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Dzikrulloh
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Dinar: Jurnal Ekonomi dan Keuangan Islam
Published by Universitas Trunojoyo Madura
ISSN : 24609889     EISSN : 25803565     DOI : https://doi.org/10.21107/dinar
Core Subject : Religion, Social,
Religion Social Sciences
Dinar adalah jurnal ilmiah yang diterbitkan oleh Jurusan Ekonomi dan Keuangan Islam Universitas Trunojoyo Madura. Terbit pertama kali Agustus 2015. Jurnal ini memfokuskan pada kajian Ekonomi Islam dalam berbagai sudut pandang keilmuan. Redaksi mengundang para ahli dan segenap sivitas akademika untuk menulis artikel sesuai dengan tema besar jurnal ini. Artikel yang dimuat tidak selalu mencerminkan redaksi ataupun institusi lain terkait dengan penerbitan jurnal.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 7 Documents
 1 
Search results for , issue "Vol 11, No 1: Januari 2024" : 7 Documents clear
Analysis of The Behavior of Traditional Market Traders in The Perspective of Islamic Business Ethics Kurniawan, Heri; Qarni, Waizul; Nasution, Muhammad Lathief Ilhamy
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 1: Januari 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i1.26747

Abstract

This research is very important because it will help because evaluating the actions of conventional market traders in Natal from the point of view of Islamic business ethics shows honesty, integrity and kindness in your work. In addition, this activity can help consumers and traders do business better. The purpose of this study is to gain a better understanding of the needs of traders from the point of view of business practices. Islam targeting traditional markets in the Natal region.The research area was traditional markets in Natal. Data were collected through descriptions, interviews, observations and documents. Verification of data validity using more power, references, and visual indicators. The research shows that traders in traditional markets in Natal conduct buying and selling trade despite not knowing the principles of Islamic trade. They use rules such as not forgetting the truth and balance, not hiding mistakes, giving customers the freedom to choose, we must follow Islamic business principles, such as keeping promises, being responsible for product quality, and providing friendly services.
Assessment of the Impact of Agricultural Collaboration Practices on The Income of Farmers through Muzara'ah And Mukhabarah Contracts Oktaviani, Tesya; Rahma, Tri Inda Fadhila; Harahap, Muhammad Ikhsan
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 1: Januari 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i1.26373

Abstract

This research aims to find out about income from muzara'ah and mukhabarah contracts.This research uses a qualitative approach with a descriptive method. Data collection using the participatory observation method for 1 month to see the profit-sharing system in agriculture, comparison of the Muzara'ah and Mukhabarah systems, potential and obstacles to the profit-sharing system. This research took 10 respondents. The subject of this study is muzara'ah and mukhabarah contracts and the object of this research is the agricultural interests of the Blang Mancung Village community in Aceh.Research results: Of the 10 farmers I interviewed, 6 people entered a muzara'ah contract, 2 people entered a mukhabarah agreement, and 2 people did not carry out muzara'ah or mukhabarah cooperation. Agricultural cooperation carried out by the community in Blang Mancung Village carries out muzara'ah and mukhabarah cooperation agreements based only on verbally because the community already trusts each other. An agreement like this is permissible according to Islamic law, this is based on the fiqh rule "customs can be used as a legal basis". Of the 8 who participated, all were in accordance with muamalah fiqh in the profit-sharing system, all in accordance with what was promised at the beginning.
Iyouth Leadership Guard: Preferences for Entrepreneurship as a Way to Influence Careers and Civil Society Muna, Naily El; Ashlihah, Ashlihah; Auliya, Devi
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 1: Januari 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i1.26562

Abstract

Teens should equip themselves with the abilities and interests that will make them desirable employees. Three interconnected elements that belong to the owners of rights are required to execute youth engagement in the formation of civil society (children and youth). First and foremost, young leadership is required as the forefront of self-worth to assist teens in developing into self-assured individuals that generate teamwork strength to fulfill their responsibilities. Second, educational institutions still need to encourage and facilitate the interest of teenagers in entrepreneurship in society. Analyzing teenage leadership and entrepreneurial preferences in the context of professional empowerment and civil society is the goal of this study. This study employed a mixed method, which combines quantitative and qualitative techniques. The study's conclusion is that entrepreneurship programs in learning environments are very beneficial for students' career development after they have finished their coursework.
Zakat Literacy: Digital Islamic Finance in Community Economic Development Damirah, Damirah; Sahrani, Sahrani; Musmulyadi, Musmulyadi
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 1: Januari 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i1.27549

Abstract

The purpose of this study is to explore the pivotal roles of Islamic finance and Zakat, particularly in the context of digital transformation, in improving financial literacy and fostering economic growth within communities. The study specifically examines how the digitalization of Zakat collection and distribution, alongside other Islamic finance principles, contributes to the development of an inclusive and ethical economy rooted in Islamic values.This study employs a mixed-method approach, combining qualitative and quantitative analyses. Data is gathered through interviews, case studies, and statistical analysis to explore the impact of digital Islamic finance and Zakat management on community economic development. The study focuses on how digital literacy in Islamic finance, particularly Zakat, can enhance economic outcomes and the effectiveness of these tools for poverty alleviation.The study reveals that integrating Islamic finance and Zakat with digital technology significantly improves financial literacy, leading to better economic decision-making and sustainable economic development. The digitalization of Zakat processes not only increases transparency and efficiency but also broadens the reach and impact of Zakat, reinforcing its role as a crucial instrument in Islamic finance for poverty alleviation. However, key challenges, such as gaps in public understanding and limited access to financial education, need to be addressed to fully leverage the potential of digital Islamic finance and Zakat.
Leveraging The Ansoff Matrix for Strategic Growth in Packaged Food Micro-Enterprises Qomaro, Galuh Widitya; Nasrulloh, Nasrulloh; Salleh, Ahmad Zaki
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 1: Januari 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i1.27163

Abstract

Micro-enterprises are vital for local economic development, yet they often struggle with limited strategic capacity, particularly in regions where socio-cultural and religious factors strongly influence business practices. This study addresses the strategic management gaps among packaged food micro-enterprises in Bangkalan, Indonesia, with a focus on how these businesses navigate challenges while leveraging growth opportunities. The research fills a critical gap by integrating cultural and religious dynamics such as the importance of halal compliance-into established strategic frameworks like the ANSOFF Matrix.Using a qualitative methodology, the study conducted in-depth interviews with 23 micro-entrepreneurs to explore their strategic behaviors, market approaches, and challenges. The thematic analysis revealed the alignment and divergence of practical strategies with theoretical models, offering insights into how entrepreneurs manage risks and pursue growth.Findings indicate that while most businesses prioritize market penetration and product development, significant barriers-including inadequate access to resources and strategic knowledge-impede diversification and market expansion. Halal certification emerged as a pivotal yet challenging factor in market dynamics. The study concludes that strategic support, such as targeted training and collaborations with local institutions, can empower micro-enterprises to enhance competitiveness and contribute to sustainable development.
Analysis That Influences Perceptions of Benefit, Convenience and Trust in Islamic Preferences For E-Wallet Lisikmiko, Luthfi; Nurbaiti, Nurbaiti
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 1: Januari 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i1.29417

Abstract

This study aims to analyze the influence of perceived usefulness, perceived ease of use, and perceived trust on the decision to use e-wallets in Indonesia.This study uses a quantitative approach with a survey method, where data is collected by distributing questionnaires to e-wallet users. The sample of this study was selected using purposive sampling to ensure that respondents were active e-wallet users. This study involved 100 respondents from the Medan community. The data collected were then analyzed using multiple linear regression analysis with the help of SPSS software.The results of the study show that perceived usefulness, perceived ease of use, and perceived trust significantly influence the decision to use e-wallets. The perceived usefulness has been shown to have a positive impact, indicating that the higher the user's belief in the benefits provided by e-wallets, the greater the desire to use them. In addition, perceived ease of use shows that users tend to prefer e-wallets that are considered easy to use. Perceived trust also plays an important role in determining e-wallet usage, where users trust services that they consider safe and reliable. In conclusion, these three factors need to be considered by e-wallet service providers to increase user adoption, by strengthening the benefits, ease of use, and trust in their services.
Determinants of Public Participation in The Development of Priority Halal Tourism Hannum, Misbah; Harahap, Isnaini; Soemitra, Andrew
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 1: Januari 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i1.29418

Abstract

This study aims to determine the factors that influence community participation in the development of halal tourism in Puncak Koto Panjang, Pasaman Regency.This study uses a quantitative method with multiple linear regression analysis methods. using SPSS 25 software. The population in the study were stakeholders of Puncak Koto Panjang in 2024. The data collection technique used primary data obtained by distributing questionnaires to 383 stakeholder respondents. While secondary data was taken through journals, books, or previous research related to this study.The results of the study showed that the Economic factor (X1) has a significant influence on the development of halal tourism in Puncak Koto Panjang (t count 1.830 t table 0.675), the educational factor has a significant influence on the development of halal tourism in Puncak Koto Panjang (t count 5.998 t table 0.675), socio-cultural factors have a significant influence on the development of halal tourism in Puncak Koto Panjang (t count 5.303 t table 0.675) while the leader factor and social motivation factors do not affect the development of Puncak Koto Panjang tourism. This research is expected to provide practical contributions to the development of halal tourism at Puncak Koto Panjang so that it can develop further, and visitors can feel satisfied with their visit.

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