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EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis

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Published by Universitas Dehasen Bengkulu

ISSN : 23388412 EISSN : 27164411 DOI : https://doi.org/10.37676/ekombis.v8i1.926

Core Subject : Economy, Science, Education,

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Energy Other

Ekombis Review: Jurnal Ilmiah Ekonomi dan Bisnis is a peer-reviewed journal. Ekombis invites academics and researchers who do original research in the fields of economics, management, and accounting.

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 1,398 Documents

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LAPORAN KEUANGAN UNTUK MENILAI KINERJA KEUANGAN PT. BANK MANDIRI TBK. DAN ENTITAS ANAK Helmi Herawati
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 4 No 1 (2016)
Publisher : UNIVED Press

Helmi Herawati; The bank's financial performance assessment is based on three types of the bank liquidity ratio, the bank's solvability ratio and bank profitability ratio. Competition between banks in collecting funds from the public and channel funds from the public in the form of loans by commercial banks will be more stringent. Competition among banks in practice many banks are less careful, or deviate from the rules that apply in the world of banking business. The research objective was to determine the financial performance of PT Bank Mandiri, Tbk and its subsidiaries based on financial ratios of the Bank. This type of research is a comparative study, based on three ratios mentioned above indicates PT Bank Mandiri, Tbk and its subsidiaries periods of 2013 and 2014 in good positionKeywords: Financial Statements, The Financial Performance Of The Bank's Financial Ratios

ANALISIS SWOT STRATEGI PEMASARAN ASURANSI JIWA AJB BUMI PUTERA 1912 Sri Handayani
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 4 No 1 (2016)
Publisher : UNIVED Press

Sri Handayani ; Today's business growth in the life insurance sector in Indonesia continues to improve, but to learn from the experience of the banking sector, it should be examined whether the existence of the businesses owned nationwide in the life insurance sector becomes desperate and lost market share in the country to deal with businesses that come from overseas managed to win greater trust from the buyers insurance protection services. This study aimed to analyze the strengths and weaknesses in the face of opportunities and threats of life insurance marketing strategy AJB Bumiputera 1912 Bengkulu. The sample in this study is the assumption of an effective strategy to maximize the strengths and minimize the weaknesses of the company and the opportunities and threats. The method used is the SWOT analysis. These results indicate that the AJB Bumiputera 1912 Bengkulu workable strategy is a strategy of horizontal integration, cost efficiency and the use of high technology to the payment system and insurance product ordering system, all of this should be directed to customer satisfaction.Keyword: SWOT Analysis, Marketing Strategy

ANALISIS TREND PERAMALAN EFEKTIVITAS PENDAPATAN PAJAK KENDARAAN BERMOTOR (PKB) DAN BEA BALIK NAMA KENDARAAN BERMOTOR (BBN-KB) DI DISPENDA PROVINSI BENGKULU TAHUN 2010-2014 Karona Cahya Susena; Nurzam -
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 4 No 1 (2016)
Publisher : UNIVED Press

Karona Cahya Susena, Nurzam: The purpose of this study to determine the effectiveness of the trend of the motor vehicle tax revenue and income transfer tax DISPENDA motor vehicle in the province of Bengkulu. This study Brazilians Descriptive Analysis with sample used in this study is data Motor vehicle tax and motor vehicle title transfer fee, and Local Revenue Data Bengkulu province in 2010-2014. Least Square method used for forecasting.Results of this study illustrate the effectiveness of the actual revenue and BBN-KB PKB. Equally terjadai in 2011 amounted to 122.26%, and 129.42%. PKB forecasting results in 2015 amounted to USD 194 525 355 399 is forecast to increase in 2017 amounted to 230 315 333 298. BBN-KB forecasting results 2015 BBN-KB revenue of Rp 192 990 945 600 is forecast to increase in 2017 amounted to 213 961 622 200.Keyword: Trend Forecasting, Motor Vehicle Tax and Transfer Tax Motor Vehicle

KOINTEGRASI DAN KAUSALITAS INDEKS HARGA SAHAM GABUNGAN DAN DOW JONES INDUSTRIAL INDEX Paulus Sulluk Kananlua
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 4 No 2 (2016)
Publisher : UNIVED Press

This research is obviously intended to analyze the impact of global financial crisis which happened in America and surrogated by the Dow Jones Industrial Index (DJI) towards the Indonesian Stock Exchange, represented by the composite index (IHSG). The study is conducted by using time series data ranging from January 2007 to July 2014. Data used consists of 60 months observation. In order to examine the time series data, Vector Autoregressive Model (VAR) is employed. We run the statistical tool to estimate the respon caused by the shock of research variable. Before estimating the model of Vector Autoregression (VAR), the data used must following the unit root test, cointegration test, granger causality test, and then runned by using VAR model. Our result reveals that the data is not stationer at level, but stationer at first difference. The interpreted estimation output resulting from impulse response function and variance decomposition show that DJI’s respons is much bigger caused by the shock from DJI itself with average number stand on 99.36%. Further, the proportion of IHSG on average is 0.64%. Meanwhile the respon of IHSG sparked by the DJI is 53.10% on average. The remained value as 46.90% is caused by the shock from IHSG. Key Words: DJI, IHSG, VAR, Unit Root Test, Cointegration Test, Granger Test, Impulse Response,Variance Decomposition

FAKTOR-FAKTOR YANG MEMPENGARUHI KEPATUHAN WAJIB PAJAK BUMI DAN BANGUNAN DI KECAMATAN TELUK SEGARA KOTA BENGKULU Yennita Asriyani; Karona Cahya Susena
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 4 No 2 (2016)
Publisher : UNIVED Press

Land and building tax was one of taxes which was potentially to be explored as revenue source. Tax revenue was really determined from taxpayers obedience in running their responsibility in tax field. This researchwas aimed at explaining the effect of income rate, taxpayer knowledge, Service Quality, Taxpayers Awareness, and Tax Punishment in influencing tax payers obedience in paying rural and urbam land and building tax. The study was located at Teluk Segars district in Bengkulu city. The method used in this research was quantitative research, by using questionnaire as the instrument which was spread out to 91 rural and urban land and building tax, tax payers at Teluk Segara district. Data analyzing in this study used rating scale and likert scale analysis. The result of this research showed that one of indicators, namely taxpayers knowledge, gained the highest score is 367 . It meant that the indicator could influence taxpayers obedience, but it was not the factor that was able to make taxpayers obedient to pay land and building tax because of private interest reason. The indicator which gained the lowest score is 171 was income rate which meant it could not influence taxpayers obedience because land and building tax rate was relatively cheap and achievable by them to pay. Key Words: Income Rate, Taxpayer Knowledge, Service Quality, Taxpayer Awareness, Tax Punishment , Taxpayer Compliance

STRATEGI PENGEMBANGAN USAHA BATU BATA DI DESA KOTA AGUNG KECAMATAN AIR BESI KABUPATEN BENGKULU UTARA Karnadi -
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 4 No 2 (2016)
Publisher : UNIVED Press

The development of the industrial sector should be developed to encourage economic activity, especially in sectors that support the activities of entrepreneurship .To develop the industrial sector can be done by identifying the factors that support the factors of strengths, weaknesses, opportunities, and challenges faced in the development of a brick.Brick is a business venture that has been known by the public, especially by the people of Bengkulu Utara. Excellence of the qualities of this brick making business has the potential to be further developed, but the problem is that these efforts have not managed optimally by managers and local governments. Strategy formulation is done by using SWOT analysis. Results of this study showed that of the SWOT analysis, which uses matrix EFAS, IFAS, and SWOT matrix. External factors with the highest scores that affect business development opportunities bricks are factors that settlement growth opportunities, while the highest threat is the increasing internal competition.Internal factors with the highest score is the strength factor that is of good quality, while the highest weakness is the lack of knowledge on the technology and quality control due to the lack of opportunity to keep abreast of times. Next is the formulation of the proposed development strategy is based on a fundamental strategy in the strategy of strength and opportunities, strategies, weaknesses and opportunities, strengths and threats strategy, and strategy weaknesses and threats. Keywords: Industry, SWOT analysis, Bricks Business Village City Court

ANALISIS KINERJA KEUANGAN PADA PT. BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) MUAMALAT HARKAT SUKARAJA Suprotul Azwa; Sulisti Afriani
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 4 No 2 (2016)
Publisher : UNIVED Press

Purpose of this study to determine the financial performance PT. Bank Pembiayaan Rakyat Syariah (BPRS) Muamalat Harkat Sukaraja. While the analysis using quantitative methods using financial ratios. The results showed that the financial performance PT. Bank Pembiayaan Rakyat Syariah (BPRS) Muamalat Harkat Sukaraja terms of liquidity (LDR) in 2013 with a ratio of 143.82% unwell and in 2014 with a ratio of 99.73% increased to be healthy. In terms of solvency (CAR) in 2013 with a ratio of 14.49% and 2014 with a ratio of 12.72% healthy. In terms of liquidity both ROA and BOPO healthy financial performance. Ratio ROA in 2013 with a ratio of 4.34% and in 2014 with a ratio of 2.58%. Ratio BOPO in 2013 with a ratio of 51.43% and in 2014 with a ratio of 58.29%, because it can utilize existing assets to obtain maximum profit and cost efficiency well. Key Words: Performance, Financial

STRATEGI PENGEMBANGAN KAWASAN WISATA PANTAI PANJANG BENGKULU, DITINJAU DARI PERSPEKTIF WISATAWAN DAN MASYARAKAT LOKAL Handika Fikri Pratama; Budiman Sakti
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 4 No 2 (2016)
Publisher : UNIVED Press

The purpose of this study was to identify potential tourist attraction, reviewing internal environmental conditions (such as their strengths and weaknesses) and external environmental conditions (such as opportunities and threats), and review the appropriate tourism development program in the Long Beach-based to tourists and local community perspective. The analytical method used in this study, namely diskritif analysis to identify the availability of infrastructure and the potential and power trarik travel and quantitative analysis with the help of Matrix IFAS and EFAS matrix. The number of respondents who were taken by accidental sampling of 100 respondents. The results showed that the potential tourist attraction located in Long Beach with a score of +0.910 internal factors and external factors with a score of +1.90. Thus the position in the grand strategy matrix (matrix internal-external) are in a position with a growth strategy occupies one cell in the matrix. A cell's position one shows the strategy to grow and establish (Rapid growth strategy), strategies to increase the growth rate of tourist arrivals with a faster time (the second year is greater than the first year and thereafter), improving the quality of that factor into force in order to maximize the utilization of all the opportunities (grand strategy). Tapak Padri development efforts and Beach Jakat sustainable (sustainable). Key Words: Grand Strategy, Tourism Development Program

FAKTOR-FAKTOR YANG MEMPENGARUHI TURNOVER INTENTION KARYAWAN PADA PT. MANDIRI TUNAS FINANCE BENGKULU Andriyani Prawitasari
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 4 No 2 (2016)
Publisher : UNIVED Press

Some factors that influenced the turnover intention of employees in PT. Mandiri Tunas Finance Bengkulu. This research was mainly intended to figure out and described some factors that influenced the turnover intention of employees in PT. Mandiri Tunas Finance Bengkulu. Sample of methodthat used in research was purposive convenience sampling. Purposive sampling is the choices of sample based on deliberation, that took based on the goal of research. In this research, that has been of sampling were some of leaders and employees of PT. Mandiri Tunas Finance Bengkulu. Respondence based on deliberation, that for leaders has been worked in PT. Mandiri Tunas Finance Bengkulu since this opened in Bengkulu. Especially for employees, the new employees that joined with this corporation. The result of this research showed that some factors that influenced turnover intention were age, worked period, level of education, loyalty of organization, worked satisfication, and culture that showed in employees of PT. Mandiri Tunas Finance Bengkulu. Key Word: Turnover Intention

ANALISIS KINERJA KEUANGAN PEMERINTAH DAERAH KABUPATEN KAUR Muhamad Zuhri; Ahmad Soleh
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 4 No 2 (2016)
Publisher : UNIVED Press

One positive impact of the implementation of regional autonomy is the expansion of provincial and district / city that almost occurred throughout Indonesia. One area is the result of the expansion area Kaur regency in Bengkulu Province. As a new district that grows future regional autonomy, Kaur District has the authority to manage their own regions. The purpose of this study was to determine the Financial Performance of the District Government Kaur. Data collection method used is documentation. While the method of analysis using quantitative methods using financial ratios. Financial Performance of the District Government Kaur years 2001-2014 when viewed from the Regional Financial Independence Ratio is relatively low once (an average of 2.44% per year). Effectiveness Ratio PAD is known that the effectiveness of Kaur regency in 2011, 2013 and 2014 runs Ineffective indicated by the value ratio between 75% -89%, but in 2012 went very effective with a ratio reached 107.3%. Activity Ratio of the ratio of Operating Expenditure quite well that the value ratio between 50% -100% or the average value of 76.7% per year, while the ratio of Capital Expenditure classified as not good because it has value ratio is less than 50% or the average value -rata year by 23.2% per year). Growth in revenue (PAD) Kaur District has increased from year to year, but the growth was relatively moderate growth with an annual average value of 45.22% per year. Key Words: Financial performance, Ratio of Regional Financial Independence, Effectiveness Ratio, Activity Ratio, Growth Ratio, Kabupaten Kaur.

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Karona Cahya Suseno

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Jl. Meranti Raya No. 32. Sawah Lebar, Kota Bengkulu

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Karona Cahya Suseno

Contact Email karona.cs@unived.ac.id

Phone +6281373154399

Journal Mail Official j.ekombisreview@gmail.com

Editorial Address Jl. Meranti Raya No. 32. Sawah Lebar, Kota Bengkulu

Location Kota bengkulu, Bengkulu INDONESIA

Abstract

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Abstract

Abstract

Contact Name
Karona Cahya Suseno

Contact Email
karona.cs@unived.ac.id

Phone
+6281373154399

Journal Mail Official
j.ekombisreview@gmail.com

Editorial Address
Jl. Meranti Raya No. 32. Sawah Lebar, Kota Bengkulu

Location
Kota bengkulu,

Bengkulu

INDONESIA