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Ekonomikawan : Jurnal Ilmu Ekonomi dan Studi Pembangunan
Published by Universitas Muhammadiyah Sumatera Utara
ISSN : 16937600     EISSN : 25980157     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan is a scientific journal that contains the results of theoretical research and studies on economic and development issues. Managed by Department of Development Economics, Faculty of Economics and Business University of Muhammadiyah Sumatera Utara (UMSU). Published by University of Muhammadiyah Sumatera Utara (UMSU) Press.
Arjuna Subject : -
Articles 269 Documents
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Analisis Financial Technology dan Demografi Terhadap Tingkat Pengelolaan Keuangan Rumah Tangga Rifki Khoirudin; Firsty Ramadhona Amalia Lubis
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 21, No 1 (2021)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ekonomikawan.v21i1.5687

Abstract

One of the business operations that has begun to transform into digital is the financial or financial sector. This also affects people's behavior in using fintech. The purrpose of this study was to anallyze the tendency of changes in household financial management behavior. The reseaarch method used was the Ordinal logit regression analysis. The anallysis tool used is SPSS 25.0. The research data used is primary data with the type of cross section data. Samples were taken from 4 districts and 1 city located in the Province of Yogyakarta, Yogyakarta Special Region. The number of respondennts in this study were 102 respondents. The sampling method used was purposive sampling. The results of the study level of household financial management among the people of Yogyakarta is relatively good. Partially, age and education variables do not have a significant effect on the level of household financial management. The interesting thing that was found in this study was the variable use of fintech services did not have a significant effect on the level of household financial management. This means that easy access to finance through sophisticated financial technology does not make someone more consumptive. Profession variable has a negative and significant effect on the level of household financial management.
Implementasi Kebijakan Alokasi Dana Desa (ADD) Terhadap Peningkatan Pembangunan Desa Pada Kecamatan Merek, Kabupaten Karo, Sumatera Utara Vina Maria Ompusunggu; Rikawati Ginting Munthe
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 20, No 2 (2020)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ekonomikawan.v20i2.5491

Abstract

The research was carried out in Merek District, Karo Regency, North Sumatra, with the aim of knowing the implementation of village fund allocation policies towards increasing development in the village. This study usess qualitative data which aims to describe in detail and in depth the implementation of village fund allocation policies for village development. Data collection techniques are carried out by giving respondents several lists of questions in the form of questionnaires and interviews and observations as well as documentation studies in order to obtain complete information. The informants in the study were around 40 people and all of them were used as the total sample. The results of this study found that the implementation of the village fund allocation policy (add) has been implemented in increasing development in the village, such as: pipeline rehabilitation, road widening, maintenance of social and economic service facilities and infrastructure for rural communities, agricultural business training, development of superior village products, namely coffee. arabica, as well as the development of tourist villages.
Manajemen Pemerintahan Desa Dalam Meningkatkan Produktivitas BUMDes (Studi Kasus Desa Purwamekar Kecamatan Rawamerta Kabupaten Karawang) Evi Priyanti; Dimas Rangga Agustin; Widya Indah Pradani; Diana Noviyanti
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 21, No 1 (2021)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ekonomikawan.v21i1.7051

Abstract

Village administration and BUMDes are separate but interconnected organizations. Based on the results of the research, the BUMDes of Purwamekar Village has several types of businesses, namely convection, livestock and fisheries as well as timber businesses. The management of BUMDes in Purwamekar Village actually has quite good results, which is proven by the existence of its superior business, namely the bag convection business. This bag convection business has successfully marketed its products to penetrate stores in the market, but currently the bag convection business is experiencing a very drastic decline due to the Covid 19 pandemic, so it has been forced to temporarily halt its production. BUMDes funds are currently being transferred by the village government to handle the Covid-19 pandemic in Purwamekar Village. The research method used in this study is a qualitative method, with this method the researchers obtained the results that the management of BUMDes in Purwamekar Village is currently not running well and has stopped due to the Covid-19 pandemic, the Purwamekar Village Government is allocating temporary BUMDes funds for handling covid-19.
Sosiodemografi Memoderasi Pemahaman Masyarakat Dengan Mendeterminasi Terhadap Minat Investasi di Pasar Modal (Studi Kasus : Masyarakat Kota Medan) Jeroh Miko; Talia Yudrieka
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 20, No 2 (2020)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ekonomikawan.v20i2.5422

Abstract

Investment is something that is usually done by every individual, both in real assets and financial assets. Financial assets in the capital market, such as buying stocks or bonds, are something new for Indonesians to invest in compared to other countries that have developed very rapidly. The reason for the lack of public interest in investing in the capital market is due to the lack of knowledge about investment in this sector. This study aims to further examine sociodemographic factors as moderating variables that determine the interest of the people of Medan in investing in the capital market. The analysis technique of Moderated Regression Analysis (MRA) is a data analysis technique used in this study. The results of this study were conducted at a level of 5% which states that partially knowledge and sociodemography have a positive effect, while perception has no effect. In addition, sociodemography moderates by weakening the relationship between knowledge and public interest in investing in the capital market, while sociodemography moderates by strengthening the relationship between perceptions of people's interest in investing in the capital market. Meanwhile, simultaneously each variable influences people's interest in investing in the capital market.
Perencanaan Pembangunan Infrastruktur Pasca Era New Normal di Kotawaringin Timur Provinsi Kalimantan Tengah Nenty Maurina Melia Gessy; Salahudin Salahudin
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 21, No 1 (2021)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ekonomikawan.v21i1.6921

Abstract

New normal is a policy of reopening economic, social and public activities on a limited basis using health standards that did not exist before the Covid-19 pandemic. New normal becomes a new stage after the policy of stay at home or work from home when large-scale social restrictions (PSBB) are imposed to prevent the spread of massif coronavirus outbreak. Handling corona virus is a top priority, but that does not mean development should be stagnant. Therefore, just before the start of the new normal, President Jokowi has held a virtual limited meeting discussing the evaluation of the National Strategic Project for national economic recovery impact of Covid-19. This study aims to find out the planning of infrastructure development after the new normal era in East Kotawaringin. The method used is review paper using vosviewer software. In addition by using papper review authors can also see the shortcomings of of previous researchers so as to make improvements and formulation more regularly.
Optimalisasi Usaha Mikro Produksi Tempe Terhadap Kesejahteraan Ekonomi di Desa Sei Mencirim Annisa ilmi faried; Saimara Sebayang; Rahmad Sembiring
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 20, No 2 (2020)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ekonomikawan.v20i2.5634

Abstract

In the current era of competition, there are various developments in the industrial sector both on a small and medium scale. Sustainable development becomes the goal in improving the creative economy of society in meeting the needs of life. One of them is in small business processing tempeh that still uses traditional equipment as well as family hereditary businesses that are inherited from generation to generation. Tempeh will still continue to be in demand by the public, although tempeh sellers in traditional markets continue to be dreamed up by modern retail.  Not to mention many tempeh entrepreneurs who can not add value to the product by processing tempeh into other foods because constrained do not have the expertise to innovate and marketing. Determinants of this research are labor, capital, natural resources, technology as well as social factors towards production and prosperity. The number of samples in this study was 239 KK. The data is collected through the questionnaire method, then done by structural equation modelling (SEM) method. The results on the hypothesis of labor, capital, natural resources, technology and social factors have a significant effect on production. Then natural resource variables, social factors and production have a significant effect on well-being while labor, capital and technology variables have no significant effect on well-being  
Pengaruh Ekonomi Digital Terhadap Pendapatan Industri Mikro dan Kecil di Indonesia Sodik Dwi Purnomo; Bagus Adhitya; Zumaeroh Zumaeroh
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 21, No 1 (2021)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ekonomikawan.v21i1.6248

Abstract

This study aims to analyze the effect of digital economy, training, and partnerships on the income of micro and small industry in Indonesia. This study uses panel data from 34 provinces in Indonesia in 2017-2018. The data analysis technique used multiple linear regression with panel data approach. The results showed that the digital economy, training and partnerships have a significant positive effect on the micro and small industry in Indonesia. These findings imply 1) the need for socialization about the use of the digital economy in small and micro industry, 2) small and micro industry need to increase partnerships, and 3) the need for a training program from the government to improve the quality of products of small and micro industry in Indonesia.
Dampak Covid 19 Terhadap Bank Syariah Ihsan Effendi; Prawidya Hariani RS
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 20, No 2 (2020)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ekonomikawan.v20i2.5553

Abstract

Covid-19 has really worried people today. The impact has been felt in various sectors of public life, including the financial sector. Many sectors that have been carried away by the current economic crisis, one of the impacts is Islamic financial institutions. This research is intended to look at the resilience of Islamic banks during this pandemic, especially Islamic commercial banks (BUS) and Islamic business units (UUS). One of the indicators of the resilience of Islamic banks is Return on Assets (ROA), non-performing finance (NPF) and financing to deposit ratio (FDR) during the pandemic period, namely from July 2019 to June 2020. The results of this study indicate that ROA has decreased significantly. , whereas the NPF and  FDR are still within safe limits.
Potensi Pajak Pada Usaha Mikro Kecil Menengah (UMKM) Nurlinda Nurlinda; Junus Sinuraya
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 20, No 2 (2020)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ekonomikawan.v20i2.5200

Abstract

The purpose of this study was to determine, calculate and analyze the economic potential contained in Rujak MSMEs in Simpang Jodoh Kab. Deli Serdang, to calculate the potential tax imposed on the gross turnover of MSMEs. This MSMEs is a group of culinary traders in the Tembung area, Percut Sei Tuan District. Referring to the potential of rujak MSMEs, if managed properly, it will increase local government revenue from the tax and retribution sector. This type of research is quantitative. The sampling technique uses saturated samples. The types of data used are primary data and secondary data. Methods of data collection using questionnaires, interviews and documentation. The data analysis used was descriptive statistics. The results of the study found that there was a potential tax on MSMEs Rujak. The amount of tax potential owned by MSMEs with the lowest conventional sales for conventional sales is Rp. 42,205,800 while the highest potential tax is Rp. 45,938,000 per year. The amount of tax potential that MSMEs have when making sales using social media and collaborating with go-food or grab-food applications increases to Rp. 56,057,040 for the lowest sales and 67,551,120 for the highest condition. The increase in tax potential is in the range of 132.82% to 147.05% when the Rujak MSMEs use media and online applications in marketing their products.
Disparitas dan Konvergensi Pendapatan Perkapita Propinsi di Kawasan Timur Indonesia Bima Prasetya Kumara; Toto Gunarto; Arivin Ratih
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 21, No 1 (2021)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ekonomikawan.v21i1.7166

Abstract

This study aims to identify per capita GRDP disparities in 13 provinces in Eastern Indonesia. The data used in this study is secondary data obtained from the website of the Badan Pusat Statistik (BPS). The analytical method used in this study is the Williamson index, panel data and convergence analysis. The results show that regional disparities using the Williams Index tend to decrease towards equity. Convergence analysis shows that there has been absolute beta convergence at a rate of 9.24 percent per year, conditional beta convergence analysis shows that there is no conditional beta convergence. Sigma convergence analysis shows a decrease in the dispersion of per capita income, which means that there has been a sigma convergence between provinces in Eastern Indonesia.

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