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Jurnal Ekonomi dan Bisnis (Jebi)
Published by CV. Adiba Aisha Amira
ISSN : -     EISSN : 30218365     DOI : Zenodo
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Jurnal Ekonomi dan Bisnis adalah jurnal yang menerbitkan hasil penelitian, baik kajian teori maupun lapangan, baik secara umum maupun secara khusus yang berkaitan dengan bidang ekonomi dan bisnis.
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Articles 440 Documents
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BAGI HASIL DAN LABA BERSIH PADA PERBANKAN SYARIAH Maria Sukma
Jurnal Ekonomi dan Bisnis Vol. 3 No. 4 (2025): JEBI: Jurnal Ekonomi dan Bisnis
Publisher : CV. Adiba Aisha Amira

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Abstract

The principle of profit sharing is an operational alternative that can be applied in banking activities to avoid usury by sharing in profits and losses based on Islamic sharia. The principle of profit sharing is based on the principle of At Ta awun, which is mutual help and cooperation among members of society for the good and the principle of avoiding Al Iktinaz, which is to withhold money (funds) and leave it idle that does not revolve in transactions that are beneficial to the general public. The principle of profit sharing (Syirkah) is applied in the mudharabah contract. Mudharabah consists of mudharabah mutlaqah and mudharabah muqayyadah. The distribution of profits in mudharabah financing is in accordance with the agreed ratio and is calculated based on gross income (revenue sharing) from the business results of the mudharib. Because the funds used in mudharabah financing mostly come from community funds (third party funds), Islamic banks must take steps to ensure that the funds of depositors used in financing are not harmed because the risk in profit-sharing financing is relatively high. Efforts to rescue troubled financing are carried out by restructuring financing through rescheduling, increasing financing facilities and temporary capital participation. Meanwhile, efforts to resolve troubled financing are carried out through collateral, financing write-offs and dispute resolution both through litigation and non-litigation (arbitration).
FAKTOR – FAKTOR YANG MENENTUKAN KEPUTUSAN PEMBELIAN KENDARAAN DARI LUAR DAERAH DI KABUPATEN MIMIKA Raymandus R. Sahelangi; Seheril S. Pongsirante
Jurnal Ekonomi dan Bisnis Vol. 3 No. 4 (2025): JEBI: Jurnal Ekonomi dan Bisnis
Publisher : CV. Adiba Aisha Amira

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Abstract

The purpose of this study was to identify the factors that determine the decision to purchase vehicles from outside the region in Mimika Regency. This study is a descriptive study using a quantitative approach. Based on the results of the analysis, it is known that there are three factors that are formed, namely price, brand image and availability. The most dominant factor is price, followed by brand image and the last is availability.
PENGARUH UPAH MINIMUM KABUPATEN/KOTA (UMK) TERHADAP PENYERAPAN TENAGA KERJA DI KOTA BUKITTINGGI Afifah Khairyah; Amsah Hendri Doni
Jurnal Ekonomi dan Bisnis Vol. 3 No. 4 (2025): JEBI: Jurnal Ekonomi dan Bisnis
Publisher : CV. Adiba Aisha Amira

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Abstract

The origin of this lesson comes from the incident involving workers in Bukittinggi which showed the disparity between UMK and worker absorption. Data shows that during the period 2014-2023, there were significant fluctuations in the workforce and the number of people working. A drastic spike in open unemployment was identified in 2018 reaching 31,185 people from the previous 4,185 people in 2017. Meanwhile, the UMK also showed an increasing trend from IDR 1,490,000 to IDR 2,742,467 in the same period. This lesson aims to explore UMK on labor absorption in Bukittinggi City. By applying a quantitative approach through simple regression analysis. This lesson shows the UMK with a sig value of 0.000 <0.05, which means that the UMK has a significant influence on labor absorption in Bukittinggi City of 57.5% and more than 42.5% is influenced by other factors. These findings indicate that employment policies need to focus on setting optimal UMK while still taking into account local labor market needs.
ANALISIS PENGGUNAN MEDIA E-COMMERCE DALAM MENDUKUNG PERKEMBANGAN USAHA MENURUT PERSPEKTIF MANAJEMEN BISNIS SYARIAH (Studi kasus pada Toko Angel Bukittinggi) Sri Rahayu; Sandra Dewi
Jurnal Ekonomi dan Bisnis Vol. 3 No. 4 (2025): JEBI: Jurnal Ekonomi dan Bisnis
Publisher : CV. Adiba Aisha Amira

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Abstract

Angel Bukittinggi Shop which is one of the women's clothing stores. Where now shopping is known in various circles, and in the Bukittingi market at this time a little, there are still some of them who have not utilized e-commerce media in marketing based on a lack of understanding in online sales and are more focused on resellers and direct purchases. And there is a decline in the level of sales in the marketplace media where the marketplace is less in demand by the community today. The research method used is qualitative, namely research whose data is in the form of words (not numbers) which come from interviews, report notes, documents and others. The results of the study showed that there was a decline in sales at Angel Shop due to the lack of public interest in the marketplace media, of course business owners can hold discount offers, and hold big giveaways, this can be a concern and also customer buying interest in Angel Shop. Angel Shop has utilized e-commerce media but some business actors have not utilized the media because the actors are more focused on sales in large scale. Angel Shop has implemented various steps that reflect the principles of sharia business, such as honesty, transparency, and fairness in every transaction. The use of e-commerce media can support business development in the future because customers are more interested in using e-commerce media, because by purchasing on e-commerce media, customers feel it is easier without having to come to the store.
ANALISIS STRATEGI PROMOSI DALAM MENINGKATKAN PENJUALAN RENDANG TELUR YOLANDA DI KOTA PAYAKUMBUH   Fadilla Putri; Sandra Dewi
Jurnal Ekonomi dan Bisnis Vol. 3 No. 4 (2025): JEBI: Jurnal Ekonomi dan Bisnis
Publisher : CV. Adiba Aisha Amira

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The background of this study is to see the promotional strategy of rendang yolanda in increasing sales of rendang yolanda in the city of Payakumbuh. Which promotional strategy will have an impact on a business, both positive and negative impacts. The purpose of the study is to determine and analyze the promotional strategy to increase sales of rendang yolanda in the city of Payakumbuh. The research method used by the author here is qualitative research, with the key informant of this study being Mr. Nasrudin as the owner of rendang yolanda. In data collection, researchers used observation, interview, and documentation methods. The results of the study obtained from the analysis of promotional strategies in increasing sales of rendang egg yolanda in the city of Payakumbuh are that the promotional strategy used is quite good and runs well, where rendang yolanda has implemented a promotional mix in promoting its rendang egg. Using a promotional mix will make more people know rendang yolanda and increase sales of rendang yolanda. So that this can increase sales of rendang yolanda and increase profits.
ANALISIS PENGARUH PEMBIAYAAN USAHA RAKYAT TERHADAP PENGEMBANGAN UMKM DI KOTA BATUSANGKAR (STUDI KASUS UPS. PEGADAIAN SYARIAH) Sherin Afrila Putri; Cahya Agung Mulyana
Jurnal Ekonomi dan Bisnis Vol. 3 No. 4 (2025): JEBI: Jurnal Ekonomi dan Bisnis
Publisher : CV. Adiba Aisha Amira

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This thesis is entitled "Analysis of the Influence of People's Business Financing on the Development of Micro, Small and Medium Enterprises in Batusangkar City (Case Study of UPS Pegadaian Syariah)". Compiled by Sherin Afrila Putri NIM 3320169 Sharia Banking Study Program, State Islamic University (UIN) Sjech M. Djamil Djambek Bukittinggi. The purpose of this study is to determine how much influence People's Business Financing has on the Development of Micro, Small and Medium Enterprises. The type of research used is quantitative descriptive research. The data used is primary data, with a population of people's business financing in Batusangkar which uses data collection techniques with questionnaires and documentation. Data processing techniques use research instrument tests consisting of validity tests and reliability tests, classical assumption tests consisting of (normality tests, linearity tests), simple linear regression tests, hypothesis tests (t tests), coefficient of determination tests. The results of the study indicate that partially the people's business financing variable has an effect on the development of MSMEs with a significant value of 0.000 ≤0.05 for people's business financing simultaneously there is an influence of the business financing variable people on the development of MSMEs with a significant value of 0.000 ≤0.05, which means that there is an influence of people's business financing on the development of MSMEs. The large result of the determination coefficient test (R2) is 0.754, around 75.4% of the variables used, the remaining 24.6% is explained by other variables outside the regression model analyzed.
ANALISIS BAURAN PEMASARAN UNTUK MENINGKATKAN PENDAPATAN MENURUT PERSPEKTIF BISNIS SYARIAH (Studi kasus pada BUMNag sukatan nagari batu taba, ampek angkek, agam) Malika Candra Kirana; Sandra Dewi
Jurnal Ekonomi dan Bisnis Vol. 3 No. 4 (2025): JEBI: Jurnal Ekonomi dan Bisnis
Publisher : CV. Adiba Aisha Amira

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The importance of increasing the independence and welfare of village communities through economic development, one of which is through the Village-Owned Enterprise (BUMNag). BUMNag is a village economic institution that aims to utilize village resources and assets to build villages and improve community welfare. BUMNag Sukatan Nagari Batu Taba, which had been inactive, was rebuilt in 2022 with two business units: Rumah Pangan and Kios Tani. In an era of increasing business competition, income is the key to business success, which is highly dependent on the marketing strategy implemented. The purpose of this study is to analyze how the marketing mix strategy at BUMNag Sukatan Nagari Batu Taba, Ampek Angkek, Agam to increase business income. This study is a field study with a qualitative method that connects theory with facts using primary and secondary data sources. Data processing and analysis techniques are carried out in three stages, namely data reduction, data presentation and drawing conclusions. Based on the results of the study of the four marketing mixes of BUMNag Sukatan Batu Taba on the price variable meets the very good category, while the product and place variables are included in the good category and the promotion variable is included in the less good category. So for the product variable, it needs to be improved again, especially in the product variation indicator. In the place/location variable, it is necessary to expand product distribution so that it can be more easily reached by consumers. In the promotion variable, it needs to be improved again by using social media to expand market reach. So it can be concluded that in the marketing mix of BUMNag, the Batu Taba gauge on the product, place and location variables need to be improved to increase revenue. From the results of the analysis carried out, the marketing mix applied according to the Islamic marketing concept is halal and thayyib products, flexible pricing, distribution without any elements of coercion, and honest promotions that do not manipulate consumers.
KONSEP UANG DALAM PERSPEKTIF EKONOMI ISLAM DAN KONVENSIONAL: KAJIAN KOMPARATIF BERBASIS LITERATUR Ely Elsanti; Nanda Tiara Dewi, Putri Rahmawati, Rana Asmaul Latif, Suci Hayati
Jurnal Ekonomi dan Bisnis Vol. 3 No. 4 (2025): JEBI: Jurnal Ekonomi dan Bisnis
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This study aims to compare the concept of money in the perspectives of Islamic economics and conventional economics, as well as to identify the implications and challenges in implementing the Islamic economic system in Indonesia. In conventional economics, money is viewed as a commodity that can be bought and sold to generate profit through interest or usury. Conversely, in Islamic economics, money serves solely as a legitimate medium of exchange and cannot be used to generate profit that contradicts Sharia principles, such as usury. This study shows that while the conventional economic system promotes rapid economic growth, it often leads to economic instability and social inequality. On the other hand, Islamic economics, which prioritises justice, transparency, and fair risk sharing, has the potential to create a more sustainable and inclusive economic system. However, the implementation of Islamic economics in Indonesia still faces several challenges, including low sharia financial literacy, gaps in understanding among the public, and regulations that are not yet fully supportive. Nevertheless, with greater support from the government, Islamic financial institutions, and the public, the Islamic economic system holds promising prospects for contributing to a more equitable and sustainable economic growth in Indonesia in the future.
KAIDAH PENGELOLAAN BARANG MILIK NEGARA BERUPA RUMAH NEGARA MENURUT PERATURAN PERUNDANGAN MENUJU PENGELOLAAN YANG TERTIB DAN AKUNTABEL   Taswin Taswin; Arywarti Marganingsih
Jurnal Ekonomi dan Bisnis Vol. 3 No. 5 (2025): JEBI: Jurnal Ekonomi dan Bisnis
Publisher : CV. Adiba Aisha Amira

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The management of State-Owned Property in the form of State Houses towards orderly and accountable management requires eflorts to organize its management. There are several problems encountered related to the management of State-Owned Property in the form of State Houses. The government has issued laws and regulations concerning the Management of State Property in the form of State Houses which aim to realize the management of State-Owned Property in the form of State Houses that is orderly and accountable. The research method used is a normative legal approach to explore provisions and through literature research/reviews. The rules that must be used in the management of State-Owned Property in the form of State Houses include the steps for managing State-Owned Property in the form of State Houses starting from planning, procurement, occupancy, maintenance, administration, division of authority and responsibility, organizational structure of management, security, and supervision and control. Handling of state assets in the form of State-Owned Property in the form of State Houses that follows the rules of good governance is one of the important basic capitals in preparing accountable reports.
STRATEGI PEMASARAN DALAM MENINGKATKAN JUMLAH NASABAH ASURANSI SYARIAH (Studi Kasus: Asuransi Sinar Mas Kantor Pemasaran Bukittinggi) Nuradila Lutfia; Zulhelmi
Jurnal Ekonomi dan Bisnis Vol. 3 No. 5 (2025): JEBI: Jurnal Ekonomi dan Bisnis
Publisher : CV. Adiba Aisha Amira

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Asuransi Sinar Mas Marketing Office Bukittinggi is a general insurance company that has an Islamic unit. The Islamic system and products have been available since 2010, following the establishment of its office in Bukittinggi in 2009. Its activities include the marketing and distribution of Islamic insurance and reinsurance products. As the financial industry continues to grow, Islamic insurance has significant potential to expand and become the primary choice for the Muslim community. However, to achieve success, Islamic insurance companies must be able to develop comprehensive and targeted marketing strategies. Through effective marketing strategies, Islamic insurance is expected to continue growing and providing substantial benefits to society, both financially and spiritually. The research problem in this study is how marketing strategies can increase the number of customers of Islamic Insurance at Asuransi Sinar Mas Marketing Office Bukittinggi. The objective of this research is to identify the marketing strategies used to increase the number of customers at Asuransi Sinar Mas Marketing Office Bukittinggi. The research method employed is qualitative research using SWOT analysis, with key informants consisting of the Branch Manager and Marketing Admin at Asuransi Sinar Mas Marketing Office Bukittinggi. Data collection techniques include interviews, observations, and documentation. Based on the research findings, the marketing strategy to increase the number of Islamic insurance customers at Asuransi Sinar Mas Marketing Office Bukittinggi is through the SO (Strengths-Opportunities) strategy. The company implements the SO strategy through the following approaches: Utilizing competitive and affordable premium pricing to attract the majority of the Muslim community in Bukittinggi, Enhancing customer service to reach locations near office areas, Simplifying the registration and claims process for traders facing high business risks, Developing digital-based products to leverage the increasing public awareness of Islamic insurance and Integrating Islamic principles into digital products to support technological advancements in marketing.

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