BISNIS: Jurnal Bisnis dan Manajemen Islam
Jurnal Bisnis hadir dengan penulis-penulis yang memberikan kontribusi di berbagai bidang bisnis. Bisnis syariah memang sangat dianjurkan karena sejalan dengan prinsip ekonomi islam. ketika akan memulai sebuah bisnis maka penting untuk membuat pondasi yang kokoh terlebih dahulu. pondasi bisnis kita harus dibangun dengan intention Islam, passion Islam dan knowledge Islam.
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<![CDATA[ANALISIS FAKTOR-FAKTOR YANG DIPERTIMBANGKAN DALAM PENENTUAN NISBAH BAGI HASIL SIMPANAN DEPOSITO MUDHARABAH DAN PERLAKUAN AKUNTANSINYA PADA BPR SYARIAH ASRI MADANI NUSANTARA ]]>
<![CDATA[Nur Hisamuddin]]>;
<![CDATA[Andi A]]>
<![CDATA[ BISNIS Vol 3, No 1 (2015): BISNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v3i1.1477
<![CDATA[This title of this research, namely analysis that Infuenced considered in the determination of the odds for the results of Deposit Mudharabah deposits and His Accounting Treatment on Bpr Syariah Asri Civil Society of the Archipelago. The purpose of this research is as follows: to know the factors that are considered in the determination of the odds for the results of deposit mudharabah on BPR Syariah Asri Civil Society Nusantara, to know the recognition and measurement, presentation and disclosure of deposit mudharabah on BPR Syariah Asri Civil Society archipelago have been in accordance with the PSAK 105. Qualitative research method descriptive analysis. Research Results concluded that the factors that are considered in the determination of the odds for the results of deposit mudharabah on BPR Syariah Asri Civil Society of the archipelago is the rate that applies in other sharia banks and conventional banks based on financial performance; good relationship between bank with a partner or client; the work plan of the annual budget and the placement of the funds between Bank (inter-city in the whole of Indonesia); macro economic.]]>
<![CDATA[TABARRU” SEBAGAI AKAD YANG MELEKAT PADA ASURANSI SYARIAH ]]>
<![CDATA[Aryani Witasari]]>;
<![CDATA[Junaidi Abdullah]]>
<![CDATA[ BISNIS Vol 2, No 1 (2014): Bisnis: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v2i1.5253
<![CDATA[Kontrak takafuli disebut juga dengan akad tabarru’, yaitu derma atau sumbangan. Kontrak atau akad ini bertujuan untuk memberikan dana kebajikan dengan niat ikhlas saling membantu satu dengan yang lain dengan sesama peserta asuransi syariah apabila diantaranya ada yang terkena musibah. Tabarru’ sebagai akad pada asuransi syariah ini diatur oleh Fatwa Dewan Syariah Nasional No.53/DSN-MUI/III/2006, pada point ke dua disebutkan bahwa akad tabarru’ ini dilakukan dalam bentuk hibah dengan tujuan kebajikan dan tolong menolong antar peserta, dan bukan untuk tujuan komersial. Tabbaru’ sebagai akad yang harus melekat di dalam perjanjian asuransi bukan dengan akad jual beli. Asuransi tidak menggunakan akad jual beli dikarenakan syarat dalam transaksi jual beli terdapat penjual, pembeli dan harga serta barang yang diperjualbelikan, di dalam asuransi yang dipersoalkan adalah berapa premi yang harus dibayar kepada perusahaan asuransi karena kita tidak tahu kapan risiko yang dipertanggungkan itu akan terjadi, sehingga akad jual beli dalam asuransi biasa terjadi cacat secara syariah karena tidak jelas (gharar).]]>
<![CDATA[Perkembangan Uang Elektronik pada Perdagangan di Indonesia ]]>
<![CDATA[farida Rohmah]]>
<![CDATA[ BISNIS Vol 6, No 1 (2018): Bisnis ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v6i1.3568
<![CDATA[This study aims to analyze the development of electronic money (e-money) in trade in Indonesia in support of the Asean Economy Community (AEC) 2015 which requires ease of transactions using electronic money (e-money) to be more effective and efficient. The first analysis tool used is to analyze import export in Indonesia year 2009-2017 using monthly data. The riset use is the OLS regression between e-money and trade. This view riset how e-money is able to support the progress of the trade sector to support the realization of AEC 2015 with the effect of the realization of welfare for the community. The results of the analysis show that the development of e-money trade impacts the change of independent value of variables or free variables (E-money) can explain 0.439 or 43.9% of the dependent variables or dependent variables (trade) while the rest (1-0,439 = 0.561 or 56.1 %) described other unspecified variables (not included) in the model. In the economic sense can be said that if there is an increase in the use of E-money of Rp. 1 per month it will affect the increase also on the consumption of Rp. 2.4. Similarly, if a decrease in the use of E-Money of Rp 1 per month it will have an impact on the decrease in consumption. And a positive and significant influence between the use of e-money to trade in goods and services in Indonesia in 2009-2017. This is because the increasing use of e-money will increase trade in goods and services. This is because psychologically someone will be easier to spend money in the form of non-cash than cash. There is a positive and significant influence between the use of electronic money (e-money) on trade in goods and services in Indonesia in 2009-2017. This is due to the ease and speed offered in electronic money (e-money) so that the use of electronic money is increasing among the public. The higher the use of electronic money (e-money), the higher the trade in goods and services in Indonesia.]]>
<![CDATA[Strategi Membangun Kewirausahaan Santri Menggunakan Model Pendidikan Taxonomi Bloom ]]>
<![CDATA[muhammad mun'im]]>;
<![CDATA[Pardiman Pardiman]]>;
<![CDATA[Supriyanto Supriyanto]]>
<![CDATA[ BISNIS Vol 9, No 1 (2021): BISNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v9i1.11422
<![CDATA[Pesantren Pesantren ialah diantara dari sekian satu banyak dari lembaga pendidikan yang berada di Indonesia yang di dalamnya mentransfer ilmu agama Islam pada santri-santrinya. selain dibekali ilmu agama santri juga dipercaya mampu menghadapi tantangan zaman, bahkan santri juga bisa untuk membuka lapangan pekerjaan serta menjadi santripreneur yang sukses, dengan diberikan pendidikan kewirausahaan kepada santri. Penelitian ini bertujuan untuk menganalisis bagaimana strategi pendidikan yang diberikan kepada santri beserta implikasinya. Metode penelitian memakai riset kualitatif dengan pendekatan deskriptif serta rancangan multisitus. Metode pengumpulan datanya dalam penelitian ini yaitu menggunakan pewawancaraan, pengobservasani serta pendokumentasian dengan pengecekan keabsahan data yang menggunakan metode triangulasi. Penelitian ini memakai teknik analisis data deskriptif kualitatif dengan mereduksi data, penyajian data verifikasi dan penarikan simpulan. Dari hasil penelitian bersimpulan bahwa dalam membangun entrepreneurship santri di Pondok Pesantren Al-Mawaddah Kudus serta Pesantren Raudlatun Nasyiin Rembang yaitu 1) memberikan pendidikan kewirausahaan secara kognitif yang didalamnya santri diberi pengetahuan dan pemahaman mengenai ilmu kewirausahaan. 2) santri diberikan pendidikan kewirausahaan secara afektif yang didalamnya terdapat pemberian pelatihan, motivasi dan nilai-nilai kewirausahaan. 3) selain dibekali pendidikan kognitif dan afektif santri juga dibekali pendidikan psikomotorik untuk membentuk mental dan keterampilan santri dengan cara praktik langsung dilapangan dengan berbagai kegiatan kewirausahaan seperti menjual barang dan jasa.]]>
<![CDATA[ANALISIS TREND KINERJA KEUANGAN PERBANKAN SYARIAH TAHUN 2015 SAMPAI DENGAN 2017 ]]>
<![CDATA[Andri Veno]]>;
<![CDATA[Syamsudin Syamsudin]]>
<![CDATA[ BISNIS Vol 4, No 1 (2016): BiSNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v4i1.1694
<![CDATA[Trend analysis is a method of statistical analysis that isintended to make an estimate or forecast the future. To do agood forecasting is needed various kinds of information (data)is quite a lot and observed in a period of relatively long , so thatthe analysis can determine how many big fluctuations and thefactors that influence those change . The profitability ratios willprovide an overview of the effectiveness of the management ofthe company. The greater the profitability means the better ,because the prosperity of the owner of the company increasedwith greater profitability. Profitability ratios consist of ProfitMargin, Basic Earning Power , Return on Assets and Return onEquity]]>
<![CDATA[Minat Beli Online Generasi Milenial: Pengaruh Kepercayaan dan Kualitas Layanan ]]>
<![CDATA[Kharis Fadlullah Hana]]>
<![CDATA[ BISNIS Vol 7, No 2 (2019): Bisnis: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v7i2.6094
<![CDATA[Buying and selling online is a transaction that is in high demand by the current millennial generation. The ease, efficiency, variety of choices and various promotions offered are the underlying factors for millennials to make online purchases. This can also be seen from the shift in the style of buying the younger generation from traditional markets to online stores that are increasing. Despite the many advantages and advantages offered, there are some consumers who are less satisfied with their purchases online. That is caused by poor service quality because sometimes the response from the seller to the buyer is quite long. Some sellers who give goods that are not in accordance with the offer also cause public confidence to decline. Based on these phenomena, this study aims to determine the effect of service quality and trust in millennial generation consumers' buying decisions and decisions. This research method uses quantitative methods with a Post positivism approach with Structural Equation Model analysis techniques using the WarpPls 6.0 analysis tool. Service quality and trust as exogenous variables, buying interest and online purchasing decisions as endogenous variables. The object of this research is millennial consumers in the cities of Kudus, Jepara and Pati who purchase goods online with a total sample of 375 respondents. The results showed that trust through interest influenced the online buying decision of 0.293. Trust and interest have a total influence of 0.402. Quality of service through interest affects the decision of 0.143. Service quality and interest have a total influence on online buying decisions of 0.363. This means that trust has a greater influence on buying decisions on digital generation compared to service quality.]]>
<![CDATA[Analisis Kausalitas Cranger Kebijakan Moneter Syari'ah Terhadap Perekonomian Indonesia ]]>
<![CDATA[Khairina Tambunan]]>;
<![CDATA[Muhammad Ikhwanda Nawawi]]>
<![CDATA[ BISNIS Vol 5, No 2 (2017): BISNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v5i2.3012
<![CDATA[This study aims to explain causality between Islamic monetary policy with Shariah Open Market Operation instrument and Bank Indonesia Sharia Certificate on inflation with time series data period from January 2010 - June 2017 which processed by Granger causality analysis method and using vectorautoregresive model. This study shows a direct causal relationship of OPTS to GDP, SBIS to OPTS and two-way causal relationship between SBIS and GDP.]]>
<![CDATA[An Identification On The Role Of Behavioral Finance In Invesment (A Case Study At Pandawa Cooperative) ]]>
<![CDATA[Febrini Khairunnisa Imron]]>;
<![CDATA[Yenny Kornitasari]]>;
<![CDATA[Wahid Hasyim]]>
<![CDATA[ BISNIS Vol 8, No 2 (2020): BISNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v8i2.8129
<![CDATA[This study discusses the role of finance in investment decision making in the Pandawa Cooperative Case Study. Offering an irrational profit of 10% per month, the illegal investment case claimed 549 thousand victims with a total loss of Rp3.8 trillion. This research method uses a qualitative study with phenomenology to learn the truth about the role of finance in decision making which will be carried out through observations and discussions related to social phenomena related to financial roles in making investment decisions (case studies of the Pandawa Cooperative) directly in the Pandawa Cooperative case. After conducting the research process, it was concluded that the investment of the Pandawa Cooperative in investment decision making by three financial policies, namely overevidence, representative bias, and herding, which provided a role in making the Pandawa Cooperative investment decision.]]>
<![CDATA[PENGARUH KARAKTERISTIK PERUSAHAAN TERHADAP PENGUNGKAPAN CORPORATE SOCIAL RESPONSIBILITY (CSR) ]]>
<![CDATA[Syahrina Noormala Dewi]]>
<![CDATA[ BISNIS Vol 3, No 2 (2015): BISNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v3i2.1509
<![CDATA[The financial report is the information about the performance of thecompany and report to the stakeholders responsibility them. In generalthe financial report aims to provide financial information a company,both in time and in a certain period of both arranged all of a sudden inaccordance with the requirements of the companies and periodically.The analysis of the data using the double linier regression as describedpreviously obtained that the model developed in this research isworthy (fit) and successfully shows as a good model. The results ofthis study only gives the meaning of the variables the size of the boardof commissioners and leverage that is able to explain the broad socialdisclosure significantly strengthened]]>
<![CDATA[Pengembangan Ekonomi Indonesia Berbasis Wisata Halal ]]>
<![CDATA[Fitrianto Fitrianto]]>
<![CDATA[ BISNIS Vol 7, No 1 (2019): Bisnis: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v7i1.5254
<![CDATA[This paper describes the development of Indonesian economy based on halal tourism. The tourism sector is Indonesia's mainstay in gaining foreign exchange. Tourism can be used as an engine of economic growth for the country. The Indonesian government targets 20 million foreign tourist visits in 2019. Foreign tourist visits to Indonesia have increased during 2017 to 2018. The Badan Pusat Statistik (BPS) released the number of foreign tourist visits to Indonesia during 2018 to reach 15.81 million or an increase of 12.58%. In 2018, foreign exchange from the tourism sector accounted for US $ 17 M, an increase of 11.8%.Halal tourism is a tourism concept that matches Islamic values. Indonesia has a great opportunity in developing the halal tourism sector. Bank Indonesia (BI) states that halal tourism also supports the development of Islamic economics. Halal tourism can strengthen the country's economy. In April 2019 Indonesia was ranked first in the category of the world's best halal tourism destinations based on the Global Muslim Travel Index (GMTI) standard.]]>
