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Zaenal Abidin
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zabagsqupublish@gmail.com
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zijis@zabagsqupublis.com
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Jl. Jendral soedirman, Gg. Pedjoeang, RT.005/ RW.002, Kelurahan Talang Babat, Kecamatan Muara Sabak Barat
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Zabags International Journal of Islamic Studies
Published by Zabags Qu Publish
ISSN : 30638933     EISSN : 30638933     DOI : https://doi.org/10.61233/zijis
Core Subject : Religion, Economy, Education, Social,
Religion Economics, Econometrics & Finance Education Social Sciences Other
ZIJIS: Zabags International Journal of Islamic Studies is dedicated to advancing scholarly research and dialogue within the field of Islamic studies.
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 53 Documents
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Analysis of Islamic Law on Cooperation Agreements in Micro, Small and Medium Enterprises Reliyanti Reliyanti; Kurniawan Kurniawan
Zabags International Journal of Islamic Studies Vol. 1 No. 2 (2024): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v1i2.11

Abstract

The cooperation contract (akad) in Micro, Small, and Medium Enterprises (MSMEs) plays an important role in boosting the community's economy. From the perspective of Islamic law, cooperation contracts must adhere to Sharia principles such as justice, honesty, and transparency. This study aims to analyze the compliance of cooperation contracts in MSMEs with Islamic law, focusing on contracts such as mudharabah, musyarakah, and wakalah. The research method used is a literature study and normative juridical analysis. The findings show that most cooperation contracts in MSMEs comply with Islamic law principles, although challenges remain in implementation, particularly regarding transparency and profit-sharing. This study provides recommendations to enhance MSME actors' understanding of Sharia contracts to increase business blessings. Additionally, the study highlights the importance of Sharia supervision in ensuring that contracts remain within the framework of Islamic law. It was found that continuous education on Sharia contracts can minimize the risk of non-compliance in business practices. The research also emphasizes the need for local regulatory adaptation to align with Sharia principles. The results are expected to serve as a reference for policymakers in strengthening the Sharia-based legal framework for MSMEs. Finally, this study asserts that the success of Sharia cooperation contracts is measured not only by economic gains but also by social blessings.
The Law of Guardianship in Marriage According to Madhhab Scholars Muhammad Tang; Nilfatri
Zabags International Journal of Islamic Studies Vol. 2 No. 1 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i1.12

Abstract

Guardianship in the marriage contract is one of the key elements in Islamic marriage law and serves as a main differentiator between the views of various scholarly schools of thought (madhhabs). The presence of a guardian (wali) is seen as a form of protection for women in a sacred contract that has significant implications for marital life. This article examines the views of the four major Islamic legal schools—Hanafi, Maliki, Shafi’i, and Hanbali—on the legal status of the wali in marriage, including the form and conditions of guardianship, as well as the legal consequences if a marriage contract is conducted without a wali. Using a literature review methodology on classical and contemporary texts, this study finds a significant difference between the Hanafi madhhab, which allows adult women to marry without a wali, and the other madhhabs, which require the presence of a wali for the validity of the marriage contract. These differences arise not only from divergent legal reasoning but also from differing views on women's autonomy and the concept of protection in Islamic law. This study highlights the importance of understanding madhhab differences as a rich source of Islamic legal heritage, as well as the urgency of ijtihad in responding to contemporary social and legal needs.
Accountability in Islamic Law for Damage or Loss of Goods in Service Transactions: A Systematic Literature Review Dimas Iin Ricky Prasetiyo; Wargo; Kurniawan; Iwan Aprianto
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.13

Abstract

This article examines the accountability of service providers in cases of loss or damage to goods from the perspective of Islamic law. The study aims to analyze the extent to which classical jurisprudence and contemporary scholarship offer a coherent foundation for resolving modern service-related issues. Employing a systematic literature review approach, data were gathered from open-access journal publications, focusing on works that specifically address the principles of amanah (trust) and daman (liability) within contractual frameworks. The review identifies several thematic categories, including the interpretation of accountability in classical texts, the application of liability in financial and logistics services, and the adaptation of shariah principles in contemporary service sectors. Findings reveal that accountability in Islamic law not only concerns contractual obligations but also embodies ethical and spiritual responsibilities, thereby reinforcing the protection of consumer rights in alignment with the objectives of maqasid al-shariah. The study contributes to the development of academic discourse on liability and accountability in Islamic jurisprudence while providing practical insights for policymakers and service providers in formulating fair and shariah-compliant service agreements.
The Phenomenon of Siri Marriage in Indonesia: A Review of Munakahat Fiqh Nurhayatul Hasanah; Niskaromah
Zabags International Journal of Islamic Studies Vol. 2 No. 1 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i1.14

Abstract

Unregistered (siri) marriage, which refers to a marriage that is religiously valid but not officially registered within the state administration, has become a significant phenomenon in Indonesia. This issue draws attention from both the perspective of Islamic law and the national legal system, due to the ambiguity surrounding the legal status of the wife and children born from a siri marriage, as well as the social impacts it generates. This study aims to analyze the phenomenon of siri marriage within the context of fiqh munakahat, utilizing an approach that integrates the study of Islamic law, positive law, and the social realities of Indonesian society. The research employs a qualitative method with an in-depth literature review of both classical and contemporary fiqh literature, as well as Indonesian legislation related to marriage. The findings indicate that, although siri marriage is religiously valid, it is inconsistent with national regulations that require marriage registration as a condition for legal validity
A Review of Fiqh Muamalah on the Practice of Unsecured Credit in Conventional Banking Taufik Hidaya; Siti Fatimah
Zabags International Journal of Islamic Studies Vol. 2 No. 1 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i1.15

Abstract

Unsecured Loans (KTA) are conventional banking products that offer loans without requiring collateral or guarantees. While providing easy access to financing, this practice raises several issues from the perspective of Fiqh Muamalah, particularly concerning contracts (akad), riba (usury), gharar (uncertainty), and fairness in transactions. This study aims to analyze the compliance of KTA practices in conventional banking with the principles of Fiqh Muamalah. Using a descriptive qualitative approach and literature review, the study found that KTA practices generally contain elements of riba through the application of interest on loans and gharar in additional fees that lack transparency. These findings indicate potential injustice and inconsistency with Shariah values, which emphasize fairness, transparency, and freedom from riba. The implication of this research is the need for more appropriate Shariah-compliant financial product innovations, such as using Murabahah, Ijarah, or Qardhul Hasan contracts as alternatives to conventional KTA. The novelty of this study lies in its critical analytical approach to KTA practices by integrating Fiqh Muamalah principles and providing concrete solutions to enhance Shariah compliance in banking products.
Fiqh of Worship in the Context of Modern Life: Adaptation in the Implementation of Prayer in Public Places Aprita Pujiani; Ita Tryas Nur Rochbani
Zabags International Journal of Islamic Studies Vol. 2 No. 1 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i1.16

Abstract

The implementation of prayer, as one of the pillars of Islam, has specific rules in Islamic jurisprudence (fiqh). However, the development of modern life has posed new challenges in practicing worship, particularly in performing prayers in public spaces. This study aims to analyze the adaptation of fiqh in the context of modernity, with a focus on the performance of prayer in public places. The research method used is literature study with a qualitative-descriptive approach. The results show that fiqh provides flexibility in performing prayer in public spaces, as long as the conditions and pillars of prayer are met. The discussion covers aspects of cleanliness, the direction of the Qibla, and the focus during prayer in public places. The conclusion of this study emphasizes the importance of a dynamic understanding of fiqh to maintain the continuity of worship amidst the demands of modern life. The implications of this study indicate that: (1) Fiqh education should emphasize the flexibility of worship in public spaces; (2) Public facility managers can provide suitable prayer spaces; and (3) Technological innovations, such as Qibla direction apps, can further facilitate the performance of prayer in public spaces.
Fiqh of Worship in the Life of Millennial Muslims: Overcoming Challenges in Carrying Out Worship in the Midst of Busyness Marlina; Alisya Pitri
Zabags International Journal of Islamic Studies Vol. 2 No. 1 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i1.17

Abstract

This study aims to explore the challenges faced by millennial Muslims in performing acts of worship, particularly fiqh ibadah, amidst the busyness of modern life. The research problem in this study is how millennial Muslims overcome challenges in performing worship, such as prayer, fasting, and zakat, given the demands of work and social life. This study employs a qualitative approach using in-depth interviews and participatory observation with several millennial Muslims in urban areas. The findings indicate that, although work commitments and a fast-paced lifestyle pose obstacles, many of them adapt their worship times with flexibility, such as using technology to remind them of prayer times and learning fiqh ibadah online. Additionally, most respondents highlighted the importance of community in supporting consistent worship practices. The implications of this study are the need for the development of a more relevant da’wah approach that meets the needs of the times, as well as support from educational and religious institutions to provide understanding that is easier for the millennial generation to apply in their worship.
Application of the Mudhorobah Agreement in Sharia Farming Business Financing Syadia Mutiara; Zaenal Abidin
Zabags International Journal of Islamic Studies Vol. 2 No. 1 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i1.18

Abstract

Sharia financing, particularly through the mudharabah contract, offers a profit-sharing, interest-free capital alternative aligned with Islamic economic principles and is increasingly favored in the agricultural sector. This article aims to examine the effectiveness of mudharabah implementation in Islamic agricultural financing by employing a literature review method that incorporates scholarly sources and real-world practices. The findings indicate that mudharabah can serve as a fair and productive financing instrument when supported by transparency, accountability, and strong oversight systems. However, its implementation still faces challenges such as agricultural risks—like crop failure—and limited sharia financial literacy among farmers. The implications highlight the importance of enhancing education, fostering active involvement of Islamic financial institutions, and strengthening monitoring mechanisms to establish a sustainable Islamic agricultural financing ecosystem.
Digital Islamic Banking and Millennial Preferences: A Systematic Literature Review Mardiantoro; Wargo; Kurniawan; Anshori
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.19

Abstract

This article examines millennial behavioral patterns in adopting Islamic digital banking services using the Theory of Planned Behavior (TPB) as the primary analytical framework. The study was conducted through a systematic literature review of empirical works published in reputable journals over the last five years, focusing on key factors influencing behavioral intention and actual usage. Data sources were drawn from international open-access databases, applying rigorous inclusion and exclusion criteria to ensure relevance and quality. The review findings highlight that perceived usefulness, perceived ease of use, religiosity, and trust in Shariah compliance consistently emerge as dominant determinants. Moreover, social influences formed through peer groups and digital communities were found to strengthen the adoption process, especially in the millennial segment that is highly exposed to technology. These results underline the significance of integrating technological innovation with religious values to enhance user acceptance. The article contributes to the theoretical enrichment of TPB in the Islamic financial context while offering practical insights for financial institutions and policymakers to design digital banking strategies that are user-oriented, ethically grounded, and responsive to millennial digital behavior.
An Islamic Legal Review of the Joint Liability System Practice in PNM Mekar Financing Putri ayu Srikandi; Nilfatri; Sri Kadarsih; Reza Okva Marwendi; Alisyah Pitri
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.20

Abstract

This study examines the implementation of the tanggung renteng (joint liability) system in microfinance practices at PNM Mekaar in Kelurahan Parit Culum 1, from the perspective of Islamic law, particularly the concept of kafalah (guarantee). The research is motivated by the discrepancy between the formal agreement of shared responsibility and the actual practice, where group leaders often bear the burden alone due to other members’ unwillingness to contribute. Using a qualitative case study approach, data were collected through interviews, observation, and documentation involving group members, the group leader, and the PNM branch head. The results show that although the joint liability system aims to promote collective responsibility, it is not fully understood or fairly implemented among members. In several cases, the system shifts the responsibility unfairly onto group leaders, creating moral and financial injustice. From the Islamic legal perspective, while the concept of kafalah allows for such a guarantee mechanism, it must be based on fairness, willingness, and mutual consent. This study contributes to the discourse on aligning microfinance practices with Sharia principles and recommends better socialization, transparency, and regulatory safeguards to uphold justice in group lending schemes.

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