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THE LEGAL FRAMEWORK OF SHARIAH BANKING IN INDONESIA: IMPLICATIONS FOR FINANCIAL REGULATION AND MARKET DEVELOPMENT Ahmad Narud; Rachel Chan; Nikhil Joshi
Sharia Oikonomia Law Journal Vol. 3 No. 1 (2025)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/solj.v3i1.2082

Abstract

The rapid growth of Shariah banking in Indonesia has prompted significant regulatory developments to align financial practices with Islamic principles. However, the legal framework governing Shariah banking remains complex, raising questions about its effectiveness in fostering financial regulation and market development. This study examines the legal structure of Shariah banking in Indonesia, focusing on its implications for financial regulation and its role in promoting sustainable market growth. The research aims to identify gaps in the current legal framework and propose recommendations for enhancing regulatory coherence and market competitiveness. Using a qualitative approach, this study analyzes legal documents, regulatory policies, and secondary data from authoritative sources, complemented by interviews with key stakeholders in the Shariah banking sector. The findings reveal that while Indonesia has established a comprehensive legal framework for Shariah banking, challenges such as regulatory fragmentation, limited enforcement mechanisms, and insufficient integration with global Shariah standards persist. These issues hinder the sector's potential to contribute fully to financial inclusion and economic development. The study concludes that strengthening the legal framework through harmonized regulations, enhanced enforcement, and greater alignment with international Shariah standards is crucial for the sustainable growth of Shariah banking in Indonesia.  
ENHANCING TEACHERS’ PROFESSIONAL COMPETENCIES FOR HYBRID LEARNING THROUGH A PEER-LED DIGITAL MENTORSHIP PROGRAM Rafiullah Amin; Rachel Chan; Megan Koh
Journal Neosantara Hybrid Learning Vol. 3 No. 3 (2025)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/jnhl.v3i3.2822

Abstract

The rapid shift toward hybrid learning has underscored the urgent need to enhance teachers’ digital pedagogical competencies. Many educators, particularly in developing educational contexts, face challenges in integrating technology effectively into instructional design and collaborative teaching practices. This study investigates the implementation of a peer-led digital mentorship program as a sustainable approach to strengthen teachers’ professional competencies for hybrid education. The research aims to examine how structured peer mentoring, supported by digital platforms, improves teachers’ skills in instructional technology, online communication, and collaborative curriculum development. A mixed-method design was applied, involving 60 teachers from secondary schools participating in a three-month mentorship program. Quantitative data were collected through pre- and post-training competency assessments, while qualitative insights were derived from focus group discussions and reflective journals. Data analysis employed paired-sample t-tests for statistical validation and thematic analysis for narrative interpretation. Results showed significant improvement in teachers’ digital literacy (p < 0.01), confidence in hybrid instruction, and collaborative engagement. Participants reported that peer mentoring provided psychological safety, practical modeling, and contextual learning experiences that formal training often lacked. The study concludes that peer-led digital mentorship represents an effective, scalable model for professional development in the hybrid learning era. It fosters a culture of collaboration, adaptability, and continuous learning among teachers, supporting the long-term sustainability of hybrid education practices.
The Relationship between Teacher Digital Literacy and the Use of Technology in Learning Rachel Chan; Marcus Tan; Aditi Verma
International Journal of Educational Narratives Vol. 3 No. 2 (2025)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/ijen.v3i2.2149

Abstract

Background. The integration of technology in education has become increasingly essential for enhancing learning experiences, yet the successful use of technology in teaching relies heavily on teachers’ digital literacy. Digital literacy refers to the ability to use, understand, and evaluate digital tools effectively, and it has been identified as a critical factor influencing the adoption and implementation of technology in the classroom. Purpose. This study investigates the relationship between teachers’ digital literacy and their use of technology in teaching practices. The primary objective is to assess how teachers’ proficiency in digital tools impacts their incorporation of technology into the learning environment. Method. A quantitative research design was employed, using surveys to collect data from 200 teachers across various educational institutions. Descriptive and inferential statistics were used to analyze the data, revealing a positive correlation between digital literacy and the frequency and effectiveness of technology use in the classroom. Results. The findings suggest that teachers with higher levels of digital literacy are more likely to utilize technology in diverse and innovative ways to support student learning. Conclusion. In conclusion, enhancing teachers’ digital literacy is crucial for optimizing the integration of technology in education, thus contributing to more effective and engaging learning experiences.  
Legal Approaches to Cybersecurity: A Global Study of Frameworks and Enforcement in the Digital Age Ethan Tan; Rachel Chan; Daiki Nishida
Rechtsnormen: Journal of Law Vol. 4 No. 1 (2026)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/rjl.v4i1.1792

Abstract

Background. Cybersecurity is a critical global issue driven by increasing reliance on digital technology, which heightens vulnerabilities to data breaches and cyber threats. Public-private partnerships (PPPs) play a key role in strengthening cyber law enforcement, but challenges like regulatory gaps and differing priorities demand systematic collaboration to optimize their effectiveness. Purpose. This research aims to assess the role of public-private partnerships (PPP) in strengthening cyber law enforcement in various legal systems. Method. This research uses an approach Systematic Literature Review (SLR) to identify, analyze and synthesize various studies relevant to the topic of cyber law enforcement and the role of public-private partnerships (PPP) in that context. Results. The research highlights key themes including the effectiveness of PPPs in improving cybersecurity, barriers to their implementation due to regulatory and interest conflicts, regional differences in success rates influenced by legal systems, and the role of PPPs in fostering collaborative innovation and law enforcement, alongside recommendations for strengthening legal frameworks and addressing gaps in empirical data. Conclusion. This research highlights the critical role of public-private partnerships (PPPs) in cyber law enforcement, emphasizing that transparency, trust, and shared commitment are key factors influencing their effectiveness.
Implementation of International Law Principles in Indonesian National Law Budi Prasetyo; Jaden Tan; Rachel Chan
Rechtsnormen: Journal of Law Vol. 3 No. 1 (2025)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/rjl.v3i1.2071

Abstract

Background. The integration of international law principles into domestic legal systems is a complex and often contentious process. In Indonesia, the implementation of international law principles in national law involves balancing domestic legal norms with the obligations arising from international treaties and conventions. Objective. This study aims to examine how international law principles are implemented in Indonesian national law, focusing on the mechanisms, challenges, and effectiveness of their integration. The research seeks to identify key areas where international law is applied or disregarded in Indonesian legal practice and to provide recommendations for improving alignment with international standards. Method. A qualitative research approach was used, combining legal document analysis, case studies, and interviews with legal scholars, policymakers, and practitioners. This allowed for a comprehensive assessment of the practical application of international law principles in Indonesia’s legal system. Results. The study found that while Indonesia incorporates international law principles in specific areas, such as human rights and environmental law, there is often resistance or inconsistency in their implementation, particularly in areas that conflict with national interests. Conclusion. To enhance the effectiveness of implementing international law principles, this study recommends greater institutional cooperation, clearer legal frameworks, and the establishment of stronger enforcement mechanisms.
Effectiveness of Pretrial in Testing the Legality of Arrest and Detention Sri Primawati Indraswari; Rachel Chan; Ava Lee
Rechtsnormen: Journal of Law Vol. 3 No. 3 (2025)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/rjl.v3i3.2096

Abstract

Background. Pretrial procedures play a vital role in testing the legality of arrest and detention, ensuring that individuals' rights are protected against arbitrary detentions. Legal safeguards such as judicial review of arrests are essential in preventing abuses of power by law enforcement agencies. In many jurisdictions, pretrial hearings serve as a critical mechanism to determine whether there is enough evidence to justify continued detention, thus promoting the rule of law and human rights protection. Objective. This study aims to evaluate the effectiveness of pretrial hearings in testing the legality of arrest and detention. The research investigates how these procedures influence the protection of individual rights and the overall functioning of the justice system. Method. A qualitative research design was employed, utilizing case studies, legal analysis, and interviews with legal professionals, detainees, and human rights advocates. Data were collected from multiple jurisdictions to assess the impact of pretrial procedures on the legality of detention. Results. The findings suggest that pretrial hearings are an effective mechanism for testing the legality of arrests and detentions, but their application is inconsistent, with some jurisdictions lacking adequate legal frameworks to ensure timely and fair reviews. Conclusion. The study concludes that while pretrial hearings can significantly contribute to the protection of individual rights, improvements in procedural consistency and access to legal representation are needed to enhance their effectiveness.