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Natuja: Jurnal Ekonomi Syariah
Published by Universitas Islam Ibrahimy Banyuwangi
ISSN : 28294882     EISSN : 28293576     DOI : https://doi.org/10.69552/natuja
Core Subject : Economy,
Economics, Econometrics & Finance
NATUJA: Jurnal Ekonomi Syariah is a journal published by the Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia. This journal is used to provide a forum for researchers, academics, and practitioners who have an interest in conveying ideas in the field of Islamic economics. This journal encompasses original research articles, review articles, and short communications, including: Islamic Accounting, Islamic Bussines Management, Islamic Human Resource Management, Islamic Economic, Islamic Banking and Financial.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 9 Documents
 1 
Search results for , issue "Vol. 5 No. 1 (2025): November (2025)" : 9 Documents clear
PEMIKIRAN JASSER AUDA MENUJU MAQASYID SYARIAH KONTEMPORER Busri, Busri; Selamet, Selamet; Luqman, luqman
NATUJA: Jurnal Ekonomi Syariah Vol. 5 No. 1 (2025): November (2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/4f4b4812

Abstract

Jasser Auda's thoughts begin with a critique of Ushul fiqh. This research answers first, Ushul al-Fiqh tends to be textual and ignores the purpose of the text; second, the classification of several ulus al-Fiqh theories leads to binary and dichotomous logic; third, the analysis of al-Fiqh's proposals is reductionist and atomistic. Apart from that, Jasser Auda also criticized the classic Maqasid which was too focused on individual benefit so that it was unable to answer current global problems. Therefore, Jasser Auda expands the scope and dimensions of classical maqasid theory to answer the challenges of modern times. This research uses a qualitative method with a descriptive approach. This research produces Jasser Auda's theory, namely system as an approach in Islamic law, and develops a set of categories using six system features, namely cognitive nature, interconnectedness, wholeness, openness, multidimensionality, and meaningfulness. This research also reveals the figure of the Contemporary Maqasyid syariah Thinker where He did not eliminate the maqasyid of Classical Sharia, he only developed it to suit the needs of today's society. This research is considered important in current developments with growing legal needs.
STRATEGI PEMASARAN SYARIAH UMKM DALAM MEMPERTAHANKAN USAHA DI ERA REVOLUSI INDUSTRI 4.0 Yeni Rokhilawati; Atiqatul Musyarofah; Jami’atul Aysa
NATUJA: Jurnal Ekonomi Syariah Vol. 5 No. 1 (2025): November (2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/w8kkak60

Abstract

In today's era of highly advanced development, executing marketing strategies requires adapting to the ongoing industrial revolution, which has progressed through several phases. The current phase is the Fourth Industrial Revolution (Industry 4.0), a concept introduced by the German government that aims to present a paradigm shift toward a digital future in industrial production. This study aims to explore how sharia marketing strategies are implemented by MSMEs (Micro, Small, and Medium Enterprises) to sustain their businesses in the Industry 4.0 era, with a case study on Narubi Store in Kalibaru District. This is a descriptive qualitative research using four respondents as research subjects. Data collection techniques included open observation, structured interviews, and documentation. Data analysis techniques involved data reduction, data presentation, and drawing conclusions. The validity of the data was tested through source triangulation. The findings reveal that the implementation of sharia marketing strategies by MSMEs in maintaining their business during the Industry 4.0 era at Narubi Store utilizes the 9P marketing mix, namely:1. Product: The product is marketed with full honesty, providing accurate information without exaggeration or understatement about the quality of the goods, 2. Price: Product prices reflect the actual quality of the goods being sold, 3. Place: Narubi Store is located in a strategic area that is easily accessible for both customers and couriers, 4. Promotion: Marketing is carried out through social media platforms such as Facebook, Instagram, and Shopee, 5. People (Human Resources): Employees receive training related to effective marketing techniques, 6. Process: The sales process includes greeting customers, engaging in friendly conversation, and asking what products they are looking for, 7. Physical Evidence: Internally, the store provides facilities such as a parking area, signage, and pamphlets. Externally, there is a prayer room (musholla) for employees, a toilet, uniforms for staff, business permits, and other official documentation, 8. Promise: All promises made to customers are consistently fulfilled, 9. Patience: Staff demonstrate patience in dealing with customers.
PENGARUH ETIKA KERJA ISLAMI DAN KEPEMIMPINAN ISLAMI TERHADAP KINERJA KARYAWAN DI SMK AL MU’ALLIM KESUGIHAN Afrianto, April
NATUJA: Jurnal Ekonomi Syariah Vol. 5 No. 1 (2025): November (2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/av1km839

Abstract

  This study aims to determine the influence of Islamic work ethics and Islamic leadership on employee performance at SMK Al Mu'allim Kesugihan. This study uses a quantitative approach, with the population consisting of all employees at SMK Al Mu'allim Kesugihan, while the sample consists of 40 respondents, using saturated sampling technique. The data used in this study is primary data obtained through the distribution of questionnaires directly to respondents. The data analysis technique used in this study is multiple regression analysis using SPSS 26. The results of this study indicate that the test results (partial test) of Islamic work ethics with a significance value of 0.406 > 0.05, so it can be concluded that Islamic work ethics do not affect employee performance at SMK Al Mu'allim. Meanwhile, Islamic leadership has a positive influence with a partial test value and significance value of 0.001 < 0.05, so it can be concluded that Islamic leadership has a significant influence on employee performance at SMK Al Mu'allim Kesugihan. This study contributes to SMK Al Mu'allim Kesugihan in improving employee performance. The SPSS test results show that Islamic leadership has a significant effect (coefficient 0.404, sig. 0.001, Beta 0.520) on performance, while Islamic work ethics are not significant (coefficient 0.117, sig. 0.406). Both variables together explain 34.7% of performance variation (R²=0.347). The organization is advised to prioritize the development of Islamic leadership in order to improve optimal performance.  
FRACTIONAL REVERSE BANKING DAN FIAT MONEY: PROBLEMATIKA SISTEM MONETER KONVENSIONAL DALAM PERSPEKTIF SYARIAH Afiyah Zahrah; Juwita Sifas Sembiring; Ahmad Faturrahman
NATUJA: Jurnal Ekonomi Syariah Vol. 5 No. 1 (2025): November (2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/557x4f42

Abstract

This study critically examines the Fractional Reserve Banking (FRB) and fiat money systems within the framework of the conventional monetary system and their relevance to Islamic financial principles. The main questions raised are how the practice of money creation through FRB and the use of fiat money impacts economic stability and social justice, and how Islamic economics offers a more equitable alternative. The analysis shows that FRB and fiat money contribute to imbalances in the monetary and real sectors, as well as giving rise to the risk of inflation and a crisis of confidence. In contrast, an Islamic monetary system based on real assets and the principle of profit-sharing offers a more stable and equitable solution, free from elements of usury, gharar, and speculation. These findings reinforce the urgency of reforming the global monetary system toward a model that aligns with Islamic values ??of justice and balance.
ANALISIS STRATEGI PENGHIMPUNAN ZAKAT PROFESI DI BAZNAS BONDOWOSO PADA ERA DIGITALISASI Siti Habibatur Rahma; Lutfi, Lutfiatul Hasanal
NATUJA: Jurnal Ekonomi Syariah Vol. 5 No. 1 (2025): November (2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/92g04y21

Abstract

This study aims to answer the question of how the professional zakat collection strategy of BAZNAS Bondowoso is implemented in the digital era, which is characterized by changes in social interactions and the increasing use of financial technology. This study is based on the background that professional zakat is one of the greatest potential drivers of national economic development, but often faces difficulties in implementation due to a lack of zakat literacy and a variety of payment service options. The purpose of this study is to examine the collection practices carried out by regional zakat institutions by examining the social and cultural context of the local community. This research methodology uses a qualitative descriptive study approach using data from BAZNAS administrators, field observations, and analysis of supporting literature. The study findings indicate that BAZNAS Bondowoso implements direct fundraising strategies such as institutional connections, mentoring muzakki, and face-to-face socialization, as well as indirect fundraising strategies through digital channels such as bank transfers, sharia payment applications, and the official BAZNAS platform. Digital strategies are used to increase efficiency, convenience, and reach of muzakki, while personal strategies are used to maintain trust and social cohesion. This study contributes to the development of a flexible, inclusive, and progressive professional zakat collection model in the digital era.
RELEVANSI USHUL FIQH SEBAGAI METODOLOGI PENETAPAN HUKUM EKONOMI ISLAM DALAM MENJAWAB TANTANGAN EKONOMI MODERN Kamal, Ahmad Ali; Moh. Bahrudin; Syamsul Hilal
NATUJA: Jurnal Ekonomi Syariah Vol. 5 No. 1 (2025): November (2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/z48cp662

Abstract

Usul Fiqh is a methodological foundation for establishing Islamic law, functioning not only in the realm of worship but also has significant relevance in the modern economy. In the context of the development of the global economic system, various contemporary issues have emerged, such as Islamic banking, insurance, investment, and Islamic financial instruments, which require legal clarity in accordance with Sharia principles. This article aims to analyze the position of Usul Fiqh as a methodology for establishing Islamic economic law and how its principles can address the challenges of the modern economy. The approach used is qualitative with descriptive comparative analysis, examining the views of the four major schools of thought Hanafi, Maliki, Shafi'i, and Hanbali in linking the principles of Usul Fiqh to contemporary economic practices. The research findings demonstrate that Usul Fiqh plays a crucial role in establishing a legal foundation for Islamic economics that is adaptive to changing times, while maintaining the integrity of sharia through the principles of maslahah, istihsan, and qiyas. Each school of thought (mazhab) has its own methodological contributions in interpreting the evolving economic context, which collectively enriches the treasury of Islamic economic law. Therefore, Usul Fiqh can be viewed as a dynamic methodology capable of bridging normative texts and modern economic realities  
TA'LIL AL-AHKAM DALAM PENGEMBANGAN EKONOMI ISLAM: STUDI LITERATUR TENTANG RASIONALISASI HUKUM DAN APLIKASI MAQASID AL-SHARIAH Dewi Risyantika; Moh. Bahrudin; Syamsul Hilal
NATUJA: Jurnal Ekonomi Syariah Vol. 5 No. 1 (2025): November (2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/57wf4h07

Abstract

Ta'lil al-ahkam (legal reasoning through the identification of cause or rationale) is a critical methodological framework for understanding the adaptation of Islamic law to the complex and multifaceted challenges of contemporary economics. This article employs the library research methodology to examine the role of ta'lil al-ahkam in developing Sharia-compliant financial instruments and addressing increasingly intricate modern economic issues. Through a systematic analysis of legal texts, peer-reviewed journal articles, and regulatory documents from the National Sharia Board-Indonesian Ulema Council (DSN-MUI), this study identifies that ta'lil al-ahkam functions as a crucial bridge between classical Islamic jurisprudence and contemporary economic practice. The findings indicate that although ta'lil al-ahkam has successfully facilitated the creation of innovative Sharia-compliant products such as sukuk, Islamic fintech, and Islamic banking instruments, substantive questions remain regarding whether these applications adequately reflect the maqasid al-shariah emphasis on economic justice, social welfare, and inclusive empowerment. This study concludes that the effective integration between maqasid-based ta'lil al-ahkam is essential to ensure that the development of Islamic economics serves the genuine objective of maslahah (welfare) and promotes sustainable development that benefits all segments of society.
TRANSFORMASI DIGITAL PADA LEMBAGA KEUANGAN MIKRO SYARIAH: ANALISIS IMPLEMENTASI, TANTANGAN, DAN STRATEGI PENGEMBANGAN BMT DI INDONESIA Putra, Riyan Damara; Shalahudin Habibullah; Fatih Fuadi
NATUJA: Jurnal Ekonomi Syariah Vol. 5 No. 1 (2025): November (2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/4h9v5v23

Abstract

Digital transformation in Islamic microfinance institutions, particularly Baitul Maal wat Tamwil (BMT), has become a strategic approach to expanding digital financial inclusion while improving the operational efficiency of community-based financial institutions. This study aims to examine the implementation of digital transformation in Indonesian BMTs, identify key challenges, and formulate development strategies aligned with Islamic principles. A Systematic Literature Review (SLR) was employed by analyzing peer-reviewed journal articles, institutional reports, and policy publications issued between 2020 and 2025. The findings indicate that BMTs with adequate asset capacity and governance structures are more prepared to adopt digital technologies comprehensively, particularly in transaction services, financing processes, and financial reporting. Digitalization initiatives in selected BMTs have demonstrated measurable improvements in operational efficiency and service outreach. Nevertheless, most BMTs remain at basic to intermediate stages of digital adoption due to infrastructure constraints, limited digital literacy among human resources, and regulatory complexity. This study emphasizes that BMT digital transformation should be implemented gradually, contextually, and in accordance with Islamic values, supported by collaboration with the Islamic fintech ecosystem and regulatory policy frameworks.
ANALISIS PERAN KOMPENSASI DAN BUDAYA ORGANISASI DALAM UPAYA MENINGKATKAN KINERJA PEGAWAI Muchtar Habib
NATUJA: Jurnal Ekonomi Syariah Vol. 5 No. 1 (2025): November (2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/c3f8dr56

Abstract

This research was conducted with the aim of providing a comprehensive understanding of the influence of compensation and organizational culture on employee performance by using a literature review approach. This study collects and analyzes a variety of relevant scientific sources, including national and international journals, academic textbooks, and research results related to human resource management. Data analysis was carried out in a qualitative descriptive manner through a thematic synthesis process. The results of the analysis show that both compensation and organizational culture have a positive and significant influence on employee performance, both partially and simultaneously. Fair compensation, transparency, and contribution has been proven to create work motivation and loyalty, while a constructive organizational culture and harmonious social relationships play an important role in creating work effectiveness and employee satisfaction. Simultaneously, these two variables have a synergistic effect in encouraging the achievement of optimal performance and organizational goals.

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