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Dr. Zainul Hidayah, S.Pi., M.App.Sc.
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Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura
Published by Universitas Trunojoyo Madura
ISSN : 18297935     EISSN : 26547856     DOI : https://doi.org/10.21107/pamator
Core Subject : Economy, Humanities, Social,
Humanities Economics, Econometrics & Finance Social Sciences
PAMATOR JOURNAL is the Journal of Social Sciences, Economics and Humanities, published by the Institute for Research and Community Service Trunojoyo University, 2 times a year (April and October).
Arjuna Subject : Umum - Umum
Articles 21 Documents
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Search results for , issue "Vol 18, No 4: 2025" : 21 Documents clear
The Impact Of Simpang Limun Market Revitalization On Traders Income : A Review Of Islamic Economics Mawaddah, Lely
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 18, No 4: 2025
Publisher : Universitas Trunodjoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v18i4.31546

Abstract

AbstractThis research aims to analyze the impact of the revitalization of Simpang Limun Market on traders' income from an Islamic economic perspective. Market revitalization is an effort to improve the quality of infrastructure and governance of traditional markets to make them more competitive and efficient. This research uses a qualitative method with a descriptive approach, where data is obtained through interviews with traders and analysis of related documents. The research results show that market revitalization has had various impacts on traders. Some merchants experienced an increase in income, especially those who were able to utilize digital technology in marketing, while others experienced a decrease in income due to changes in location and increased competition, both in the market and with online merchants. From an Islamic economic perspective, market revitalization should fulfill the principles of justice (Al-'Adl), desire (Al-Mashlahah), honesty and transparency (Ash-Shidq Al-Amanah), as well as striving for freedom (Hurriyyah Tijariyyah). However, in practice, the distribution of revitalization benefits has not been evenly distributed, so some traders have difficulty adapting to the new system.Keywords: Market Revitalization, Income, Local Economic Growth
The Influence Of Consumer Behavior And Sharia Financial Literacy On Interest In Using Fintech P2p Lending Among Febi Uinsu Students Hayati, Nur Fadillah; Anggraini, Tuti; Nasution, Muhammad Latief Ilhamy
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 18, No 4: 2025
Publisher : Universitas Trunodjoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v18i4.32063

Abstract

This study aims to analyze the effect of consumptive behavior and Islamic financial literacy on the interest in using fintech P2P lending among students of the Faculty of Islamic  Economics and Business (FEBI) at UINSU. This research employs a quantitative approach with a causal associative method. The population consists of active FEBI UINSU students from the 2021 cohort, with a sample of 100 respondents selected using puprosive sampling. Data were collected through questionnaires and analyzed using multiple linear regression with partial (t) tests and simultaneous (F) tests. The results indicate hat consumptive behavior has a positive and significant effect on the interest in using fintech P2P lending. Islamic financial literacy also has a positive and significant effect on this interest. Simultaneously, both independet variables significantly influence students interest in using conventional fintech. This phenomenon shows that although students have a good understanding of Islamic financial principles, factors such as accessibility, service speed, limited availability of Islamic fintech, and consumptive behavior still lead them to use conventional fintch.Keywords: Consumptive Behavior, Islamic Financial Literacy, Interest, Fintech P2P Lending
Fisheri Industry Development Strategy From The Perspective Of Maqasid Al-Syari’ah In Belawan Syahputra, Ryan; Arif, Muhammad; Harahap, Muhammad Ikhsan
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 18, No 4: 2025
Publisher : Universitas Trunodjoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v18i4.32197

Abstract

The sharp decline in the volume and value of marine fisheries production at the Belawan Ocean Fishing Port (PPS) over the past three years indicates a structural crisis that requires values-based solutions. This study aims to formulate a strategy for developing the marine fisheries industry through a maqasid al-syariah approach as the foundation for equitable and sustainable economic development. The method used is a qualitative descriptive technique with semi-structured interviews with fisheries business actors, followed by a SWOT analysis to identify internal and external factors in the industry. The results indicate weak business capacity due to limited fishing gear, access to capital, and digital literacy, despite the potential for significant resources and government support. The development strategy formulated includes strengthening sharia institutions, technological modernization, Islamic value-based training, and marine environmental preservation, which are aligned with the six dimensions of maqasid al-syariah: protection of religion, life, mind, descendants, property, and the environment. This approach is considered capable of providing a strategy that is not only economically viable, but also ethical, inclusive, and sustainable..Keywords: Belawan Islamic Economym, Fishing Industry, Maqasid al-Shariah
Sharia-Based Msme Development Strategy In Tebing Tinggi City Lubis, Radja Janna; Sugianto, Sugianto; Rahmani, Nur Ahmadi Bi
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 18, No 4: 2025
Publisher : Universitas Trunodjoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v18i4.32070

Abstract

The purpose of this study is to develop a development plan for sharia-based MSMEs in Tebing Tinggi City to encourage more equitable and inclusive regional economic development. This study used a qualitative descriptive method. Five MSMEs that have implemented sharia principles in their operations were observed and interviewed to collect data. The collected data were then analyzed thematically to identify trends, obstacles, and development tactics. The study findings demonstrate that sharia-based MSMEs in Tebing Tinggi City have adopted Islamic values such as being free from usury, using halal materials, and contributing to social welfare. However, they still face significant challenges such as limited access to sharia financing, a lack of Islamic economic literacy, and suboptimal utilization of digitalization. Recommended development strategies include improving sharia literacy, partnerships with Islamic financial institutions, training in digitalization and halal marketing, and facilitating halal certification. An integrative approach based on spiritual values, technology, and institutionalization is needed to strengthen the competitiveness of sharia-based MSMEs sustainably. This study contributes to the strategic framework for sharia-based MSME development at the regional level, integrated with Islamic economic principles and local challenges. The uniqueness of this study lies in the focus on the local context of Tebing Tinggi City and the direct interview approach to formulate sustainable strategies.Keywords: Sharia-compliant MSMEs, development strategy, finance, local economy, Tebing Tinggi City
Pentahelix-Based Msme Development Strategy To Reduce The Unemployment Rate In Tebing Tinggi City Anggraini, Bunga; Syahbudi, Muhammad; Yanti, Nursantri
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 18, No 4: 2025
Publisher : Universitas Trunodjoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v18i4.32062

Abstract

This study aims to formulate a development strategy for Micro, Small, and Medium Enterprises (MSMEs) based on the Pentahelix approach to reduce unemployment in Tebing Tinggi City. The Pentahelix approach involves five main elements: academics, businesses, communities, government, and mentors, who collaborate in the local economic development process. The methodology is a qualitative one, including statistical data, questionnaires, in-depth interviews, document analysis, and observation as data collecting methods. The strategy is analyzed using the SOAR (Strengths, Opportunities, Aspirations, Results) framework and the Triple Bottom Line (TBL) principle, which includes social (people), environmental (planet), and economic (profit) aspects. The analysis results show that the combination strategy of Opportunities + Aspirations (OA) is the most optimal approach, with the highest score in the IFAS and EFAS analyses. The OA strategy is considered capable of utilizing external opportunities such as technological innovation, strategic partnerships, community collaboration, and policy support, to realize the aspirations of sustainable community economic empowerment. These findings demonstrate the importance of cross-sector collaboration in encouraging MSME growth as a strategic solution to reduce unemployment in the region.Keywords: MSMEs, Pentahelix, Unemployment, SOAR
Development Strategy Of Mesikhat Cloth Umkm In Kuta Cane Area, Southeast Aceh Sari, Indah Purnama; Qarni, Waizul; Rahma, Tri Inda Fadhila
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 18, No 4: 2025
Publisher : Universitas Trunodjoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v18i4.31959

Abstract

This study aims to identify the strengths and weaknesses in the development of Mesikhat cloth MSMEs in Kuta Cane, Southeast Aceh. Mesikhat is a traditional motif typical of the Alas Tribe with five main colors: red, yellow, white, green, and black, which has high cultural value. The study analyzes the internal and external conditions of MSMEs and development strategies that include creating a conducive business climate, integrated information management, developing an effective marketing system, as well as improving technical capabilities and adapting to modern market needs. In addition, this study highlights the importance of synergy between the government, academics, business actors, and the community in supporting the sustainability and increasing the competitiveness of Mesikhat cloth MSMEs. The results of the study are expected to be strategic recommendations for sustainable business development and oriented towards preserving local culture.Keywords: Meshichat Cloth, MSMEs, Marketing System
The Influence Religiosity, Lifestyle, Price, And Fashion Trends On Muslim Fashion Purchase Decisions (A Case Study Of Generation Z In Medan City) Puspita, Ditiya
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 18, No 4: 2025
Publisher : Universitas Trunodjoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v18i4.31578

Abstract

This study aims to analyze the influence of religiosity, lifestyle, price, and fashion trends on Muslim fashion purchasing decisions by Generation Z in Medan City. The method used is a quantitative approach with SEM-PLS analysis techniques through SmartPLS 4 software and involving 100 respondents. The results show that religiosity, lifestyle, and fashion trends have a significant influence on purchasing decisions, while price does not show a significant influence. The R² value of 57.3% indicates that the model can explain more than half of the variation in purchasing decisions. This finding reflects that Gen Z prioritizes religious aspects and lifestyle over price considerations, which is in line with the principles of consumption in Islamic economics namely, orientation towards needs, ethical values, and compliance with sharia.Keywords: Muslim fashion, religiosity, lifestyle, price, fashion trends, purchasing decisions
Travel Busins Strategy Using The Business Model Canvas Approach ( Case Study : Sofyan Travel ) Farhan, M. Hafiz; Lubis, Fauzi Arif; B. Syarbaini, Ahmad Muhaisin
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 18, No 4: 2025
Publisher : Universitas Trunodjoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v18i4.32196

Abstract

Sofyan Travel, a 15-year-old travel transportation business, has faced significant challenges due to the COVID-19 pandemic and increased digital competition. This study uses a qualitative case study approach to analyze Sofyan Travel's business strategy using the Business Model Canvas (BMC). The results show that the BMC approach enables the company to identify strengths, weaknesses, opportunities, and threats through nine key elements, such as customer segmentation, value proposition, distribution channels, and cost structure. The strategy focuses on personalized service, operational efficiency, service digitalization, and strategic partnerships. The implementation of the BMC has proven effective in increasing business competitiveness and sustainability by adapting conventional models to modern market needs. These findings reinforce the relevance of the BMC as an innovative tool for designing and managing travel businesses in an adaptive and customer-value-oriented manner. Keywords: Business Model Canvas, business strategy, travel, competitiveness
The Influence Of Organizational Justice And Organizational Culture On Psychological Contracts With Work-Life Balance As A Mediating Variable Lindawati, Lindawati
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 18, No 4: 2025
Publisher : Universitas Trunodjoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v18i4.32566

Abstract

This study aims to determine the effect of organizational justice and organizational culture on the psychological contract, with work-life balance as a mediating variable among employees of CV Media Gravika Yogyakarta. Using a quantitative method with a survey approach, the research involved 45 permanent employees selected through a census technique. Data were analyzed using Partial Least Square – Structural Equation Modeling (PLS-SEM) to test the direct and indirect relationships between variables. The results show that organizational culture has a positive and significant effect on the psychological contract, indicating that a supportive and value-driven work environment strengthens employees' perceptions of mutual obligations with the organization. Organizational justice is also found to significantly influence work-life balance, suggesting that fair treatment and transparent policies contribute to employees' ability to manage work and personal life demands. However, work-life balance does not mediate the relationship between either organizational justice or organizational culture and the psychological contract, indicating that the psychological contract is shaped more strongly by direct organizational practices than by employees' perceptions of work-life harmony. These findings highlight the importance of fostering fairness and cultivating a constructive organizational culture to enhance employee commitment, trust, and psychological attachment, ultimately supporting a more harmonious, motivated, and productive organizational climate.
The Influence Of Organizational Fairness, Work-Life Balance, And Job Satisfaction On Organizational Commitment Afivaturokhmah, Neila
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 18, No 4: 2025
Publisher : Universitas Trunodjoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v18i4.32631

Abstract

The rapid development of business competition and workforce dynamics in the industrial era requires organizations to strengthen employee commitment as a key factor in achieving sustainability. Organizational commitment is closely related to employees' perceptions of fairness, balance between work and personal life, and job satisfaction. This study aims to analyze the influence of organizational justice, work-life balance, and job satisfaction on organizational commitment among employees of CV. Media Grafika Yogyakarta. The research employed a quantitative approach with a census method involving 45 employees as respondents. Data were collected using a structured questionnaire and analyzed with Partial Least Squares Structural Equation Modeling (PLS-SEM) through SmartPLS version 3. The results reveal that organizational justice and work-life balance do not have a significant effect on organizational commitment, while job satisfaction has a positive and significant effect. Simultaneously, the three independent variables have a positive effect on organizational commitment, with an R-square value of 0.561, indicating that 56.1 percent of the variance in organizational commitment is explained by these factors.

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