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Nomico
Published by PT Anagata Sembagi Education
ISSN : -     EISSN : 30466318     DOI : https://doi.org/10.62872/apwm7d39
Core Subject : Economy,
Economics, Econometrics & Finance
The journal publishes original articles on current issues and trends occurring internationally in accounting, financial accounting, public sector accounting, auditing, economics, economics education, development economics, economic statistics, monetary economics, international economics, microeconomics, macroeconomics, econometrics, public economics, economic sociology.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekomomi dan Ekonometrika
Articles 267 Documents
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From Staple Crop to Strategic Bioeconomy: Policy Pathways for Unlocking Indonesia's Cassava Value Chain and Rural Welfare through Lessons from Thailand Loso Judijanto
Nomico Vol. 3 No. 7 (2026): Nomico - August
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/rhd6pk19

Abstract

Cassava is simultaneously a food crop, industrial starch feedstock, source of animal feed, renewable-energy feedstock, and a biomass platform for a circular bioeconomy. Yet Indonesia captures only a fraction of this multifunctional value. This article develops a qualitative literature review of recent peer-reviewed research, complemented by official statistics, to examine why Indonesia's cassava economy remains below its potential and what policy architecture could raise farmer welfare and national value added. The review is narrative and interpretive rather than systematic: literature published mainly since 2020 was purposively and iteratively assembled across agronomy, plant health, food science, value-chain governance, industrial processing, bioenergy, biomaterials, and rural development. The synthesis finds that Indonesia's central constraint is not simply insufficient production. It is a coordination problem linking planting-material quality, farm productivity, postharvest logistics, starch-based price formation, farmer bargaining power, factory utilisation, technological upgrading, market development, and environmental management. Thailand demonstrates the benefits of long-run breeding investment, starch-oriented production, dense processing networks, diversified product markets, and stronger industry coordination, but its experience also shows that contract farming and industrial concentration do not automatically guarantee equitable outcomes. The article proposes seven mutually reinforcing policy pillars: clean seed systems; productivity and finance; transparent market governance; territorial industrial clusters; downstream upgrading; resilient supply coordination; and circular biorefinery development. The policy objective should be to increase total value created per hectare and ensure that smallholders capture a larger, more stable share of that value
Cooperatives as Sustainability Intermediaries: Rebuilding Smallholder Palm Oil Governance, Welfare, and Inclusive Certification in Indonesia Loso Judijanto
Nomico Vol. 3 No. 7 (2026): Nomico - August
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/57v98c71

Abstract

  Indonesia’s palm oil sector is central to rural livelihoods, export earnings, and agrarian transformation, yet it remains deeply contested because of concerns over deforestation, land conflict, social inequality, certification gaps, and smallholder exclusion from sustainable value chains. Smallholders are indispensable to any credible palm oil sustainability agenda because they manage a substantial share of oil palm landscapes and supply a significant proportion of fresh fruit bunches, but many remain constrained by insecure land legality, low productivity, aging palms, weak access to finance, fragmented marketing, limited technical assistance, and costly certification requirements. This article uses a qualitative literature review, rather than a systematic literature review, to synthesize recent scholarship on the role that cooperatives should play in supporting sustainable smallholder palm oil in Indonesia. The article argues that cooperatives should be repositioned from conventional marketing or administrative bodies into “sustainability intermediaries” capable of linking farmer welfare, legality, certification, traceability, agronomic upgrading, environmental stewardship, and democratic village-level governance. The review identifies six expected roles of cooperatives: democratic and professional farmer-owned institutions; legality and certification hubs; productivity and replanting platforms; fair and traceable market intermediaries; village-level sustainability platforms; and welfare-oriented rural enterprises. The article concludes that sustainable smallholder palm oil cannot be achieved through certification pressure alone; it requires cooperative-centered institutional reform that makes sustainability materially beneficial for smallholders and socially embedded in palm oil-producing villages
Beyond Fresh Fruit Bunch Aggregation: A Framework for Koperasi Desa/Kelurahan Merah Putih (Indonesia’s Village Cooperatives) in Advancing Oil Palm Smallholder Welfare in Indonesia Loso Judijanto
Nomico Vol. 3 No. 7 (2026): Nomico - August
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/951zyf26

Abstract

Indonesia's Koperasi Desa/Kelurahan Merah Putih (KDKMP) initiative creates a new institutional opportunity to strengthen village economies, including in regions dominated by independent and scheme oil palm smallholders. Yet cooperative formation, physical infrastructure, and subsidised financing do not automatically improve member welfare. This qualitative literature review synthesises recent evidence on agricultural cooperatives, oil palm smallholders, collective action, rural finance, replanting, certification, digitalisation, and cooperative governance to identify the roles KDKMP should perform and the conditions required for those roles to generate durable welfare gains. The review finds that KDKMP should move beyond a narrow fresh fruit bunch aggregation model. Its welfare-enhancing functions should integrate transparent collective marketing, shared logistics, affordable and verified inputs, extension and farm records, savings and credit, replanting facilitation, land and business legality, group certification, traceability, livelihood diversification, and carefully staged local value addition. These functions can raise net income, stabilise cash flow, reduce transaction costs, improve productivity, and strengthen bargaining power only when supported by genuine member ownership, professional management, adequate working capital, auditable digital records, inclusive decision-making, viable partnerships, and safeguards against elite capture and excessive debt. The article proposes a four-stage maturity model and a balanced performance dashboard that prioritise member-level outcomes over the number of cooperative entities, buildings, assets, or business units. The central policy implication is that KDKMP should be governed as a member-owned rural economic platform whose expansion is conditional on demonstrated benefits, financial health, and institutional accountability.
Artificial Intelligence Adoption and Consumer Purchase Decision in the Digital EconomyArtificial Intelligence Adoption and Consumer Purchase Decision in the Digital Economy Gusti Marliani
Nomico Vol. 3 No. 7 (2026): Nomico - August
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/b3nhay59

Abstract

The rapid diffusion of artificial intelligence (AI) across e-commerce, social commerce, and digital marketing platforms has fundamentally reshaped how consumers search, evaluate, and decide to purchase products and services online. This study examines the relationship between AI adoption and consumer purchase decisions within the digital economy by synthesizing findings from twenty-five recent scholarly works published between 2023 and 2026. Using a systematic literature review and conceptual-analytical approach, the study integrates the Technology Acceptance Model (TAM) and the Unified Theory of Acceptance and Use of Technology (UTAUT2) with the Stimulus-Organism-Response (S-O-R) framework to propose an integrative conceptual model in which consumer trust and customer experience mediate the relationship between AI adoption antecedents (personalization, perceived usefulness, credibility, and conversational-agent interaction) and purchase decisions, moderated by the broader digital economy context. The review finds converging evidence that AI-enabled personalization, recommendation systems, and chatbots significantly and positively influence purchase intention and decision, primarily through enhanced trust, convenience, and customer experience, although effects vary by generational cohort, sector, and cultural context, and are constrained by privacy and ethical concerns. The study contributes a synthesized, up-to-date conceptual model and identifies avenues for future empirical validation, particularly in emerging digital economies such as Indonesia.
Food Security as a Multidimensional Construct: From a Six-Dimensional Framework to an Integrated Measurement Architecture Loso Judijanto
Nomico Vol. 3 No. 7 (2026): Nomico - August
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/403c5n28

Abstract

Food security can no longer be adequately understood or measured through food availability alone because climate shocks, price volatility, conflict, unequal access, dietary change, and ecological pressures operate simultaneously across food-system scales. This article synthesizes the recent evolution of food-security theory, explains the extension of the four classical dimensions to a six-dimensional framework comprising availability, access, utilization, stability, agency, and sustainability, and examines the resulting implications for measurement. An interpretive and thematic qualitative literature review was conducted using peer-reviewed journal articles published from 2020 to 2026.  The synthesis shows that food security is a multidimensional, multiscalar, and dynamic construct for which no single indicator can provide a valid representation. A stronger measurement strategy combines household experience measures, healthy-diet affordability, production and price indicators, diet and nutrition outcomes, shock exposure and recovery, agency, and socio-ecological sustainability. The article therefore proposes a layered measurement architecture in which a multidimensional dashboard is the primary diagnostic instrument and composite indices are used only for clearly defined policy purposes with transparent weights and assumptions. For Indonesia, spatial, social, livelihood, and temporal disaggregation is essential because vulnerability varies markedly across an archipelagic and highly diverse food system. Future research should validate agency and sustainability measures, expand longitudinal and spatial integration, and test policy trade-offs across dimensions.
Analysis of the Effectiveness of National Clearing System Procedures in Improving the Efficiency of Interbank Transactions at Pt Bank Sumut Sharia Branch Office Medan Novien Rialdy
Nomico Vol. 3 No. 7 (2026): Nomico - August
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/q3pmy197

Abstract

The development of the national payment system requires banking institutions to improve efficiency, speed, and security in interbank transactions through the implementation of the National Clearing System of Bank Indonesia (SKNBI). This study aims to analyze the effectiveness of SKNBI procedures in improving interbank transaction efficiency at PT Bank Sumut Sharia Branch Medan, identify operational obstacles, and evaluate digital transformation readiness in supporting modern payment systems. This study employed a descriptive qualitative approach with a case study method through interviews, observations, and documentation. The findings indicate that SKNBI implementation at PT Bank Sumut Sharia Branch Medan has been conducted in accordance with operational standards and regulations, while significantly improving transaction efficiency through faster processing, reduced physical document dependency, and improved service accuracy. However, several challenges remain, including encoding errors, technological system disruptions, and human error factors that potentially affect operational effectiveness. This study confirms that clearing system effectiveness is determined not only by procedural compliance but also by digital infrastructure quality, human resource competence, and readiness for digital transformation. The implication is the need for operational modernization, stronger risk mitigation, and human resource capacity enhancement to strengthen Islamic banking competitiveness in the national payment system.
Green Consumer Behavior and Sustainable Purchasing Decisions in Emerging Markets Juliani Pudjowati
Nomico Vol. 3 No. 8 (2026): Nomico - September
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/7bzkns36

Abstract

This paper presents a conceptual, narrative review of green consumer behavior and sustainable purchasing decisions across emerging market economies. Drawing on recent empirical studies conducted in India, Indonesia, Turkey, Bangladesh, Egypt, and other developing countries, the review synthesizes the psychological, social, and situational determinants that shape whether pro-environmental attitudes translate into actual green purchases. The analysis shows that environmental knowledge and environmental concern function as foundational antecedents that build green attitudes and green trust, while personal norms, green self-identity, and perceived consumer effectiveness convert these attitudes into purchase intention. However, a persistent attitude–behavior gap remains the central challenge in emerging markets, driven by price sensitivity, limited affordability, habitual purchasing patterns, and inconsistent institutional support. Using a free, integrative literature-review method rather than a single fixed methodology, this study synthesizes findings from theories including the Theory of Planned Behavior, the Norm Activation Model, and the Stimulus-Organism-Response framework to propose a multi-layered conceptual model of green purchasing behavior. The paper concludes with theoretical and managerial implications for marketers, policymakers, and future researchers seeking to close the gap between environmental awareness and sustainable consumption in developing economies.

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