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Economics and Digital Business Review
Published by Yayasan Vifada Cendikia Indonesia
ISSN : -     EISSN : 27742563     DOI : https://doi.org/10.37531/ecotal.v7i2
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Economics and Digital Business Review is a peer-reviewed, open-access academic journal published by Yayasan Vifada Cendikia Indonesia in collaboration with Sekolah Tinggi Ilmu Ekonomi (STIE) AMKOP Makassar. The journal was established in 2020 and is officially registered with an electronic International Standard Serial Number (e-ISSN: 2774-2563). Economics and Digital Business Review is published biannually (twice a year) and aims to provide a reputable scholarly platform for academics, researchers, practitioners, and policymakers to disseminate high-quality research findings in the fields of economics, management, and digital business. The journal encourages interdisciplinary perspectives that integrate traditional economic and business studies with emerging digital technologies and innovations.
Arjuna Subject : -
Articles 1,489 Documents
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The Influence of Financial Literacy and Lifestyle on Hedonic Consumptive Behavior among Students at STIMIK Kreatindo Manokwari Joice Pangulimang
Economics and Digital Business Review Vol. 7 No. 1 (2025)
Publisher : Yayasan Vifada Cendikia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3695

Abstract

The purpose of this study was to determine the influence of financial literacy and lifestyle on the hedonic consumer behavior of STIMIK Kreatindo Manokwari students. The research sample consisted of 100 respondents, and the data analysis technique used multiple linear regression. The results of this study are as follows: 1) Financial literacy has a positive and significant effect on the hedonic consumer behavior of STIMIK Kreatindo Manokwari students. 2) Lifestyle has a positive and significant effect on the hedonic consumer behavior of STIMIK Kreatindo Manokwari students. 3) Financial literacy and lifestyle simultaneously have a positive and significant effect on the hedonic consumer behavior of STIMIK Kreatindo Manokwari students. Financial literacy and lifestyle are important factors that influence the hedonic consumer behavior of students, so efforts are needed to increase understanding of wise financial management and lifestyle control so that students can manage their finances more rationally and responsibly.
Analysis of User Satisfaction in Mobile Banking Applications: A Technology Acceptance Model Approach at BRI Manokwari Yammes Jonas Batkunde
Economics and Digital Business Review Vol. 7 No. 1 (2025)
Publisher : Yayasan Vifada Cendikia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3696

Abstract

This study aims to determine the perceived ease of use and perceived usefulness on customer satisfaction of mobile banking application users at BRI Manokwari, partially and simultaneously. The study uses a quantitative approach; the research sample is 100 respondents (Lemeshow approach), the data analysis technique uses multiple linear regression, while the data collection technique uses Google Form, and the data processing uses the SPSS IMB 26 application. The results of the study show that ease of use has a positive and significant effect on customer satisfaction. Perceived usefulness does not have a positive and significant effect on customer satisfaction. Ease of use and perceived usefulness simultaneously have a significant effect on customer satisfaction. This shows that the easier banking services are to use and the greater the benefits perceived by customers, the level of customer satisfaction with BRI Bank services will also increase.
Financial Behavior of Gen Z and Millennial Shopee PayLater Users: A Digital Financial Literacy Perspective Rizky Ardiyanto; Heni Susilowati
Economics and Digital Business Review Vol. 7 No. 1 (2026)
Publisher : Yayasan Vifada Cendikia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3697

Abstract

The development of financial services through digital platforms (Fintech) has triggered a shift in public perception of digital credit. The use of the buy now pay later (BNPL) system, which is not accompanied by adequate financial literacy, is the background of this study. The focus of the study is to evaluate the impact of digital financial literacy, financial attitudes, and accounting literacy on the financial behavior of Shopee PayLater users in Semarang Regency. A quantitative approach was used in this study, with data obtained from distributing questionnaires to 53 Generation Z and millennial respondents through a purposive sampling technique. Furthermore, the data were analyzed using multiple linear regression. The results revealed that digital financial literacy and accounting understanding contribute significantly to financial behavior. Conversely, financial attitudes do not have a significant partial effect on financial behavior. Simultaneously, digital financial literacy, financial attitudes, and accounting literacy have a significant effect on financial behavior, with an Adjusted R² value of 0.456. These results indicate that the ability to understand digital finance and accounting insight is crucial in creating smarter and more organized financial behavior when using digital credit services. This research contributes to the development of financial behavior literature and education for PayLater users in managing financial responsibility more optimally.
Strategic Agility and Talent Management on Employee Performance : The Mediating Role of Employee Engagement M. Fahrul Husni
Economics and Digital Business Review Vol. 7 No. 1 (2026)
Publisher : Yayasan Vifada Cendikia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3700

Abstract

This study aims to determine and analyze the influence of Strategic Agility and Talent Management on Employee Performance through Employee Engagement at PT. XYZ. The analytical tool used in this study is data analysis using Structural Equation Modeling–Partial Least Squares (SEM-PLS). The population of this study was 147 employees at PT. XYZ, with the number of samples used being 147 employees. The sampling technique used saturated sampling technique . The results of the study show that: (1) Strategic Agility has a positive and significant effect on Employee Engagement ; (2) Talent Management has a positive and significant effect on Employee Engagement ; (3) Strategic Agility has a positive and significant effect on Employee Performance ; (4) Talent Management has a positive and significant effect on Employee Performance ; (5) Employee Engagement has a positive and significant effect on Employee Performance ; (6) Strategic Agility has a positive and significant effect on Employee Performance through Employee Engagement ; and (7) Talent Management has a positive and significant effect on Employee Performance through Employee Engagement .
Pengaruh Harga, Kemasan Dan Kualitas Produk Terhadap Keputusan Pembelian Pada Nasi Kuning Naruto Rafiqah Asaff; Khairunnisa Edy; Kadek Ariani; Satriani Satriani; Arlan sampe angin
Economics and Digital Business Review Vol. 5 No. 2 (2024)
Publisher : Yayasan Vifada Cendikia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v5i2.3707

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh harga, kemasan, dan kualitas produk terhadap keputusan pembelian pada Nasi Kuning Naruto di Kota Palopo baik secara simultan maupun parsial. Metode penelitian yang digunakan adalah kuantitatif dengan teknik insidental sampling terhadap 50 responden. Analisis data menggunakan regresi linear berganda melalui perangkat lunak SPSS. Hasil uji F menunjukkan bahwa harga, kemasan, dan kualitas produk secara simultan berpengaruh signifikan terhadap keputusan pembelian. Secara parsial, variabel kemasan dan kualitas produk berpengaruh signifikan terhadap keputusan pembelian, sedangkan variabel harga tidak menunjukkan pengaruh yang signifikan. Nilai koefisien determinasi (R^2) sebesar 0,806 menunjukkan bahwa 80,6% keputusan pembelian dipengaruhi oleh ketiga variabel tersebut.
Transformational Leadership and Employee Work Engagement in Public Sector Organizations: The Mediating Roles of Job Satisfaction and Employee Motivation Inayah Inayah; Tetra Hidayani; Siti Maria
Economics and Digital Business Review Vol. 7 No. 1 (2026)
Publisher : Yayasan Vifada Cendikia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3708

Abstract

This study aims to examine the effect of transformational leadership on work engagement through job satisfaction and employee motivation at the Department of Cooperatives and SMEs of East Kutai Regency. This research uses a quantitative approach with an explanatory research design. Data were collected through questionnaires distributed to 61 employees using a saturated sampling technique. The data were analyzed using Structural Equation Modeling based on Partial Least Squares (PLS-SEM) with the assistance of SmartPLS software. The results show that transformational leadership has a positive and significant effect on job satisfaction, employee motivation, and work engagement. However, job satisfaction and employee motivation do not have a significant direct effect on work engagement. Furthermore, job satisfaction does not mediate the relationship between transformational leadership and work engagement. Meanwhile, employee motivation partially mediates the relationship between transformational leadership and work engagement. These findings indicate that transformational leadership plays an important role in increasing employee work engagement. Leaders who are able to provide inspiration, support, and clear direction can encourage higher levels of employee involvement in their work. Therefore, organizations need to strengthen the implementation of transformational leadership to improve employee engagement in the workplace.
The Effect of Coretax Implementation on Tax Compliance with User Satisfaction as a Mediator Grace Sihotang; Heddry Purba; Hisar Pangaribuan
Economics and Digital Business Review Vol. 7 No. 1 (2026)
Publisher : Yayasan Vifada Cendikia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3714

Abstract

This study investigates the impact of system quality and perceived cybersecurity on the tax compliance of individual employee taxpayers, with user satisfaction as a mediating variable. Using a quantitative approach and causal research design, data were collected through an online questionnaire from 110 individual taxpayers who filed their 2025 annual income tax returns via Coretax in 2026. The data were analyzed using Partial Least Squares–Structural Equation Modeling (PLS-SEM) with SmartPLS. Results show that both system quality and perceived cybersecurity positively impact user satisfaction. Furthermore, system quality, perceived cybersecurity, and user satisfaction significantly influence tax compliance. User satisfaction mediates the relationship between system quality and tax compliance but does not mediate the relationship between perceived cybersecurity and tax compliance. The findings highlight the need for improved system quality and enhanced data security in Coretax to boost taxpayer compliance.
Building Teacher Engagement through Value Fit and Organizational Support: The Mediating Role of Commitment Simião de Andrade Martins; Lianto Lianto; Sunardi Ginting
Economics and Digital Business Review Vol. 7 No. 1 (2026)
Publisher : Yayasan Vifada Cendikia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3716

Abstract

Employee engagement is a critical determinant of organizational effectiveness in the education sector, particularly in developing countries where institutional systems are still evolving. This study examines the effects of Person-Organization Fit (P-O Fit) and Perceived Organizational Support (POS) on Employee Engagement (EE), with Organizational Commitment (OC) as a mediating variable. A quantitative explanatory design was employed involving 163 teachers from Catholic private secondary schools in Dili, Timor-Leste. Data were collected through structured questionnaires and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with WarpPLS 8.0. The results indicate that P–O Fit and POS have positive and significant effects on Organizational Commitment and Employee Engagement. Organizational Commitment also significantly influences Employee Engagement. Mediation analysis reveals partial mediation, with OC mediating the relationship between POS and EE and marginally mediating the relationship between P-O Fit and EE. The model explains 48.9% of the variance in employee engagement. These findings highlight the central role of organizational commitment in transforming value alignment and institutional support into stronger teacher engagement. The study contributes to engagement literature within faith-based educational institutions in developing country contexts
The Use of Generative AI in Investment and Budgeting Decision-Making Among Business Students: A Qualitative Analysis of Public Digital Artifacts Aldo Franco Karinda; Harke Revo Leonard Polii; Rifal Richard Pangemanan
Economics and Digital Business Review Vol. 7 No. 1 (2026)
Publisher : Yayasan Vifada Cendikia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3721

Abstract

This study analyzes how public digital artifacts relevant to the context of business students frame the use of generative AI in investment and budgeting decisions, how trust and risk perceptions toward AI outputs are represented, and how norms of use are displayed in the digital ecology. The study uses a qualitative approach through a thematic-interpretive analysis of public digital artifacts from TikTok, X, Threads, YouTube, and Stockbit during January 2025–February 2026. The final analytical corpus consists of 44 selected public entries, which include 39 cross-platform primary digital artifacts and 5 contextually reinforcing sources of limited use. The discussion of the themes relies primarily on primary artifacts on YouTube, X, and Stockbit, while TikTok and Threads are used primarily to clarify the digital norm ecology. The analysis yields four main patterns: AI is interpreted as a financial co-pilot ; trust in AI is selective and contextual; verification and affirmation of human judgment become norms of use; and digital spaces play a role in both normalizing and limiting the use of AI. These findings suggest that financial behavior in the context of business students in the AI era is more appropriately understood as a digital representation shaped by the interaction between economic rationality, calibration of trust in technology, and digital communication culture
The Effect Of Anti-Corruption Education And Social Media On The Perception Of Whistleblowing : Case Study Of Students Of Indo Global Mandiri University Indri Bulan Sari; Rum Hendarmin; Mutiara Kemala Ratu
Economics and Digital Business Review Vol. 7 No. 1 (2026)
Publisher : Yayasan Vifada Cendikia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3723

Abstract

Corruption is a serious problem that hinders national progress and harms state finances. Public participation in whistleblowing is still relatively low, so strategies through education and the use of social media are needed to change this perception. This study aims to analyze the influence of anti-corruption education and social media on students' perceptions of whistleblowing. The research method used a quantitative approach with data collection using a questionnaire. The study population was 55 students of the Accounting Study Program at Indo Global Mandiri University, class of 2022, who had taken the Professional Ethics course. The data analysis technique used multiple linear regression. The results showed that anti-corruption education had a positive and significant effect on perceptions of whistleblowing (sig. 0.001). Social media also had a positive and significant effect on perceptions of whistleblowing (sig. 0.010). Simultaneously, both variables significantly influenced perceptions of whistleblowing, with a calculated F-value of 13.531 (sig. <0.001) and a coefficient of determination of 34.2%. The conclusion of this study is that anti-corruption education and social media play an important role in forming students' positive perceptions of whistleblowing as a form of moral responsibility and part of a culture of integrity.

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