Ekonomikawan : Jurnal Ilmu Ekonomi dan Studi Pembangunan
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan is a scientific journal that contains the results of theoretical research and studies on economic and development issues. Managed by Department of Development Economics, Faculty of Economics and Business University of Muhammadiyah Sumatera Utara (UMSU). Published by University of Muhammadiyah Sumatera Utara (UMSU) Press.
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Analisis Peran Perbankan, Perluasan Pasar dan Quality Kontrol Dalam Upaya Mengembangkan UMKM Berdaya Saing : Studi Kasus UMKM di Kecamatan Medan Denai Kota Medan
Rita Handayani
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 17, No 2 (2017)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA
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DOI: 10.30596/ekonomikawan.v17i2.1799
Micro Small and Medium Enterprises (MSMEs) is one of the areas that contribute significantly in spurring Indonesia's economic growth, employment and close to the small people. But MSMEs in Indonesia still face so many problems and always dinakandualah when economic crisis, UMKM proved able to survive and survive even be a provider of employment. Peper will discuss on various problems that are often faced by SMEs such as access issues of Banking, Expansion of Marketing and Quality control in the UMKM Berdayasaing Development Effort.
Pengaruh Pembiayaan Mikro Syariah Terhadap Tingkat Perkembangan Usaha Mikro Kecil Menengah (UMKM)
Muhammad Andi Prayogi;
Lukman Hakim Siregar
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 17, No 2 (2017)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA
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DOI: 10.30596/ekonomikawan.v17i2.1795
This research aims to see that the influence of micro financing sharia on the level of SMEs business development at PT. BRI Sharia Branch Medan. The research of this study to see that there is a significant effect of micro sharia financing on the Level of SMEs Business Development due to the value of t arithmetic> t table that is equal to 7.196 > 2.024 and t arithmetic is the rejection zone H0 so H0 rejected (Ha accepted). R-Square value of 0,577 or 57,70%, this means that variable of Business Development Level of UMKM (Y) influenced by variable of micro financing of sharia (X). The remaining 42.30% of the contribution of other variables are not belong in this research. based on the output of F test, F value count > F table is 51,775 > 3,24 with H0 hypothesis rejected and Ha accepted with significance 0,000 < 0,05 hence can be concluded that variable of Micro Financing of Syariah have significant influence to development level of UMKM business at PT. BRI Sharia Branch Medan
Menguak Potensi Hasil Perikanan Dalam Mengentaskan Kemiskinan Masyarakat Nelayan Melalui Pemberdayaan Ekonomi Kerakyatan di Kota Sibolga
Asrizal Efendy Nasution
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 17, No 2 (2017)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA
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DOI: 10.30596/ekonomikawan.v17i2.1800
Poverty is a living condition that is in shortage experienced by a person or household, so as not being able to meet the minimum or decent needs in his life. Populist economy is a family-based economic system, people's sovereignty, and shows a genuine interest in people's economy. This study aims to determine how the potential of fishery in poverty eradication of fishermen community through the empowerment of the populist economy in the city of Sibolga. The method used is library research. The data used are secondary data taken from the BPS Sibolga city. From the results of the discussion can be concluded that the potential of fishery products is quite large and even the second largest contributor after the big trade and retail of 17 indicators of GRDP according to existing business fields in the city of Sibolga was not able to alleviate the poverty of fishermen community. This is because not yet maximizing the economic empowerment of people in the field of fisheries. To that end, the government needs to be more serious in improving the empowerment of the populist economy in the field of fisheries is one of them is the provision of capital and technology assistance that can increase the productivity of fishing communities so that income increases and able to raise the degree out of the strata of poverty. Intensive facilitation and direction also needs to be made in the use of capital and technology assistance provided for the purpose of poverty alleviation through economic empowerment of this person can be achieved.
Model Pembiayaan Infrastruktur Melalui Perusahaan Dana Pensiun Dengan Instrumen Sukuk Yang Diterbitkan Oleh Perusahaan BUMN
Rahmayati Rahmayati
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 17, No 2 (2017)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA
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DOI: 10.30596/ekonomikawan.v17i2.1796
This study aims to offer a model in terms of infrastructure development in Indonesia through the issuance of sukuk which is adjusted based on the purpose of use and the type of infrastructure, namely Musyarakah Muqtanaqishah (MMQ), Ijarah, Mudharabah, Murabahah, and Isthisna by state-owned companies then offer the Sukuk to the company pension fund. The methodology in this research uses a system thinking approach with secondary data collection techniques obtained from supporting literature. The result of this research is that the NBFI industry in Indonesia is very important role for the development of infrastructure with the media of pension fund where the instrument is the Sukuk by using musyarakah and Musyarakah Muqtanaqishah (MMQ).
Strategi Terhadap Pengembangan Kelembagaan BUMDESA di Kabupaten Jember
Herman Cahyo Diartho
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 17, No 2 (2017)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA
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DOI: 10.30596/ekonomikawan.v17i2.1801
This study aims to determine the institutional performance of BUMDESA in Jember District. This research uses explanatory method. Data and information required consist of primary data that is data obtained from questionnaire or interview and secondary data that is supporting data obtained from related institution. The unit of analysis is Institutional BUMDesa in Jember District. The results of this study indicate that (1). Institutional governance is a key determinant of business success of each type of BUMDesa. This is because each type of business BUMDesa not stand alone but has a linkage chain with other factors that greatly affect the sustainability of the business. This linkage is like a link and when this chain breaks up the effort undertaken by BUMDesa will be affected, (2). The sustainability of BUMDesa is strongly influenced by the scale and business scope. BUMDes that run internal business (serving the needs of local people (such as basic needs, tractor rental) with local reach and scale, are generally at low risk so as to be healthy and sustainable, of course that the BUMDesa is managed with sufficient managerial capacity and (3) The growing community of social solidarity and local wisdom is much stronger and more sustainable than the BUMDES that were born because of government intervention from above because local wisdom parallel with the wealth of social capital and political capital is a very influential factor durability and sustainability of BUMDesa.
Pengaruh Pendidikan, Pendapatan dan Kesadaran Terhadap Minat Masyarakat Membayar Zakat di Badan Amil Zakat Nasional (BAZNAS): Studi Kasus Kota Medan
Eri Yanti Nasution
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 17, No 2 (2017)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA
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DOI: 10.30596/ekonomikawan.v17i2.1797
Zakat is an income instrument than can increase the number of Gross Domestic Product (GDP) of Indonesia. However, management system of zakat in Indonesia is still a lot of non-formal use of payment methods and that can not be realized properly. More people pay their zakah to zakah amil in mosque directly more than to the official institutions zakat in their city like BAZNAS. education, income, and awareness are three factors are considered to influencing the compliance of the people to make a formal payment of zakah. This research will analyze the most influencing factors and whether these three important factors can influence the people pay zakat in BAZNAS Medan. The population in this study is the people of Medan city consisting of 21 districts with random sampling system. The data obtained were then analyzed using descriptive analysis and regression analysis. The results showed that income positively affected the interest of the community to pay zakat in BAZNAS. This research is expected to help BAZNAS to increase public interest to pay zakat in BAZNAS and for can help Medan’s goverment to increase income
Pengembangan Jiwa Kewirausahaan Santri Melalui Ekonomi Kreatif dalam Menghadapi Tantangan Ekonomi Global (Studi di Pondok Pesantren Bahrul Maghfiroh Kota Malang)
Ahmad Muhtar Syarofi
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 17, No 2 (2017)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA
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DOI: 10.30596/ekonomikawan.v17i2.1793
Now, with the enactment of the Asian Economic Community (AEC), competition in improving the quality of human resources is increasing. It presents the consequences for the individual to continue to develop and improve their quality. No exception of human resources who live in boarding schools. Pondok Pesantren community needs to improve the quality to become competitive arena of the world of work. Therefore, coaching is done in schools, should reflect and provide education about the importance of selfreliance, particularly in the financial sector. This study aimed to analyze the economic contribution of the creative for the development of entrepreneurial spirit in the pesantren education system which has been applied entrepreneurship education as a means to train the financial independence of students. By using a phenomenological approach, this qualitative study begins with the collection of data through observation and documentation for later analysis so find some creative economic role towards the development of entrepreneurship in boarding schools. The conclusion from this study is that the creative economy has several important roles in the development of the entrepreneurial spirit in boarding schools. There are: (1). Stimulate creative and innovative behavior on the product / service. (2). Explore and hone the skills (3). Providing knowledge with methods of learning by doing (4). Provide training on the SWOT analysis (Strength, Weakness, Opportunity and Threat). This study is limited to the analysis of economic contribution of the creative for the development of the entrepreneurial spirit of students in the face of global economic challenges, particularly at boarding school Bahrul Maghfiroh Malang so that it can be applied to other schools.
Analisis Impor Propinsi Sumatera Utara
Dewi Mahrani Rangkuty;
Anwar Sanusi
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 17, No 2 (2017)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA
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DOI: 10.30596/ekonomikawan.v17i2.1798
This research aimed to analyze Import North Sumatera for causality and cointegration method between Import, GDRP North Sumatera, Exchange rate and inflation during the period 1990-2015 for short and long term equilibrium relationship. From the results of causality test indicate GDRP North Sumatera had two way causality to Import North Sumatera. Import cause of GDRP North Sumatera and otherwise GDRP cause of Import North Sumatera. Cointegration test and Error Correction Mechanism indicate GDRP North Sumatera as positively and significant influence Import for short and long term equilibrium relationship for during the period 1990-2015. Whereas exchange rate and inflation had one way causality to Import North Sumatera. To Indonesia Government regulation hopely can control import product especially North Sumatera. High GDRP North Sumatera value can used to increasing other activities economic like development financing local. We need import but no dependency, import cause for resources not available in domestic or local. The Indonesia oriented sure keep on the import value every year of time for high GDRP value
Determinan Yang Mempengaruhi Jumlah Permintaan Kredit Pemilikan Rumah di Indonesia
Rifki Khoirudin Khoirudin
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 17, No 2 (2017)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA
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DOI: 10.30596/ekonomikawan.v17i2.1794
Bank lending to the consumption sector has increased dramatically since Indonesia was hit by the economic crisis ten years ago. This happens because many large companies go bankrupt so that the corporate sector absorbs very little credit from banks. Banks are increasingly recognizing that opportunities in the consumer market are growing, where the risks they face are relatively smaller compared to those in the investment market. Assuming that the house is a basic necessity that does not have substitutes, the possibility for a consumer who wants to own a home either in cash or credit is simply adjusting the type of home that suits the ability with different income levels by each individual. In this research, the method used is multiple linear regression. From independent variable that is economic growth, loan interest rate and residential property price index able to influence dependent variable that is mortgage credit equal to 97,9%