Studia Economica: Jurnal Ekonomi Islam
Aims and Scope Aims STUDIA ECONOMICA is a peer-reviewed journal that aims to advance islamic economies in emerging markets, namely economies in emerging countries and economies in emerging areas in developed countries. Scope The scope of STUDIA ECONOMICA are but strictly limited to: islamic economics; islamic banking and finance; islamic economic management; islamic economics law; management Zakat, Infaq, Shodaqoh, and Waqf; islamic entrepreneurship and business; islamic economics thought; islamic capital market
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<![CDATA[ANALISIS LAYANAN E-TICKETING DALAM MENINGKATKAN PENDAPATAN HOTEL SYARIAH GRAND JAMEE MEDAN ]]>
<![CDATA[Cut Nurul Azizah]]>;
<![CDATA[Fauzi Arif Lubis]]>;
<![CDATA[Nurbaiti Nurbaiti]]>
<![CDATA[ Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. VII | No. 2 | 2021 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Sumatera Utara ]]>
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DOI: 10.30821/se.v7i2.10604
<![CDATA[Penelitian ini bertujuan untuk menganalisis layanan e-ticketing dalam meningkatkan pendapatan Hotel Syariah Grand Jamee Medan sebelum dan sesudah bekerja sama dengan pihak e-ticketing. Jenis penelitian ini menggunakan metode pendekatan kualitatif yang menghasilkan data deskriptif berupa kata-kata hasil wawancara yang dilakukan penulis kepada pihak hotel dan tamu hotel. Hasil penelitian ini menunjukkan bahwa, analisis layanan e-ticketing yang diperoleh oleh Hotel Syariah Grand Jamee sesudah menggunakan e-ticketing sebesar 26 % jika dikalkulasikan dari tahun 2014 hingga 2019. Ini menunjukkan bahwa capaian target yang diharapkan pihak hotel masih sangat rendah. Berdasarkan hasil wawacara yang dilakukan bahwa ini diakibatkan karena pihak hotel yang masih enggan untuk bekerja sama dengan beberapa pihak travel agent dan pada tamu hotel itu sendiri tedapat beberapa kendala diantaranya kemudahan akses karena sebagian besar tamu hotel tersebut adalah tamu yang sudah dikategorikan dewasa akhir dimana mereka kurang mengerti pengoperasian dalam memesan kamar hotel memalui online dan kendala selanjutnya yang ditemukan oleh penulis adalah dari segi promosi yang dilakukan oleh pihak hotel masih sangat rendah. Jadi dapat disimpulkan bahwa kontribusi yang didapat oleh pihak hotel dari penggunaan e-ticketing masih sangat rendah]]>
<![CDATA[ANALISIS PERSEPSI WAQIF PADA WAKAF TUNAI DI BWI SUMATERA UTARA ]]>
<![CDATA[Imsar Imsar]]>;
<![CDATA[Khairina Tambunan]]>;
<![CDATA[Franaya Al Arfa]]>
<![CDATA[ Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. VII | No. 2 | 2021 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Sumatera Utara ]]>
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DOI: 10.30821/se.v7i2.10620
<![CDATA[The purpose of this study was to determine the perception of waqif on cash waqf at BWI North Sumatra. This study uses a descriptive qualitative method, by taking the object of research at BWI North Sumatra. As the research informant, Nazhir from BWI North Sumatra, the waqif. This study explains that there are 5 indicators used to measure the perception of waqif, namely internal indicators consisting of income, understanding and external indicators, namely information media, convenience and benefits of cash waqf at BWI SU. Based on the results of the data questionnaire assessment, that 73.3% of waqif stated that it was good from the income indicator. This means that waqifs have a good perception of cash waqf that the more prosperous the community, the greater the potential for cash waqf. From the indicators of understanding, 46.7% of waqifs said they were good with cash waqf. That is, waqif has a good perception of cash waqf in terms of understanding so that awareness arises in advancing the Islamic economy through cash waqf. From the information media indicators, 43.3% of waqif stated that they were neutral towards the perception of waqif in terms of access to information media. This means that BWI SU should further promote information media through online media in the digital era. From the convenience indicator 46.7% waqif answered well. This means that waqifs have a good perception of the convenience provided in accessing BWI SU for cash waqf collection transactions for waqifs. From the benefits indicator 56.7% waqif answered well. This means that waqifs have a good perception of the benefits of cash waqf, which can train the social spirit and help people in need.]]>
<![CDATA[ANALISIS KEBERADAAN WISATA KULINER DALAM MENINGKATKAN PENDAPATAN MASYARAKAT DI DESA BAGAN PERCUT KECAMATAN PERCUT SEI TUAN ]]>
<![CDATA[Dita Zakia Rahmah Siahaan]]>;
<![CDATA[Isnaini Harahap]]>;
<![CDATA[Rahmi Syahriza]]>
<![CDATA[ Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. VII | No. 2 | 2021 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Sumatera Utara ]]>
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DOI: 10.30821/se.v7i2.10605
<![CDATA[Wisata kuliner termasuk pada pariwisata global. Riset ini memiliki tujuan guna mengetahui keadaan wisata kuliner di desa Bagan Percut Kecamatan Percut Sei Tuan, mengetahui kondisi pendapatan masyarakat desa Bagan Percut Kecamatan Percut Sei Tuan dan ketiga mengenai peran keberadaan wisata kuliner dalam meningkatkan pendapatan masyarakat. Studi berlangsung di Desa Percut Kecamatan Percut Sei Tuan Kabupaten Deli Serdang. Studi memakai pendekatan kualitatif deskriptif serta penghimpunan datnya memakai teknik observasi, teknik wawancara serta teknik dokumentasi. Temuan riset ini dikonklusikan bahwasanya gambaran kondisi wisata kuliner selaras terhadap standarisasi destinasi wisata, yang memenuhi “something to see” yakni objek serta daya tarik khusus yang mampu ditinjau, misalnya keindahan alam. “something to do” merujuk pada terdapatnya fasilitas pendukung yang ditujukan untuk wisatawan melaksanakan sejumlah kegiatan. “something to buy” merujuk pada terdapatnya fasilitas untuk berbelanja misalnya makan di restoran serta melakukan pembelian atas hasil tangkapan laut di tempat pelelangan ikan. Berikutnya, ada pembeda di taraf penghasilan, sebelum terdapatnya wisata kuliner Bagan Percut mayoritas penduduk memiliki penghasilan yang tak menentu dan kondisi berubah setelah hadirnya wisata kuliner. Terakhir merujuk pada objek wisata kuliner Desa Percut Kecamatan Percut Sei Tuan telah memberikan kontribusi yang besar terhadap pendapatan masyarakat sebab telah menyerap kebutuhan atas tenaga kerja, memberikan keuntungan serta sebagai pihak yang menyediakan peluang bekerja lapangan sekaligus peluang usaha penduduk lokal yang berimplikasi pada meningkatnya penghasilan yang dapat dipergunakan bagi pemenuhan kebutuhan harian]]>
<![CDATA[ANALISIS POTENSI AGROWISATADI KABUPATEN KARO ]]>
<![CDATA[Apprila Natasya Br Surbakti]]>;
<![CDATA[Isnaini Harahap]]>;
<![CDATA[Annio Indah Lestari]]>
<![CDATA[ Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. VII | No. 2 | 2021 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Sumatera Utara ]]>
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DOI: 10.30821/se.v7i2.10621
<![CDATA[The potential of Agrotourism in Karo Regency is very well developed for the future. Tourism visiting Karo Regency from year to year continues to increase because Karo Regency is a Regency known for its types of plants and tourism. The geographical area which is located in a mountainous/highland area makes Karo Regency has the potential to become a tourism destination. The coolness of nature is an aspect that triggers tourist interest to visit tourist areas in Karo Regency. The tourism targets in Karo Regency are natural tourism objects, cultural tourism, historical heritage, agro-tourism, and playgrounds. This research aims to identify the potential for developing agro-tourism in Karo District and identify strategies regarding efforts to develop agro-tourism in Karo District. This research uses a descriptive qualitative approach and SWOT analysis. Based on the results of the internal analysis of Agrotourism in Karo Regency, there are three strengths including strategic location, having a beautiful panorama and the community giving a good response to Agrotourism in Karo Regency. The weakness is the lack of technology that is still used in Agrotourism in Karo Regency itself is still simple or traditional, there are limitations on facilities and facilities in Agrotourism gardens in Karo Regency, and promotions that have not been aggressive and intensive. Based on the results of the external environment of Agrotourism in Karo Regency, opportunities are obtained, namely technology that is growing, the number of visitors during the holiday period is increasing, people's lifestyles (back tone). The results of the SWOT analysis of Agrotourism Potential in Karo Regency that the results in the IFAS and EFAS Matrix tables of Agrotourism Potential in Karo Regency are in cell I, namely the situation where Agrotourism in Karo Regency is located in Growth, namely Concentration on Vertical Integration, namely the strategy of using Backward integration (shifting the role of suppliers) ) or Forward Integration (switching the role of distributor).]]>
<![CDATA[PERAN HOME INDUSTRI EMPING MELINJO DALAM MENINGKATKAN PENDAPATAN IBU RUMAH TANGGA (Studi Kasus: Desa Purbaganda Kecamatan Pematang Bandar Kabupaten Simalungun) ]]>
<![CDATA[Leni Lestari Simatupang]]>;
<![CDATA[Zuhrina M. Nawawi]]>;
<![CDATA[Muhammad Syahbudi]]>
<![CDATA[ Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. VII | No. 2 | 2021 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Sumatera Utara ]]>
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DOI: 10.30821/se.v7i2.10606
<![CDATA[Tujuan penelitian ini adalah untuk mengetahui bahwa adanya peran home industry emping melinjo yang ada di Desa Purbaganda dalam mencari tahu hasil pendapatan ibu rumah tangga sebelum dan sesudah bekerja di home industry emping melinjo di Desa Purbaganda Kecamatan Pematang Bandar Kabupaten Simalungun. Jenis penelitian ini adalah Penelitian Kualitatif. Pengumpulan data berupa wawancara secara mendalam (indepth interview) dan metode campuran T-test. Metode analisis data yang digunakan adalah Metode Campuran. Hasil penelitian menunjukkan bahwa adanya perubahan ekonomi antara ibu rumah tangga yang bekerja sehingga mereka bisa membantu perekonomian keluarga mereka demi untuk memenuhi kebutuhan sehari-hari maupun yang lainnya. Hasil penelitian juga menunjukkan uji t (paired sample t test), menunjukkan adanya perbedaan yang signifikan antara hasil sebelum dan sesudah di dalam peran home industry. Untuk melihat nilai t-tabel maka didasarkan pada derajat kebebasan (dk), yang besarnya adalah N-1, yaitu 24-1 = 23. taraf signifikan 5% diperoleh ttabel = -1,714. Berdasarkan hasil analisis uji t (paired sample t-test), maka dapat diperoleh hasil bahwa thitung lebih besar dari ttabel yaitu ttabel yaitu -6.166 > -1.714 dan Sig. (2 tailed) = 0,000 < 0,05, maka Ho ditolak dan Ha diterima. Jadi dapat disimpulkan ada Pengaruh Peran Home industry dalam Meningkatkan Penghasilan Ibu Rumah Tangga]]>
<![CDATA[PENERAPAN MODAL SOSIAL PADA KEBERHASILAN PROGRAM PEMBIAYAAN BERBASIS KELOMPOK SEBAGAI UPAYA PENANGGULANGAN KEMISKINAN (STUDI KASUS PADA KOPERASI KELOMPOK HUMANIORA POKMAS MANDIRI, KANTOR CABANG DELI SERDANG) ]]>
<![CDATA[Elvira Agustina]]>
<![CDATA[ Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. VII | No. 2 | 2021 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Sumatera Utara ]]>
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DOI: 10.30821/se.v7i2.10622
<![CDATA[Materials/goods collateral is the biggest obstacle for MSMEs from poor families to obtain banking services and financing facilities.Social capital as a solution applied to group-based financing programs. This study attempted to analyze the application of social capital to the success of group-based financing programs in poverty alleviation efforts at The Humaniora Group Cooperation of Pokmas Mandiri at Deli Serdang Branch. The subjects of this study consisted of observer informants from The Humaniora Group Cooperation of Pokmas Mandiri, and the perpetrator informants namely members of the cooperation. This research is a field research using a qualitative approach. Data collections techniques used in this study were in-depth interviews, documentation, observation and review of literature. Based on the results, it was obtained that 1) The application of group-based financing programs has been modified to the conditions and needs of the society in Deli Serdang Regency, both from the social, economic and cultural of the society; 2) The application of social capital in the group-based financing program is considered very effective and efficient for The Humaniora Group Cooperation of Pokmas Mandiri in assessing and deciding the eligibility of members, through trust, participation, networks and social norms as assessment characteristics; 3) the success of group-based financing in reducing poverty can be seen through evaluation and direct interviews with members using family prosperity as indicators which is applied by The Humaniora Group Cooperation of Pokmas Mandiri, that the condition of members before and after getting a loan changes, not only increases the standard of living and economy of cooperation’s members, but also has an impact on their quality of life.]]>
<![CDATA[ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KONVERSI LAHAN PANGAN PADI MENJADI LAHAN PERKEBUNAN KELAPA SAWIT DI KABUPATEN LABUHAN BATU ]]>
<![CDATA[Aprina Tanjung]]>;
<![CDATA[Zuhrina M. Nawawi]]>;
<![CDATA[Muhammad Arif]]>
<![CDATA[ Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. VII | No. 2 | 2021 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Sumatera Utara ]]>
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DOI: 10.30821/se.v7i2.10602
<![CDATA[The purpose of this study is to find out how the conversion of rice food land into oil palm plantations is related and related to food security, what factors make farmers so that farmers convert rice food land into oil palm plantations and to determine the effect of income, production costs and social factors on rice field conversion in Labuhanbatu Regency. This study uses a quantitative approach and uses primary data by distributing questionnaires to rice farmers who convert land into oil palm plantations in Labuhanbatu Regency. The population in this study was 100 Paddy Rice Farmers who converted land into oil palm plantations in Labuhanbatu Regency with the sampling technique using the Slovin formula with Likert Scale measurements. The data is processed through the SPSS Version 22.0 program with the technique of multiple linear regression analysis. The results showed that land area, production costs and income had a positive and significant effect on land conversion in Labuhanbatu Regency. From the results of the t test proves that partially the variables of land area, production costs and income have an effect on land conversion. Then from the results of the f-count value is greater than the f-table, namely (20.849 > 2.47) with a significant value of 0.000 < 0.05]]>
<![CDATA[KONTRIBUSI ARISAN ONLINE DALAM MEMENUHI GAYA HIDUP MAHASISWA MENURUT SUDUT PANDANG EKONOMI ISLAM (Studi Kasus Pada Kelompok Arisan Mahasiswa Fakultas Ekonomi Dan Bisnis Islam Universitas Islam Negeri Sumatera Utara) ]]>
<![CDATA[Adam Alamsyah]]>;
<![CDATA[Sri Sudiarti]]>;
<![CDATA[Tri Inda Fadhila Rahma]]>
<![CDATA[ Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. VII | No. 2 | 2021 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Sumatera Utara ]]>
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DOI: 10.30821/se.v7i2.10618
<![CDATA[The progress of the development of life in Indonesia affects the lifestyle, especially students. Student, someone who demands education at higher education, has many necessities of life to fulfill his studies and daily life. Online arisan is an alternative for students to save money to fulfill their daily needs. This study aims to see how to see members who are online arisan, see which ones contribute to online arisan in fulfilling student lifestyles, and see a review of Islamic economics on online social gathering activities in the Islamic economics faculty of the State Islamic University of North Sumatra. The research method used a qualitative approach with data techniques, namely primary data and secondary data. Research subjects, the owner of the arisan and (9) members of the online arisan. Data techniques are premier data and secondary data. The data analysis methods used in the study were data reduction, data presentation, and conclusion drawing. The results of this study indicate that the lifestyle of students who take part in an online social gathering is classified as hedonistic, the contribution of online arisan to the arisan group is that there are many benefits obtained by members and an Islamic economic review of the online social gathering system is not allowed because it contains elements of usury in it.KONTRIBUSI ARISAN ONLINE DALAM MEMENUHI GAYA HIDUP MAHASISWA MENURUT SUDUT PANDANG EKONOMI ISLAM(Studi Kasus Pada Kelompok Arisan Mahasiswa Fakultas Ekonomi Dan Bisnis Islam Universitas Islam Negeri Sumatera Utara)]]>
<![CDATA[ANALISIS TINGKAT PENDAPATAN PEDAGANG PASCA REVITALISASI PASAR, DIJALAN PASAR VII TEMBUNG DESA BANDA KALIPPA SIMPANG JODOH ]]>
<![CDATA[Aulia Alamsyah Lubis]]>;
<![CDATA[Muhammad Arif]]>;
<![CDATA[Nurbaiti Nurbaiti]]>
<![CDATA[ Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. VII | No. 2 | 2021 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Sumatera Utara ]]>
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DOI: 10.30821/se.v7i2.10603
<![CDATA[Revitalisasi merupakan salah satu terobosan agar menunjang dan mendukung Pedagang tradisional yang semakin terpuruk dan ditinggalkan dikarenakan Banyaknya Mall, Supermarket, dan Pasar Modren Lainnya yang bermunculan, revitalisasi diharapkan dapat membantu pasar tradisional agar tetap bertahan dan mampu bersaing dengan pasar modern lainnya, walaupun demikian perbaikan pada infrastruktur yang lebih baik dan modern tidak hanya akan memberikan pengaruh baik bagi sebuah pasar, tetapi juga didukung dengan system dan pengelolaan yang baik untuk menunjang penjualan pada pasar tersebut agar dapat meningkatkan penjualan yang berimbas kepada pendapatan yang membaik. Pendapatan merupakan alasan pedagang melakukan perniagaan juga sebagai pelangsung usaha agar tidak tutup/gulung tikar disebabkan tidak adanya pemasukan. Adapun penelitian yang peneliti lakukan ialah di pasar simpang jodoh yang telah direvitalisasi, simpang jodoh merupakan Kawasan yang terletak dipersimpangan Jl. Pasar VII menuju Jl. Besar Tembung, Kawasan yang sudah lama menjadi tempat perniagaan, dan juga sentra bahan pokok. hasil dari penelitian ini menyimpulkan bahwa pendapatan pedagang mengalami penurunan dikarenakan letak yang tidak strategis dan juga banyaknya pengeluaran uang yang dikeluarkan pedagang, kelebihan yang dirasakan pedagang dan masyarakat sekitar juga banyak, Adapun kekurangannya ialah terdapat pada system pada pasar itu sendiri, pembangunan tergolong cepat, dan Sebagian kurang tertata rapi, dan pengelolaan pasar itu sendiri belum ada menunjukkan pembaharuan dari sebelumnya]]>
<![CDATA[EFEKTIVITAS PROGRAM SUMUT MAKMUR OLEH BADAN AMIL ZAKAT NASIONAL SUMATERA UTARA DALAM PEMBERDAYAAN EKONOMI UMAT DI KECAMATAN KOTA PINANG (Studi Kasus Bantuan Modal Bergulir Badan Amil Zakat Nasional Labuhanbatu Selatan) ]]>
<![CDATA[Afifah Rahmadani]]>;
<![CDATA[Andri Soemitra]]>;
<![CDATA[Aqwa Naser Daulay]]>
<![CDATA[ Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. VII | No. 2 | 2021 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Sumatera Utara ]]>
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DOI: 10.30821/se.v7i2.10619
<![CDATA[The revolving capital assistance program is the provision of capital loans from the National Amil Zakat Agency of South Labuhanbatu in reducing capital loans that borrow funds from moneylenders, banks, and cooperatives. This study aims to determine and analyze (1) regarding the revolving capital assistance program at the National Amil Zakat Agency of South Labuhanbatu. (2) The role of the revolving capital assistance program of the South Labuhanbatu National Amil Zakat Agency in empowering the economy of the people in the District of Kota Pinang. (3) The effectiveness of the revolving capital assistance program of the South Labuhanbatu National Amil Zakat Agency in empowering the economy of the people in Kota Pinang District. The research approach carried out in this research is descriptive quantitative with data collection methods using observation, interviews and documentation. To analyze the data, the author uses a Likert scale and Miles and Huberman data analysis techniques, namely data reduction, data presentation, and drawing conclusions. The results of the study concluded that (1) the revolving capital assistance program in BAZNAS Labuhanbatu Selatan aims to empower the people's economy so that traders can fulfill their daily needs to be more empowered. (2) The role of the revolving capital assistance program is to increase independence in entrepreneurship, motivate recipients to strengthen ties of friendship among mosque congregations and to improve the family's economic standard of living. (3) The South Labuhanbatu BAZNAS revolving capital assistance program has been implemented effectively in empowering the economy of the people in Kota Pinang District with the average distribution scale value for the effectiveness of the revolving capital assistance program is 2.63]]>
