has a high level of crowd.
Improving Human Development Through Food Security And Economic Growth In Indonesia Aji Priambodo; Syaeful Bakhri
Cirebon International Journal of Economics and Business Vol. 4 No. 1 (2026): April 2026
Publisher : Faculty of Islamic Economics and Business IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/cijeb.v4i1.213

Abstract

As a comprehensive measure of welfare, Indonesia's Human Development Index (HDI) serves as a critical metric guiding targeted policies, with improving household food security and fueling inclusive economic growth representing key avenues to drive sustained gains across health, education, income and poverty reduction. This study examines the vital role of improved food security and inclusive economic growth as strategic drivers that can significantly raise Indonesia's human development outcomes across multiple wellbeing dimensions encapsulated in HDI. This study analyzes the impact of food security and economic growth, on HDI in 34 province in Indonesia. Using panel data regression on national and provincial level data from 2019-2022, result show that food security and economic growth have positive and significant impact in HDI in each province in Indonesia. Improvement in food security and higher economic growth rates correlate with better HDI achievement. These findings indicate that efforts to strengthen food security and accelerate inclusive economic expansion can serve as important pathways for advancing quality of life across Indonesia.
Strategies For Implementing The Mudharabah Agreement To Support Sharia-Based Financing For Smes In Cirebon Regency Mukhammad Gufron; Dini selasi; Imroatul Fatihah
Cirebon International Journal of Economics and Business Vol. 4 No. 1 (2026): April 2026
Publisher : Faculty of Islamic Economics and Business IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/cijeb.v4i1.148

Abstract

The mudharabah contract in sharia financing is the primary choice for supporting the development of the Micro, Small, and Medium Enterprises (MSMEs) sector, particularly for those seeking to avoid usury or interest inherent in the conventional banking system. In the mudharabah contract, the investor provides funds managed by the entrepreneur, and profits are shared based on the initial agreement, while losses are borne by the investor, unless the losses result from the negligence of the business manager. This study aims to analyze the implementation of the mudharabah contract in financing MSMEs in Cirebon Regency, assess the existing opportunities and challenges, and provide recommendations for development. Using a qualitative approach, in-depth interviews were conducted with MSME owners who have utilized the mudharabah contract as a source of financing. The results of the study indicate that the mudharabah contract has the potential to encourage the growth of MSMEs in Cirebon Regency, although challenges such as limited understanding, suboptimal management, and a lack of assistance from Islamic financial institutions remain obstacles
The Impact Of Islamic Social Finance (Zakat, Waqf, And Alms) On Rural Poverty Alleviation In Indonesia Anez Yuniar Pradini; Nur’aini Nur’aini
Cirebon International Journal of Economics and Business Vol. 4 No. 1 (2026): April 2026
Publisher : Faculty of Islamic Economics and Business IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/cijeb.v4i1.257

Abstract

Poverty in rural areas is a tangled thread triggered by specific characteristics, such as lack of access to infrastructure and low quality of human resources, so that its handling cannot be generalized to urban areas. Islamic Social Finance (ISF) offers alternative solutions through strategic instruments based on social justice. This qualitative research using the literature study method and descriptive analysis approach aims to analyze in depth the impact of the three main instruments of ISF—zakat, waqf, and alms—in alleviating village poverty, as well as evaluating productive ISF governance for the welfare of the local community. Data sourced from scientific articles, journals, books, and official reports are codified and analyzed using SWOT analysis techniques to formulate an applicable management strategy. The results of the study show that: 1) zakat contributes significantly to increasing income, job creation, and social transformation; 2) productive waqf has proven to be an effective and sustainable instrument in poverty alleviation; and 3) alms play a strong role in wealth redistribution, reducing inequality, and strengthening inclusive social solidarity. As an output, the SWOT analysis resulted in Strengths-Opportunities (SO)-based strategy recommendations, which include optimizing the ISF collection and distribution system, developing economic empowerment models through sharia communities and cooperatives, utilizing productive financing schemes, strengthening synergy between stakeholders, and measurably identifying local commodities and village potentials
Optimizing Zakat for Islamic Economic Development: A Model of Productive Zakat and Sustainable Empowerment Yuni Safitri
Cirebon International Journal of Economics and Business Vol. 4 No. 1 (2026): April 2026
Publisher : Faculty of Islamic Economics and Business IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/cijeb.v4i1.3

Abstract

Zakat represents a fundamental instrument of Islamic social finance with significant potential to contribute to Islamic economic development. However, conventional zakat distribution that focuses primarily on short-term consumption has limited capacity to generate sustainable economic independence among mustahik. This study aims to develop a conceptual model for optimizing productive zakat as an instrument of sustainable economic empowerment within the framework of Islamic economic development. The study employs a qualitative conceptual approach through a systematic review of relevant literature on zakat, productive zakat, economic empowerment, Islamic social finance, and maqashid al-shariah. The analysis focuses on identifying the mechanisms through which productive zakat can transform mustahik from passive recipients into economically independent actors. The findings indicate that productive zakat can contribute to poverty reduction and inclusive economic development when it is supported by accurate beneficiary identification, productive capital assistance, entrepreneurship training, continuous mentoring, institutional governance, and impact evaluation. The proposed model integrates five dimensions: zakat collection optimization, targeted distribution, productive asset development, capacity building, and sustainable monitoring. Furthermore, the model demonstrates that productive zakat should be oriented toward the achievement of maqashid al-shariah, particularly the protection and development of wealth (hifz al-mal) and the enhancement of human welfare.
The Dimension of Environmental Protection in the Selection of Sharia Issuers in Indonesia Mega Permata Sari; Mohammad Yahdi
Cirebon International Journal of Economics and Business Vol. 4 No. 1 (2026): April 2026
Publisher : Faculty of Islamic Economics and Business IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/cijeb.v4i1.258

Abstract

Introduction/Main Objectives: The Islamic capital market in Indonesia has experienced significant growth, with the Daftar Efek Syariah (DES) serving as the primary mechanism for determining the sharia compliance of listed companies. This study examines the development of sharia compliance in the DES by considering environmental protection as an integral dimension of Islamic values. Background Problems: The current DES screening mechanism relies primarily on business activity and financial criteria, while contemporary Islamic legal thought increasingly emphasizes environmental responsibility. This study asks how MUI Fatwa No. 22 of 2011 and MUI Fatwa No. 86 of 2023 relate normatively to the DES mechanism and how environmental considerations can be incorporated into its sharia compliance framework. Novelty: This study proposes an extension of the existing concept of sharia compliance by integrating hifzh al-bi’ah (environmental protection) and Environmental, Social, and Governance (ESG) principles into the DES framework, an aspect that has not been explicitly established as an independent screening parameter. Research Methods: This study employs normative legal research using statutory, conceptual, and comparative approaches. The analysis focuses on relevant regulations, MUI fatwas, and the existing DES screening mechanism. Finding/Results: The findings indicate that the current DES system remains primarily focused on business activities and financial ratios, while environmental considerations have not yet become an independent parameter of sharia compliance. Conclusion: Integrating hifzh al-bi’ah and ESG principles can strengthen the DES framework by expanding sharia compliance beyond financial and business considerations toward ecological responsibility and sustainable Islamic capital market development.
From Stability to Productivity: Integrative Framework of Moderated Elite Stability Theory and Integrated Reality Theory for Indonesia's Economic Transformation M. Shoim; La Himmah Il Princess Choris
Cirebon International Journal of Economics and Business Vol. 4 No. 1 (2026): April 2026
Publisher : Faculty of Islamic Economics and Business IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This article proposes a conceptual integration between Moderated Elite Stability Theory (MEST) and Integrated Reality Theory (IRT) to explain Indonesia's post-Reform economic transformation. MEST—in its proposed framework—describes the mechanisms for the formation of political stability through the interaction between elite concentration, elite coordination, and institutional quality. IRT describes how such stability, along with information quality, state reflective capacity, systemic entropy level, and speed of institutional evolution, affects economic productivity. A two-level mathematical model is proposed: Phase I (MEST)— ; Stage II (IRT) — , , , and as a standardized productivity index. Four theoretical propositions are formulated as initial hypotheses. Substantively, this article argues that the effectiveness of economic transformation is largely determined by the state's ability to decrease systemic entropy, build reflective capacity, and conditionally direct the speed of evolution. This model offers an initial operational framework that requires constructive validation and empirical testing..

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