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Zaenal Abidin
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zabagsqupublish@gmail.com
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+6282183513907
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zijis@zabagsqupublis.com
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Jl. Jendral soedirman, Gg. Pedjoeang, RT.005/ RW.002, Kelurahan Talang Babat, Kecamatan Muara Sabak Barat
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Kab. tanjung jabung timur,
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INDONESIA
Zabags International Journal of Islamic Studies
Published by Zabags Qu Publish
ISSN : 30638933     EISSN : 30638933     DOI : https://doi.org/10.61233/zijis
Core Subject : Religion, Economy, Education, Social,
Religion Economics, Econometrics & Finance Education Social Sciences Other
ZIJIS: Zabags International Journal of Islamic Studies is dedicated to advancing scholarly research and dialogue within the field of Islamic studies.
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 53 Documents
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Implementation of QRIS as a Digital Payment System Based on Sharia Principles Rukiyah
Zabags International Journal of Islamic Studies Vol. 2 No. 1 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i1.37

Abstract

The rapid digital transformation of payment systems has accelerated the shift from cash to more efficient non-cash instruments, notably through the Quick Response Code Indonesian Standard (QRIS) initiated by Bank Indonesia. This study examines the implementation of QRIS as a digital payment system in Tanjung Jabung Timur and evaluates its alignment with Sharia principles. Employing a qualitative phenomenological approach, the research draws on in-depth interviews, direct observations, and documentation involving QRIS users, both merchants and consumers, selected via purposive sampling. Findings indicate that Muslim communities in the region perceive QRIS positively due to its convenience, transactional efficiency, and the transparency and security it provides in financial recordkeeping. Identified constraints include uneven internet infrastructure and limited digital literacy. From an Islamic jurisprudence perspective, QRIS is viewed as consistent with muamalah principles, avoiding riba, gharar, and maisir, and fitting within valid contractual frameworks of sale (bay‘) and leasing of services (ijarah). The study contributes to the literature on integrating financial technology with Sharia compliance and offers practical implications for regulators, payment service providers, and businesses to strengthen Sharia-compliant financial inclusion in Indonesia.
Islamic legal analysis of pay-later usage as an electronic transaction Sri Maskanah
Zabags International Journal of Islamic Studies Vol. 2 No. 1 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i1.38

Abstract

The rapid expansion of financial technology in Indonesia has propelled the popularity of buy now pay later (BNPL) services, notably Shopee PayLater, which enable deferred payments for electronic transactions while raising legal and ethical concerns from an Islamic law perspective due to interest charges and late-payment penalties. This study examines how PayLater operates as an instrument for electronic transactions and evaluates its compliance with Islamic legal principles. Adopting a Systematic Literature Review (SLR) approach, the analysis synthesizes academic literature, national regulations, and relevant Sharia fatwas. Findings indicate that, although PayLater fosters digital financial inclusion, monthly interest and late-payment penalties are inconsistent with the core structures of qardh (interest-free loans) and bai’ al-taqsith (credit sales with predetermined prices), and potentially contravene maqasid al-sharia, particularly the protection of wealth (hifz al-mal). The article advances theory by reinforcing Islamic law as a robust framework for assessing contemporary fintech, and offers practical guidance for regulators and providers to develop Sharia-compliant PayLater models grounded in fairness, transparency, and sustainability. These results also underscore the need for future empirical and cross-jurisdictional research on Islamic fintech regulation.
Islamic Economic Principles Review of Cooperative Practices in Broiler Chicken Farming in Geragai District Suparno
Zabags International Journal of Islamic Studies Vol. 2 No. 1 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i1.39

Abstract

This study examines cooperative practices in broiler chicken farming in Geragai District, where the prevalent core–plasma partnership model raises persistent issues of equity, transparency, and risk distribution. The primary objective is to describe the cooperation between plasma farmers and core companies and assess its alignment with Islamic economic principles. Employing a qualitative case study approach, data were collected through in-depth interviews, field observations, and document analysis, and were subjected to thematic analysis with triangulation to ensure validity. Findings indicate that core companies dominate price setting, chick quality, and harvest timing, while plasma farmers bear mortality risk and additional costs, producing an uneven allocation of profits and risks. Contracts are frequently insufficiently detailed or not fully documented in writing, resulting in ambiguous agreements that contravene Islamic commercial ethics. The study contributes theoretically by reaffirming the relevance of the concepts of syirkah and mudharabah in evaluating partnership models, and practically by recommending more equitable, transparent, and Sharia-compliant contracts. It also highlights implications for future research and the need to strengthen Sharia legal literacy among plasma farmers.
Early Marriage and Divorce in Indonesia: A Systematic Literature Review of Socioeconomic, Educational, and Health Dimensions Riska; M.Arif Mustofa; Zeni Sunarti
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.40

Abstract

This article examines the complex relationship between early marriage and divorce in Indonesia, a phenomenon that continues to generate significant social, cultural, and economic implications. The study aims to identify the structural and individual factors driving early marriage and its role in increasing vulnerability to divorce, as well as to highlight the broader impacts on education, reproductive health, and social welfare. Employing a systematic literature review approach, the analysis was conducted through a comprehensive search of open-access academic journals, using inclusion and exclusion criteria to ensure the credibility and relevance of selected studies. The findings reveal that early marriage often correlates with limited educational attainment, gender inequality, financial instability, and insufficient reproductive health knowledge, all of which contribute to higher divorce rates. Furthermore, the review shows that cultural norms, legal inconsistencies, and the lack of effective policy implementation exacerbate the sustainability challenges of early-age marriages. This study contributes theoretically by deepening the discourse on early marriage and divorce as interconnected issues within family sociology and public health, while practically providing insights for policymakers to design preventive and empowerment-based interventions.
The Practice of Buying and Selling Used Clothes According to the Perspective of Islamic Law Suryo Noto Pratama; Haeran; Reza Okva Marwendi; Daud; Siti Fatimah
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.41

Abstract

This article examines the dynamics of the second-hand clothing trade in Indonesia, which has grown significantly in response to rising demand for affordable apparel while simultaneously raising concerns related to hygiene, consumer protection, and compliance with Islamic principles. The main objective of this study is to analyze the legal, economic, and religious dimensions of this practice, particularly its implications for consumer rights and alignment with maqasid shariah. Employing a systematic literature review, the research systematically maps recent studies from reputable journals over the past five years, classifies their findings into key themes, and synthesizes insights to highlight research gaps. The results reveal that while the trade in second-hand clothing provides economic opportunities and fulfills social needs, it also carries substantial risks in terms of health, safety, and halal assurance. These findings underscore the need for more comprehensive regulation and awareness to ensure that this practice remains both safe and compliant with Islamic values. The study’s contribution lies in its integrative approach, which connects economic accessibility with ethical and legal accountability, offering a valuable reference for policymakers, academics, and practitioners concerned with sustainable consumption and Islamic economic law.
A Review of Islamic Law on the Target of Grocery Stores Tassya Ramadhaningsih; Daud; Alisyah Pitri
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.42

Abstract

This study explores the integration of Islamic business ethics into marketing practices as a foundation for promoting fairness, transparency, and sustainability in contemporary business activities. The main objective is to examine how ethical principles derived from Islamic teachings influence marketing strategies and consumer trust. Using a qualitative approach, this research synthesizes findings from academic literature to identify thematic patterns and conceptual relationships relevant to the application of Shariah-compliant values in marketing. The results indicate that ethical values such as honesty, fairness, and trustworthiness are consistently emphasized in Islamic business practices and are significantly associated with building strong customer relationships and long-term business credibility. Furthermore, the review highlights trends in recent scholarly works that demonstrate the increasing relevance of ethics in digital marketing contexts, where the challenges of misinformation and consumer manipulation are more prevalent. The contribution of this study lies in providing a theoretical and practical framework that can guide businesses, policymakers, and scholars in strengthening ethical marketing practices grounded in Islamic values.
A Review of Sharia Economic Law on Excavator Leasing in Oil Palm Plantations Elian Nur Syafaat; Zaenal Abidin; Triyana Wulandari; Hairul Hapzi
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.43

Abstract

This study examines the practice of excavator leasing within oil palm plantation operations at Pondok Modern Darussalam Gontor Campus 10 Jambi from the perspective of Sharia economic law. The study is motivated by the growing demand for heavy equipment in agrarian sectors, which necessitates leasing arrangements that align with the Islamic ijarah contract. The primary objectives are to describe on-site excavator leasing practices and to evaluate their conformity with Islamic legal principles particularly regarding usufruct (benefit), clarity of compensation, rental duration, and maintenance responsibility. A qualitative field research design was employed, using in-depth interviews, participant observation, and document review involving operators, lessees, and equipment managers. Findings indicate that current practices generally adhere to core ijarah principles: agreements are entered into voluntarily, payments commonly include a fair down payment, and active on-site supervision supports contractual transparency. No explicit indications of riba, severe gharar, or systematic injustice were observed. The study contributes theoretically by extending contemporary ijarah applications to heavy-equipment leasing in agrarian contexts and offers practical guidance for drafting Sharia-compliant leasing contracts to enhance operational efficiency and legal conformity in plantation management.
An Islamic Legal Review of Fixed-Tariff Fishing at Kasdi Fishing in Rano Village Rini Indriyani; Nilfatri; Siti Fatimah; Kurniawan; Triyana Wulandari; Hasna Dewi
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.44

Abstract

This study examines the practice of fixed-tariff recreational fishing at Kasdi Fishing in Rano Village from the perspective of Islamic law, focusing on the applicability of the ijarah contract and the prohibitions against gharar and maisir. The phenomenon where anglers pay an upfront fee without prior knowledge of catch outcomes raises questions about fairness and contractual certainty. The primary aims are to describe the tariff system in place and to assess its conformity with muamalah principles. A qualitative field approach was employed, using semi-structured interviews, direct observation, and documentation involving the owner, visitors, community leaders, and religious authorities. Findings indicate that the upfront fee functions as a payment for the right to use facilities and time (a service-oriented ujrah), rather than as a wager on catch results; the uncertainty inherent in possible zero catch is considered a normal, light degree of risk and does not amount to major gharar or to maisir when transactions are transparent and consented. The study contributes to contemporary fiqh muamalah by extending the practical application of ijarah to recreational fisheries and by offering a service-contract model that aligns commercial practice with Islamic contractual ethics.
An Islamic Law Review of the Practice of Selling Confiscated Items at Pondok Pesantren Riyadhul Amien Danau Lamo Silvina Dwi Ruswadi; Nilfatri; Reza Okva Marwendi; Alisyah Pitri
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.45

Abstract

This study examines the practice of confiscating and subsequently selling abandoned personal items at Pondok Pesantren Riyadhul Amien Danau Lamo from the perspective of Islamic law, focusing on the legitimacy of ownership transfer and conformity with muamalah principles. The research responds to an institutional practice in which items left unattended by santri are collected by cleanliness officers, announced, cleaned, and later sold to support the pesantren’s cleaning needs. Employing a qualitative case study approach, data were gathered through direct observation, in-depth interviews with administrators and students, and review of internal documentation, then analyzed via data reduction, thematic presentation, and verification. Findings indicate that confiscation and resale are conducted openly, including prior announcement, and that proceeds are allocated to communal cleaning supplies rather than private gain. From an Islamic legal standpoint, the practice may be considered permissible provided it meets the criteria of transparency, adequate announcement, and utilization for the common good (maslahah). The study contributes to extending the application of the concept of al-milkiyyah (ownership) beyond state and financial contexts into Islamic educational institutions, and offers a basis for pesantren to develop written, accountable, and sharia-compliant regulations regarding confiscated property
An Islamic Law Review of Conditional Debt Practices Between Collectors and Fishermen Kamisatun; Nilfatri; Hasna Dewi; Kurniawan; Zeni Sunarti; Reza Okva Marwendi
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.46

Abstract

This study examines conditional debt practices between collectors (fish buyers) and fishermen in Tanjung Solok Village, Kuala Jambi Subdistrict, a traditional economic relationship rooted in urgent livelihood needs yet prone to contractual inequities from an Islamic law perspective. The primary objective is to analyze how these conditional lending arrangements are executed and to assess their validity under Islamic legal principles. Employing a qualitative socio-legal (legal empiricism) approach, the research integrates field data collected through interviews, direct observation, and documentary review with normative analysis grounded in muamalah theory and contemporary contract principles in Islamic finance. Findings reveal that transactions are predominantly oral, lack written agreements or formal witnesses, and commonly impose a requirement to resell catches to the collectors at prices below prevailing market rates, producing a structural imbalance in bargaining power. Normative analysis indicates that such practices conflict with the Islamic tenets of contractual clarity, distributive justice, and the prohibition of exploitative gains. The study contributes empirically and conceptually to Islamic legal scholarship by bridging muamalah theory and ground-level practice, and it offers a foundation for community-level syariah-compliant interventions and policy measures to protect economically vulnerable fisher cohorts.

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