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Jalan G.Obos, Komplek Islamic Centre, Kelurahan Menteng, Kecamatan Jekan Raya, Kota Palangka Raya, Provinsi kalimantan Tengah
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INDONESIA
Jurnal Al-Qardh
Published by Institut Agama Islam Negeri Palangka Raya
ISSN : 23546034     EISSN : 25990187     DOI : 10.23971/jaq.v1i2.
Core Subject : Religion, Economy, Humanities, Social,
Religion Humanities Economics, Econometrics & Finance Social Sciences
Journal Alqardh published by Faculty of Islamic Economics and Business is aimed at being a medium for research results dissemination and scientific papers on the Indonesian economy and business among international academics, practitioners, regulators, and public. The Alqardh is issued two times annually, i.e., in July, and Desember. The Editor receives research manuscripts that not have been offered for publication elsewhere. Since its first issue published in 2016, the Journal Al-Qardh has more progress. Its commitment toward the development of education, especially in the realm of research, the aim Alqardh being a prestigious scholarly periodical in the world on the Indonesian economy and business
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 198 Documents
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Pengaruh Pengamalan Dzikir Asmaa-ul Husna terhadap Peningkatan Kinerja Karyawan pada Industri Manufaktur di Yogyakarta Tahun 2016 Rahajeng, Dinik Fitri
AL-QARDH Vol 2 No 2 (2017): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

Permasalahan kinerja merupakan permasalahan yang banyak diteliti karena kinerja merupakan aspek yang paling penting di dalam keberlangsungan suatu organisasi. Karyawan membolos, pemborosan sumber daya, penggelapan uang, rasa bosan dan malas merupakan permasalahan kinerja yang harus dicari tahu penyebab dan solusinya. Asmaa-ul Husnaa merupakan pintu rahasia terbukanya ilmu-ilmu Alloh, yang akan menuntun kita menuju jalan yang dikehendaki-Nya. Jika pengamalan dan pemahaman Asmaa-ul Husnaa ini diterapkan di dalam pekerjaan maka karyawan akan memiliki kinerja yang unggul dengan cara pengamalan sesuai dengan syarat dan ketentuan seperti yang diajarkan para ulama.Penelitian ini bertujuan untuk memberikan alternatif solusi bagaimana melakukan pembinaan kepada karyawan secara mendasar dengan dzikir Asmaul Husna sehingga kinerja karyawan akan terus meningkat dari waktu ke waktu seiring dengan peningkatan ketulusan bekerja karena Alloh, merasa selalu diawasi Alloh dan kedekatan dengan Alloh yang melahirkan rasa ketenteraman hati dan merasa cukup dengan apa yang dimiliki karena limpahan rahmat dan ampunan.Penelitian ini merupakan jenis penelitian eksplanatori atau penelitian pengujian hipotesis, penelitian ini bertujuan untuk menjelaskan macam hubungan tertentu, pengaruh, atau menetapkan perbedaan antar kelompok atau independensi dari dua atau lebih dalam suatu objek yang diteliti. Data dikumpulkan dengan metode eksperimen yaitu melakukan intervensi terhadap subjek penelitian melalui pengamalan dzikir, kemudian melakukan pengukuran dan observasi pasca pengamalan secara rutin untuk mengatahui pengaruhnya terhadap kinerja karyawan.
Factors Affecting Interest in Revisiting Sharia Hotel Auliya, Zakky Fahma
AL-QARDH Vol 4 No 2 (2019): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

This research was conducted due to the phenomenon of a decrease in the stay period of foreign tourists in Indonesia in June 2018 compared to the stay period in June 2017. The independent variables used in this research are the completeness of sharia attributes and hotel image on sharia hotel consumers in Indonesia. The research samples were 100 respondents selected using accidental sampling. The analytical tool used in this research is Smart PLS 3.0. It was found that the completeness of Sharia attributes and hotel image variables influence the interest of revisiting Sharia hotels.
MANAJEMEN DANA IURAN RUKUN KEMATIAN DI PUNTUN KOTA PALANGKA RAYA Jirhanuddin, Jirhanuddin; Dakhoir, Ahmad; Sulistyaningsih, Sulistyaningsih
AL-QARDH Vol 1 No 2 (2016): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

The existence of rukun kematian (RKM) nowadays is extremely helpful for the society. Therefore, it needs a good management in order to make RKM running well and functioning as the purpose when it was established. However, the result of observation toward RKM Puntun, Palangka Raya showed several inexpediencies about the application of management elements and the distribution of compensation that given by RKM. Then this research discussed about funding management and compensation practices by RKM to its member. There were two problems of the study: (1) How is the funding management in RKM in Puntun, Palangka Raya, (2) Is the distribution of compensation appropriate with ta
DINAMIKA ZAKAT DAN URGENSINYA DALAM ALQURAN DAN HADITS Irwanuddin, Irwanuddin
AL-QARDH Vol 3 No 1 (2018): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

Zakat merupakan rukun Islam yang ke lima yang berarti bahwa zakat hal yang penting dalam Islam. Salah satu bukti bahwa zakat merupakan hal yang penting dalam Islam adalah peristiwa yang terjadi di masa khalifah Abu Bakar yang memerangi kelompok yang tidak ingin membayar zakat. Zakat dalam Islam dianggap sangat penting oleh karena terkait dengan masalah ekonomi umat Islam. Salah satu upaya untuk menumbuhkan ekonomi umat adalah melalui zakat sehingga zakat memegang peranan penting di dalam ajaran Islam. Pendekatan yang digunakan dalam tulisan ini adalah metode pendekatan teks, baik dalam teknik inter
POLIGAMI DAN POWER EKONOMI Dakhoir, Ahmad
AL-QARDH Vol 1 No 1 (2016): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

The motive of polygamy in Indonesia is very diverse. Public perception against one of the motives of polygamy is very strong due to economic problems. Economic motives as power for of polygamy is not always right.This paper mainstreem denied the presumption that of polygamy carried out by economic forces. In short those who practice polygamy only potentially be implemented for the rich or the elite tier of other groups.Theoretically-normatively basic theory which became one of the parameters can be polygamous in Indonesia, namely the existence of evidence of the husband‟s income would be polygamous is a figure that could provide for the economy to all the wives and children. The result is that a strong economic motive is considered the basis for of polygamy was not entirely right.In Surabaya, for example secretly polygamous husband of 64 polygamous marriages procedural was only earning less than Rp. 17 million. Of these 39% are self-employed husband by profession who earn no more than 2.5 million per month, and 31.3% earn Rp. 4.9 million.While polygamous husband in secret of 56 polygamous marriages only income below 24 million. Of these the most that 50% are self-employed husband by profession who earn no more than 2.4 million every month
Mudharabah Contract as Economic Strengthening in Indonesia (Literature Study on Islamic Financial Institutions and Community Economic Activities) Ibrahim, Elly; Akbar, Wahyu; Mujiburohman, Mujiburohman; Rahima, Dwira
AL-QARDH Vol 8 No 1 (2023): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

Mudharabah contracts are one of the most common Islamic finance partnerships. The mudharabah contract is currently widely used in Islamic financial institutions. However, in Indonesian society, especially in the context of local economic traditions and practices, it may not be as widely implemented as in formal Islamic financial institutions. This paper uses a type of normative research. However, it also applies a library research method that examines the literature, which is analyzed qualitatively using statutory, fiqh, and sociological approaches and Sharia economic contextual approaches in society. The main principle is that Islamic banking must be able to provide profit sharing to depositors of funds at least equal to or greater than the interest rates prevailing in conventional banks. Mudharaba contracts in financial institutions and society generally aim to achieve fairness, transparency, and sustainability in economic activities based on Islamic principles. The paper tries to find out how the concept of mudharbah contracts, both in financial institutions and in practice in society, is to ensure fairness regarding mudharabah contracts.
Exploring Factors and Impacts of Online Lending on UMKM Expansion in North Sulawesi Haris, Chadijah
AL-QARDH Vol 9 No 1 (2024): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

This study examines Micro, Small, and Medium Enterprises' (UMKM) perceptions of online loans, employing a descriptive qualitative approach. The research draws upon theoretical frameworks surrounding perception and financial behavior to analyze how UMKM players perceive online loans for business development. Findings indicate that while UMKM players perceive online loans as additional capital facilitating business expansion, there exists a gap in their comprehension of associated risks, notably concerning high-interest rates and over-indebtedness. Consequently, the study emphasizes the critical role of financial education in mitigating these risks effectively. By elucidating the theoretical underpinnings guiding the analysis, this research offers valuable insights into UMKM perceptions of online loans and underscores the importance of educational interventions in enhancing their financial literacy and risk management capabilities. This study contributes to the existing literature by providing a nuanced understanding of UMKM attitudes towards online loans and advocating for comprehensive educational strategies to empower UMKM in navigating the complexities of financial decision-making.
Exploration of Shariah Non-Compliant Risk: Evidence from Indonesia Ma'ruf, Aminudin; Wulandari, Asih Putri
AL-QARDH Vol 8 No 2 (2023): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

Sharia non-compliance is a peculiar risk that Islamic financial institutions must face. This study aims to explore and analyse the presence of Sharia non-compliant risk in Indonesia. The method used in this study is a descriptive normative legal research method with a qualitative approach, using related literature books and journals. The study's data was obtained from religious courts in Indonesia and Sharia committee data from the annual reports of Indonesian Islamic banks. The study results concluded that some Sharia non-compliance risk cases in Indonesia need serious attention from the Islamic financial industry. The Sharia non-compliance cases are dominated by default in Shariah. Therefore, the study urges maximization of the role of the Sharia committee and the development of the nation's literacy of Islamic economics and finance. The study comes with recommendations for policymakers and carries some limitations for future studies in Shariah non-compliant risk.
Role Of The Elderly In Bamboo Handcraft Production In Households At Bumi Subur Village Katingan Kuala Sub-District Katingan Regency Lestari, Ulva Ayu; Safitri, Novi Angga; Jaki, Akhmad
AL-QARDH Vol 9 No 1 (2024): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

The research background is low in a family economy, so older people still have an important role in fulfilling their life needs, with a very low economy, they need help funding their daily lives. The objectives are to know the process of handcraft making by older people, the role of older people in bamboo handcraft marketing, and the older people's motivation in bamboo handcraft making in Bumi Subur Village. This research used field research with descriptive qualitative. Then, the subjects were the people who were active in bamboo handcraft production at Bumi Subur Village Katingan Kuala Sub-district Katingan Regency, older people, and their workplaces had permission. The sampling technique used purposive sampling. Data resources were obtained from interviews, observation and documentation. Data validation used triangulation technique, source triangulation and theory triangulation.The results showed that: the first process in handcraft making by older people was cutting the bamboo tree, bamboo stem can not be used directly, after that, rest it for 2-3 days. The measurement has been set to become an ingredient that is ready for plaited. the role of older people in bamboo handcraft marketing was to introduce the product directly to consumers and promote the product door to door, Pagatan market and Katingan market. the older people's motivation in making bamboo handcraft got additional income, so in elder time, they didn't just keep silence at home but were more productive with reason as a hobby and other.
Murabahah Bil Wakalah Agreement at Bank Aceh Syariah: a Study of Used Car Ownership Finance Wahyudani, Zulham; Zulhilmi, Zulhilmi
AL-QARDH Vol 8 No 2 (2023): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

This paper aims to analyze the practice of murabahah contracts at Bank Aceh Syariah Langsa. So far, the paradigm for developing car ownership financing contracts has been the use of Murābahah contracts. In practice, banks often give customers money instead of cars, not in accordance with previously understood contracts, this becomes a dilemma for customers because in conditions like this, the inclusion of a wakalah contract which is part of the tabaru' contract to apply for financing at Bank Aceh Sharia. This research is included in non-doctrinal research with a conceptual approach. The context approach is used to analyze theoretically and practically related to the use of murabahah contracts. The research results show that Bank Aceh Syariah Langsa has not used a murabahah contract, this is because; first, the bank does not have sufficient expertise or experience in buying and selling cars; second, the tendency of customers and banks to use wakalah contracts as mandates for customers who want to buy a car. third, the banking sector does not have in-depth knowledge about the type of car, car price, car condition, or the legality of the customer's car transaction. Because the bank has handed over money to the customer to pay for the car to the seller. This article contributes to the importance of customer and bank understanding of the murabahah bil wakalah contract which requires collaboration between the bank, the seller and the customer for the monitoring process in purchasing a car to avoid conditions and gharar in buying and selling transactions. Because banks are not institutions that exclusively focus on buying and selling activities.

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