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Analisis Pemahaman Masyarakat Jorong Ujung Padang Terhadap Pembukaan Rekening Dan Transaksi Mobile Banking Online Digital Fitriani; Febriyeni
Tanmiyah Impact: Islamic Economics & Business Service Journal Vol. 1 No. 2 (2025): Juni 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam

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Perkembangan teknologi digital telah membawa perubahan signifikan pada sektor perbankan, salah satunya melalui layanan mobile banking yang memungkinkan transaksi keuangan dilakukan secara daring. Namun, tingkat pemahaman masyarakat terhadap layanan ini masih tergolong rendah, khususnya di Jorong Ujung Padang. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pemahaman dan literasi digital masyarakat terkait pembukaan rekening online serta transaksi non-tunai melalui mobile banking. Metode pelaksanaan menggunakan pendekatan partisipatif melalui kegiatan sosialisasi langsung, simulasi penggunaan aplikasi, dan pendampingan individual. Hasil survei awal menunjukkan bahwa sebagian besar masyarakat hanya mengenal istilah mobile banking tanpa memahami prosedur, fitur, dan manfaatnya secara menyeluruh. Faktor penghambat utama meliputi kekhawatiran terhadap keamanan data pribadi, keterbatasan infrastruktur internet, serta kebiasaan bertransaksi secara tunai. Meskipun demikian, potensi adopsi layanan mobile banking cukup tinggi pada kelompok usia muda yang lebih terbuka terhadap inovasi digital. Setelah pelaksanaan kegiatan, terjadi peningkatan kepercayaan masyarakat terhadap layanan mobile banking, ditunjukkan oleh 55% responden yang menyatakan kesediaan untuk mencoba layanan tersebut. Kegiatan ini berkontribusi dalam meningkatkan literasi keuangan dan mendorong inklusi keuangan digital di tingkat masyarakat. The advancement of digital technology has brought significant changes to the banking sector, particularly through mobile banking services that enable online financial transactions. However, the level of public understanding of these services remains relatively low, especially in Jorong Ujung Padang. This community service activity aims to improve public understanding and digital literacy related to online account opening and cashless transactions through mobile banking. The implementation employed a participatory approach through direct socialization, application usage simulations, and individual assistance. Initial survey results indicated that most community members were only familiar with the term mobile banking without fully understanding its procedures, features, and benefits. The main inhibiting factors included concerns over personal data security, limited internet infrastructure, and entrenched cash-based transaction habits. Nevertheless, the potential adoption of mobile banking services is relatively high among younger community members who are more receptive to digital innovations. Following the implementation of the program, there was an increase in public confidence in mobile banking services, as evidenced by 55% of respondents expressing willingness to try the service. This activity contributes to enhancing financial literacy and promoting digital financial inclusion at the community level
Pemanfaatan Limbah Lidi Daun Sawit sebagai Solusi Bisnis Halal Ramah Lingkungan di Desa Erlinda Kartini; Febriyeni
Tanmiyah Impact: Islamic Economics & Business Service Journal Vol. 1 No. 3 (2025): September 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam

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Penelitian ini bertujuan mengeksplorasi potensi lidi daun sawit sebagai bahan baku bisnis ramah lingkungan dan sesuai syariah di Desa Anak Aia Kumayan. Inisiatif ini diharapkan dapat memberdayakan masyarakat lokal melalui praktik ekonomi berkelanjutan dengan mengubah limbah menjadi produk bernilai tambah, seperti alat kebersihan dan kerajinan tangan. Penelitian menggunakan pendekatan deskriptif kualitatif dengan teknik pengumpulan data melalui observasi lapangan, wawancara, dan dokumentasi. Hasil penelitian menunjukkan bahwa inovasi ini tidak hanya berkontribusi pada pelestarian lingkungan, tetapi juga membuka peluang pengembangan bisnis halal di kawasan pedesaan. Selain itu, program ini meningkatkan kesadaran kewirausahaan ramah lingkungan dan memperkuat perekonomian lokal. This study aims to explore the potential of oil palm leaf midribs as raw materials for environmentally friendly and Sharia-compliant business ventures in Anak Aia Kumayan Village. The initiative seeks to empower the local community through sustainable economic practices by transforming waste into value-added products, such as cleaning tools and handicrafts. A descriptive qualitative approach was employed, using field observations, interviews, and documentation for data collection. The findings indicate that this innovation contributes not only to environmental preservation but also to the development of halal business opportunities in rural areas. Furthermore, the program fosters awareness of eco-friendly entrepreneurship and strengthens the local economy
STUDI HADIS KONSUMSI DAGING KELEDAI: ANALISIS TEKSTUAL DAN KONTEKSTUAL TERHADAP LARANGAN KONSUMSI HIMAR AHLIYYAH hafisto yudistira; Febriyeni; Yulia Rahmi
Hikmah Studies : Journal of Religion, Narrative, and Thought Vol. 1 No. 1 (2026): March 2026
Publisher : Hikmah Studies : Journal of Religion, Narrative, and Thought

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Artikel ini membahas hadis-hadis tentang konsumsi daging keledai, khususnya larangan mengonsumsi daging keledai jinak (himar ahliyyah) dalam riwayat Nabi Muhammad SAW. Penelitian ini dilatarbelakangi oleh adanya hadis-hadis yang secara tekstual tampak berbeda, di mana sebagian hadis melarang secara tegas konsumsi daging keledai, sementara riwayat lain menunjukkan adanya kebolehan dalam kondisi tertentu. Kondisi tersebut memunculkan pertanyaan mengenai apakah larangan tersebut bersifat li dzatihi atau li ghairihi. Kebaruan penelitian ini terletak pada analisis tematik yang memadukan pendekatan tekstual dan kontekstual dalam memahami hadis-hadis konsumsi daging keledai. Penelitian ini merupakan penelitian kepustakaan kualitatif dengan metode maudhu’i melalui penghimpunan hadis-hadis dari kutub al-tis‘ah, kemudian dianalisis menggunakan pendekatan tekstual dan kontekstual. Hasil penelitian menunjukkan bahwa hadis-hadis tentang konsumsi daging keledai secara umum berkualitas shahih dan dapat diklasifikasikan ke dalam beberapa bentuk, yaitu pelarangan mutlak, pelarangan karena faktor rijs, pelarangan karena alasan teknis dan logistik, serta perbedaan antara keledai jinak dan keledai liar. Penelitian ini menyimpulkan bahwa larangan konsumsi daging keledai jinak bersifat li ghairihi karena berkaitan dengan faktor kontekstual seperti fungsi sosial, kebersihan, dan kemaslahatan, bukan karena zat hewan itu sendiri.
STUDI KRITIK HADIS MEMBACA SURAT AL-ZALZALAH SETARA DENGAN SEPARUH AL-QUR'AN Muhammad Thoriq; Febriyeni; Yulia Rahman
Hikmah Studies : Journal of Religion, Narrative, and Thought Vol. 1 No. 1 (2026): March 2026
Publisher : Hikmah Studies : Journal of Religion, Narrative, and Thought

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Penelitian ini mengkaji hadis tentang keutamaan membaca Surah Al-Zalzalah yang dinyatakan setara dengan separuh Al-Qur’an, sebagaimana diriwayatkan dalam Sunan At-Tirmidzi dan dikategorikan sebagai hadis gharib, sehingga memunculkan perbedaan penilaian di kalangan ulama hadis terkait kualitas dan kehujjahannya. Penelitian ini menggunakan pendekatan kualitatif melalui studi kepustakaan dengan mengandalkan sumber primer berupa kitab-kitab hadis, khususnya Sunan At-Tirmidzi beserta kitab syarah dan karya takhrij, serta sumber sekunder berupa literatur ulumul hadis dan jurnal ilmiah yang relevan. Metode analisis dilakukan melalui tahapan takhrij hadis, i‘tibar sanad, penilaian kredibilitas perawi, serta kritik matan dengan menimbang kesesuaian redaksi hadis terhadap prinsip-prinsip Al-Qur’an dan hadis-hadis sahih lainnya. Hasil kajian menunjukkan bahwa hadis tersebut memiliki kelemahan dari aspek sanad akibat perbedaan penilaian terhadap beberapa perawi, sementara dari sisi matan, ungkapan keutamaan tidak dipahami secara kuantitatif-literal, melainkan sebagai penegasan atas kandungan tematik Surah Al-Zalzalah yang menekankan keimanan kepada hari akhir dan keadilan Allah Swt. Penelitian ini menegaskan pentingnya sikap kehati-hatian dalam mengamalkan hadis-hadis fadha’il al-a‘mal dan fadha’il al-suwar dengan menempatkannya dalam kerangka analisis sanad dan pemahaman matan yang proporsional, serta diharapkan dapat memperkaya khazanah keilmuan hadis melalui pendekatan metodologis yang kritis, objektif, dan bertanggung jawab secara akademik.
Kontekstualisasi Pemahaman Hadis Tentang Safar adalah Sebagain dari Azab Rafid Sikumbang; Febriyeni
Hikmah Studies : Journal of Religion, Narrative, and Thought Vol. 1 No. 4 (2026): December 2026
Publisher : Hikmah Studies : Journal of Religion, Narrative, and Thought

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This article aims to examine the contextualization of the understanding of the hadith stating that “travel is part of torment” (al-safar qit‘atun min al-‘adhāb) in the contemporary context. The hadith explains that travel may reduce a person’s comfort in eating, drinking, and sleeping and encourages travelers to return to their families after completing their needs. This hadith needs to be understood contextually because the conditions of travel during the Prophet’s time differed significantly from those of the present day, particularly in terms of transportation and travel facilities. This study employs a qualitative method with a library research approach by examining relevant hadith literature, classical commentaries, and other related sources. The results show that the term ‘adhāb in the hadith does not refer to physical punishment, but rather metaphorically describes the difficulties, fatigue, discomfort, separation from family, and potential disruption of worship experienced during travel. In the contemporary context, modern transportation and travel facilities can reduce some of these difficulties. Therefore, the hadith remains relevant when the underlying cause (‘illah) of difficulty and discomfort is present in a journey. Conversely, when such difficulties are absent, the understanding of the hadith should be considered according to the circumstances of the journey.
Adab Terhadap Keluarga Non-Muslim Perspektif Hadis Fitria Adzani Adzkia; Febriyeni
Hikmah Studies : Journal of Religion, Narrative, and Thought Vol. 1 No. 4 (2026): December 2026
Publisher : Hikmah Studies : Journal of Religion, Narrative, and Thought

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This study examines the etiquette of Muslims toward family members of different religious beliefs from the perspective of the hadiths of the Prophet Muhammad (peace be upon him). Differences in religious beliefs within a family do not necessarily constitute a reason to sever kinship ties. Islam continues to emphasize the importance of maintaining family relationships, treating others kindly, showing respect, providing assistance in permissible matters, and treating non-Muslim family members humanely. Nevertheless, such relationships have certain boundaries, particularly in matters of faith and worship. This study employs a library research method with a qualitative approach. The primary sources consist of the hadiths of the Prophet Muhammad related to Muslim relationships with non-Muslim family members, while supporting sources include hadith commentaries, books, journal articles, and other relevant literature. The analysis was conducted thematically by collecting hadiths related to the topic, conducting takhrij, examining the authenticity and quality of the hadiths, understanding their meanings through the explanations of Islamic scholars, and relating them to relevant verses of the Qur’an. The findings indicate that the hadiths of the Prophet provide balanced guidance: Muslims are instructed to maintain family relationships and treat non-Muslim family members kindly, but they are not permitted to follow invitations or practices that contradict tawhid and the principles of Islamic teachings. Thus, etiquette toward non-Muslim family members reflects a balance between steadfastness in faith and the fulfillment of humanitarian obligations
Penafsiran Hamka Dan Quraish Shihab Terhadap Qs. At-Talaq Ayat 4 : Studi Muqarran Tentang ‘Iddah Perempuan Lia Estianti; Febriyeni
Hikmah Studies : Journal of Religion, Narrative, and Thought Vol. 1 No. 4 (2026): December 2026
Publisher : Hikmah Studies : Journal of Religion, Narrative, and Thought

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This study examines the interpretation of two contemporary Indonesian mufassirs (interpreters of the Qur'an), Hamka and Quraish Shihab, regarding Surah at-Talaq verse 4 concerning the concept of women's 'iddah (waiting period). The background of this research is the need for a profound understanding from the perspective of modern scholars regarding the waiting period for women in various biological conditions. This is a library research using a comparative method (muqarran). The results show that both Hamka and Quraish Shihab agree on the classification of the 'iddah period for menopausal women, those who have not menstruated, and pregnant women. The fundamental difference lies in their interpretive approaches; Hamka tends to use a comprehensive approach emphasizing ethical and social aspects (ijtima'i), while Quraish Shihab is more analytical, focusing on legal aspects and the duration of the waiting period based on the woman's biological condition.
Living Qur'an dalam Praktik Pengobatan Spiritual: Persepsi Masyarakat Jorong Bukit Gombak Terhadap Ruqyah Berbasis Ayat Al-Qur'an Muhammad Wildanun; Febriyeni
Hikmah Studies : Journal of Religion, Narrative, and Thought Vol. 1 No. 3 (2026): September 2026
Publisher : Hikmah Studies : Journal of Religion, Narrative, and Thought

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This study examines the practice of spiritual healing based on Al-Quranic verses carried out by Ustadz Darwen Afrizal and Ustadz Ridwan in Jorong Bukit Gombak, Nagari Padang Laweh, Sijunjung Regency. This method has long been the choice of the community, especially to treat disorders believed to be non-physical. The study aims to describe the process of using Al-Quranic verses in treatment and examine the community's views on this practice. The study uses a qualitative descriptive approach with interview, observation, and documentation techniques as the main data sources. The analysis process is carried out through reduction, presentation, and conclusion. The results of the study show that Ustadz Darwen performs ruqyah on patients directly by reading Al-Quranic verses such as Al-Fatihah, Ayat Kursi, Al-Ikhlas, Al-Falaq, and An-Nas, as well as dhikr lectures and ruqyah water baths. Meanwhile, Ustadz Ridwan focuses more on the use of water that has read Al-Quranic verses for drinking and bathing. The second method is considered compliant with Islamic law and free from idolatry. The community responds positively to it, believing it brings peace, aids physical and non-physical recovery, and is cost-effective. Research concludes that Quranic-based spiritual healing not only serves as an alternative healing method but also strengthens the religious values ​​of the Bukit Gombak community.
Etika Speak Up di Media Sosial: Reinterpretasi QS. An-Nisa’ 148 Dengan Teori Double Movement Fazlur Rahman Difki Maidika; Febriyeni
Hikmah Studies : Journal of Religion, Narrative, and Thought Vol. 1 No. 4 (2026): December 2026
Publisher : Hikmah Studies : Journal of Religion, Narrative, and Thought

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The phenomenon of speak up on social media has increasingly developed as a means for victims of injustice to express their experiences and seek public support. On the other hand, this phenomenon raises ethical concerns regarding the boundaries between freedom of expression and the prohibition of exposing others' faults in public spaces. This study aims to reinterpret Qur'an Surah An-Nisa' verse 148 through Fazlur Rahman's Double Movement theory in order to formulate ethical principles for speak up practices on social media. This study employs a qualitative library research method through the examination of classical and contemporary Qur'anic commentaries and Fazlur Rahman's hermeneutical framework. The findings show that QS. An-Nisa' verse 148 provides moral legitimacy for victims of injustice to disclose their experiences as an effort to seek justice, provided that such expression remains within ethical boundaries. The study identifies five moral principles: protection of victims and the pursuit of justice, proportionality in conveying information, balance between freedom of expression and social responsibility, prioritization of patience and forgiveness, and responsible communication. These principles contribute to an ethical framework for speak up practices on social media oriented toward justice, truthfulness, civility, social responsibility, and good intentions.
Tafsir Ayat-Ayat Cinta (Studi Komparatif Tafsir Al-Azhar Dan Tafsir Al-Mishbah Tentang Mahabbah, Mawaddah Dan Rahmah) riska Marhamah; Febriyeni
Hikmah Studies : Journal of Religion, Narrative, and Thought Vol. 1 No. 3 (2026): September 2026
Publisher : Hikmah Studies : Journal of Religion, Narrative, and Thought

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This study examines the interpretation of Qur'anic verses on love in Tafsir Al-Azhar by Buya Hamka and Tafsir Al-Mishbah by M. Quraish Shihab. It addresses how both exegetes interpret the concepts of mahabbah, mawaddah, and rahmah, as well as their similarities and differences. The novelty of this study lies in its comparative analysis of six Qur'anic verses representing these concepts using two prominent Indonesian Qur'anic commentaries. This research employs a qualitative library research method with a tafsir muqaran (comparative) approach. Primary data were obtained from the Qur'an, Tafsir Al-Azhar, and Tafsir Al-Mishbah, while secondary data were collected from relevant books, journal articles, and other literature. The findings indicate that both exegetes regard love as a fundamental Qur'anic value. However, Hamka emphasizes moral and social dimensions, whereas Quraish Shihab highlights linguistic, psychological, and contextual aspects, enriching the understanding of love in the Qur'an.
Co-Authors Difki Maidika Erlinda Kartini Fitria Adzani Adzkia Fitriani Hafisto Yudistira Lia Estianti Muhammad Thoriq Muhammad Wildanun Nurul Jamalia Zahra Lubis Rafid Sikumbang riska Marhamah Yulia Rahman Yulia Rahmi