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Jurnal Ekonomi Syariah Darussalam (Jesdar)
Published by Universitas KH. Mukhtar Syafaat
ISSN : -     EISSN : 27458407     DOI : https://doi.org/10.30739/jesdar.v7i2.5580
Core Subject :
Jurnal Ekonomi Syariah Darussalam (Jesdar) dikelola oleh Prodi Ekonomi Syariah Universitas KH. Mukhtar Syafaat Blokagung Banyuwangi. Sebagai jurnal elektronik, Jurnal Ekonomi Syariah Darussalam (Jesdar) menyediakan wadah untuk memublikasikan artikel penelitian orisinal, artikel tinjauan dari para kontributor, serta berita teknologi terkini yang berkaitan dengan ekonomi Islam. Cakupan jurnal ini meliputi artikel penelitian orisinal, artikel tinjauan, dan komunikasi singkat, yang mencakup bidang-bidang berikut: Akuntansi Syariah, Manajemen Bisnis Syariah, Manajemen Sumber Daya Manusia Syariah, Ekonomi Islam, Perbankan dan Keuangan Syariah, Manajemen Zakat dan Wakaf, Pasar Modal Syariah.
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Articles 127 Documents
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IMPLEMENTASI BAI` AL-INAH DAN KAFALAH-IJARAH DALAM SYARIAH CHARGE CARD Ahmad Yusuf Prasetiawan; Fatni Erlina
Jurnal Ekonomi Syariah Darussalam Vol. 4 No. 1 (2023): Februari 2023
Publisher : Universitas KH. Mukhtar Syafaat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v4i1.1846

Abstract

This study aims to find out how the implementation of the bai` al-inah contract with kafalah-ijarah in the issuance of Islamic credit cards. These two types of contracts are used in two different countries, namely Malaysia and Indonesia, with very different performance achievements in Islamic banking in the two countries. The method used in this study is comparative analysis. Source of data is literature literature. The discussion is carried out with a legal and benefits approach. The results show that the bai` al-inah contract, materially, receives a lot of rejection, although not in absolute terms. But there are loopholes other than a few Ulama who allow it, namely the type of bai` al-wafa` with the involvement of a third party. However, the contract between the two in sharia credit card transactions is not the only factor. Islamic financial performance is more determined by customer behavior.
PELUANG INKLUSI KEUANGAN PERBANKAN SYARIAH DI KOTA BIMA PROVINSI NUSA TENGGARA BARAT Dwi Aulia; Unggul Priyadi
Jurnal Ekonomi Syariah Darussalam Vol. 4 No. 1 (2023): Februari 2023
Publisher : Universitas KH. Mukhtar Syafaat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v4i1.1897

Abstract

The presence of Islamic banks in the midst of conventional banking is to offer the banking system as an alternative for Muslims who need or wish to obtain banking services without having to violate the prohibition of usury. From the beginning of its emergence, the development of Islamic banking has become increasingly recognized and has played a major role in the economy of the Indonesian people, especially the Muslim community. Even so, there is still a public perception that considers Islamic banking to be the same as conventional banking and considers convenience in conventional access to be easier. This study aims to analyze the Opportunities for Financial Inclusion of Islamic Banking in the City of Bima, West Nusa Tenggara Province. The subject of this research is the people in Bima City. This research uses quantitative method. The data collection method uses a non-probability sampling technique using a questionnaire. This research uses logistic regression analysis method. The results showed that there was a simultaneous influence between the Islamic banking financial inclusion variables and partially showed significant results from the age variable of 0.02 the sig job variable. 0.01 and the education variable is 0.05 while gender does not significantly influence the opportunities for Islamic banking financial inclusion in Bima City with a sig value of 0.347.
PERAN PESANTREN ANWARUL HUDA MALANG DALAM PEMBENTUKAN JIWA KEWIRAUSAAHAN PADA SANTRI Indana Almas Azhar
Jurnal Ekonomi Syariah Darussalam Vol. 4 No. 1 (2023): Februari 2023
Publisher : Universitas KH. Mukhtar Syafaat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v4i1.1898

Abstract

Penelitian ini bertujuan untuk menjelaskan peran Pondok Pesantren Anwarul Huda Kota Malang dalam pembentukan jiwa kewirausahaan pada santri. Penelitian ini menggunakan metode kualitatif dengan jenis studi kasus. Data diperoleh melalui observasi, wawancara, dokumentasi serta catatan lapangan. Hasil penelitian menunjukkan pembentukan jiwa kewirausahaan dilakukan oleh pondok pesantren dengan melibatkan santri secara langsung untuk terjun dalam mengelola unit usaha yang dimiliki. Kegiatan tersebut diharapkan dapat memberikan ilmu, pengetahuan, pengalaman, serta dapat menumbuhkan minat para santri dalam bidang kewirausahaan.
ANALISIS PERBANDINGAN KINERJA KEUANGAN LEMBAGA DANA PENSIUN SYARIAH SEBELUM DAN SELAMA PANDEMI COVID-19 Wiwit Mustafidah; Ahmad Nanang Fauzi
Jurnal Ekonomi Syariah Darussalam Vol. 4 No. 1 (2023): Februari 2023
Publisher : Universitas KH. Mukhtar Syafaat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v4i1.1911

Abstract

Tujuan penelitian ini untuk menganalisis perbandingan kinerja keuangan lembaga dana pensiun syariah sebelum dan selama pandemi Covid 19 dengan menggunakan rasio Return On Assets (ROA) dan menggunakan rasio Return On Investment (ROI). Jenis penelitian ini menggunakan penelitian kuantitatif komparatif. Sumber data yang digunakan yakni data sekunder berupa laporan keuangan bulanan Industri Keuangan Non Bank (IKNB) Syariah bulan Mei tahun 2018 hingga bulan Desember tahun 2021 yang di terbitkan oleh Otoritas Jasa Keuangan (OJK). Populasi penelitian ini yaitu laporan keuangan lembaga dana pensiun syariah. Teknik pengambilan sampel pada penelitian ini yaitu teknik purposive sampling. Teknik pengumpulan data yakni dokumentasi. Uji Normalitas Data menggunakan Kolmogorov Smirnov. Teknik analisis data menggunakan uji Paired Sample T-test karena data terdistribusi normal Hasil uji Paired Sample T-test menunjukkan: 1) nilai signifikasi ROA lembaga dana pensiun syariah sebelum dan selama pandemi Covid 19 kurang dari 0,05 yang berarti terdapat perbedaan. 2) nilai signifikasi ROI lembaga dana pensiun syariah sebelum dan selama pandemi Covid 19 kurang dari 0,05 yang berarti terdapat perbedaan. Kesimpulan dari analisis perbandingan kinerja keuangan lembaga dana pensiun syariah sebelum dan selama pandemi Covid 19 yaitu: 1) lembaga dana pensiun syariah selama pandemi Covid 19 lebih baik dari pada sebelum pandemi Covid 19 ditinjau dari rasio ROA dalam pengelolaan aset, karena adanya penambahan Dana Pensiun Lembaga Keuangan (DPLK) yang melanjutkan penjualan paket investasi syariah dan penambahan Unit Syariah dari Dana Pensiun Pemberi Kerja. 2) lembaga dana pensiun syariah selama pandemi Covid 19 lebih baik dari pada sebelum pandemi Covid 19 ditinjau dari rasio ROI, karena adanya peningkatan investasi secara syariah yang membuat hasil investasi meningkat. Kata Kunci: Kinerja Keuangan, Lembaga Keuangan Syariah
MODEL PERJANJIAN KERJASAMA SUSTAINABLE PADA PRODUK SOUVENIR DALAM EKONOMI ISLAM (STUDY KASUS PERJANJIAN KERJASAMA ANTARA TOKO KRISNA, SUPPLIER DAN PRODUSEN DI BALI) Ahmadi; Dewi Muawiyah
Jurnal Ekonomi Syariah Darussalam Vol. 4 No. 1 (2023): Februari 2023
Publisher : Universitas KH. Mukhtar Syafaat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v4i1.1919

Abstract

Penelitian ini adalah penelitian lapangan. Ditinjau dari sisi paradigma penelitian, tesis  ini termasuk jenis penelitian kualitatif. Penelitian ini mempekerjakan wawancara dan telaah pustaka/dokumen sebagai teknik pengumpulan data. Data yang diperoleh dianalisis dengan metode deskriptif dan menggunakan pola berpikir deduktif.Dalam uraian data berikut analisisnya, Model perjanjian kerjasama sustainable pada produk souvenir antara toko krisna, dengan supplier yaitu krisna akan memberlakukan adanya pengendapan sejumlah tunai modal oleh seluruh supplier kepada krisna dari nilai rata-rata pembelian krisna pertahun dengan pedoman pembelian barang kepada supplier di tahun 2010 selanjutnya disebut deposit, dengan janji toko krisna tidak akan mengambil barang yang sama kepada supplier lain walaupun harga lebih murah dan tidak bertentangan dengan prinsip ekonomi Islam yaitu dengan menerapkan prinsip saling rela diantara kedua belah pihak, keseimbangan, kejujuran, tidak saling dirugikan dan tidak bertentangan dengan syari’at Islam.  
OVERVIEW OF ZAKAT COLLECTION IN LAZISNU SINGGAHAN TUBAN Agus Wahyu Irawan; Moh. Agus Sifa'
Jurnal Ekonomi Syariah Darussalam Vol. 4 No. 2 (2023): Agustus 2023
Publisher : Universitas KH. Mukhtar Syafaat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v4i2.1947

Abstract

The problem of povertyis still a classic problem in this country that still cannot be resolved. Poverty is increasingly coming to the fore, especially in various regions in Indonesia as a result of the economic downturn. Thus, of course, a precise and accurate formulation is needed to minimize the poverty rate. Zakat is one instrument to make it happen. The research that the researcher did was included in descriptive research with a qualitative approach. The results showed that zakat management efforts at LAZISNU Singgahan were carried out through ball pick-up services, promotions, account transfers, and establishing emotional relationships with the community.However, in the management of zakat there are obstacles that make the management of zakat at LAZISNU Singgahan not maximal in its implementation, including the human resources working at LAZISNU Singgahan where mustahiq are less active in participating in programs held by LAZISNU Singgahan and their assistance is lessthan optimal, causing a lack of understanding community towards the program run by LAZISNU Singgahan.
PENGARUH ETIKA BISNIS ISLAM, KUALITAS PELAYANAN, DAN KUALITAS PRODUK TERHADAP KEPUASAN KONSUMEN AUSATH MART 1 PONDOK PESANTREN DARUSSALAM BLOKAGUNG BANYUWANGI Nawal Ika Susanti; Melani Eka Nurdiana
Jurnal Ekonomi Syariah Darussalam Vol. 4 No. 1 (2023): Februari 2023
Publisher : Universitas KH. Mukhtar Syafaat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v4i1.1975

Abstract

The purpose of this study was to determine the effect of Islamic business ethics (X1), service quality (X2) and product quality (X3) on consumer satisfaction at Ausath Mart 1 Pondok Pesantren Darussalam Blokagung Banyuwangi (Y) partially and simultaneously. The type of research in this research is quantitative research with associative method. The sampling technique used Probability Sampling with simple random sampling technique. In taking the sample, the researcher used the Slovin formula and obtained a sample of 130 respondents from a population of 200 consumers. The results of the study positively and significantly Islamic business ethics (X1), service quality (X2), and product quality on consumer satisfaction Ausath Mart 1 Pondok Pesantren Darussalam Blokagung Banyuwangi (Y) partially and simultaneously. The conclusion from the results of the linear regression analysis of the coefficient of determination (R2) shows the value of the coefficient of determination is 0.378. This shows that all independent variables, namely Islamic business ethics (X1), service quality (X2), and product quality (X3) have a joint contribution of 37.8% to the consumer satisfaction variable (Y), while the remaining 62 ,2% influenced by other variables not examined.
ISLAMIC CORPORATE SOCIAL RESPONBILITY PENGARUHNYA PADA PROFITABILITAS KEUANGAN DI JAKARTA ISLAMIC INDEX/JII Lely Ana Ferawati Ekaningsih; Istiqomah Istiqomah
Jurnal Ekonomi Syariah Darussalam Vol. 4 No. 1 (2023): Februari 2023
Publisher : Universitas KH. Mukhtar Syafaat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v4i1.1992

Abstract

The study aims to analyze whether there is an influence between Islamic Corporate social responsibility (X) on the financial profitability (Y) of companies in the Jakarta Islamic Index. This research uses quantitative methods. The data used is secondary data in the form of an annual report. The data analysis technique used the data normality test and then used the regression model. The research population is a company registered on the Jakarta Islamic Index totaling 30. The sample is manufacturing at JII, totaling 10 for 3 years, from 2016-2018. The results of the study show that there is an influence between Islamic Corporate Social Responsibility (X) on the financial profitability (Y) of companies in JII. This shows that disclosure and reporting of corporate social responsibility activities carried out by companies in accordance with Islamic law can increase company profitability
FENOMENA WAKAF PENDIDIKAN PESANTREN DI INDONESIA Kopri Nurzen
Jurnal Ekonomi Syariah Darussalam Vol. 4 No. 1 (2023): Februari 2023
Publisher : Universitas KH. Mukhtar Syafaat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v4i1.1993

Abstract

The discussion of this article begins with an explanation of the general provisions regarding waqf. Next, a brief description of waqf education in Islamic boarding schools in Indonesia is explained. Paid education schemes are the most dominant in it. At first glance, this seems to contradict the nature of waqf education as charity. Due to the high costs by the students, it gives the impression that the pesantren is a business institution. This paper explains the permissibility of waqf boarding schools to collect fees from students to maintain the continuity of education while maintaining that waqf does not become a business for personal, family and certain group interests. This paper also describes some of the phenomena that occur in the management of waqf pesantren, such as the impact of the lack of literacy of some pesantren managers regarding waqf and heirs suing pesantren waqf land. It was also stated that apart from paid pesantren, there are also pesantren in Indonesia which free their students from fees, because they are financed with productive endowments and assistance from donors.
ANALYSIS OF WAQF LAND LEASES IN THE PERSPECTIVE OF THE SYAFI’IYYAH MAZDHAB PADA MASJID NURUL HUDA DUSUN KEDUNGREJO DESA SAMBIMULYO KECAMATAN BANGOREJO KABUPATEN BANYUWANGI Yunus Zamroji
Jurnal Ekonomi Syariah Darussalam Vol. 4 No. 1 (2023): Februari 2023
Publisher : Universitas KH. Mukhtar Syafaat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v4i1.1994

Abstract

The purpose of this study is to analyze the nazdir law of leasing waqf land for the Nurul Huda Mosque in Kedungrejo Hamlet, Sambimulyo Village, Bangorejo District, Banyuwangi Regency based on the opinion of the Syafi’i School. This research method is field research with a qualitative approach to produce descriptive data in the form of observed words and behavior. In the data analysis process, there are three components, namely data reduction, data presentation, drawing conclusions and verifying conclusions. The conclusion drawn from these results is that the waqf land leased by the Nurul Huda Mosque in Kedungrejo Hamlet, Sambimulyo Village, Bangorejo District, Banyuwangi Regency was carried out by the waqf nazir based on the results of the deliberations attended by the waqf nazir, mosque administrators, community leaders and mosque youth in accordance with sharia provisions, this is based on several reasons; nazir in leasing this is based on the concepts of hajat, mashlahah and ghibthab, the wakif party at the time of endowment never requires it not to be rented out and when the wakif donates the land, the 'urf that applies is that the waqf land of the mosque is leased

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