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Journal of Economic Education
Published by Universitas Negeri Semarang
ISSN : 23017341     EISSN : -     DOI : -
Core Subject : Economy, Education,
Economics, Econometrics & Finance Education
Journal of Economic Education publishes articles of original researchs and conceptual studies economics teaching and learning. This journal is published by Postgraduate Program, Universitas Negeri Semarang.
Arjuna Subject : -
Articles 408 Documents
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The Efficiency of Commercial Banks in Financing MSME in Indonesia Puspitasari, Saras Meilia; Rusdarti, Rusdarti; Murwatiningsih, Murwatiningsih
Journal of Economic Education Vol 8 No 1 (2019): June 2019
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jeec.v8i1.30458

Abstract

This study aims to analyze the efficiency of commercial banks in MSME financing before and after the existence of Bank Indonesia Regulation Number 17/12/PBI/2015 in Indonesia. The data used in this study was data originating from 52 commercial banks that were recorded in the Financial Services Authority (OJK). The data analysis technique used in this study is a non-parametric method with a Data Envelopment Analysis (DEA) approach with input variables consisting of financial capital, third-party funds, operational costs, and the output variable used is MSME financing. The results showed that before the existence of Bank Indonesia Regulation Number 17/12/PBI/2015 there were seven commercial banks that were efficient in financing MSMEs, and after that regulation, there were twelve efficient commercial banks in financing MSMEs. The results showed that the significance value of 0.955 was greater when compared with the alpha value of 0.05. This proves that there is no difference in efficiency before and after the existence of Bank Indonesia Regulation Number 17/12/PBI/2015.
Factors Influencing Difficulties of Learning Economics (Study in Students of Kudus District High School) Pertiwi, Raras Sukma; Khafid, Muhammad; Setyadharma, Andryan
Journal of Economic Education Vol 8 No 1 (2019): June 2019
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jeec.v8i1.31134

Abstract

Teaching and learning activities have an important role so that education can run well. Basically teaching and learning activities lead to the achievement of student learning outcomes. Learning outcomes achieved by students can be used as a reference in knowing students' abilities and as a correction whether students are still experiencing difficulties in learning. The purpose of this method was to analyze and identify the learning difficulties of the students of Kudus District High School. Students' perceptions regarding teacher teaching methods, learning independence, and learning interest are used to measure learning difficulties. This method used a quantitative approach. The study population amounted to 1033 students and the sample amounted to 233 students. The sampling technique used is proportional random sampling. The method of data collection was using a questionnaire. The method of data analysis uses descriptive analysis and path analysis. The results of path analysis showed the direct influence of students' perceptions regarding teacher teaching methods on learning interest, direct influence of students' perceptions regarding teacher teaching methods on learning difficulties, direct influence of learning independence on learning difficulties, direct influence of learning interest on learning difficulties. Indirectly students' perceptions regarding teacher teaching methods influence the difficulty of learning through interest in learning.
Strategy Development of Stroberial Fruit Agrotourism on Serang Village Farmers Income, Purbalingga District Rachmawati, Dewi; Rusdarti, Rusdarti; Haryati, Y. Titik
Journal of Economic Education Vol 8 No 1 (2019): June 2019
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jeec.v8i1.31283

Abstract

Natural potential of strawberry fruit agrotourism are still being developed in order to become the main destination when it comes to Serang Village, Karangreja District, Purbalingga Regency. So, the right strategy for developing Strawberry Fruit Agrotourism and a mature strategy so that development can be realized properly and can have a good influence on the income of strawberry farmers. The research objectives are (1) Identifying internal environmental factors in the development of Strawberry Fruit Agro-tourism. (2) Identifying external environmental factors in the development of Strawberry Fruit Agro-tourism. (3) Analyzing development strategies in Strawberry Fruit Agro-tourism. (4) Analyzing the development strategy of the income of farmers in Strawberry Fruit Agro-tourism in Serang Village, Karangreja District, Purbalingga Regency.The approach in this study is a quantitative approach, this study aims to identify internal and external factors. The focus of this study is the strategy of developing strawberry agro tourism on the income of strawberry farmers who refers to the development strategy which is an internal factor, namely Human Resources (HR), Infrastructure, transportation and promotion. Then on external factors, namely the Government, economic conditions, technology and competitors. Data collection techniques using observation, interviews and questionnaires. The analysis technique in this study used a SWOT analysis. The SWOT matrix results show that Strawberry Fruit Agrotourism is in quadrant II, which means activities to expand the business by building in other locations and increasing the amount of production and adding services. Strawberry fruit agrotourism introduces its potential by promoting it so that it can be recognized by the wider community and can expand tourism transportation services. Suggestions for this research are to enhance good cooperation from the tourism service government and Village-Owned Enterprises (BUMDES) to develop strawberry agro-tourism by implementing and implementing planned programs.
The Role of Self-Efficacy in Mediating the Effect of Entrepreneurial’s Knowledge, Personality and Family Circles Against the Enterprise’s Interest Sudjarwo, Ragil; Wahyudin, Agus; Sudarma, Ketut
Journal of Economic Education Vol 8 No 1 (2019): June 2019
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jeec.v8i1.31612

Abstract

The objective of this research was to find out the effect of entrepreneurs knowlede, personality, and family circles against the enterprise’s interest. Moreover, this research aimed to find out how the intervening variable that was self-eficacy could influence the entrepreneurs knowledge, personality, and family circles into the enterprise’s interest. This research used quantitative method. The subjects of this study were 83 participants from 5 SKB in enterpreneurship skills education courses who had undergone the education and training process in the discricts and cities of Semarang. Collecting the data was questionnaire. The method of analysing the data was percentage descriptive, path analysis and sobel test. The result of the research showed that the variables of entrepreneurs knowledge, personality, and family circles influenced the enterprise’s interest. The result of path test explained that the variables of entrepreneurs knowledge, personality, and family circles could use self-efficacy varible as the mediation because the total effect of each independent variable was larger than the dirrect one. The suggestion for this research is the participants must be actively involved in various activities which can strengthen the interest of becoming the successful entrepreneurs and pay attention to the activities of business people or entrepeneurs who have succeeded around them that can be used as a reference in developing business. In addition, SKB is expected to be able to take the right policy breakthrough in order to increase the entrepreneurship’s interest of the participants in entrepreneurship skils education courses.
Influence of Life Style and Financial Literacy to Consumptive Behavior through Self-Control of Unisnu FEB College Students Jepara Halimatussakdiyah, Halimatussakdiyah; Martono, S.; Sudarma, Ketut
Journal of Economic Education Vol 8 No 1 (2019): June 2019
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jeec.v8i1.32080

Abstract

Consumptive behavior as buying intention keeps increasing to get satisfaction in term of good and service ownership without considering its uses. This behavior may be instilled into life style of teenagers. They will grow to be consumptive mature individuals if they are not guided. This research aims to analyze and find empirical evidence of life styles, financial literacy through self-control as intervening variable to consumptive behaviors of the students. This qualitative correlational research used proportional stratified random sampling. There were 121 students selected. Technique of analyzing data was lane analysis. The findings showed life style, financial literacy, and self-control influenced consumptive behavior. Furthermore, life style and financial literacy influenced consumptive behavior through self-control as mediator.
Problem Based Learning Model Development by Blended Learning and Google Classroom Media in Public SHS 1 Sale Rembang Junipah, Junipah; Kardoyo, Kardoyo; Yulianto, Arief
Journal of Economic Education Vol 8 No 1 (2019): June 2019
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jeec.v8i1.32332

Abstract

Learning achievement of economy lesson at Public SHS I Sale has not met minimum passing grade. Therefore, there is a need to develop practice and effective learning model to improve it. This research aims to describe and analyze economy lesson learning in the school. To find out problem based learning model design through blended learning aided by Google Classroom and to analyze practicability and effectiveness of the learning model aided by blended learning and Google Classroom media in learning. This Research and Development was done in three stages: preliminary, product development, and product evaluation. Techniques of collecting data used questionnaire, observation, and test. The preliminary stage presented factual learning model. The development stage was initiated by designing model, expert and practitioners’ validation, and trial run. Evaluating step was done by two random selection design and pre-test and post-test to find out practicability and effectiveness of the model was done by Wilcoxon. The findings showed poor factual learning model, problem based learning model development with blended learning aided by Google Classroom, and product trial run and product reliability test. The observation and questionnaire of the students showed that the model development was implemented. The finding of reliability test showed post-test of experimental group was higher. It showed the product was practice and effective to be implemented in the school.
The Acceptance Analysis of Financial Accounting Standards for Entities Without Public Accountability (Fas-Ewpa) in Cirebon Regency Cooperatives Using Technology Acceptance Model (Tam) Permana, Intan; Thomas, Partono; Kardoyo, Kardoyo
Journal of Economic Education Vol 8 No 2 (2019): December 2019
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jeec.v8i2.32452

Abstract

The Indonesian Government has ratified Financial Accounting Standards for Entities without Public Accountability (FAS-EWPA, in bahasa Indonesia known as SAK-ETAP) in 2009 as guidelines for financial reporting for entities without public accountability, one of which is cooperative (koperasi).The large number of cooperatives in Cirebon Regency that have carried out annual member meeting but lacking implementation of FAS-EWPA is still considered as a constraint. The purpose of this study is to analyze the acceptance of cooperative administrators towards FAS-EWPA using Technology Acceptance Model (TAM). This research uses a quantitative method with path analysis using SPSS 20.0 for windows and Sobel Test Calculator to determine the significance of intervening variables. The number of population in this study is 193 cooperatives in Cirebon Regency with a total sample of 65 cooperatives. The results of this study indicates positive correlations on : education towards perceived usefulness, perceived ease, and intention to use; subjective norms toward perceived usefulness and perceived ease; organizational factors toward perceived usefulness, perceived ease, and intention to use; perceived usefulness towards intention to use; and perceived ease towards intention to use.There is no correlation between subjective norms and intention to use. The difference between this research and several previous studies is that the use of external variables such as education and organizational factors influencing TAM is rarely used in previous studies.
The Influence of Family, School and Peer Groups on Student’s Consumption Behavior Through Student Engagement of Senior High Schools in Pemalang Regency Ujianingrum, Hening; Yanto, Heri; Murwatiningsih, Murwatiningsih
Journal of Economic Education Vol 8 No 2 (2019): December 2019
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jeec.v8i2.32483

Abstract

Consumer behavior in general is a study of how someone decides to buy or consume a product. The influence of peer groups towards student’s consumption behavior can be seen through their daily lives. Among them are by having the same brand of goods such as cellphones, shoes, watches, accessories; watching the same movies that they consider to be good; idolizing the same actors and actresses; and consuming the same foods and drinks. Those behaviour indicate the influence of peer groups on student’s consumption behavior. It becomes problematic because the consumption behavior done by most of these students often cause economic problems for their families, their first environment before entering school. This phenomenon of student’s consumption behavior becomes more interesting considering into what extent economics knowledge they get in school being implemented in their daily decision makings. Factors influencing the consumption behavior of high school students in Pemalang Regency were suspected to be family, school and peer groups. The method of analysis used in this study was path analysis using Amoss software. The calculation results showed that students’ engagement had a significant influence on student’s consumption behavior with a CR value of 2.647, peer groups had a significant influence on student’s consumption behavior with a CR value of 5.446, family environment had no significant influence on student’s consumption behavior with a CR value of 1.322 (smaller than 1.96), the school environment had a significant influence on student’s consumption behavior with a CR value of 3.276. This study used data from Dapodik Academic Year 2018/2019 of Social Science students of Public Senior High Schools in Pemalang Regency.
The Effect of Financial Compensation, Job Stress, and Job Promotion on Employee Performance Through Job Satisfaction at PT. MNC Vision in Central Java Siregar, Ahmad Surkati; Yanto, Heri; Rozi, Fahrur
Journal of Economic Education Vol 8 No 2 (2019): December 2019
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jeec.v8i2.32637

Abstract

The purpose of this study is to examine the effect of financial compensation, job stress, and job promotion through job satisfaction at PT. MNC Vision in Central Java. The method used in this study is a quantitative method using path analysis. The total population in this study is 198 employees at PT. MNC Vision in Central Java which is located in 12 branch offices spreaded in Central Java. The results obtained in this study are financial compensation has a significant effect on employee performance, job promotion has a significance effect on job satisfaction, and job promotion has a significance effect on financial compensation. In addition, from this study also obtained results that job satisfaction and promotion do not have a significance effect on employee performance, while financial compensation and job stress also do not have a significance effect on job satisfaction. Besides, the result shows us that financial compensation and promotion do not have a significance effect on job stress.
Impulse Buying of Fashion Products by Xi Grade Social Studies Public High School Students in Semarang Hidayah, Ari Fatihatul; Wahyudin, Agus; Muhsin, Muhsin
Journal of Economic Education Vol 8 No 2 (2019): December 2019
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jeec.v8i2.32687

Abstract

Impulsive buying is a psychoemonic phenomenon that happened to many people's lives in urban areas, especially to teenagers. This is because teens are easily influenced by advertising, lacks frugal thinking, less realistic and impulsive. This study aims to analyze and identify impulse buying behavior of XI grade social major (IPS) public high school (SMA Negeri) students in Semarang. Shopping lifestyle, fashion involvement, hedonic shopping values, positive emoticons and self control are used to measure the impulse buying behavior in students. This study used a quantitative approach with a population of 719 students and the sample are 257 students. The number of samples was determined using the Slovin formula, the sampling technique used is probability sampling. Data collection techniques used is questionnaire. Data analysis used was descriptive analysis and moderation regression analysis. The result of moderation regression analysis shows that hedonic shopping value has a direct influence on impulse buying. But shopping lifestyle, fashion involvement and positive emotion do not directly affect impulse buying. Indirectly shopping lifetyle and hedonic shopping value affect impulse buying through self control, while fashion involvement and positive emotion indirectly do not affect impulse buying through self control.

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