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Jalan G.Obos, Komplek Islamic Centre, Kelurahan Menteng, Kecamatan Jekan Raya, Kota Palangka Raya, Provinsi kalimantan Tengah
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INDONESIA
Jurnal Al-Qardh
Published by Institut Agama Islam Negeri Palangka Raya
ISSN : 23546034     EISSN : 25990187     DOI : 10.23971/jaq.v1i2.
Core Subject : Religion, Economy, Humanities, Social,
Religion Humanities Economics, Econometrics & Finance Social Sciences
Journal Alqardh published by Faculty of Islamic Economics and Business is aimed at being a medium for research results dissemination and scientific papers on the Indonesian economy and business among international academics, practitioners, regulators, and public. The Alqardh is issued two times annually, i.e., in July, and Desember. The Editor receives research manuscripts that not have been offered for publication elsewhere. Since its first issue published in 2016, the Journal Al-Qardh has more progress. Its commitment toward the development of education, especially in the realm of research, the aim Alqardh being a prestigious scholarly periodical in the world on the Indonesian economy and business
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 198 Documents
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PERAN KECUKUPAN MODAL ATAS PENGARUH RISIKO PEMBIAYAAN DAN LIKUIDITAS TERHADAP PROFITABILITAS (STUDI PADA BANK UMUM SYARIAH PERIODE 2016-2018) Yushinta, Ryan; Rusdi, Muhammad; Desiana, Lidia
AL-QARDH Vol 5 No 2 (2020): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

This study aims to analyze and determine the influence of financing and liquidity risks on profitability with capital adequacy as an intervening variable in Islamic Commercial Banks in Indonesia for the period of 2016-2018. The population in this study were 14 Islamic Commercial Banks in Indonesia in the 2016-2018 period. The technique used in sampling is purposive sampling. The sample used is the 2016-2018 quarterly report on 7 Sharia Commercial Banks. The type of data used is secondary data. Data analysis techniques in this study used SPSS 21 software, which consisted of descriptive statistical analysis, classic assumption tests, multiple regression analysis, and mediation testing using the causal step and sobel test methods. By using multiple regression analysis, the results of the study show that the financing risk (NPF) has a negative and significant effect on profitability (ROA). Liquidity (FDR) has a positive and significant effect on profitability (ROA). Capital adequacy (CAR) doesn
MEKANISME PASAR PENDEKATAN RETROSFEKTIF EKONOMI ISLAM Muzakkir, Ahmad Zaky
AL-QARDH Vol 5 No 2 (2020): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

ABSRACTMarket is the most visited place by the public. The market in Islamic view of economy requires morality in all economic activities, in particular : fair and healthy competition, honesty, transparancy, and fairness. The concept of market mechanisms in Islam is built on principles, that is: Ridho each other, healthy competition, honesty, transparency, and justice. Islam has tightened its people
هيئة الزكاة الوطنية الأندونيسية)بازناس) تقييم إقتصادي إسلامي Agustina, ria
AL-QARDH Vol 5 No 2 (2020): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

هدفت هذه الدراسة الي بيان الواقع الميداني والتشريعي للزكاة ومؤسستها في اندونيسية وفي هذه الحالة هيئة الزكاة الوطنية (بازناس)، وبيان عن الهيكل التنظيمي للهيئة ونظامها الداخلي وبيان مدى موافقة وامتثال الواقع التشريعي
PERCEPTION ON BANK INTEREST AND THE USE OF ISLAMIC BANKS: CASE STUDY INDONESIAN STUDENTS IN MEDINA SAUDI ARABIA Almagribi, Ahmad Bilal; Possumah, Bayu Taufiq; Husayn, Halimi
AL-QARDH Vol 5 No 2 (2020): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

This study aims to investigate the perceptions of Indonesian students in Medina, the Kingdom of Saudi Arabia about bank interest and Islamic banks usage. By using questionnaires data collection method and purposive sampling technique, 40 students have been interviewed online in this study. The data is then analyzed by descriptive percentage. This study found that most Indonesian students in Medina consider bank interest as usury and only 5% of them thought that both were different. The students who consider bank interest as usury argue that the contract between the customer and the bank is a Qordh (loan) contract. In contrast, respondents who consider the bank interest and usury are different, arguing that the interest is not always as usury according to some scholars who do not categorize the contract between bank and customer as Qordh, but as Tamwil (financing). This study also found that most of the students using Islamic banks and at the same time some of them also have conventional accounts for various reasons, such as the limited number of ATMs and branch offices, and no Islamic debit cards yet that are accepted as credit cards in online transactions.
ANALISIS KASUS KEMISKINAN DI PROVINSI KALIMANTAN TENGAH DENGAN PENDEKATAN PRINCIPAL COMPONENT ANALYSIS Halida, Annisa; Pradita, Nadya Farah; Sukmawaty, Yuana
AL-QARDH Vol 5 No 2 (2020): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

According to a report by the Central Statistics Agency, the percentage of poor people in urban areas in September 2019 was 6.89%. Meanwhile, the percentage of poor people in rural areas in September 2019 was 13.10%. The data above is only a national percentage, there are still many provinces that have a poverty percentage above the national percentage, especially in Central Kalimantan Province. There are many factors that influence poverty, including education, employment status, working sector, and per capita income. This paper focuses on a study to determine the factors that have the greatest influence on poverty in Central Kalimantan Province in 2019. The results of this study simplify the poverty factor into 2 (two) factors, namely the first factor consisting of variables of education, work status, and sector. work. Meanwhile, the second factor consists of the variable per capita income for food. In addition, the greatest eigen value was obtained in the education variable of 465.67, which indicates that the education variable has the greatest influence on poverty in Central Kalimantan Province in 2019.
KEDUDUKAN SHARIA COMPLIANCE PERBANKAN SYARIAH DI INDONESIA PERSPEKTIF YURIDIS-FILOSOFIS Adi Astiti, Ni Nyoman; Tarantang, Jefry
AL-QARDH Vol 5 No 2 (2020): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

Sharia compliance is currently an important issue for sharia bank stakeholders in Indonesia. There have been many sharp criticisms from the public regarding the compliance of Islamic banks to Islamic principles, that Islamic banks in Indonesia are currently not compatible with sharia. This condition may be a positive impact of the increasingly massive socialization of Islamic banking to the public so that people are starting to become aware and have sufficient knowledge of Islamic banking, both from a juridical perspective as a regulatory framework and a solution to the legal vacuum of sharia banking regulations to ensure legal certainty, as well as a perspective. philosophical on the regulatory system that aims to create justice and benefit in Islamic banking practices.
Pengaruh Likuiditas, Risiko Bisnis dan Struktur Aktiva terhadap Struktur Modal afa, afa; Hazmi, Shadrina
AL-QARDH Vol 6 No 1 (2021): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

The aim of this study was to find out the effect of liquidity, business risk, and asset structure to capital structure in consumer goods industry manufacturing companies listed on the Bursa Efek Indonesia for the period 2015-2019. The ratio used to measure the liquidity variable is the current ratio, the business risk variable is measured by BRISK, and the asset structure variable is measured by the fixed asset ratio. The sampling technique used was purposive sampling method. This research was conducted with 19 samples of companies in the consumer goods industry sector. The results show that the liquidity variable has a significant effect on the capital structure of manufacturing companies in the consumer goods industry sector listed on the BEI for the period 2015-2019, meanwhile, the business risk and asset structure variables have no significant effect on the capital structure of manufacturing companies in the consumer goods industry listed on the BEI for the period 2015-2019
Persepsi Kegunaan dan kemudahan menggunakan terhadap Niat Menggunakan Mobile Payment dimasa Pandemi Covid-19 Huddin, Muhammad Nurhaula; masitoh, Martina rahmawati
AL-QARDH Vol 6 No 1 (2021): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

Technological developments have changed the human behavior to consume products and services, from offline transactions to online transactions. The purpose is to examine the impact of perceived usefulness and perceived ease of use on attitude and examine its impact on intention to use mobile payments. The population in this study are customers who use mobile payment in Banten Province, especially Gopay and OVO. This study uses purposive sampling technique in determining the research sample. In this study, we obtained 243 respondents from mobile payment users in Banten Province. Using partial least square structural equation modeling (PLS-SEM), the researcher found that there is a significant influence between perceived usefulness and ease of use on attitudes towards mobile payments. This study also found that attitudes have a significant influence on intention to use mobile payments.
Industri Halal di Aceh: Strategi dan Perkembangan Razali, Ramadhan; Syahputra, Angga; Ulfah, Almira Keumala
AL-QARDH Vol 6 No 1 (2021): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

This study aims to analyze the strategy and development of the halal industry in the province of Aceh. This research is qualitative research, using a literature review approach from various previous studies. This study uses secondary data obtained from journals, documentation, books, and reports from related parties such as the literally Central Agency on Statistics, LPPOM MPU, LPPOM MUI, Aceh Culture and Tourism Office, and related parties.The results of the study found that Aceh Province is one of the provinces that implement sharia in all sectors. The application of Islam is not only in banking but is also applied to tourism, food, and other halal industries, however, the optimization of the halal industry cannot be felt optimally. The development of a halal industry strategy needs support from the local government. One strategy that must be done is to issue a halal certificate easily but professionally. In addition, to maximize the halal industry, especially halal tourism, local governments must also pay attention to the existing infrastructure. With the maximum development strategy carried out, it is expected to increase the halal industry, especially halal tourism in Aceh Province
Persepsi Konsumen Muslim terhadap Sertifikasi Halal pada De Dapoer Rhadana Hotel Kuta Bali Astutik, Nur Dwi; Mawardi, Ahmad Ahsin Kusuma; Mahardiyanto, Agus
AL-QARDH Vol 6 No 1 (2021): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

De Dapoer-Rhadana Hotel Kuta Bali is one of the restaurants that has been certified halal in its products. As consumers especially muslim consumers should be more vigilants, selective and observant in choosing restaurants while in Bali that are halal to eat and thayyib. The method used is this study is qualitative descriptive that aims to know the muslim consumer

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