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Sharia Economics: Alternative Solutions for a Sustainable Economy Junaedi Junaedi; Muhammad Mahfuz; A. Fandir; A. Fandir; Qais Ainu Rahmatika; Lila Alwyah
Business Management Vol. 4 No. 2 (2025): Business Management Mei
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/bisnis.v4i2.8702

Abstract

Recurring global economic crises show the weakness of the conventional economic system in realizing fair, inclusive and sustainable growth. Sharia economics exists as an alternative solution by offering a system based on the values of justice, balance and social responsibility. This research aims to analyze the implementation of sharia economic principles and their contribution to sustainable economic development in Indonesia. The method used is descriptive qualitative through literature studies and case studies on sharia financial institutions and zakat and waqf management institutions. The research results show that sharia economics plays a significant role in empowering the community's economy, reducing social inequality, and strengthening the real sector through usury-free financial mechanisms, zakat distribution, and productive waqf management. However, the implementation of sharia economics still faces challenges in the form of low public literacy, limited regulations, and the need to increase human resource capacity. By strengthening policies and institutional support, sharia economics has great potential as a main pillar in building a sustainable and just economy.
Drivers, Challenges, and Impacts of Digital Transformation in the Creative Economy Muhammad Budi Utama; Fahrul Hudatil Atkiyan; Junaedi Junaedi; Andi Pranata; Ahmad Ahmad
Abdi Masyarakat Vol. 8 No. 1 (2026): Abdi Masyarakat
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/m2s9jp26

Abstract

Digital transformation has significantly influenced the development of the creative economy in the digital era. This study aims to analyze the drivers, challenges, and impacts of digital transformation in the creative economy using a Systematic Literature Review (SLR) approach. Relevant articles published between 2019 and 2025 were collected from reputable academic databases and systematically analyzed. The findings indicate that technological advancement, changing consumer behavior, market competition, and government support are the main drivers of digital transformation in the creative economy. However, several challenges remain, including limited digital literacy, inadequate infrastructure, financial constraints, and data security issues. The study also reveals that digital transformation positively impacts innovation, operational efficiency, market expansion, and business competitiveness within the creative sector. Furthermore, successful digital transformation requires strong human resource capabilities, supportive policies, and sustainable digital ecosystems. This research contributes to the understanding of digital transformation in the creative economy and provides practical implications for policymakers and creative industry practitioners in developing effective digital transformation strategies.
Hubungan antara Perencanaan Keuangan dan Kinerja Ekonomi UMKM di Era Digital Noni Antika Khairunnisah; Muhammad Azim; Moh Salman Alfarisi; Junaedi Junaedi
Journal of Public Sector Financial Management Vol 1 No 1 (2025): Journal of Financial Management (Oktober)
Publisher : Bussiness Academy of Lombok

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Perkembangan era digital telah menghadirkan berbagai peluang dan tantangan bagi Usaha Mikro, Kecil, dan Menengah (UMKM). Salah satu tantangan utama adalah pentingnya perencanaan keuangan yang terstruktur untuk mendukung kinerja ekonomi yang optimal. Penelitian ini bertujuan untuk menganalisis hubungan antara perencanaan keuangan dan kinerja ekonomi UMKM di era digital, dengan menyoroti peran literasi keuangan dan adopsi teknologi dalam pengelolaan keuangan. Metode penelitian yang digunakan adalah kuantitatif dengan pendekatan deskriptif dan analisis kausal. Data dikumpulkan melalui kuesioner terstruktur yang diberikan kepada pelaku UMKM yang telah mengadopsi teknologi digital, serta dianalisis menggunakan regresi linier berganda. Hasil penelitian menunjukkan bahwa perencanaan keuangan berbasis teknologi digital memiliki pengaruh signifikan terhadap kinerja ekonomi UMKM (t-hitung = 6,45; p < 0,01). Selain itu, literasi keuangan juga berperan penting dalam mendukung keberhasilan implementasi perencanaan keuangan, dengan kontribusi bersama sebesar 68% terhadap variasi kinerja ekonomi UMKM. Kesimpulan penelitian ini menegaskan bahwa perencanaan keuangan yang efektif, didukung oleh literasi keuangan dan teknologi digital, merupakan kunci dalam meningkatkan kinerja ekonomi UMKM. Oleh karena itu, diperlukan peningkatan literasi keuangan dan penguatan adopsi teknologi digital untuk mendukung keberlanjutan UMKM di era digital. Penelitian ini juga mengidentifikasi perlunya eksplorasi lebih lanjut terhadap faktor eksternal, seperti kebijakan pemerintah dan akses pembiayaan, yang turut memengaruhi kinerja ekonomi UMKM.