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Maulana Majied Sumatrani Saragih
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INDONESIA
Journal of Economics, Management, Development, and Education
Published by PT. Sumatrani Research Indonesia
ISSN : -     EISSN : 31248276     DOI : https://doi.org/10.5281/zenodo
Core Subject : Economy, Education,
Economics, Econometrics & Finance Education
Journal of Economics, Management, Development, and Education (JEMDE) is a peer-reviewed scientific journal that publishes research articles, theoretical studies, and conceptual analyses in the fields of economics, management, development, and education. The journal serves as a platform for academics, researchers, practitioners, and students to share innovative findings and insights that contribute to the advancement of knowledge and professional practice in these interdisciplinary areas.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 19 Documents
 1   2 
Implementation of ESG in the Agricultural Sector to Support Sustainable Agriculture in Indonesia Ummul Hikmah Saragih
Journal of Economics, Management, Development, and Education Vol. 1 No. 2 (2026): Journal of Economics, Management, Development, and Education (JEMDE) edisi Apri
Publisher : Journal of Economics, Management, Development, and Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.20257785

Abstract

This study aims to analyze the application of the Environmental, Social, and Governance (ESG) concept in the agricultural sector to support sustainable agriculture in Indonesia. The research is motivated by the increasing challenges in the agricultural sector such as climate change, environmental degradation, low farmer welfare, and weak agricultural governance that impact the sustainability of the national agricultural sector. The ESG concept is presented as a sustainable development approach that emphasizes the balance between environmental, social, and governance aspects in agricultural activities. The research method used is qualitative research with a descriptive approach. Data analysis techniques use the interactive model of Miles, Huberman, and Saldaña which includes data reduction, data presentation, and extraction. The results of the study indicate that the application of ESG in the agricultural sector in Indonesia has a significant influence in supporting sustainable agriculture. The environmental aspect influences natural resource management, environmental conservation, and reducing the negative impacts of agricultural activities on the ecosystem. The social aspect influences the improvement of farmer welfare and empowerment through training, institutional strengthening, and social protection. Meanwhile, the governance aspect influences transparency, accountability, and the effectiveness of agricultural sector governance. However, ESG implementation still faces various obstacles such as low farmer literacy, limited access to technology and financing, and suboptimal government policy support.
The Effect of Digital Financial Literacy, Fintech Use, and Financial Self- Efficacy on Generation Z Financial Management Behavior in Lhokseumawe Muhammad Multazam; Sutan Febriasyah; Ismuhadi; Yusnidar; Maulana Majied Sumatrani Saragih
Journal of Economics, Management, Development, and Education Vol. 1 No. 2 (2026): Journal of Economics, Management, Development, and Education (JEMDE) edisi Apri
Publisher : Journal of Economics, Management, Development, and Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.20273804

Abstract

This study examines the influence of digital financial literacy, fintech use, and financial self-efficacy on the financial management behavior of Generation Z in Lhokseumawe City. The issue is relevant because young consumers are intensive users of mobile banking, e-wallets, QRIS, paylater, and investment applications, while digital access does not always produce disciplined financial decisions. This research applies a quantitative explanatory design with a survey of Generation Z respondents who live in Lhokseumawe and use at least one fintech service. Data will be collected using a Likert-scale questionnaire and analyzed through validity testing, reliability testing, descriptive statistics, and SEM-PLS. Digital financial literacy is measured through knowledge, security awareness, risk evaluation, and the ability to compare digital financial products. Fintech use is measured through frequency, diversity, perceived usefulness, and transaction habits. Financial self-efficacy is measured through confidence in budgeting, saving, debt control, and resisting impulsive spending. The proposed model expects all independent variables to positively affect financial management behavior. This study contributes to digital financial education and youth financial policy in local urban contexts.
Adaptive School Management in Facing Technological Disruption in Elementary Schools in Mataram Usman Jayadi
Journal of Economics, Management, Development, and Education Vol. 1 No. 3 (2026): Journal of Economics, Management, Development, and Education (JEMDE) edisi June
Publisher : Journal of Economics, Management, Development, and Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.20357787

Abstract

This study aims to analyze Adaptive School Management in Facing Technological Disruption in Elementary Schools in Mataram. The focus of this study is to examine the implementation of adaptive school management, the principal's strategy in managing digital transformation, supporting and inhibiting factors, and their implications for improving the quality of education. This study uses a qualitative approach with a case study method. Data were collected through in-depth interviews, observation, and documentation, then analyzed using an interactive model that includes data reduction, data presentation, and drawing conclusions. The results show that the implementation of adaptive school management in elementary schools in Mataram City is carried out through the transformation of the principal's adaptive leadership, digitalization of school administration, strengthening an innovative organizational culture, improving teachers' digital competence, and collaboration with educational stakeholders. The principal's strategy in managing change is carried out through digital vision-based leadership, data-driven decision-making, and strengthening human resource capacity. The main supporting factors include education policy, infrastructure support, and teacher competence, while inhibiting factors include the digital literacy gap and resistance to change. The implications of this study indicate that adaptive school management can improve the effectiveness of governance, the quality of learning, and the quality of education sustainably in the era of technological disruption. This study concludes that adaptive school management is an important strategic approach in increasing the adaptability of elementary schools to technological change.
The Role of Digital Psychological Factors in Shaping Public Acceptance of Renewable Energy Technologies: A Behavioral and Socio-Technical Perspective Frederick Rudy Sentosa Rajagukguk
Journal of Economics, Management, Development, and Education Vol. 1 No. 3 (2026): Journal of Economics, Management, Development, and Education (JEMDE) edisi June
Publisher : Journal of Economics, Management, Development, and Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.20447044

Abstract

This study aims to analyze the role of digital psychology factors in shaping public acceptance of renewable energy technology from a behavioral and socio-technical system perspective. In the digital era, the technology adoption process is not only determined by technical and economic aspects, but also influenced by exposure to digital information, social media, and online interactions that shape people's perceptions, attitudes, and behavioral intentions. This study uses a qualitative approach with a case study method to explore in depth how factors such as perceived usefulness, perceived ease of use, digital trust, perceived risk, and digital literacy influence public acceptance of renewable energy. Data were collected through in-depth interviews, digital observation, and documentation, then analyzed using an interactive analysis model through the processes of data reduction, data presentation, and drawing conclusions. The results show that digital psychology factors play a significant role in shaping public attitudes and decisions towards renewable energy. Trust in digital information and low risk perceptions increase adoption intentions, while exposure to unreliable information can hinder acceptance. In addition, social interactions in digital media strengthen social influence in the attitude formation process. These findings confirm that the transition to renewable energy is not only a technological process, but also a socio-psychological process that is heavily influenced by the digital ecosystem
Halal Business Model Innovation in Supporting the National Sharia Economy Suherman Saragih
Journal of Economics, Management, Development, and Education Vol. 1 No. 3 (2026): Journal of Economics, Management, Development, and Education (JEMDE) edisi June
Publisher : Journal of Economics, Management, Development, and Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.20453627

Abstract

This study aims to analyze the development of halal business model innovations in supporting the growth of the national sharia economy, the factors influencing their implementation, the role of digitalization and technology, implementation constraints, and strategies for developing halal business models in Indonesia. The study used a qualitative approach with descriptive methods through literature studies and analysis of various phenomena related to halal business and the sharia economy. The results show that halal business model innovations have experienced significant development along with increasing public awareness of sharia-based products and services. Digitalization and technology play a crucial role in expanding markets, increasing business efficiency, strengthening business transparency, and enhancing the competitiveness of halal products. However, the implementation of halal business model innovations still faces various obstacles such as low sharia economic literacy, limited business capital, low digital skills of business actors, and increasingly fierce global business competition. Therefore, a development strategy is needed that includes strengthening business digitalization, improving the quality of human resources, strengthening halal certification, access to sharia financing, and collaboration between the government, business actors, and the community. Halal business model innovations are expected to strengthen the national sharia economy and increase the competitiveness of the Indonesian halal industry at the global level.
The Influence of Work Motivation, Work Discipline and Work Environment on Teacher Performance at SMA Negeri 2 Tebing Tinggi Suwadi
Journal of Economics, Management, Development, and Education Vol. 1 No. 3 (2026): Journal of Economics, Management, Development, and Education (JEMDE) edisi June
Publisher : Journal of Economics, Management, Development, and Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.20512888

Abstract

This study aims to analyze and determine the influence of Work Motivation, Work Discipline, and Work Environment on Teacher Performance at SMA Negeri 2 Tebing Tinggi. This study is a replication study using a quantitative approach. Research data were obtained through distributing questionnaires to 67 respondents who are teachers at SMA Negeri 2 Tebing Tinggi. Data analysis was carried out using Statistical Product and Service Solutions (SPSS) software version 25.00. The results of the study indicate that the Work Motivation variable does not have a significant effect on Teacher Performance. This is evidenced by the calculated t value of 0.269 which is smaller than the t table of 1.66 and the significance value of 0.789 which is greater than 0.05. The variables of Work Discipline and Work Environment have a positive and significant effect on Teacher Performance. The calculated t value of Work Discipline is 3.797 and the Work Environment is 13.970, both of which are greater than the t table of 1.66 with a significance value of 0.000 which is smaller than 0.05. Simultaneously, Work Motivation, Work Discipline, and Work Environment have a significant effect on Teacher Performance, which is indicated by the calculated F value of 188.469 which is greater than the F table of 2.75 with a significance level of 0.000. This study shows that increasing work discipline and a conducive work environment can improve teacher performance optimally.
SOCIAL-ECONOMIC IMPACT ANALYSIS OF ZAINUDDIN ABDUL MAJID AIRPORT DEVELOPMENT FOR HEADS OF FAMILIES IN TANAK AWU VILLAGE, CENTRAL LOMBOK REGENCY Sarah Afrila
Journal of Economics, Management, Development, and Education Vol. 1 No. 3 (2026): Journal of Economics, Management, Development, and Education (JEMDE) edisi June
Publisher : Journal of Economics, Management, Development, and Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.20734001

Abstract

The purpose of this study was to determine the social impact of the construction of Zainuddin Abdul Majid Airport on heads of families in Tanak Awu Village and the economic impact of the construction of Zainuddin Abdul Majid Airport on heads of families in Tanak Awu Village. This study used a qualitative method involving 16 heads of families in Tanak Awu Hamlet as research informants. Data were collected through interviews and analyzed using the Miles and Huberman qualitative data analysis model, which includes data reduction, data presentation, and conclusion drawing. The results indicate that the construction of Zainuddin Abdul Majid International Airport has had significant social and economic impacts on heads of families in Tanak Awu Village, Central Lombok Regency. From a social perspective, the airport's construction has encouraged a shift in the community's mindset, making it more open and future-oriented, raising awareness of the importance of education, and influencing people's behavior to become more active in various economic and social activities. Cultural change has also occurred selectively, with the community maintaining local customs and traditions while adapting to modern developments. Economically, the airport's presence has contributed to increased income and community well-being through increased business and employment opportunities, as well as a shift in livelihoods from the agricultural sector to the service and trade sectors. However, the utilization of these economic opportunities has not been fully equitable, as it is still influenced by education levels, skills, and labor competition. Overall, the construction of Zainuddin Abdul Madjid Airport has had a positive impact on social transformation and improving the economic conditions of the Tanak Awu Village community.
Exploring the Leadership Role of the Chair of the FISIP Student Executive Board University Muhammadiyah Indonesia (UNISMA Bekasi) in Encouraging Innovation and Creativity of Management Astia Salsabil; M. Yoga Chossy Pratama; Aos Kuswandi
Journal of Economics, Management, Development, and Education Vol. 1 No. 4 (2026): Journal of Economics, Management, Development, and Education (JEMDE) edisi Augu
Publisher : Journal of Economics, Management, Development, and Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.21385429

Abstract

This study aims to explore the leadership role of the Chairperson of the Student Senate (SEMA) of the Faculty of Social and Political Sciences (FISIP), University of Muhammadiyah Indonesia (UNISMA) Bekasi), in encouraging innovation and creativity among its board members. The study employed a qualitative approach with an exploratory method. Data were collected through interviews with the Chairperson and an active board member, supported by organizational observations. The findings reveal that the Chairperson plays a significant role in creating an organizational climate that supports innovation and creativity through open communication, motivation, appreciation of new ideas, and involving members in decision-making processes. Board members felt they were given opportunities to express opinions and develop their ideas. Although several obstacles were identified, such as limited time due to academic responsibilities and a lack of self-confidence among some members, the Chairperson is continuously sought to address these challenges through effective coordination and ongoing support. Therefore, the leadership of the Chairperson of SEMA FISIP Universitas Muhammadiyah Indonesia (UNISMA Bekasi) significantly contributes to fostering innovation and creativity among organizational members.
The Role of Faith in Maintaining the Mental Health of Muslim Students in Middle Life Demands and Social Comparative Culture: A Phenomenological Study of Students at the University of Muhammadiyah Indonesia (UNISMA Bekasi) Akmal Rizki Gunawan Hsb; Astia Salsabil; M. Yoga Chossy Pratama
Journal of Economics, Management, Development, and Education Vol. 1 No. 4 (2026): Journal of Economics, Management, Development, and Education (JEMDE) edisi Augu
Publisher : Journal of Economics, Management, Development, and Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.21430878

Abstract

University students' mental health is influenced by academic demands, family responsibilities, and a culture of social comparison, all of which may contribute to psychological distress. From an Islamic perspective, faith (iman) is regarded as an important factor that helps individuals cope with life's challenges. This study aimed to explore the role of faith in maintaining the mental health of Muslim university students amidst life demands and social comparison. This study employed a qualitative approach using a phenomenological method. The participants consisted of one primary participant, a Muslim student at Universitas Muhammadiyah Indonesia (UNISMA Bekasi) who met the research criteria, and one significant other who served as a supporting source of information. Data were collected through semi-structured in-depth interviews and analyzed using thematic analysis with source triangulation to enhance the credibility of the findings. The results identified six major themes: (1) university life demands as a source of pressure, (2) the psychological impact of life demands, (3) experiences of social comparison and their psychological impact, (4) strategies for coping with life stress, (5) faith as a religious coping mechanism, and (6) the meaning of faith as the foundation of mental health. The findings indicate that faith functions as a protective factor by helping participants reduce anxiety, attain inner peace, regulate emotions, develop more positive perspectives toward life's challenges, and strengthen their ability to cope with stress. Therefore, faith serves not only as a spiritual dimension but also as an essential foundation for maintaining the mental health of Muslim university students amidst life demands and a culture of social comparison

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