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MUQTASID
Published by Institut Agama Islam Negeri Salatiga
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Core Subject : Economy,
Economics, Econometrics & Finance
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Articles 169 Documents
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PERLINDUNGAN ISLAM TERHADAP BURUH bin Lahuri, Setiawan
MUQTASID Vol 4, No 2 (2013): Muqtasid
Publisher : STAIN Salatiga

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Abstract

In Islam, the determination of wages is not only based on the quality of labor as the physical, mental, work experience, professionalism and so on. But there are other considerations, they are aspects of personal and family needs. Thus, there are important implications of the theory above, the Islamic theory of wage determination is in contrast to the capitalist economic system, and there are elements in common with the socialist economic system. Mechanisms of wage determination in Islam does not depend on the institutional market. Islam is a religion that upholds universal human values​​. Islam is very concerned with the rights and obligations of all people, including the workers and laborers. Teaching that can be seen from several hadith clearly provides real assurance that the workers have to work in a comfortable state, far from the threat of layoffs, delays in awarding salary, job demands beyond the limits of human ability and so on. Thus, Islam gives an overview of the importance of laborers and workers in human life. Islam gives us the importance of laborers and workers in human life. Islam thus providing strong values ​​as a form of protection to the workers and employees.
Penetapan Harga Jual Produk Murabahah Studi Kasus di BMT Rama Salatiga Annisa, Arna Asna
MUQTASID Vol 4, No 2 (2013): Muqtasid
Publisher : STAIN Salatiga

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Abstract

This thesis is entitled Selling Price Regulation of Murabahah Product Case Study: BMT RAMA Salatiga. The objectives of this research are to describe 1) the execution of murabahah transaction at BMT RAMA Salatiga, 2) the method in deciding and applying the selling price of murabahah product, and 3) the policy of BMT on conducting its business based on Islamic principles. This research applied descriptive qualitative design and was conducted based on normative-juridical approach. The subjects of the research were the manager of BMT RAMA Salatiga and the costumers of BMT RAMA who were involved in murabahah transactions. The results show that the execution of murabahah transaction has not been applied well. Basically, wakalah aqad should place the costumer as the representative of BMT to get goods before the aqad is signed. It is applied in order to prevent gharar and to draw a distinction between syariah and conventional banking. In regulating its funding product BMT RAMA considers some components such as risks of fund, cost of fund, operational cost, annual profit target, annual funding target, and competition rates. However, the cost of fund component has the consequence of interests which need to be considered in determining murabahah margin. This consequence is absolutely inapropriate with MUI instruction no. 1 year 2004, which forbids interests because of its belonging to riba. Unfortunately, the DPS assistance is still insufficient on this matter.
PERSEPSI PELAKU BISNIS SPBU DI KABUPATEN KUDUS TERHADAP ETIKA BISNIS ISLAM Hakim, M Arif
MUQTASID Vol 4, No 2 (2013): Muqtasid
Publisher : STAIN Salatiga

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Abstract

This research aims to (1) examine empirically the relationship between ethics system options with urgency ethics in business, and (2) empirically examine differences in perceptions of gas stations businessmen in the district Kudus on the relationship between ethics and business.While the benefits are (1) to provide empirical evidence of the differences in perceptions of gas stations businessmen in the district Kudus on the relationship between ethics and business, and (2) to contribute ideas for gas stations businessmen in the district Kudus in conducting business activities and strategies.Based on the discussion in this research it can be concluded that (1) there is a very strong relationship, direct and significant between these two variables, ethics system options with urgency ethics in business; (2) there was no significant difference between the perceptions of gas stations businessmen in the district Kudus on the relationship between ethics and business.
Konsep Pasar Modal Syariah Faozan, Akhmad
MUQTASID Vol 4, No 2 (2013): Muqtasid
Publisher : STAIN Salatiga

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Abstract

Economic development of a country cannot be separated from the capital market. Capital market serves as a means to mobilize public funds and to search the ownership of shares of a company by selling it. Islamic capital market serves as an investment medium for Muslims in the capital market that is in line with Islamic principles. Some criteria for the establishment of the Islamic capital market are forming price fairly, the presence of perfect information, free from riba, gharar, gambling and other transactions that contradict against sharia rules. Stocks traded in the Islamic capital market should come from issuers that meet the Islamic criteria and bonds issued should use mudarabah, musharaka, ijara, istisna and salam.
IMPLEMENTASI ETIKA BISNIS PERSPEKTIF ISLAM Khoiruddin, Khoiruddin
MUQTASID Vol 4, No 2 (2013): Muqtasid
Publisher : STAIN Salatiga

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Abstract

Islamic business and economic ethics was one of book which was referring to Al Quran and following rasullullah Saw in business, finance, and economy.
Analisis Faktor-Faktor yang Memengaruhi Kelancaran Pengembalian Pembiayaan Murabahah pada Usaha Mikro, Kecil, dan Menengah (UMKM) di BMT Taruna Sejahtera Rahayu, Tri Andina
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 1 (2016): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v7i1.55-72

Abstract

A problem arising from the distribution of defrayal is often caused by a delay in repayment of financing that could interfere in liquidity and profitability of financial institution. One of BMTs that has good achievement in Semarang is BMT Taruna Sejahtera with a percentage of the value of arrears of the last few years has decreased. This achievement needs to be maintained and improved until the problems can be solved. This research was conducted at BMT Taruna Sejahtera starting from February to August 2014 using a purposive sample of 85 debtors. All the factors which are supposed to influence the rate of return on the financing were analyzed using multiple linear regression analysis. As the response variable in the analysis, that is the level of the smoothness in returning defrayal (Y) in which the predictor variables are the personal characteristics consisting of the level of education and age. Based on the results of multiple linear regression analysis, the factors that affect the rate of return is the value of the loan financing, business turnover, and level of education. It means the higher the value of the loan, the business turnover and debtor’s education level, the greater the chances of returning of murabaha defrayal
Analisis Pendapat Khalifah Umar Bin Khattab tentang Penundaan Penarikan Zakat Binatang Ternak Kambing yang Telah Mencapai Nisab Munif, Ahmad
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 3, No 2 (2012): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v3i2.205-230

Abstract

Caliph Umar ibn al-Khat}t}ab had delayed withdrawal charity goats. Thoughthere are number of goats has reached nishab. It is applied to an area in theHejaz region whwn it was hit by drought. Of course this is being debated.Though Umar is one of the companions are known firm ini carrying out their religious duties. The results of this research are, first, the withdrawal delay zakat animals that have reached only apply to animals that have been hit by the famine years (ramadah). Umar’s policy gave alms to the people who have goats nishab number based on the condition of the person is also experiencing difficulties. One henred goat that he had no significant influence on survival at the time. Umar suspending withdrawal zakat to muzakki despite his wealth has reached nishab, due to difficulties and distress. Second, the vocabulary knowledge of fiqh, delay the withdrawal of zakat is must. Althought the jurist. Emphasizes that zakat is paid immediately. What is done by delaying the withdrawal of zakat Umar made one considered by some scholars to allow delaying the payment of zakat. And third, the condition of indonesia’s disaster-prone, makes delay the withdrawal of zakat by Umar could be pne of the considerations to delay payment of zakat to an area back to the state as usual.
Pengaruh Kepemimpinan, Motivasi dan Religiusitas Terhadap Kepuasan Kerja Karyawan pada PT. Unza Vitalis Salatiga Baihaqi, Ahmad
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 2 (2015): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v6i2.43-64

Abstract

The study examined the influence of leadership, motivation and religiosity on job satisfaction at. Unza Vitalis Salatiga. Regression model of this quantitative research is: Y = -44.504 + 0.290 K + M + 0,270 R 1,070. The research concluded that leadership, motivation, and religiosity positive and significant impact on job satisfaction of employees of PT. Unza Vitalis Salatiga. Leadership, motivation and religiosity simultaneously affect job satisfaction with the positive and significant at PT. Unza Vitalis Salatiga. The most dominant variable in influencing job satisfaction is work motivation.Studi ini meneliti pengaruh kepemimpinan, motivasi kerja dan religiusitasterhadap kepuasan kerja pada PT. Unza Vitalis Salatiga. Model persamaanregresi dari penelitian kuantitatif ini adalah: Y= -44,504 + 0,290 K + 1,070M + 0,270 R. Berdasarkan penelitian disimpulkan bahwa kepemimpinan, motivasi kerja, dan religiusitas berpengaruh positif dan signifikan terhadap kepuasan kerja karyawan PT. Unza Vitalis Salatiga. Kepemimpinan, motivasi kerja dan religiusitas secara simultan mempengaruhi kepuasan kerja dengan positif dan signifikan pada PT. Unza Vitalis Salatiga. Variabel paling dominan dalam mempengaruhi kepuasan kerja adalah motivasi kerja.
Good Governance Dalam Perspektif Islam (Pendekatan Ushul Fikih: Teori Pertingkatan Norma) Setyono, Joko
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 1 (2015): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v6i1.25-40

Abstract

This article aims to analyze good governance in Islamic perspective with the classical norm levels theory and ushul fiqh approach. This article may contribute to the understanding that Islamic law is able to answer the challenge of modernity namely continuity and change. In this context, ushul fiqh still consider the reality of society which give humanistic and authoritative (not authoritarian Islamic law) in formulation of Islamic Law.Artikel ini bertujuan untuk menganalisis good governance dalam perspektifIslam dengan pendekatan ushul fikih tentang teori pertingkatan norma. Kajian good governance dapat diintegrasikan dengan ushul fiqh, yaitu dengan menggali nilai-nilai filosofis (the theory values) norma dalam hukum Islam. Tulisan ini dapat memberikan warna, bahwa hukum Islam (ushul fiqh) selalu berkembang dan mampu menjawab tantangan modernitas yang berkarakter continuity and change. Artinya, ushul fiqh tetap memperhatikan realitas masyarakat (living law), sehingga melahirkan rumusan hukum Islam yang humanis dan otoritatif (bukan otoritarianisme hukum Islam).
Model Pemberdayaan Laboratorium Bank Mini Syariah di Perguruan Tinggi Fauziah, Eva; Senjiati, Ifa Hanifia; Febriadi, Sandy Rizki
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 2 (2017): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v8i2.102-118

Abstract

Sharia Mini Bank Laboratory is a medium to implement Tri Dharma of College which is expected to contribute to accelerate the development of sharia in Indonesia. Therefore, empowerment of laboratory of bank mini syariah as a place to develop competence in intellectual, motor skill and skill to use Islamic banking tools for increasing the competence of graduate and sharia banking students need to be reviewed. This is a qualitative research. Method of collecting data is using deep data observation technique. Data analysis is using spradley model domain analysis. Theresults showed that the model of empowerment of Mini Sharia Bank laboratory in Higher Education has four models; they are 1) model of secondary empowerment, 2) model primary internal empowerment of student, 3) model of primary internal empowerment of student and lecturer and 4) model of primary external empowerment. This laboratory empowerment model is based on observations at four universities in Java, namely Bandung Islamic University (UNISBA), Islamic University of Malang (UNISMA), UIN Malang and UIN Sunan Ampel Surabaya.Laboratorium Bank Mini Syariah merupakan sarana penunjang dan pelaksana program Tri Dharma Perguruan Tinggi yang diharapkan mampu memberikan kontribusi untuk mengakselerasi perkembangan syariah di Indonesia. Oleh karena itu, pemberdayaan laboratorium Bank Mini Syariah sebagai tempat mengembangkan kompetensi baik dalam bidang intelektual, ketrampilan motorik dan terampil memggunakan alat-alat media perbankan syariah untuk peningkatan kompetensi mahasiswa lulusan keuangan dan perbankan syariah perlu ditelaah. Metode penelitian menggunakan metode kualitatif dengan teknik pengumpulan data observasi mendalam. Analisis data menggunakan analisis domain model spradley. Hasil penelitian menunjukkan bahwa model pemberdayaan laboratorium Bank Mini Syariah di Perguruan Tinggi memiliki empat model yaitu 1). Model pemberdayaan sekunder, 2). Model pemberdayaan primer internal mahasiswa, 3). Model pemberdayaan primer internal mahasiswa dan dosen, dan 4). Model pemberdayaan primer eksternal. Model pemberdayaan laboratorium ini berdasarkan pengamatan pada empat perguruan tinggi di Jawa yaitu Universitas Islam Bandung, Universitas Islam Malang, UIN Malang dan UIN Sunan Ampel Surabaya.

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