cover
Contact Name
Dzikrulloh
Contact Email
dzikrulloh@trunojoyo.ac.id
Phone
+62817772001
Journal Mail Official
dinarjurnal@gmail.com
Editorial Address
Jl. Raya Telang PO. BOX. 2 Kamal Bangkalan Madura
Location
Kab. bangkalan,
Jawa timur
INDONESIA
Dinar: Jurnal Ekonomi dan Keuangan Islam
ISSN : 24609889     EISSN : 25803565     DOI : https://doi.org/10.21107/dinar
Core Subject : Religion, Social,
Dinar adalah jurnal ilmiah yang diterbitkan oleh Jurusan Ekonomi dan Keuangan Islam Universitas Trunojoyo Madura. Terbit pertama kali Agustus 2015. Jurnal ini memfokuskan pada kajian Ekonomi Islam dalam berbagai sudut pandang keilmuan. Redaksi mengundang para ahli dan segenap sivitas akademika untuk menulis artikel sesuai dengan tema besar jurnal ini. Artikel yang dimuat tidak selalu mencerminkan redaksi ataupun institusi lain terkait dengan penerbitan jurnal.
Articles 138 Documents
Iyouth Leadership Guard: Preferences for Entrepreneurship as a Way to Influence Careers and Civil Society Muna, Naily El; Ashlihah, Ashlihah; Auliya, Devi
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 1: Januari 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i1.26562

Abstract

Teens should equip themselves with the abilities and interests that will make them desirable employees. Three interconnected elements that belong to the owners of rights are required to execute youth engagement in the formation of civil society (children and youth). First and foremost, young leadership is required as the forefront of self-worth to assist teens in developing into self-assured individuals that generate teamwork strength to fulfill their responsibilities. Second, educational institutions still need to encourage and facilitate the interest of teenagers in entrepreneurship in society. Analyzing teenage leadership and entrepreneurial preferences in the context of professional empowerment and civil society is the goal of this study. This study employed a mixed method, which combines quantitative and qualitative techniques. The study's conclusion is that entrepreneurship programs in learning environments are very beneficial for students' career development after they have finished their coursework.
A Model for Community Empowerment Based on Islamic Philanthropy piliyang, riza saharah; Qarni, Waizul; Silalahi, Purnama Ramadani
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 12, No 1: January 2025
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v12i1.28464

Abstract

The purpose of this study is to determine the ways in which Islamic philanthropy-based money usage activities contribute to community empowerment. Additionally, describe the paradigm of community empowerment that is being used.This study employed a qualitative research approach. The research is located in Rumah Yatim Medan. Data analysis procedures contain three steps: (1) data reduction, (2) data display, and (3) conclusion drawing or verification. The data for this study was gathered by documentation, interviews, and observation using descriptive qualitative research.The study's findings demonstrate that Rumah Yatim Ar-Rahman Medan's use of Islamic philanthropy-based funding for educational, socioeconomic, da'wah, and productive economy initiatives has been successful and beneficial. Rumah Yatim Ar-Rahman Medan's community empowerment concept has been successfully used in all spheres of education, socioeconomics, da'wah, and the productive economy. However, the productive economy sector should receive greater attention due to its unquestionably sustainable worth.
Zakat Literacy: Digital Islamic Finance in Community Economic Development Damirah, Damirah; Sahrani, Sahrani; Musmulyadi, Musmulyadi
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 1: Januari 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i1.27549

Abstract

The purpose of this study is to explore the pivotal roles of Islamic finance and Zakat, particularly in the context of digital transformation, in improving financial literacy and fostering economic growth within communities. The study specifically examines how the digitalization of Zakat collection and distribution, alongside other Islamic finance principles, contributes to the development of an inclusive and ethical economy rooted in Islamic values.This study employs a mixed-method approach, combining qualitative and quantitative analyses. Data is gathered through interviews, case studies, and statistical analysis to explore the impact of digital Islamic finance and Zakat management on community economic development. The study focuses on how digital literacy in Islamic finance, particularly Zakat, can enhance economic outcomes and the effectiveness of these tools for poverty alleviation.The study reveals that integrating Islamic finance and Zakat with digital technology significantly improves financial literacy, leading to better economic decision-making and sustainable economic development. The digitalization of Zakat processes not only increases transparency and efficiency but also broadens the reach and impact of Zakat, reinforcing its role as a crucial instrument in Islamic finance for poverty alleviation. However, key challenges, such as gaps in public understanding and limited access to financial education, need to be addressed to fully leverage the potential of digital Islamic finance and Zakat.
Leveraging The Ansoff Matrix for Strategic Growth in Packaged Food Micro-Enterprises Qomaro, Galuh Widitya; Nasrulloh, Nasrulloh; Salleh, Ahmad Zaki
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 1: Januari 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i1.27163

Abstract

Micro-enterprises are vital for local economic development, yet they often struggle with limited strategic capacity, particularly in regions where socio-cultural and religious factors strongly influence business practices. This study addresses the strategic management gaps among packaged food micro-enterprises in Bangkalan, Indonesia, with a focus on how these businesses navigate challenges while leveraging growth opportunities. The research fills a critical gap by integrating cultural and religious dynamics such as the importance of halal compliance-into established strategic frameworks like the ANSOFF Matrix.Using a qualitative methodology, the study conducted in-depth interviews with 23 micro-entrepreneurs to explore their strategic behaviors, market approaches, and challenges. The thematic analysis revealed the alignment and divergence of practical strategies with theoretical models, offering insights into how entrepreneurs manage risks and pursue growth.Findings indicate that while most businesses prioritize market penetration and product development, significant barriers-including inadequate access to resources and strategic knowledge-impede diversification and market expansion. Halal certification emerged as a pivotal yet challenging factor in market dynamics. The study concludes that strategic support, such as targeted training and collaborations with local institutions, can empower micro-enterprises to enhance competitiveness and contribute to sustainable development.
Moving Average Investigation in Optimizing Entry and Exit on IDX Sharia Growth Nurfadillah, Nurfadillah; Haanurat, A Ifayani; Jaya, Asri
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 12, No 1: January 2025
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v12i1.28732

Abstract

This study aims to evaluate the effectiveness of the Moving Average indicator in determining entry and exit times on stocks listed on IDXSHAGROW. This is a reference for sharia stock investors in making investment decisions. This study uses a quantitative approach using the Mann-Whitney test to analyze data from May 2023 to May 2024. The population in this study were companies listed on IDXSHAGROW. The purposive sampling method was used in sampling, as many as 7 companies were consistently listed on the index. Data was obtained through the Profits application. The MAs were compared were MA10 and MA50 with the breakout and breakdown methods to determine signals. The results showed that MA10 produced 154 optimal signals out of 202 signals, while MA50 recorded 52 optimal signals out of 68 signals. Both indicators have the same level of accuracy, which is 76%. However, MA10 is more responsive to price changes. The findings emphasize the importance of understanding analysis for investors in making better investment decisions in the sharia capital market.
Analysis of Financial Performance and Macroeconomics on Profitability of Islamic Banking In Indonesia Mustofa, Nadian; Sukardi, Agung Slamet
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 12, No 1: January 2025
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v12i1.28415

Abstract

This study explores how financial parameters (CAR, NPF, OER, NOM, FDR) and macroeconomic variables (Inflation, BI Rate, GDP) affect Indonesian Islamic commercial banks' profitability (ROA). Previous research have found inconsistent effects of these factors. This research seeks to discover key elements affecting Islamic bank profitability. All elements boost Islamic commercial bank profitability. Utilizing secondary data sourced from Islamic banks registered with the OJK and macroeconomic variables covering the period from Q1 2018 to Q2 2024, quantitative analysis with multiple regression is applied. Three Islamic institutions were chosen using purposive sampling, and the study was carried out using SPSS version 30. According to the results, ROA is positively and significantly affected by NPF, OER, and CAR, but not by NOM, FDR, inflation, BI Rate, or GDP. These findings point to the fact that operational efficiency and finance risk management have a more substantial impact on the profitability of Islamic organizations.
Implementation of Musyarakah Financing On Micro, Small, and Medium Enterprises (MSME): Solutions for Regional Economic Recovery Post Covid-19 Pandemic Purnamasari, Femei; Susanti, Yeni; Rosilawati, Weny
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 12, No 1: January 2025
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v12i1.28595

Abstract

This research aims to analyze the implementation of Musyarakah financing at Bank Syariah Indonesia (BSI) in the Micro, Small, and Medium Enterprises (MSME) sector in the cities of Bandar Lampung and Metro as a solution for regional economic recovery post-Covid-19 pandemic and the development of MSMEs after receiving Musyarakah financing.The research method applied is a descriptive qualitative method with a field research approach, where the data collection process is carried out using observation, interviews, and documentation methods as tools to obtain information about the implementation of Musyarakah financing.The results of this study indicate that the implementation of Musyarakah financing by Islamic Banks serves as a solution for the post-Covid-19 economic recovery in the region and is capable of increasing the income of MSMEs.
Analysis That Influences Perceptions of Benefit, Convenience and Trust in Islamic Preferences For E-Wallet Lisikmiko, Luthfi; Nurbaiti, Nurbaiti
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 1: Januari 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i1.29417

Abstract

This study aims to analyze the influence of perceived usefulness, perceived ease of use, and perceived trust on the decision to use e-wallets in Indonesia.This study uses a quantitative approach with a survey method, where data is collected by distributing questionnaires to e-wallet users. The sample of this study was selected using purposive sampling to ensure that respondents were active e-wallet users. This study involved 100 respondents from the Medan community. The data collected were then analyzed using multiple linear regression analysis with the help of SPSS software.The results of the study show that perceived usefulness, perceived ease of use, and perceived trust significantly influence the decision to use e-wallets. The perceived usefulness has been shown to have a positive impact, indicating that the higher the user's belief in the benefits provided by e-wallets, the greater the desire to use them. In addition, perceived ease of use shows that users tend to prefer e-wallets that are considered easy to use. Perceived trust also plays an important role in determining e-wallet usage, where users trust services that they consider safe and reliable. In conclusion, these three factors need to be considered by e-wallet service providers to increase user adoption, by strengthening the benefits, ease of use, and trust in their services.
Determinants of Public Participation in The Development of Priority Halal Tourism Hannum, Misbah; Harahap, Isnaini; Soemitra, Andrew
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 1: Januari 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i1.29418

Abstract

This study aims to determine the factors that influence community participation in the development of halal tourism in Puncak Koto Panjang, Pasaman Regency.This study uses a quantitative method with multiple linear regression analysis methods. using SPSS 25 software. The population in the study were stakeholders of Puncak Koto Panjang in 2024. The data collection technique used primary data obtained by distributing questionnaires to 383 stakeholder respondents. While secondary data was taken through journals, books, or previous research related to this study.The results of the study showed that the Economic factor (X1) has a significant influence on the development of halal tourism in Puncak Koto Panjang (t count 1.830 t table 0.675), the educational factor has a significant influence on the development of halal tourism in Puncak Koto Panjang (t count 5.998 t table 0.675), socio-cultural factors have a significant influence on the development of halal tourism in Puncak Koto Panjang (t count 5.303 t table 0.675) while the leader factor and social motivation factors do not affect the development of Puncak Koto Panjang tourism. This research is expected to provide practical contributions to the development of halal tourism at Puncak Koto Panjang so that it can develop further, and visitors can feel satisfied with their visit.
SAMPANG REGENCY GOVERNMENT'S EFFORTS IN ACCELERATING HALAL CERTIFICATION OF UMKM MAQASHID SYARIAH PERSPECTIVE Musadad, Ahmad
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 12, No 1: January 2025
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v12i1.23762

Abstract

Sampang Regency is one of the cities located on Madura Island, East Java Province. In 2020, there were 30,830 thousand UMKM, which were divided into 30,618 micro enterprises, 178 small enterprises and 34 medium enterprises according to those recorded in the Cooperatives, Micro Enterprises and Manpower Office in Sampang Regency (Salam and Makhtum 2022) . Sampang Regency, which is predominantly Muslim, of course needs halal certification. One way to create benefits in everyday life is to adopt a halal lifestyle. To achieve benefits through a halal lifestyle, a guarantee is needed that covers all the needs of a halal lifestyle. This assurance is implemented through a halal certification system. This study aims to find out how the efforts of the Sampang Regency government in accelerating the halal certification of UMKM from a sharia maqashid perspective. The applied research method is qualitative research method, where the data collection process is carried out through site survey techniques for sampling. Data collection was conducted using interviews as a tool to obtain information on the acceleration of halal certification implementation in Sampang Regency.