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IRTIFAQ
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irtifaqjurnal@gmail.com
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Prodi Hukum Ekonomi Syariah Fakultas Agama Islam Universitas Hasyim Asy’ari Tebuireng Jl. Irian Jaya No. 55 Tebuireng Jombang 61471
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Kab. jombang,
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Jurnal Ilmu-ilmu Syari'ah
Published by Universitas Hasyim Asy'ari
ISSN : 23560983     EISSN : 28290704     DOI : https://doi.org/10.33752/irtifaq.v11i01
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
Focus IRTIFAQ aims to enrich readers’ understanding of Sharia Economics, the History of Sharia Economic Thought, Islamic Law, Local Wisdom from a Sharia Economic Perspective, Management, and other topics related to Sharia Economics and its current developments through scholarly article publications. Scope The IRTIFAQ Journal specializes in Sharia Economics, Sharia Economic Law, Sharia Finance, and Management. It warmly welcomes contributions from scholars in these and other related fields.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 115 Documents
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STRATEGI PENENTUAN HARGA JUAL PERSPEKTIF HUKUM EKONOMI SYARI’AH (STUDI KASUS DI PASAR KAWASAN WISATA RELIGI MAKAM GUS DUR TEBUIRENG JOMBANG) Pranoto, Singgih; Afif, Abdullah
Irtifaq Vol 13 No 01 (2026): MARET
Publisher : Program Studi Hukum Ekonomi Syariah, Universitas Hasyim Asy'ari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/irtifaq.v13i01.11568

Abstract

This study aims to analyze the selling price determination carried out by traders in the Gus Dur Tebuireng Tomb religious tourism market, namely the pilgrimage complex of national figure Abdurrahman Wahid, from the perspective of Islamic economic law. This study uses an empirical juridical approach with a field research type, where data is obtained through observation, interviews, and documentation of traders who sell various types of goods such as accessories, clothing, souvenirs, and ready-to-eat food. The results show that traders set prices based on capital costs, operational costs, market conditions, and consumer purchasing power, by implementing strategies such as bargaining, discounts, and selective stock management to maintain product quality and business continuity. From the perspective of Islamic economic law, this pricing practice is in accordance with the principles of justice, honesty, transparency, and willingness between sellers and buyers, because prices are set fairly, do not contain elements of fraud, and are carried out based on mutual agreement, thus reflecting a balance between the goals of gaining profit and maintaining welfare in economic activities.
MANAJEMEN STOK PERUSAHAAN EKSPEDISI J&T EXPRESS JOMBANG PERSPEKTIF ETIKA BISNIS SYARI’AH: Stock Management of J&T Express Jombang Expedition Company yeni anggraeni; Azizah, Ninik
Irtifaq Vol 13 No 01 (2026): MARET
Publisher : Program Studi Hukum Ekonomi Syariah, Universitas Hasyim Asy'ari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/irtifaq.v13i01.11439

Abstract

The development of globalization and advances in information technology have increased trade activities, especially through e-commerce, thus driving the increasing need for goods delivery services. Expedition companies play an important role in ensuring that goods arrive at their destinations on time, safely, and according to customer expectations. One important aspect in the operations of expedition companies is package stock management which includes the process of recording, storing, sorting, and distributing packages. This study aims to analyze package stock management at J&T Express Jombang from the perspective of sharia business ethics, specifically based on the principles of trust, honesty (sidq), justice ('adl), and responsibility. This study uses a qualitative approach with data collection techniques in the form of observation, interviews, and documentation. The research method used is an empirical juridical method with a conceptual approach. Data were obtained through interviews, observations, and document analysis related to Stock Management of J&T Express Jombang Expedition Company from the Perspective of Sharia Business Ethics. This study identifies Stock Management of J&T Express Jombang Expedition Company from the Perspective of Sharia Business Ethics. Furthermore, the data was analyzed based on the principles of Sharia Business Ethics. The results of the study on package stock management at J&T Express Jombang were systematically implemented using the digital J&T Marking System (JMS) and coordination between operational departments. This system supports the implementation of Sharia business ethics principles, namely siddiq (honesty) through package data verification, amanah (responsibility) in package safeguarding, fathanah (professionalism) through the use of digital systems, tabligh (transparency) through communication and package tracking, and istiqamah (consistency) through routine checks according to procedures. The study concluded that package stock management has been running well, but improvements in accuracy, supervision, and coordination are still needed to minimize errors and ensure optimal implementation of Sharia business ethics principles for more effective and reliable service. Professionalism (fathanah), communication (tabligh), and consistency (istiqamah) can be optimally implemented to improve service quality and effectiveness.
PRAKTIK PEMBIAYAAN IJARAH MULTIJASA DI PT. BPRS LANTABUR TEBUIRENG JOMBANG PERSPEKTIF HUKUM EKONOMI SYARI'AH: Case Study at PT BPRS Lantabur Tebuireng Jombang from the Perspective of Sharia Economic Law Asaddullah, Muhammad Aly; Pratatnto Rahayu, Wedi
Irtifaq Vol 13 No 01 (2026): MARET
Publisher : Program Studi Hukum Ekonomi Syariah, Universitas Hasyim Asy'ari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/irtifaq.v13i01.11628

Abstract

This research is motivated by the strategic role of Sharia Rural Banks (BPRS) in distributing financing based on sharia principles, one of which is through the Ijarah Multi-Services product. This product aims to meet the community's needs for various services, such as education, health, and other halal services. This research focuses on the practice of Ijarah Multi-Services financing at PT. BPRS Lantabur Tebuireng Jombang and its compliance with the principles of Sharia Economic Law. This research uses a juridical-empirical method with a conceptual approach and case studies. Data were obtained through a review of regulations, concepts of sharia economic law, and direct practice in the field. The analysis was carried out with reference to sharia principles, including the prohibition of usury, gharar, and maisir as stipulated in the fatwa of the National Sharia Council of the Indonesian Ulema Council, while also paying attention to the institutional aspects of BPRS. The results of the study indicate that the practice of Ijarah Multi-Services financing at PT. BPRS Lantabur Tebuireng Jombang is implemented through systematic stages with the application of the principle of prudence. In practice, two types of contracts are used: pure ijarah and ijarah bil wakalah. Both contracts fulfill the pillars and requirements of a contract and are deemed to comply with the principles of Islamic economic law.
SISTEM PEMBAYARAN KREDIT LEMBAGA NON BANK PERSPEKTIF HUKUM EKONOMI SYARI’AH Rafy alfarizi syafik, Muhammad
Irtifaq Vol 13 No 01 (2026): MARET
Publisher : Program Studi Hukum Ekonomi Syariah, Universitas Hasyim Asy'ari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/irtifaq.v13i01.12156

Abstract

This juridical-normative research aims to analyze the legality of the credit payment system of Non-Bank Financial Institutions (LKNB) in 2026 from the perspective of Sharia Economic Law and the regulations of the Financial Services Authority (OJK). The phenomenon of a 90-day Non-Performing Loan rate (TWP90) surge to 4.52% indicates a failure in risk mitigation due to the shift to Alternative Credit Scoring (ACS) which ignores actual financial capacity (payment capacity). This juridical-normative research aims to analyze the mechanism of the credit payment system in Non-Bank Financial Institutions (LKNB) in 2026 and to review the legitimacy of the practice from the perspective of Islamic Economic Law. This juridical-normative research with an empirical case study approach aims to analyze the credit payment system mechanism in Non-Bank Financial Institutions (LKNB) and to examine the conformity of its practices based on the perspective of Sharia Economic Law. This juridical-normative research with an empirical case study approach aims to analyze the credit payment system mechanism in Non-Bank Financial Institutions (LKNB) and to examine the conformity of its practices based on the perspective of Sharia Economic Law.
Tanggung Jawab Reseller dalam Transaksi Produk Usaha Mikro Kecil dan Menengah Perspektif Etika Bisnis Syari'ah (Studi Kasus di Dusun Gedang, Desa Mlirip, Kecamatan Jetis, Kabupaten Mojokerto) ramada, ani
Irtifaq Vol 13 No 01 (2026): MARET
Publisher : Program Studi Hukum Ekonomi Syariah, Universitas Hasyim Asy'ari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/irtifaq.v13i01.12191

Abstract

This study examines the responsibility of resellers in Micro, Small, and Medium Enterprises (MSMEs) transactions and analyzes it from the perspective of Islamic Business Ethics. The research was conducted in Dusun Gedang, Mlirip Village, Jetis District, Mojokerto Regency, using an empirical juridical method with conceptual and case study approaches. Data were collected through interviews, observation, and documentation involving resellers, MSME producers, and consumers, then analyzed descriptively and inductively. The findings show that reseller responsibility covers conveying accurate product information, making payments to producers, handling consumer complaints, and maintaining the reputation of MSME products. In practice, most resellers have carried out these duties reasonably well, although unclear cooperation agreements, delayed payments, and inconsistent complaint-handling standards still occur. Viewed through Islamic Business Ethics, reseller responsibility should rest on the principles of shiddiq (honesty), amanah (trustworthiness), al-'adl (justice), and the avoidance of gharar (uncertainty). The study concludes that reseller practices in the research location have substantively reflected Islamic ethical values, yet have not been formalized into clear written agreements, so strengthening the understanding and application of Islamic Business Ethics is still needed.

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