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Erfan Maulana
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Jurnal Ilmu Manajemen dan Bisnis (JURMANIS)
Published by Universitas Sapta Mandiri
ISSN : -     EISSN : 30900484     DOI : -
Core Subject : Economy, Humanities, Science, Social,
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences
Jurnal Ilmu Manajemen dan Bisnis (JURMANIS) adalah jurnal dengan akses terbuka dan peer-review dalam bidang Ilmu Manajemen dan Bisnis yang diterbitkan oleh Fakultas Humaniora Prodi Manajemen Universitas Sapta Mandiri, Balangan, Kalimantan Selatan. Jurnal ini memuat tulisan dari peneliti, dosen, tenaga pendidikan, pengamat pendidikan, dan lainnya. Jurnal ini diterbitkan setiap enam bulan sekali secara daring atau dua kali dalam setahun yakni pada Bulan Februari dan Agustus. Jurnal ini mempublikasikan hasil penelitian terkait isu-isu Ilmu Manajemen dan Bisnis, Jurnal ini merupakan wadah informasi berupa hasil penelitian, studi kepustakaan, gagasan, aplikasi teori dan kajian analisis kritis dibidang Penelitian, Jurnal Ilmu Manajemen dan Bisnis.
Arjuna Subject : -
Articles 22 Documents
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Pendekatan Komprehensif dalam Pembangunan Sumber Daya Manusia (SDM) Pariwisata Menuju Indonesia Emas 2045 Tarigan, Hairani; Darmastuti, Shanti; Saraswati, Dini Putri; Nidatya, Nurfarah
Jurnal Ilmu Manajemen dan Bisnis Vol. 2 No. 01 (2026): Jurnal Ilmu Manajemen dan Bisnis
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN MASYARAKAT UNIVERSITAS SAPTA MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65369/sp1zth97

Abstract

Human resources is an important part of supporting the achievement of the vision of a Golden Indonesia 2045. Strengthening human resources is a strong foundation in all sectors, including the development of the tourism sector. Several challenges are still faced in developing competent tourism human resources. Therefore, this research aims to explain the comprehensive approach needed to develop tourism human resources. In-depth interviews and document studies were conducted to obtain data about the importance of developing tourism human resources, the challenges of tourism human resources, and a comprehensive approach to developing tourism human resources. The research results show that approaches in the form of curriculum development in the education sector, occupational mapping within a qualification framework that meets the job market, and cooperation between related parties in developing tourism human resources are very important. A comprehensive approach is important in increasing understanding of the importance of competent human resources in the tourism sector.
The Influence of Member Savings and Loans on the Financial Growth of KSU Putra Daha Liang Anggang Sulamiatin, Sulamiatin; Asnan, Asnan
Jurnal Ilmu Manajemen dan Bisnis Vol. 2 No. 01 (2026): Jurnal Ilmu Manajemen dan Bisnis
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN MASYARAKAT UNIVERSITAS SAPTA MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65369/p7kcxh37

Abstract

This study aims to analyze the influence of member savings and loans on the financial growth of KSU Putra Daha Liang Anggang, South Kalimantan. The research data consists of financial reports for 2015–2017 using a purposive sampling method. The independent variables are member savings and loans, while the dependent variable is financial growth as measured by assets, capital, business volume, and Net Operating Income (SHU). The analysis used includes descriptive analysis, classical assumption tests, simple linear regression, and multiple regression. The results of the analysis show that member savings fluctuated, increasing sharply in 2016 but decreasing in 2017. Although savings increased, the cooperative's capital actually decreased, indicating the presence of other factors such as operational expenses and SHU distribution. Simple linear regression found a very strong but negative relationship between savings and capital (R² = 0.99; coefficient –0.378). Multiple regression analysis proves that savings and loans have a significant simultaneous effect on cooperative financial growth with an R² of 0.82. The study confirms that member savings and loans are important components for cooperative growth, but their success is influenced by the effectiveness of credit risk management and operational efficiency. Therefore, strategies for collecting savings, improving loan management, and controlling operational costs need to be improved to support the sustainable growth of cooperatives.

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