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All Journal Jurnal Ekonomi, Bisnis dan Kewirausahaan (JEBIK) JBTI : Jurnal Bisnis : Teori dan Implementasi Monex: Journal of Accounting Research Jurnal Ilmiah Universitas Batanghari Jambi Akuntabel : Jurnal Ekonomi dan Keuangan J-MAS (Jurnal Manajemen dan Sains) Jurnal Pendidikan Ekonomi (JURKAMI) EQIEN - JURNAL EKONOMI DAN BISNIS Performance Parameter Madani : Indonesian Journal of Civil Society JURNAL LENTERA AKUNTANSI Majalah Ilmiah Manajemen dan Bisnis Jurnal Abdi Masyarakat Indonesia Journal of Social Research Jurnal Penyuuhan dan Pemberdayaan Masyarakat (JPPM) Journal of Management and Digital Business Jurnal AGRISEP: Kajian Masalah Sosial Ekonomi Pertanian dan Agribisnis WIKUACITYA: Jurnal Pengabdian Kepada Masyarakat
Cahyo, Heru
Fakultas Ekonomika Dan Bisnis, Universitas Wijayakusuma Purwokerto, Banyumas, Indonesia
Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Faktor psikologis pemilik UMKM knalpot terhadap pengambilan keputusan keuangan di Kabupaten Purbalingga Rokhayati, Isnaeni; Surveyandini, Mayla; Cahyo, Heru
Journal of Management and Digital Business Vol. 5 No. 3 (2025): Journal of Management and Digital Business
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jmdb.v5i3.2173

Abstract

The research aims to determine the influence of psychological factors on the financial decisions of micro, small, and medium enterprise owners. The population consisted of 90 muffler MSME owners in Purbalingga Regency, with 48 respondents selected as the sample. Data analysis used multiple linear regression. The analysis shows that financial knowledge, financial attitudes, and financial planning significantly influence the financial decision-making of muffler MSMEs in Purbalingga Regency. These findings suggest that psychological factors, such as financial knowledge, financial attitudes, and financial planning, possessed by micro, small, and medium enterprise owners can influence their financial decision-making in their businesses. Based on the study’s results, it is clear that a business owner must always pay attention to the psychological factors of financial knowledge, financial attitudes, and financial planning in every consideration of financial decisions in their business activities.
Co-Authors AA Sudharmawan, AA Andhi Johan Suzana Andriano, Ruben Anindya, Zayda nabila Arinastuti Arinastuti Arinastuti Arinastuti Aziezy, Enrico Badriah, Lilis Siti Cahyani Murdijaningsih Cahyaningtyas Ria Uripi Chandra Setiawan , Febrian Dhanu Chusnul Maulidina Hidayat Damar Jati Diah Retnowati Endang Sri Wahyuni Fajar Febrianti Fitri Rahmawati Hari Winarto Hening Riyadiningsih Herbowo Herbowo, Herbowo Heri Setiawan Hizkia Prasetya Panjaitan Ikhlas Agung Pamuji Isnaeni Rokhayati Kabul Budiyono kencana, heris Krisnhoe Sukma Danuta Legowo, Muhammad Tunggul Adil Luhita, Tiladela Mahesa, Syifa Hanan Minadi Wijaya Muntahanah, Siti Murdijaningsih, Tjahjani Na'imah, Muzanatun Nikosal, Florenkias Nirmala Nirmala Nirmala Nirmala, Nirmala Octisari, Sully Kemala Priyatama, Tunggul Pujiastuti, Ratna Purnomo, Sodik Dwi Reni Wiyarti Sambodo, Herman Sindi Rahmah Siti Ainul Mukharomah Sri Sundari Sundari, Sri Surveyandini, Mayla Suwarno Syamsul Arifin Tri Esti Masita Vilanti, Zhika Wibawa, Eka Wibowo, Azan Wahyu Wijayanti, Esa wisnu wijayanto Zuhaena, Fatwa Zumaeroh -