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Jurnal BETA (Biosistem dan Teknik Pertanian)
Published by Universitas Udayana
ISSN : 25023012     EISSN : 25023012     DOI : -
Jurnal BETA (Biosistem dan Teknik Pertanian) memuat hasil penelitian di bidang teknik biosistem (biosystem engineering). Cakupan dari jurnal ini merentang dari aplikasi ilmu keteknikan untuk pertanian. Diantara bidang ilmu tersebut, yang menjadi fokus adalah Bidang Manajemen Keteknikan Pertanian, Teknologi Pascapanen khususnya produk Hortikultura, Rekayasa dan Ergonomika, Konservasi Sumber Daya Alam, serta khusus tentang aplikasi Instrumentasi dan Sistem kontrol dalam bidang pertanian.
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Articles 344 Documents
Efek Kombinasi Musik Gamelan Gong Kebyar dan Cahaya LED (Light Emitting Diode) Terhadap Pertumbuhan dan Produktivitas Sawi Pakcoy (Brassica rapa L.) Gede Teguh Sigmarawan; I Made Anom S. Wijaya; I Putu Gede Budisanjaya
Jurnal BETA (Biosistem dan Teknik Pertanian) Vol 8 No 1 (2020): April
Publisher : Program Studi Teknik Pertanian, Fakultas Teknologi Pertanian, Universitas Udayana, Badung, Bali, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (539.683 KB) | DOI: 10.24843/JBETA.2020.v08.i01.p01

Abstract

This study aims to (1) determine the effect of the combination of gong kebyar gamelan music and LED light on the growth and productivity of pakcoy mustard and (2) determine the combination of gong kebyar gamelan music and LED light that provides the best growth and productivity in pakcoy mustard plants. This study used pakcoy mustard plants which are given a treatment of the combination of gong kebyar gamelan music and different LED light. The first treatment used a combination of gong kebyar gamelan music and white LED light, treatment 2 used a combination of gong kebyar gamelan music and red blue LED light, and treatment 3 used a combination of gong kebyar gamelan music and blue red and white LED light. The data obtained were analyzed using one way anova test and followed by Duncan test with a confidence level of 95%. The variables observed were plant height, canopy area, leaf greenness, root length, wet weight and dry weight of plant shoots and roots. The results showed that giving a combination of gong kebyar gamelan music and LED light had a significant effect on the growth and productivity of pakcoy mustard. The combination of gong kebyar gamelan music and red blue LED light gave the best growth and productivity, with plant height, canopy area, leaf greenery, root length, shoot wet weight, root wet weight, shoot dry weight and root dry weight, respectively also included 27,176 cm, 1457.59cm2, 160.03, 23.6cm, 91.68g, 4.63g, 5.26g, 4.63g and 0.42g.
Pengaruh Saluran Aerasi pada Pengomposan Berbahan Baku Jerami I Wayan Budiarta; s Sumiyati; Yohanes Setiyo
Jurnal BETA (Biosistem dan Teknik Pertanian) Vol 5 No 1 (2017): maret
Publisher : Program Studi Teknik Pertanian, Fakultas Teknologi Pertanian, Universitas Udayana, Badung, Bali, Indonesia

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Abstract

Sisa panen berupa jerami padi varietas unggul bisa mencapai 25 ton/ha dapat dimanfaatkan sebagai bahan baku pembuatan pupuk kompos. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh saluran aerasi terhadap proses pengomposan, dan mengetahui kualitas kompos yang dihasilkan dari bahan baku jerami. Penelitian ini menggunakan dua perlakuan yaitu: P1 : pengomposan jerami padi dengan saluran aerasi; P2 : pengomposan jerami padi tanpa saluran aerasi. Panjang tumpukan kompos 1,5 m, lebar 1 m, dan tinggi 1 m. Parameter yang diamati adalah suhu, kelembaban, kadar air, rendemen, pH, nitrogen, karbon dan rasio C/N. Proses pengomposan berlangsung selama 12 minggu. Proses pengomposan pada perlakuan pengomposan dengan saluran aerasi cenderung berjalan lebih lambat dibandingkan perlakuan pengomposan tanpa saluran aerasi. Kualitas kompos yang dihasilkan dari bahan baku jerami pada perlakuan P1 dan P2 sudah sesuai dengan standar kompos padat dari Peraturan Menteri Pertanian Nomor 70/Permentan/SR.140/10/2011. Crop residues such as supreme variety rice straw can reach about 25 ton/ha which can be used as raw material for composting. The purpose of this research were to determine the effect of channels aeration of the composting process, and to find the compost quality produced from rice straw. Two treatments were conducted, namely: P1 : rice straw composting with aeration channel; P2 : rice straw composting without aeration channel. About 1.5 m long, 1 m wide and 1 m high of dimension of compost heap respectively were conducted. The parameters measured were temperature, humidity, water content, yield, pH, nitrogen, carbon and C/N ratio. The composting process lasted for 12 weeks. The composting process in the composting treatment with aeration channels tend to run slower than composting treatment without aeration channels. The quality of the compost produced from rice straw on the treatment P1 and P2 were appropriate the standard compost appointed by Peraturan Menteri Pertanian Nomor 70/Permentan/SR.140/10/2011.
Analisis Kepuasan dan Efektivitas Kerja Petani pada Penggunaan Hand Tractor di Lahan Kering Ananda Pradnyasuari; I Made Anom S. Wijaya; Ida Ayu Rina Pratiwi Pudja
Jurnal BETA (Biosistem dan Teknik Pertanian) Vol 8 No 2 (2020): September
Publisher : Program Studi Teknik Pertanian, Fakultas Teknologi Pertanian, Universitas Udayana, Badung, Bali, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (358.639 KB) | DOI: 10.24843/JBETA.2020.v08.i02.p22

Abstract

Hand tractor adalah salah satu teknologi alat dan mesin pertanian yang telah banyak digunakan petani dalam mengolah lahan pertanian sebagai pengganti tenaga manusia dan tenaga ternak. Penggunaan hand tractor di Kecamatan Baturiti, khususnya di Desa Candikuning sudah diterapkan kurang lebih 5-10 tahun dikarenakan waktu mengolah tanah lebih cepat daripada menggunakan tenaga kerja manual. Penelitian ini bertujuan untuk menganalisis kepuasan dan efektivitas kerja petani pada penggunaan hand tractor di Desa Candikuning, Baturiti, Tabanan, Bali. Penentuan sampel menggunakan metode purposive sample. Jumlah responden 30 petani dengan kriteria petani yang memiliki lahan pertanian, memiliki hand tractor, serta menggunakan hand tractor. Penelitian dilaksanakan pada bulan April – Mei 2019. Analisis menggunakan metode Deskriptif untuk menguraikan karakteristik petani. Analisis kepuasan konsumen menggunakan Important Performance Analysis (IPA) dan Customer Satisfaction Index (CSI), serta Analisis Efektivitas untuk mengukur efektivitas kerja petani. Penelitian menunjukkan bahwa pengguna hand tractor didominasi oleh petani kelompok umur produktif (50%), tingkat Pendidikan setingkat SD-SMP (73.34%), dengan pekerjaan sampingan sebagai buruh tani (60%). Hasil Importance Performance Analysis didapatkan tingkat kesesuaian rata-rata antara kinerja dan kepentingan sebesar 87.85% dengan rentang nilai berkisar antara 54.84% pada atribut harga hand tractor sampai dengan 100% pada atribut mudah dalam pengoperasian mesin. Hasil analisis Customer Satisfaction Index didapatkan sebesar 68.10%. Efektivitas kerja petani pada penggunaan hand tractor sebesar 100%. Dari hasil penelitian disimpulkan bahwa petani merasa puas pada penggunaan hand tractor dan kerja petani pada penggunaan hand tractor tergolong efektif. Kata kunci: hand tractor, kepuasan petani, efektivitas. Hand tractor is one of the technology tools and agricultural machinery that has been widely used by farmers in processing agricultural land as a substitute for human labor and livestock power. The use of hand tractors in Kecamatan Baturiti, especially in Desa Candikuning has been implemented for approximately 5-10 years due to the time to process land faster than using manual labor. This study aims to analyze the satisfaction and effectiveness of farmer's work on the use of hand tractors in Desa Candikuning, Baturiti, Tabanan, Bali. Determination of the sample using the purposive sampling method. The number of respondents is 30 farmers with the criteria of farmers who own agricultural land, own hand tractors, and use hand tractors. The study was conducted in April - May 2019. The analysis used descriptive methods to describe the characteristics of farmers. Analysis of consumer satisfaction using Important Performance Analysis (IPA) and Customer Satisfaction Index (CSI), as well as Effectiveness Analysis to measure the effectiveness of farmers' work. Research shows that users of hand tractors are dominated by productive age farmers (50%), education level is at the level of elementary-junior high school (73.34%), with side jobs as farm laborers (60%). Importance Performance Analysis results obtained an average suitability level between performance and importance of 87.85% with a range of values ??ranging from 54.84% in the price attribute of hand tractors to 100% in the easy attribute in machine operation. Customer Satisfaction Index analysis results obtained by 68.10%. The effectiveness of farmers' work on the use of hand tractors is 100%. From the results of the study concluded that farmers were satisfied with the use of hand tractors and the work of farmers on the use of hand tractors was classified as effective. Keyword: hand tractor, farmer’s satisfaction, effectiveness.
Penentuan Umur Simpan Bumbu Rujak dalam Kemasan Botol Plastik Menggunakan Metode Arrhenius Ida Ayu Agung Putri Trisiana Dewi; Ida Bagus Putu Gunadnya; Ida Ayu Rina Pratiwi Pudja
Jurnal BETA (Biosistem dan Teknik Pertanian) Vol 3 No 1 (2015): Maret
Publisher : Program Studi Teknik Pertanian, Fakultas Teknologi Pertanian, Universitas Udayana, Badung, Bali, Indonesia

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Abstract

The objectives of this research were: to determine critical parameters and to estimate it’s shelflife using Accelerated Shelf-Life Testing (ASLT) with Arrhenius method. Rujak seasoning that packed in plastic bottle was stored at three storage temperature 35oC, 45oC, and 55oC. Each room storage was loaded with three samples. This research was carried out for 25 days and observation was done every 5 days. The parameters observed included pH and sensory parameters, namely flavor, color, and salak aroma of the seasoning. Results showed that the critical parameter of rujak seasoning was pH and all quality parameters of rujak seasoning such as pH, flavor, color, and aroma followed first reaction order. By using extrapolation, the shelf-life of rujak seasoning packed in plastic bottle which stored at room temperature 28oC was 167 days (5,6 months)
Pemanfaatan Air Kelapa Dan Asam Sitrat Sebagai Larutan Peraga Menggunakan Teknik Holding Untuk Memperpanjang Masa Kesegaran Bunga Potong Krisan (Chrysanthemum indicum L.) Tipe Spray Maria Magdalena Kristiani Mbulu; I. A. Rina Pratiwi Pudja; Ni Luh Yulianti
Jurnal BETA (Biosistem dan Teknik Pertanian) Vol 7 No 1 (2019): Maret
Publisher : Program Studi Teknik Pertanian, Fakultas Teknologi Pertanian, Universitas Udayana, Badung, Bali, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (605.699 KB) | DOI: 10.24843/JBETA.2019.v07.i01.p06

Abstract

Penelitian ini bertujuan untuk mendapatkan konsentrasi terbaik air kelapa dan asam sitrat sebagai larutan peraga untuk memperpanjang masa kesegaran bunga potong Krisan. Penelitian ini terdiri dari 25 satuan percobaan, setiap percobaan diulang 2 kali sehingga didapatkan 50 satuan percobaan. Penelitian ini menggunakan Rancangan Acak Lengkap (RAL) dengan satu faktor percobaan. Faktor tersebut merupakan kombinasi dari air kelapa dan asam sitrat. Konsentrasi air kelapa yang digunakan yaitu 0%, 4%, 8%, 12% dan 16% sedangkan konsentrasi asam sitrat yang digunakan adalah 0 ppm, 100 ppm, 200 ppm, 300 ppm, dan 400 ppm. Parameter yang diamati yaitu lamanya kesegaran bunga, presentase kemekaran bunga, larutan terserap dan warna bunga. Dari hasil penelitian, perlakuan terbaik adalah perlakuan konsentrasi air kelapa 4% dan asam sitrat 400 ppm dengan lama kesegaran bunga yaitu 11 hari, presentase kemekaran bunga sebesar 65,5%, total larutan terserap sebanyak 177,5 ml dengan warna bunga putih sangat pudar dan sedikit kecoklatan. This research aims to obtain the best concentration of coconut water and citric acid as a solution to extend Chrysanthemum cut flowers’ freshness period. The research is consisted of 25 experimental units, each experiment was repeated twice to gain 50 experimental units. The research uses a completely randomized design (CRD) with an experimental factor. The factor is a combination of coconut water and citric acid. The concentration of coconut water which was used 0%, 4%, 8%,12% and 16% meanwhile the concentrations of citric acid which was used 0 ppm,100 ppm, 200 ppm, 300 ppm, and 400 ppm. The parameters which is measured are;the flower‘s freshness period, percentage of flower bloom, the absorbed solution and the flower’s color. Based on the results of the research, it is known that the best treatment is the concentration of coconut water 4% and citric acid 400 ppm that will gain 11 days of flowers’ freshness period, the percentage of flowers’ bloom is 65.5%, the total absorbed solution is 177.5 ml with flower’s color becoming very faded and slightly brown.
Pengaruh Konsentrasi Dekstrin dan Tween 80 (Polyoxyethylene Sorbitan Monooleat) pada Proses Pengeringan Gel Daun Lidah Buaya (Aloe barbadensis Miller) dengan Cabinet Dryer. I Wayan Adi Saputra; I.A Rina Pratiwi Pudja; I.B.P Gunadnya
Jurnal BETA (Biosistem dan Teknik Pertanian) Vol 4 No 2 (2016): September
Publisher : Program Studi Teknik Pertanian, Fakultas Teknologi Pertanian, Universitas Udayana, Badung, Bali, Indonesia

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Abstract

This study was conducted to determine the effect of the concentration of dextrin and tween 80 in the drying process by using dryer cabinet and determine the concentration of dextrin and tween 80 which can speed up the drying process of aloe vera gel. This study used a Randomized Complete Design (RBD) with 2 factors. The first factor was the concentration of dextrin (10%, 14%, 18%, 22%) and the second factor was the concentration of tween 80 (0.3%, 0.4%, 0.5%) with the drying temperature of 70°C. The experiment was repeated three times. Observations were made every 2 hours until the sample weight did not decrease. Variables which observed were rate of drying, whiteness, yield, and pH of flour aloe vera. The results showed that concentrations of dextrin and tween 80 significantly affected water content, the degree of whiteness of the flour was affected by concentrations of dextrin. Treatment interaction between dextrin concentration and tween 80 did not significantly affect all parameters observed. The addition of dextrin will slow the drying process, on the contrary the addition of tween 80 will speed up the drying process. The highest yield at amount of 10.99% was obtained from the treatment interaction of 22% dextrin with 0.3% tween 80. The degree of acidity (pH) of the flour at 4.00 which was the highest value of pH was yielded form the treatment interaction of 10% dextrin with 0.5% tween 80. In this study, the best treatment resulting aloe vera flour that approaching the standards of quality of Terry Laboratories was a treatment interaction of 22% dextrin with 0.3% tween 80. The flour had a water content of 8.68%, the degree of whiteness 50.51, yield 10.99%, and the degree of acidity (pH) 3.65.
Pengaruh Penambahan Urea pada Mediad dan Pemanasan terhadap Produksi Biogas Kadek Mila Adiani; Ida Bagus Putu Gunadnya; Yohanes Setiyo
Jurnal BETA (Biosistem dan Teknik Pertanian) Vol 8 No 1 (2020): April
Publisher : Program Studi Teknik Pertanian, Fakultas Teknologi Pertanian, Universitas Udayana, Badung, Bali, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (453.744 KB) | DOI: 10.24843/JBETA.2020.v08.i01.p11

Abstract

Biogas is one of the energy sources originating from livestock waste, besides being environmentally friendly (renewable energy), it can also be used for sustainable energy. Biogas is a mixture of gases resulting from an anaerobic fermentation process from livestock manure (cow). The purpose of this study was to determine the effect of adding various urea concentrations and heating in deep biogas production. This study applied a completely randomized design (RAL) with two treatment factors: heating (heating and without heating) and urea concentration (2%, 4%, 6%, 8%). Observations carried out in the form of measuring the temperature of biogas media, gas volume, CO2, the volume of methane gas, and the time of biogas formation. Variant analysis showed that the heating interaction and urea concentration showed a significant effect (P <0.05) on the measurement of biogas media temperature, gas volume, CO2, methane volume, and biogas formation time. The results showed that the combination of heating treatment with 8% urea concentration was the best treatment in producing biogas with the characteristics of gas volume of 16.67 ml, CO2 content of 0.08%, methane volume of 15.49 ml, with the time of biogas formation which is on the day 10.
Pengaruh Teknik Budidaya SRI (System of Rice Intensification) dan Legowo Terhadap Iklim Mikro dan Produktivitas Padi Ketan (Studi Kasus di Subak Sigaran) I Putu Sanjaya; I Wayan Tika; S - Sumiyati
Jurnal BETA (Biosistem dan Teknik Pertanian) Vol 2 No 1 (2014): Maret
Publisher : Program Studi Teknik Pertanian, Fakultas Teknologi Pertanian, Universitas Udayana, Badung, Bali, Indonesia

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Abstract

This study was conducted to determine the effect of planting System of Rice Intensification (SRI) and legowo 6:1 row planting system of the microclimate and the rice plants productivity. This study was divided into 4 treatments with 3 replications, ie treatments conventional techniques, SRI method of planting, application of legowo 6:1 row planting system, and combination of SRI planting method and legowo 6:1 row planting system. The results showed the application of SRI planting method and legowo 6:1 row planting system not affecting the microclimate conditions, but affecting the productivity of riceplants. The results also showed that treatment K3 applying SRI methods combined with legowo 6:1 row planting system is the best treatment compared with other treatments.
Hubungan Antara Persentase Serangan Hama Tikus dengan Produktivitas Lahan Melalui Pendekatan Foto Udara Prihandoni Widodo; I Made Anom S. Wijaya; I Putu Gede Budisanjaya
Jurnal BETA (Biosistem dan Teknik Pertanian) Vol 6 No 2 (2018): September
Publisher : Program Studi Teknik Pertanian, Fakultas Teknologi Pertanian, Universitas Udayana, Badung, Bali, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (710.534 KB) | DOI: 10.24843/JBETA.2018.v06.i02.p05

Abstract

Hama tikus adalah salah satu hama yang dapat merugikan petani. Serangan hama tikus dapat menurunkan hasil panen bahkan dapat mengakibatkan gagal panen. Serangan hama tikus pada tanaman padi akan mempengaruhi produktivitas lahan. Semakin besar persentase serangan hama tikus maka produktivitas lahan akan semakin rendah. Untuk itu penelitian ini bertujuan untuk mengetahui hubungan antara persentase serangan dengan produktivitas lahan. Tahapan – tahapan yang harus dilalui dalam penelitian ini antara lain, pengambilan data, analisis image processing, analisis regresi, validasi dan diakhiri dengan perhitungan akurasi. Pengambilan data dilapangan meliputi akuisisi foto udara dan pengukuran hasil panen. Analisis image processing menggunakan bantuan software Adobe Photoshop CS6 dan software Matlab 2013. Analisis regresi menggunakan bantuan software Microsoft Excel 2013 dengan menggunakan tiga jenis analisis regresi, antara lain : regresi linier, regresi kuadratik, regresi polinomial pangkat 3. Persamaan regresi polinomial pangkat 3 menghasilkan persamaan terbaik. Persamaan polinomian pangkat 3 yang didapat adalah sebagai berikut y = -1.10-6x3 + 0,0003x2 – 0,0218x + 0,6159 dengan koefisien determinasi sebesar 0,9645 atau dapat pula diartikan 96,45% variasi dari variabel terikat dapat dijelaskan oleh variabel bebas. Nilai error yang dimiliki persamaan tersebut adalah 8,17%. Rats pest is one of the any pests that can harm the farmers. Pest rodent attacks can decrease yields even affect to crop failures. The percentage of rice fields attack will affect the productivity inversed. The bigger percentage of rodent pests, will make the lower rice fields productivity. Therefore, this study aims to determine the relationship between percentage of pest roddents attacks with rice field productivity. Stages that must be passed in this research, among others, data retrieval, image processing analysis, regression analysis, validation and ending with the calculation of accuracy. Field data taking includes the acquisition of aerial photography and measurement of the harvest. Analysis of image processing using Adobe Photoshop CS6 software support and Matlab 2013 software. Regression analysis using Microsoft Excel 2013 software assistance using three types of regression analysis, among others: linear regression, quadratic regression, rank polynomial regression 3. Polynomial regression equation of rank 3 yields the best equation. The polynomial equation of rank 3 obtained as follows y = -1.10-6x3 + 0.0003x2 - 0,0218x + 0,6159 with a coefficient of determination equal to 0,9645 or can also be interpreted 96,45% variation of dependent variable can be explained by the free variable . The error value of the equation is 8.17% percentage of attack productivity.
Penentuan Nilai Kontrak Asuransi Usaha Tani Tanaman Kopi Arabika Berbasis Indeks Harga Internasional I Wayan Suarjana; I Wayan Widia; Komang Darmawan
Jurnal BETA (Biosistem dan Teknik Pertanian) Vol 5 No 2 (2017): September
Publisher : Program Studi Teknik Pertanian, Fakultas Teknologi Pertanian, Universitas Udayana, Badung, Bali, Indonesia

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Abstract

Kopi merupakan salah satu komoditas unggulan ekspor Indonesia. Usaha tani tanaman kopi arabika di Kecamatan Kintamani memiliki risiko kerugian yang tinggi. Tujuan penelitian ini yaitu mengetahui keterkaitan harga internasional kopi arabika dengan harga kopi arabika di tingkat produsen (petani) dan menentukan besaran premi serta nilai pertanggungan. Data yang dipergunakan yaitu harga internasional kopi arabika, harga kopi arabika tingkat produsen (petani), kurs mata uang IDR-US$, suku bunga Bank Indonesia, inflasi tahunan, dan data biaya produksi (input) usaha tani kopi arabika per tahun/Ha. Hasil analisis data menunjukkan bahwa harga internasional kopi arabika berkorelasi sangat kuat terhadap harga kopi arabika di tingkat produsen (r=0,87) pada bulan Nopember. Perubahan harga internasional kopi arabika (x) berpengaruh positif terhadap perubahan harga kopi arabika di tingkat produsen (y) yang dinyatakan dengan persamaan regresi linier sederhana 1,031x – 2282,150 (R2 = 0,7503). Hasil uji normalitas menggunakan metode Kolmogorov-Smirnov (K-S) menunjukkan log data harga internasional kopi arabika yang dijadikan basis indeks harga internasional berdistribusi normal (K-S=0,864), kemudian dilanjutkan dengan penentuan besaran premi dan besaran pertanggungan asuransi. Berdasarkan metode Black-Scholes terdapat enam pilihan nilai premi yang ditawarkan mulai dari persentil ke 5, 10, 15, 20, 25, 30 yaitu Rp. 226.781, Rp. 263.034, Rp. 293.666, Rp. 321.458, Rp. 347.470, Rp. 372.238 untuk nilai pertanggungan sebesar Rp. 19.539.567 tiap satu masa kontrak. Coffee is one of Indonesia's main export commodities. Arabica coffee farm business has a high risk of loss and the government is obliged to give protection to farmers in the form of subsidy of premium. The purpose of this research to know the procedure of pricing the value of the contract of arabica coffee farm business insurance based on international price index and the amount of premium and the sum of coverage. The data used are the international price of arabica coffee, the price of arabica coffee at the producer level (farmer), the exchange rate of US$ -IDR, the Bank Indonesia rate, the annual inflation, and the production cost of arabica coffee per year. The result of data analysis showed that the international price of arabica coffee is highly correlated to arabica coffee price at the producer level (r = 0,87). The international price change of arabica coffee (y) has a positive effect on the change of arabica coffee price at producer level (x) which is expressed by simple linear regression equation y = 1,031x - 2282,150 (R2 = 0,7503). The result of normality test using Kolmogorov-Smirnov (K-S) method, shows that arabica coffee price data which is used as the base of international price index are normal distributed (K-S = 0,997), therefore Black-Scholes method can be used to pricing premium and insurance coverage. Based on the Black-Scholes method there are six choices of premium value offered for the sum insured of Rp. 19.539.567 per one contract period.