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INDONESIA
Falah : Jurnal Ekonomi Syariah
ISSN : 25023918     EISSN : 25027824     DOI : -
Core Subject : Economy,
FALAH: Jurnal Ekonomi Syariah is managed by Department of Islamic Economic, Faculty of Islamic Studies, University of Muhammadiyah Malang (p-ISSN 2502-3918, e-ISSN 2502-7824) This journal published two times a year (Pebruary and August) since 2016. The journal presents the results of research in the field of Islamic Economic, Islamic Banking, Islamic Management and so on.
Arjuna Subject : -
Articles 217 Documents
Antecedents of Religiosity, Demographics, and Socio-Cultural to Succeed Woman’s Entrepreneur Empowerment and Welfare through Productive Zakat Ahmad Ajib Ridlwan; A'rasy Fahrullah; Khusnul Fikriyah; Ach. Yasin; Aulia Siska Puspita Dewi
Falah: Jurnal Ekonomi Syariah Vol. 7 No. 2 (2022): AUGUST
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v7i2.23680

Abstract

This study aims to analyze the impact of religiosity, demography, and socio-cultural on the success of empowerment to the welfare woman enterpreneur. The data analysis technique uses the Structural Equation Model (SEM) approach. The analytical method used was Partial Least Square (PLS). Data source Obtained by distributing online questionnaires to 107 woman entrepreneur whose receive productive zakat through google forms. Based on the results of the study, religiosity, socio-cultural had a positive and significant influence on the success of empowering woman entrepreneurs who receive productive zakat. This shows that the higher level of religiosity and socio-cultural, the higher success in empowering women entrepreneurs who receive productive zakat. In contrast, demographics variable had no effect on the success of empowering women entrepreneurs. The results of this study will contribute to enrich the discourse of welfare empowerment, especially in productive zakat.
The Analysis of the Influence of Muslim-Friendly Tourism Destinations on Inbound in Countries in the Asia Pacific Region Sutikno Sutikno; Fitri Lesia Herdini; Alifah Rokhmah Idialis; Mohd. Shukri Hanapi
Falah: Jurnal Ekonomi Syariah Vol. 8 No. 1 (2023): FEBRUARY
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v8i1.22869

Abstract

The Muslim population become an important consumer market worldwide and an increasingly competitive segment for the halal tourism business sector. Many Muslim-friendly tourist destinations in Asia-Pacific are currently being offered by OIC and non-OIC countries to make tourism a driving force for their economy. This study uses data sources released by the Global Muslim Travel Index (GMTI) for the period 2015 to 2019. The population scope is the countries of the Asia-Pacific region, namely: China, Hong Kong, Japan, South Korea, Brunei, Cambodia, Indonesia, Laos, Malaysia, Philippines, Singapore, Thailand, Australia, Fiji, New Zealand, Bangladesh, India, Maldives, Pakistan and Sri Lanka. The results found that seven independent variables namely: visa, communication, outreach, safety, airport, restaurant, and hotel have a significant effect on inbound logs in countries in the Asia-Pacific region in 2015 to 2019. However, the results of the t test show that there are only three independent variables that have a significant effect on the arrival rate of foreign tourists, namely the Safety, Restaurant and Hotel variables. The results of this study contribute to enriching discourse for countries wishing to develop halal tourist destinations.
Determinant of Financial Literacy on Indonesian Migrant Employees in Malaysia Achmad Rizal; U’um Munawaroh; Fadhilah Abdullah Asuhaimi; Aris Munandar; Adib Susilo
Falah: Jurnal Ekonomi Syariah Vol. 8 No. 1 (2023): FEBRUARY
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v8i1.24245

Abstract

Malaysia is the main destination for Indonesian migrant employees to work aboard. This research aims to investigate the factors influenced financial literacy of Indonesian Migrant Employee in Malaysia. Ordered Logistic Regression is employed in this research in order to conduct a survey among 303 Indonesian Migrant Workers. OLS model employed to test the effect of financial attitude, financial behavior, financial knowledge, financial socialization, and demographic variables on the financial literacy. The result found that financial attitude, financial behavior and financial socialization have positive and statistically affects on the financial literacy. Meanwhile, in term of age, participants at 36-50 years old have positively and statistically affects on the financial literacy, while senior and diploma students have a higher financial literacy in terms the level of education. In addition, Gender also have positively and statistically effects on financial literacy. This study contributes to increase the discourse of financial literacy especially in financial knowledge that needs to be improved by government for Indonesian employee.
Determinant of Professionalism and Religiosity to Increase the Performance of Bank Institution: Case Study on Permata Bank Indonesia Roikhan Mochamad Aziz; Fauziyah Latiefa Salsabila; Ahmad Rodoni
Falah: Jurnal Ekonomi Syariah Vol. 8 No. 1 (2023): FEBRUARY
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v8i1.24144

Abstract

This study aims to analyze the level of efficiency of Permata Bank employees through the Data Envelopement Analysis (DEA) in the current period from 2017-2021 as well as the level of development of Conventional Banks in Indonesia. The research employed quantitative method to examine the relationship between two or more variables. This study examined the efficiency value are Net Income, Cash, and Financial Performance from Conventional Bank Indonesia period 2017–2021. The data collection method used in this study was by collecting financial report data and surveys related to Indonesian Conventional Bank for the 2017-2021 period. This study used definition of data envelopement analysis (DEA). The result found that the level of efficiency of Conventional Banks and the Islamic value of their employees during the analysis period has increased significantly over time and can apply the concept of work-life balance in their daily routines. The result of this study contribute to the improvement of the bank performance by professionalism and religiosity as a determinant variable.  
Zakat Empowerment Model through Papua Smart Program: Case Study at BAZNAS Papua Province Andini Putri Ningsih Mbulu; Rahmad Hakim; Sri Cahyaning Umi Salama
Falah: Jurnal Ekonomi Syariah Vol. 8 No. 1 (2023): FEBRUARY
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v8i1.22216

Abstract

This study aims to analyze the role of BAZNAS Papua Province in community empowerment through the Smart Papua program. This study employs qualitative interviews and observation as data collection. The data analysis technique in this study was developed by Miles, Huberman, and Saldana in a field using a qualitative approach. According to the research, the Smart Papua program, run by the BAZNAS Papua Province, contributes to the community's well-being. The Papua Smart Program model was implemented with the help of three factors: the availability of funding, internal human resources, and assistance from government organizations. In the meantime, there are three constraints in implementing this program: an unconfirmed muzak database, low levels of socialization and literacy, and the low willingness to pay for Zakat among Muslims in the province of Papua.
Indonesian Manufacturing Industry Performance towards Global Trade: An Analytical Review of Professionalism In Islam Muslikhati Muslikhati; Rossanto Dwi Handoyo; Unggul Heriqbaldi
Falah: Jurnal Ekonomi Syariah Vol. 8 No. 1 (2023): FEBRUARY
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v8i1.26195

Abstract

Economic integration involves many countries was necessary to have superior products and competitiveness in the international market. Industrial performance was a benchmark for a country's export success. This study aims to estimate industrial performance by analyzing at the level of technical efficiency and Islamic views on work professionalism where this research analyzes the workforce used in the production process. The method used in this study is the stochastic frontier analysis (SFA) method. The results found that the level of technical efficiency of companies in the manufacturing industry in Indonesia between 2010 and 2015 with a total of 10,464 companies observed a trend of declining levels of company technical efficiency. In addition, labor as one of the inputs in production is not differentiated based on the level of education, skills and experience. The results imply that companies in the Manufacturing industry in Indonesia have internal problems related to the company's technical efficiency namely professionalism.
Prediction of MSMEs Interest for Halal Certification in Indonesia: Logistic Regression Approach Elfira Maya Adiba; Faizal Amir
Falah: Jurnal Ekonomi Syariah Vol. 8 No. 2 (2023): AUGUST
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v8i2.24192

Abstract

The existence of regulations on halal certification for all food and beverage products in Indonesia in 2024 has prompted regulators to start inviting MSMEs to register for halal certification. In fact, MSMEs that already have halal certification are still limited. The purpose of this study is to ascertain whether religious affiliation and knowledge of halal regulations might predict or affect MSME interest in halal certification. This research was a quantitative research with data collected from 147 respondents and processed using logistic regression. The results of the study show that religiosity and halal literacy have no effect on the interest of MSMEs to register for halal certification. This research provides benefits to enrich the discourse about the real challenges that occur in the field in implementing halal certification obligations for business actors, especially factors that can encourage them to register their products on halal certification.
Analysing the Competing Values Framework and Organizational Culture at Lembaga Amil Zakat Infaq dan Shodaqoh Muhammadiyah (LAZISMU) Solo City, Easta Java, Indonesia Ahmad Mardalis; Yuniar Shanti Dwi Nugraheni; Minhayati Saleh
Falah: Jurnal Ekonomi Syariah Vol. 8 No. 2 (2023): AUGUST
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v8i2.24918

Abstract

Lembaga Amil zakat, infaq and Shadaqah Muhammadiyah (LAZISMU) plays a role in the management and distribution of zakat, infaq and shodaqoh funds under the Muhammadiyah parent organization. This study aims to conduct an in-depth analysis of the organizational culture of LAZISMU Solo City by using the competitive value framework paradigm and organizational culture approach. This study used descriptive quantitative by using primary data. The data was obtained through direct distribution of OCAI questionnaires to  35 employees of LAZISMU Solo. This study used the Competing Values Framework (CVF) approach and used the Organizational Culture Assessment Instrument (OCAI) assessment instrument. The result founf that the organizational culture that is currently developing in LAZISMU Solo was dominated by clan culture with an average score of 32 point. The current clan culture shows that LAZISMU Solo has a friendly and welcoming workplace environment like a big family. The findings of this study contribute to enriching the discourse surrounding organizational culture particularly in the context of nonprofit organizations oriented towards community service.
Evaluating Study on Informal Credit Market: A Comprehensive Literature Review Izzani Ulfi; Zera Zuryana Idris; Tjiptohadi Sawarjuwono; Achsania Hendratmi
Falah: Jurnal Ekonomi Syariah Vol. 8 No. 2 (2023): AUGUST
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v8i2.25221

Abstract

The linkage between formal and informal credit markets has contributed to the existence of moneylenders’ practice. The purpose of this paper is to systematically examine the patterns in the scientific literature on the issue of informal moneylenders. Using a scientometric approach and critical review, this study finds new keywords in recent studies such as payday loans, financial literacy, sustainable development, empowerment, and financial knowledge. Based on the results, the theme of zakah has evolved from 1917 to 2020. Overall, the interest in the research topic on informal moneylenders exhibits an increasing pattern. Anthony Pennington-Cross is the most productive author of articles concerning informal moneylenders with a total of 7 publications. The findings of this paper should serve as guidance for prospective researchers to embark on new research ideas concerning informal moneylender practices as well as promoting the importance of Islamic financial institutions.
The Comparative Analysis of Financial Distress Precipitating Factors in Islamic Banking in Indonesia and Malaysia Based on Bankometer Variables Amelia Pratiwi; Tri Verani; Asyarf Rayhan
Falah: Jurnal Ekonomi Syariah Vol. 8 No. 2 (2023): AUGUST
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v8i2.27973

Abstract

This study seeks to identify and compare descriptively the factors that influence the likelihood of financial distress in Indonesian and Malaysian Islamic banking. This study selected some variables and standard ratio values based on the Bankometer model such as Islamic banks’ capital adequacy, leverage level, credit risk, efficiency, and liquidity. The financial ratio data collected from published financial reports from five Indonesian Islamic banks and four Malaysian Islamic banks then analyzed using binary logistic regression. The results indicate that during the observation periods, the capital level (CA and CAR), leverage level (EA), and credit risk (NPF) of Islamic banking in Indonesia and Malaysia met the Bankometer standard. Meanwhile, the liquidity level (LA) of Islamic banks in both countries slightly exceeded the Bankometer's maximum standard, especially before the pandemic period. The findings in this study may enrich the discourse on the factors that trigger possible financial distress in Islamic banking by collaborating with the Bankometer model and binary logistic regression.