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Faktor psikologis pemilik UMKM knalpot terhadap pengambilan keputusan keuangan di Kabupaten Purbalingga Rokhayati, Isnaeni; Surveyandini, Mayla; Cahyo, Heru
Journal of Management and Digital Business Vol. 5 No. 3 (2025): Journal of Management and Digital Business
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jmdb.v5i3.2173

Abstract

The research aims to determine the influence of psychological factors on the financial decisions of micro, small, and medium enterprise owners. The population consisted of 90 muffler MSME owners in Purbalingga Regency, with 48 respondents selected as the sample. Data analysis used multiple linear regression. The analysis shows that financial knowledge, financial attitudes, and financial planning significantly influence the financial decision-making of muffler MSMEs in Purbalingga Regency. These findings suggest that psychological factors, such as financial knowledge, financial attitudes, and financial planning, possessed by micro, small, and medium enterprise owners can influence their financial decision-making in their businesses. Based on the study’s results, it is clear that a business owner must always pay attention to the psychological factors of financial knowledge, financial attitudes, and financial planning in every consideration of financial decisions in their business activities.
Pendampingan terpadu UMKM kuliner dalam kegiatan sosial Manggala Sakti Sejahtera berbasis pemberdayaan ekonomi masyarakat Effendi, Abidillah; Apriliani, Apriliani; Cahyo, Heru; Sumantri, Edi
Penamas: Journal of Community Service Vol. 6 No. 2 (2026): Penamas: Journal of Community Service
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/penamas.v6i2.2847

Abstract

Micro, Small, and Medium Enterprises (MSMEs) in the culinary sector have significant potential to support economic growth, particularly in generating employment opportunities, increasing income, and fostering local economic independence. However, the optimization of this potential is still constrained by several challenges, including limited access to capital, low production capacity, weak marketing strategies, income fluctuations, and inadequate supporting facilities and infrastructure. Therefore, an assistance program was conducted for culinary MSME actors in collaboration with Manggala Sakti Sejahtera, located in Kober Village, West Purwokerto District, Banyumas Regency. This assistance was implemented through a direct, participatory approach, using an integrated framework that includes identifying key problems, analyzing business needs, and evaluating program implementation. The program also focused on enhancing the capacity of business actors in production management, strengthening marketing strategies, and optimizing the use of available facilities and infrastructure. The results indicate that the integrated assistance program effectively improved business readiness, enhanced managerial practices, and significantly strengthened the sustainability and competitiveness of culinary MSMEs.
Hybrid Community Empowerment for Indonesian Migrant Workers: Strengthening Financial and Entrepreneurial Capacity in Malaysia and Thailand Fatwa Zuhaena; Heru Cahyo; Abdul Gader Salem Balafif; Agista Suti Rahmawati; Ardiyanti Suryaning Tiyas
CITAKARYA Jurnal Pengabdian Masyarakat Vol. 3 No. 04 (2025): Nopember - Januari
Publisher : CITAKARYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63922/citakarya.v3i04.3653

Abstract

Indonesian migrant workers frequently encounter challenges related to financial preparedness, economic sustainability, and long-term post-employment planning while working abroad. These conditions highlight the importance of sustainable empowerment initiatives capable of strengthening adaptive economic resilience among migrant communities. This community service program aimed to develop a hybrid community empowerment model for Indonesian migrant workers in Malaysia and Thailand through integrated online and onsite mentoring activities. The program involved 42 participants and was implemented through several stages, including preliminary online counseling, onsite mentoring and empowerment sessions, and post-program virtual evaluation. The first implementation was conducted during September–October 2025, while the second program was carried out in March–May 2026. A participatory community assistance approach was applied using reflective discussion, collaborative mentoring, and sustainable monitoring mechanisms. The findings demonstrated increased participant awareness regarding financial literacy, entrepreneurial preparation, and adaptive economic management. The hybrid empowerment model also facilitated continuous interaction and participatory engagement despite geographical limitations. Furthermore, collaborative involvement between lecturers and students strengthened intercultural learning and community participation throughout the empowerment process. This program contributes to the development of sustainable transnational community empowerment practices by proposing an adaptive hybrid mentoring framework integrating digital communication and direct social engagement.
EMPLOYEE ENGAGEMENT AND ORGANIZATIONAL CITIZENSHIP BEHAVIOR IN SMES: THE MEDIATING ROLE OF PSYCHOLOGICAL SAFETY Fatwa Zuhaena; Heru Cahyo; Arinastuti
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 9 No 4 (2025): IJEBAR, VOL. 09 ISSUE 04, DECEMBER 2025
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v9i4.19982

Abstract

Small and medium enterprises (SMEs) increasingly require employees who are willing to contribute beyond formal job responsibilities to maintain organizational sustainability and competitiveness. Organizational citizenship behavior (OCB) consequently becomes an important organizational asset because voluntary employee behavior strengthens teamwork, flexibility, and organizational effectiveness. This study aims to examine the relationships among employee engagement, psychological safety, and organizational citizenship behavior, as well as the mediating role of psychological safety among SME employees in Indonesia. This study employed a quantitative approach using a cross-sectional survey design. Data were collected from 198 SME employees through an online questionnaire and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The findings reveal that employee engagement positively affects psychological safety and organizational citizenship behavior. Psychological safety also positively influences organizational citizenship behavior and significantly mediates the relationship between employee engagement and organizational citizenship behavior. The study confirms that engaged employees are more likely to demonstrate extra-role behavior when they perceive psychologically safe workplace environments characterized by trust, openness, and supportive interpersonal relationships. The findings strengthen Social Exchange Theory in explaining reciprocal employee behavior within SME environments and provide practical implications for developing supportive organizational climates that encourage voluntary employee participation and organizational sustainability. Keywords: Employee Engagement; Psychological Safety; Organizational Citizenship Behavior; SMEs; Social Exchange Theory
Optimalisasi Kemampuan Riset Mahasiswa YUNTECH melalui Pemanfaatan Teknologi AI Enrico Aziezy; Heru Cahyo; Wisnu Wijayanto; Sodik Dwi Purnomo; Rizka Fauziyatun Nisa; Zhika Vilanti; Florenkias Nikosal
ABDIMASKU : JURNAL PENGABDIAN MASYARAKAT Vol 9, No 2 (2026): MEI 2026
Publisher : LPPM UNIVERSITAS DIAN NUSWANTORO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62411/ja.v9i2.3306

Abstract

Kegiatan pengabdian ini dilatarbelakangi oleh rendahnya pemanfaatan teknologi kecerdasan buatan (AI) dalam mendukung proses penelitian mahasiswa, khususnya dalam penulisan akademik, manajemen referensi, dan analisis data. Padahal, perkembangan teknologi AI menawarkan solusi untuk meningkatkan efisiensi dan kualitas penelitian. Oleh karena itu, kegiatan ini bertujuan untuk meningkatkan literasi dan keterampilan mahasiswa dalam memanfaatkan tools berbasis AI. Metode yang digunakan adalah pelatihan interaktif, praktik langsung, serta pendampingan personal kepada mahasiswa Graduate School of Technological and Vocational Education, YUNTECH, Taiwan. Hasil kegiatan menunjukkan bahwa peserta mengalami peningkatan pemahaman terhadap konsep AI dan mampu mengaplikasikan tools seperti Grammarly, Mendeley, dan ChatGPT dalam proses penelitian secara lebih efektif. Selain itu, terjadi peningkatan kualitas karya tulis akademik, kepercayaan diri, serta kemampuan analisis mahasiswa. Program ini juga menghasilkan modul pelatihan dan mendorong terbentuknya kolaborasi akademik. Kesimpulannya, pemanfaatan teknologi AI terbukti mampu meningkatkan kompetensi penelitian mahasiswa secara signifikan serta mendukung daya saing akademik di tingkat internasional.This community service activity is motivated by the limited utilization of artificial intelligence (AI) technology in supporting students’ research processes, particularly in academic writing, reference management, and data analysis. In fact, the advancement of AI technology offers solutions to improve research efficiency and quality. Therefore, this program aims to enhance students’ literacy and skills in utilizing AI-based tools. The methods employed include interactive training, hands-on practice, and personalized mentoring for students at the Graduate School of Technological and Vocational Education, YUNTECH, Taiwan. The results indicate that participants showed improved understanding of AI concepts and were able to effectively use tools such as Grammarly, Mendeley, and ChatGPT in their research activities. Additionally, there was an improvement in academic writing quality, confidence, and analytical skills. The program also produced training modules and fostered academic collaboration. In conclusion, the use of AI technology has proven to significantly enhance students’ research competencies and support their academic competitiveness at an international level.
Pengaruh Firm Age, Underwriter Reputation, Return On Equity, Leverage, Dan Earning Per Share Terhadap Underpricing Saham Pada Sektor Consumer Non Cyclicals Di Bursa Efek Indonesia Sevi Triani; Heru Cahyo, Dian S.P. Koesoemasari
YUME : Journal of Management Vol 9, No 1
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/yume.v9i1.11297

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Firm Age, Underwriter Reputation, Return On Equity (ROE), Leverage, And Earnings Per Share (EPS) terhadap Underpricing Saham IPO pada perusahaan sektor consumer non cyclicals yang terdaftar di Bursa Efek Indonesia. Penelitian menggunakan 43 perusahaan sebagai sampel dengan periode pengamatan 2020–2024 yang ditentukan melalui metode purposive sampling. Analisis regresi linier berganda digunakan untuk menguji pengaruh variabel independen terhadap underpricing saham IPO. Hasil empiris menunjukkan bahwa umur perusahaan berpengaruh positif dan signifikan terhadap underpricing Saham. Reputasi underwriter dan ROE berpengaruh negatif dan signifikan, yang mengindikasikan bahwa reputasi underwriter yang lebih tinggi dan profitabilitas yang lebih baik berkaitan dengan tingkat underpricing yang lebih rendah. Sebaliknya, leverage dan EPS tidak berpengaruh signifikan terhadap underpricing IPO. Temuan ini menegaskan pentingnya karakteristik spesifik perusahaan dan kualitas underwriter dalam menentukan hasil penetapan harga IPO pada sektor consumer non cyclicals di Indonesia.Kata Kunci: Underpricing; Underwriter;Fundamental Perusahaan